Lufkin Credit Union TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Lufkin, your trusted financial partner located at 204 Gobblers Knob Rd, Lufkin, TX 75904. Since our establishment in 1964, we have proudly served the community with a commitment to providing personalized banking solutions that meet the needs of our members. With a total membership of 4,889 and assets exceeding $43,510,981, we are more than just a credit union; we're a vital part of your financial journey. At Lufkin, we believe in empowering our members through a variety of services. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to offer the best for every stage of life. Our dedicated team, led by CEO Julianne Slusher and Board President Larry Kendrick, is here to ensure you receive exceptional service tailored just for you. Our financial strength speaks volumes: we have total deposits of $2,433,307, net worth of $10,809,031, and cash in hand amounting to $777,635. This solid foundation allows us to support our community effectively while providing you with secure and reliable banking services. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 150940, Lufkin, TX 75915. We invite you to explore our website at Lufkin FCU for more information on how we can assist you today. Whether you're looking for loans or want guidance on managing your finances better, don't hesitate to reach out! Call us at 936-632-4397 or visit us during our operating hours Monday through Friday from 8:30 AM to 4:30 PM and Saturday drive-thru from 9:00 AM to 12:00 PM. Join us at Lufkin Credit Union where your financial future is brighter together!

Branch History & Mission

Community Commitment

We believe that being a part of this community means giving back. Our outreach programs aim to support local initiatives and foster partnerships that uplift those around us. By participating in community events and providing educational resources about financial literacy, we strive to make a positive impact beyond just banking. While members can visit us at 204 Gobblers Knob Rd, official correspondence should be sent to PO Box 150940, Lufkin, TX 75915 if needed. With operating hours from Monday to Friday 8:30 AM - 4:30 PM, drive-thru services available from 7:30 AM - 6:00 PM, and Saturday drive-thru hours from 9:00 AM - 12:00 PM, we ensure accessibility for all your banking needs. As we look forward to the future, we invite you to become part of our family at Lufkin. Join us today and experience firsthand how our dedicated team can help you achieve your financial goals while contributing to a vibrant community! For more information or inquiries, feel free to call us at 936-632-4397 or visit our website at lufkinfcu.com.

Our Mission

Our mission at Lufkin is simple yet profound: to empower individuals and families by offering personalized financial solutions that promote growth and stability. We understand that each member's journey is unique, which is why we focus on building lasting relationships through trust and understanding. Whether you need a checking account, an auto loan, or assistance with mortgage refinancing, we are here to guide you every step of the way. In addition to traditional banking services like personal loans and credit cards with rewards, we also embrace technology with online and mobile banking options. This commitment ensures that our members can manage their finances conveniently and securely from anywhere.

Branch Location & Accessibility

Get in Touch!

Have questions or need assistance? Don't hesitate to reach out! You can call us at 936-632-4397 for any inquiries. We are here to help you navigate your financial journey smoothly. So why wait? Come visit us at Lufkin Credit Union today!

Nearby Landmarks and Accessibility

Just a short drive from popular spots like the Ellen Trout Zoo and Lufkin Mall, our branch is perfectly positioned for your banking needs. We offer ample parking right outside the building, ensuring that you can access our services without any hassle. Plus, our facilities are ADA compliant with ramps and easy access points, making it comfortable for everyone to visit.

Operating Hours and Services

We understand that life can get busy, so we strive to make banking as convenient as possible. Our lobby hours run from Monday to Friday, 8:30 AM to 4:30 PM, giving you plenty of time to stop by after work or during your lunch break. If you prefer drive-thru banking, we're open Saturdays from 9:00 AM to 12:00 PM, with extended drive-thru hours on weekdays until 6:00 PM. At Lufkin Credit Union, we provide a range of services designed with your financial needs in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Our ATM is available for quick withdrawals and balance checks whenever you need it.

Member Eligibility

At Lufkin, we believe that becoming a member is like stepping into a warm and welcoming community where your financial well-being is our top priority. If you're looking to join us, it's easy! Our membership is open to anyone who lives, works, worships, or attends school in the area. We also welcome family members of existing members, so if you have someone in your life who is already with us, you can join too. This means you'll have access to great services like personal banking, loans, and more tailored to meet your needs. For detailed eligibility information, feel free to visit our website at http://www.lufkinfcu.com/who-can-join . When you're ready to open an account, we've made the process straightforward. Simply reach out to us at (936) 632-4397, and our friendly team will guide you through the steps. You can also stop by our branch located at 204 Gobblers Knob Rd Lufkin Tx 75904 during our operating hours. We can't wait to welcome you into our Lufkin family!

