Limestone Credit Union Sault Sainte Marie MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Limestone Credit Union, your trusted financial partner since 1954! Located at 650 W Easterday Ave, Sault Sainte Marie, MI 49783, we pride ourselves on fostering a strong sense of community and providing exceptional service to our members. With over 4,600 members and total assets exceeding $72.8 million, we are dedicated to helping you achieve your financial goals. At Limestone, we understand that every member's needs are unique. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or even business banking services, we've got you covered. Our commitment to you goes beyond just providing services; it's about building lasting relationships based on trust and reliability. Under the leadership of CEO Jennifer Watson and Board President James Blanchard, our dedicated team of 24 employees works tirelessly to ensure you receive the best possible experience. We invite you to explore our offerings, including online and mobile banking options that make managing your finances easier than ever. While members can visit us at our branch location for any inquiries or services, official correspondence should be sent to our mailing address: 131 River St, Manistique, MI 49854. With total deposits amounting to $6.5 million and a net worth of $7.8 million, we are well-positioned to serve you now and in the future. Experience the difference with Limestone Credit Union where you're not just a number; you're family. Feel free to reach out by phone at (906) 341-6070 or visit our website at Limestone Credit Union for more information. We look forward to serving you!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to experience the benefits of being a part of Limestone. Our operating hours are Monday through Friday from 10:00 AM to 4:30 PM come visit us today or call us at 906-341-6070 for any inquiries. Join us as we celebrate our legacy while building a brighter future for you and your family! Explore what it means to be part of a credit union that truly cares about its members welcome to Limestone! Visit us online at Limestone Credit Union for more information.

Our Mission

At Limestone, our mission goes beyond just providing financial products; we aim to enrich the lives of our members through education and support. We believe in empowering individuals by offering resources that help them make informed financial decisions. Our commitment extends into community outreach initiatives where we partner with local organizations to improve the quality of life in Sault Sainte Marie and surrounding areas. We understand that every member's journey is unique, which is why we focus on personalized service. Whether you are looking for an auto loan or seeking advice on debt consolidation, our dedicated team is here to guide you every step of the way.

Our Story

Limestone was founded with a simple mission: to provide our members with affordable and accessible financial solutions while fostering community growth. Since opening our doors nearly 70 years ago, we have continuously evolved to meet the changing needs of our members. From offering basic savings accounts to more complex services like auto loans and business banking, we've stayed committed to supporting our community's financial well-being. In addition to traditional banking services, we embrace technology. Our members can enjoy online and mobile banking options, including electronic signatures and person-to-person payment systems. We strive to ensure everyone can access these tools with ADA compliance and user-friendly interfaces. While you can visit us at our branch address for all your banking needs, official correspondence should be sent to our mailing address at 131 River St, Manistique, MI 49854.

Branch Location & Accessibility

Accessibility Features

At Limestone, we prioritize making banking accessible for everyone. Our branch features ADA-compliant ramps and parking spaces close to the entrance, ensuring that all members can easily visit us. If you're driving by, you'll find ample parking available for both short and long visits.

Friendly Call-to-Action

We invite you to visit us soon at Limestone! If you have any questions or need assistance before stopping by, don't hesitate to give us a call at 906-341-6070. We're here to help you achieve your financial goals!

Operating Hours

Our doors are open Monday through Friday from 10:00 AM to 4:30 PM, giving you plenty of time during the week to stop by. We understand life gets busy, so feel free to come in when it suits you best within those hours.

Services Offered

While you're here, take advantage of a variety of services designed with our members in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions for everyone. Need cash? We also provide ATM access for quick withdrawals and balance checks right at our branch.

Member Eligibility

At Limestone, we believe that becoming a member means joining a welcoming community where your financial well-being is our top priority. If you're looking to join us at our branch located at 650 W Easterday Ave, Sault Sainte Marie, MI 49783, you'll find it easy and inclusive! Membership is open to anyone who lives, works, or worships in the surrounding areas. We want everyone to feel like they belong here, so whether you're a first-time banking customer or someone with experience looking for better options, we're here for you. To get started on your journey with us, simply reach out at 906-341-6070 for any questions or visit our website for more details on eligibility criteria and account opening information. You can also check out the specific eligibility guidelines here. Joining Limestone not only gives you access to competitive rates and personalized service but also connects you with a network of support designed to help you thrive financially. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,879,120, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer robust merchant services that simplify transactions for local businesses. Imagine having a system that allows you to accept payments effortlessly while keeping track of sales and inventory all in one place. Our merchant services enable you to focus on what matters most growing your business. Visit us at 650 W Easterday Ave Sault Sainte Marie, MI 49783 or call us at 906-341-6070 to explore how our tailored solutions can help your business thrive!

