Limestone Credit Union Manistique MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Limestone, your trusted community partner in financial services since 1954! Located at 725 E Lakeshore Dr, Manistique, MI 49854, our branch is dedicated to providing you with reliable banking solutions tailored to your needs. With a strong commitment to our members and the local community, we proudly serve 4,626 members and manage total assets of $72,843,314. At Limestone, we understand that every financial journey is unique. Whether you're looking for personal banking options such as checking and savings accounts, auto loans, or mortgage refinancing, or business services like merchant accounts and business loans, we are here to help. Our focus on member satisfaction drives us to offer competitive rates and personalized service. With a solid net worth of $7,847,417 and cash in hand amounting to $566,700, our financial stability allows us to support our members' goals effectively. We also have a robust portfolio of loans totaling 4,277, ensuring that we can meet diverse borrowing needs. Our leadership team is dedicated to guiding Limestone into the future. Under the stewardship of CEO Jennifer Watson and Board President James Blanchard, we strive for excellence in all that we do. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to 131 River St, Manistique, MI 49854 if different from our physical location. We invite you to reach out by calling us at (906) 341-5866 or visiting our website at limestonecu.com for more information about our services. Join us today and experience the difference of being part of a member-focused credit union!

Branch History & Mission

Commitment to Innovation

As part of our commitment to enhance member experience, we have embraced digital advancements. Our online and mobile banking platforms allow you to manage your finances anytime and anywhere. We also prioritize accessibility with ADA-compliant facilities ensuring that everyone can benefit from our services.

Join Us

We invite you to experience all that Limestone has to offer. Whether you're looking for a new checking account or exploring loan options, we're here to help you every step of the way. Join us today and become part of a credit union that values its members and community alike! For more information or inquiries, please call us at (906) 341-5866 or visit our website at limestonecu.com.

Our Journey

From our humble beginnings, Limestone has evolved significantly. With a focus on providing personalized service and innovative financial solutions, we've built a strong foundation in our community. Our total assets now stand at an impressive $72,843,314, reflecting our commitment to stability and growth. As we continue to expand our offerings ranging from personal banking and auto loans to business services we remain dedicated to fostering relationships with our members. While members can visit us at 725 E Lakeshore Dr Manistique Mi 49854, official correspondence should be sent to 131 River St, Manistique, MI 49854. Our location is easily accessible and close to local landmarks, making it convenient for everyone in the area.

Our Mission

Limestone's mission is clear: we aim to empower our members by providing them with accessible financial services while actively supporting our local community. We believe that financial health goes hand-in-hand with community well-being. Through various outreach programs and partnerships, we strive to make a positive impact beyond just banking. Our operating hours are designed to accommodate your busy schedule: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 10:00 AM to 1:00 PM. Additionally, we offer ATM availability for those who prefer self-service options.

Branch Location & Accessibility

Accessibility and Parking

At Limestone, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and parking facilities so everyone can enjoy a hassle-free visit. If you're driving in, you'll find ample parking available right outside the building.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 906-341-5866. Our knowledgeable staff is ready to assist you with any inquiries or concerns you may have. We invite you to stop by our branch today; we can't wait to serve you!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours tailored to fit your schedule. Visit us Monday through Friday from 9 AM to 6 PM and Saturdays from 10 AM to 1 PM. We look forward to welcoming you during these times!

Services Offered

Limestone is proud to provide a variety of services designed to meet your unique banking needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our friendly team is here for you. Additionally, if you're on the go, take advantage of our ATM services for quick cash withdrawals and balance checks.