Business Banking & Commercial Services

Business Loans Tailored for You

- We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine having a reliable partner to help you manage payments seamlessly. Our merchant services allow you to accept various payment methods, making it easier for your customers to shop with you. From credit card processing to online payment solutions, we ensure your transactions are secure and efficient. This means more time for you to focus on what you do best growing your business. Located at 204 Gobblers Knob Rd Lufkin Tx 75904, Lufkin, TX, we're here to provide personalized service that understands your unique needs. Give us a call at (936) 632-4397 or visit us today!

Comprehensive List Of Services

Business Banking

For local entrepreneurs, our Business Banking services include merchant services and business loans designed to support your growth. We understand the challenges of running a business and aim to provide tools and resources that simplify banking for business owners.

Convenient Access

Accessing your accounts has never been easier with our comprehensive digital banking features. From Online & Mobile Banking to ATM and cash withdrawal services, we ensure you have the flexibility you need. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle a great option for those on tight schedules. With our commitment to excellent member service at Lufkin, located at 204 Gobblers Knob Rd Lufkin Tx 75904, we invite you to explore all the ways we can assist you financially. Have questions? Feel free to call us at (936) 632-4397 during our operating hours: Monday through Friday from 8:30 AM to 4:30 PM and Saturday from 9:00 AM to 12:00 PM. We look forward to serving you!

Credit Cards with Benefits

Our credit card offerings come with rewards that make everyday purchases even more rewarding. With various options available, you can choose a card that aligns with your spending habits and lifestyle.

Loans Made Easy

When it comes to financing, Auto Loans & Vehicle Financing options at Lufkin are competitive and straightforward. Whether you're purchasing a new car or refinancing an existing loan, we offer flexible terms that can ease your financial burden. Additionally, our Mortgage Loans & Refinancing services provide support for those looking to buy their dream home or refinance an existing mortgage for better rates. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options can be a lifesaver. We understand that life happens, and we're committed to providing solutions that work for you.

Personal Banking

For everyday banking needs, our Personal Banking services include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds through online banking or our mobile app perfect for busy individuals who need to bank on the go. You can check balances, make transfers, and even pay bills with just a few taps on your phone.

Digital & Online Banking

E-Statements and Mobile Application

Embrace a paperless lifestyle with our e-statements feature. You'll receive your account statements directly in your email, making it easy to stay organized while also being environmentally friendly. You can access these statements anytime through our user-friendly mobile application, which is available for download on both iOS and Android devices. This app not only allows for easy viewing of your statements but also supports mobile payments, giving you the freedom to make transactions right from your phone.

Secure Transactions Made Easy

While convenience is key, security is paramount. Our digital banking features include robust protections that keep your information safe. With secure login protocols and real-time alerts for account activity, you can bank with peace of mind knowing that we prioritize your security. Although person-to-person transfers are not currently offered, you can still enjoy a range of essential services designed to make managing your finances straightforward and efficient. Whether you're making a quick payment or checking your balance on the go, we've got you covered. Explore the world of convenient banking at Lufkin today! Visit us online at https://lufkinfcu.com/ and discover how easy it can be to take charge of your financial life.

Financial Strength

Commitment to Growth

With $10,809,031 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $479 in used auto loans and $18,074,533 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 7,257, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further demonstrates our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lufkin is your trusted partner. Visit us at 204 Gobblers Knob Rd Lufkin Tx 75904 or call (936) 632-4397 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $580,001 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to efficiency, as shown by our $0 which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 11 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $10,809,031, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,484 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,355,382 in used vehicle loans and $3,582,385 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, we have options that suit your budget.

Credit Lines

If you need more flexibility, consider our credit lines. With $1,700,000 available, you can access funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0. These products are tailored for those ready to invest in their future through real estate.

Refinancing Options

For those interested in reducing monthly payments or accessing cash from their equity, our refinancing options are straightforward and accessible. We encourage you to inquire about eligibility criteria and start the process today. Our branch is located at 204 Gobblers Knob Rd Lufkin Tx 75904 in Lufkin, TX. You can reach us at (936) 632-4397 during business hours for any questions regarding our loan offerings or to discuss which product might be right for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Lufkin, we're committed to providing personalized service and competitive rates to help you navigate your financial journey effectively.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This is an excellent option for those looking to consolidate debt or cover everyday expenses without tying up their assets.

Loan Aggregator

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Ensuring Accurate Comparisons

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Lufkin