Comprehensive List Of Services

ATM Services

We also offer ATM & Cash Withdrawal Services, ensuring you have easy access to cash when you need it most. Whether it's withdrawing funds or checking balances, our ATMs are ready to serve you whenever required. At Limestone, we are more than just a financial institution; we're a community-focused credit union dedicated to empowering our members through personalized service and innovative solutions. If you have any questions or want to learn more about how we can assist you with any of these services, don't hesitate to reach out! Call us at 906-341-6070 or visit us online at limestonecu.com. Let us help you achieve your financial dreams today!

Auto Loans & Vehicle Financing

If you're looking to purchase a new car or refinance an existing loan, our Auto Loans & Vehicle Financing are tailored just for you. Picture driving off in your dream vehicle with a loan that fits comfortably within your budget. We understand that reliable transportation is essential, and we're here to help make it happen.

Business Banking Services

For small business owners, we offer tailored Business Banking solutions including merchant services and business loans. Imagine having the financial support needed to grow your business while enjoying easy access to banking tools that simplify operations.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking services that let you bank anytime, anywhere. Picture checking balances, transferring funds, or paying bills right from your smartphone without needing to visit the branch.

Credit Cards with Rewards

Our Credit Cards with Rewards are designed not just for spending but for earning too! Think about how nice it would be to earn rewards on everyday purchases whether it's cash back for groceries or points towards travel. This makes using a credit card more rewarding than ever.

Mortgage Loans & Refinancing

Dreaming of owning a home? Our Mortgage Loans & Refinancing services can turn that dream into reality. We offer competitive rates and personalized guidance through the mortgage process. You can envision settling into your new home, knowing you have a supportive team by your side every step of the way.

Personal Banking Solutions

Whether you're opening a checking account to manage your daily expenses or setting aside savings for future plans, our Personal Banking options have you covered. With our checking and savings accounts, managing your money becomes effortless. Imagine easily accessing funds when needed and watching your savings grow over time.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. Whether it's for medical bills or consolidating debt for easier management, we provide flexible options that can give you peace of mind and financial relief.

Digital & Online Banking

Key Features of Our Digital Services

With our online banking platform, accessible via https://limestonecu.com/, you can check your account balance, transfer funds, and pay bills anytime, anywhere. Plus, our 24/7 online banking services mean that you're never far from your financial information. Imagine having the power to manage your money in real-time! For those who prefer using their mobile devices, our mobile application is here to help. It's user-friendly and packed with features like person-to-person transfers, allowing you to send money to friends or family quickly and securely. And if you're a fan of making payments through your phone, you'll love our mobile payments feature.

Security You Can Trust

Security is a top priority for us at Limestone. We utilize electronic signature authorization to ensure that all your transactions are safe and secure. You can feel confident that your personal information is protected while using our services.

Stay Organized with E-Statements

Say goodbye to paper clutter! With e-statements available, you can access your account statements anytime without waiting for them to arrive in the mail. This not only helps you stay organized but also contributes to a more sustainable environment. In summary, our digital banking services at Limestone are designed for ease of use while keeping your information safe. Experience the freedom of managing your finances from anywhere by visiting us online today!

Financial Strength

At Limestone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you with reliability and trust. With a net worth of $7,847,417, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,077 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $24,955,324 in share certificates and $868,244 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,603,845 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $842 in used auto loans and $60,374,574 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is evident in our $243,572, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 10,875, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Limestone is your trusted partner. Visit us at 650 W Easterday Ave Sault Sainte Marie Mi 49783 or call (906) 341-6070 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $14,638,372 in used vehicle loans and $4,774,880 in new vehicle loans to help our members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we provide flexible financing options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,879,120 provide the capital needed to grow and expand. Whether you need funds for inventory or equipment purchases, we can assist you in taking your business to the next level. At Limestone Federal Credit Union, we prioritize transparency and member satisfaction. We encourage you to explore refinancing options if you're considering changing your current financial setup. You may be eligible for better rates or terms that could save you money over time. For more information about our loan products or to discuss eligibility options with one of our friendly representatives, please contact us at 906-341-6070. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,008,030, making buying or refinancing simple. We are here to guide you through the process and ensure that you have access to the best rates available.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $1,189,868 in unsecured credit card loans helping members manage their finances effectively, our cards come with competitive rates and rewards that make it easier for you to handle everyday expenses.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources ensures that users receive fair and transparent offers.

Limestone