Member Eligibility

At Limestone, we believe that becoming a member is like joining a caring family that supports your financial journey. If you live, work, or worship in the Manistique area, you're already on the right path to membership! Our doors are open to individuals who share our community values, and we strive to make banking as accessible as possible for everyone. Whether you're looking for a checking account, an auto loan, or simply want to explore better savings options, being part of our credit union means you gain access to personalized services designed just for you. To learn more about the specific eligibility requirements and see if you qualify, feel free to visit our website at . Opening an account with us is straightforward and welcoming just give us a call at (906) 341-5866, or stop by our branch located at 725 E Lakeshore Dr Manistique Mi 49854 during our friendly operating hours. We're excited to help you take this important step toward financial empowerment and community connection!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, efficient payment processing is crucial. Our merchant services enable you to accept payments effortlessly, ensuring that your customers have a smooth checkout experience. Picture a local café using our services to offer quick transactions while keeping their focus on crafting the perfect cup of coffee. Located at 725 E Lakeshore Dr Manistique Mi 49854 in Manistique, MI, we're here to support your business journey every step of the way. Reach out to us at (906) 341-5866 and discover how we can help your business grow!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,879,120, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored solutions through our Business Banking services. This includes essential Merchant Services that facilitate smooth transactions for your customers and Business Loans designed to help your enterprise grow.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Limestone, we prioritize ease of access with our comprehensive Online & Mobile Banking features. You can manage your accounts from anywhere using our user-friendly mobile application. Need cash? Our ATM services allow for quick withdrawals and balance checks at your convenience.

Member Support

Our dedicated team is here to assist you with all your banking needs. If you have any questions or need guidance on which service best fits your situation, don't hesitate to reach out. You can contact us at 906-341-5866, and we'll be happy to help! At Limestone, we are committed to fostering financial wellness within our community by offering personalized service and a diverse range of products. Visit us today at our branch or explore more about what we offer on our website: Limestone. Your journey towards better banking starts here!

Personal Banking Solutions

For individuals seeking to manage their finances effectively, we offer robust Personal Banking options. Our Checking & Savings Accounts provide flexible solutions to help you save and manage your money effortlessly. If you're considering a new vehicle, our Auto Loans & Vehicle Financing make it easy to drive away in your dream car. We understand that life can be unpredictable, so we also provide Personal Loans & Debt Consolidation to help you navigate financial challenges without stress. When it comes to home ownership, our Mortgage Loans & Refinancing services ensure that you find the right mortgage plan suited for your budget. Plus, if you like rewards while spending, check out our Credit Cards with Rewards, offering benefits that can add up quickly.

Digital & Online Banking

E-Statements for Easy Tracking

Keeping track of your finances is crucial, which is why we offer e-statements. These digital statements help reduce paper clutter while providing you with instant access to your transaction history. You'll always have a clear view of your spending and savings. At Limestone, we're committed to providing secure and accessible banking solutions that fit into your busy lifestyle. Join us today and discover how our digital banking services can enhance your financial experience!

Mobile Banking Options

For those who prefer banking on their mobile devices, our mobile application is designed with you in mind. You can enjoy the same great features as our online banking from the palm of your hand. Want to make payments easily? Our mobile payments feature allows you to send money quickly and securely using just your smartphone. And with person-to-person transfers available, sharing expenses with friends or family has never been simpler.

Online Banking Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Whether you're at home or on the go, you can stay on top of your financial activities in real-time. Plus, our electronic signature authorization feature makes signing documents quick and hassle-free.

Financial Strength

Commitment to Service

Our $243,572 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 10,875, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Limestone is your trusted partner. Visit us at 725 E Lakeshore Dr Manistique Mi 49854 or call (906) 341-5866 to learn more about how we can help you achieve your financial goals.

Reinvestment for Growth

With $7,603,845 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $842 in used auto loans and $60,374,574 in total loans and leases, supporting your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $24,955,324 in share certificates and $868,244 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $7,847,417, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,077 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,638,372 in used vehicle loans and $4,774,880 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is ready to assist you every step of the way.

Credit Lines and Business Loans

For those looking for additional flexibility or funding for business endeavors, we have credit lines totaling $51,365,951 available. For business owners seeking growth opportunities, our outstanding commercial loans totaling $1,879,120 provide the capital needed to expand your operations. If you're considering refinancing any existing loans or want to explore eligibility options for our products, our friendly staff at Limestone is here to guide you through the process. You can find us at 725 E Lakeshore Dr Manistique MI 49854, or give us a call at 906-341-5866. Our doors are open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 10:00 AM to 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Limestone is committed to providing excellent service and helping our members navigate their financial journeys successfully!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,008,030, making buying or refinancing simple. We provide competitive interest rates and flexible terms to make your dream home a reality.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,189,868 in loans helping members manage their finances effectively. Our credit cards come with benefits that can help you save money while building your credit history.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive when comparing loans.

Limestone