Limestone Credit Union Manistique MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Limestone! Nestled at 131 River St, Manistique, MI 49854, our credit union has been a cornerstone of the community since 1954. With a commitment to serving our 4,626 members, we pride ourselves on providing tailored financial solutions that empower individuals and families in our area. At Limestone, we understand that your financial needs are unique. That's why we offer a range of services, from personal banking including checking and savings accounts to auto loans, mortgage options, and even business banking solutions. Our total assets have grown to an impressive $72,843,314, reflecting our dedication to supporting our members' financial journeys. Under the leadership of CEO Jennifer Watson and Board President James Blanchard, our team of 24 employees works tirelessly to ensure you receive exceptional service. We're not just about numbers; we believe in building relationships based on trust and transparency. Our net worth stands strong at $7,847,417, with total deposits reaching $6,495,569, which showcases the confidence our members place in us. While you can always visit us at our branch location for personal service or utilize our online banking features from the comfort of your home, please note that any official correspondence should be sent to the same address: 131 River St, Manistique, MI 49854. Ready to take control of your finances? Give us a call at 906-341-5866, or explore more about what we offer by visiting our website at Limestone Federal. Join us today and discover how Limestone can help you achieve your financial goals!

Branch History & Mission

Welcome to Limestone Credit Union, a cornerstone of the Manistique community since 1954. Nestled at 131 River St, Manistique, MI 49854, our branch has proudly served as a financial partner for thousands of members over the years. With a mission grounded in community support and financial empowerment, we have seen our membership grow to an impressive 4,626 individuals who trust us with their financial needs. From our humble beginnings, Limestone has evolved significantly. We started as a small credit union focused on providing accessible banking options and have transformed into a robust institution with total assets exceeding $72.8 million. This growth reflects our commitment to serving our members' needs with integrity and dedication. Our mission is simple yet powerful: to provide personalized financial services that enhance the lives of our members while also supporting the community we cherish. We believe that strong communities are built on solid financial foundations, and that's why we offer a range of services from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business financing. Our goal is not just to help you manage your finances but to empower you to achieve your dreams. While members can visit us at our main location at 131 River St, official correspondence should be sent to the same address. Our branch operates Monday through Friday from 8:30 AM to 4:30 PM and Saturday from 9:00 AM to 12:00 PM. We understand the importance of convenience; that's why we offer drive-thru banking and ATM services for quick transactions. Limestone Credit Union takes pride in staying current with digital advancements. Our online and mobile banking services make it easy for members to manage their accounts anytime, anywhere. With features like electronic signatures and mobile payments, we aim to simplify your banking experience while ensuring compliance with ADA standards. We are deeply committed to giving back to our community through partnerships and outreach programs that uplift local organizations. Whether it's sponsoring local events or providing educational resources about financial literacy, we strive to make a meaningful impact in Manistique. Join us at Limestone Credit Union today! Experience firsthand how we blend traditional values with modern services tailored just for you. Together, let's build a brighter financial future for you and our community! For more information or assistance, feel free to reach out at (906) 341-5866 or visit us online at Limestone Credit Union.

Branch Location & Accessibility

Branch Features

At Limestone, we prioritize your comfort and convenience. We have ample parking available right outside the branch, ensuring that you can easily access our services without any hassle. Our facility is also ADA compliant, featuring ramps and accessible entrances for all members of our community. If you're looking for flexibility in your banking experience, we have you covered! Our drive-thru service allows you to handle deposits, withdrawals, and other simple transactions without leaving your vehicle. Plus, we offer ATM access for quick cash withdrawals and balance checks whenever you need them.

Operating Hours

We understand that life can be busy, which is why our operating hours are designed to fit your schedule. Visit us Monday through Friday from 8:30 AM to 4:30 PM and on Saturday from 9:00 AM to 12:00 PM. Whether you're stopping by during lunch or after work, we're here to help with all your banking needs. While members can visit us at 131 River St, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 906-341-5866. Our friendly staff is ready to assist you! Come see how Limestone Credit Union can make banking easier for you today!

Member Eligibility

At Limestone, we believe that everyone deserves a supportive community to help them achieve their financial goals. Joining us as a member is simple and welcoming! If you're a resident or work in the area around 131 River St Manistique Mi 49854, you're likely already eligible to become part of our family. We embrace individuals from all walks of life, making it easy for you to access our range of services designed with your needs in mind. Becoming a member at Limestone not only opens the door to personalized banking solutions but also connects you with resources like auto loans, credit cards, and online banking options that make managing your finances convenient and stress-free. To learn more about specific eligibility criteria or to check if you qualify, feel free to visit our detailed page at . When you're ready to start your journey with us, opening an account is just a phone call away at (906) 341-5866. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to accept payments easily while managing your cash flow seamlessly. Our merchant services offer just that, allowing you to focus on what you do best running your business. With tools that help streamline transactions and improve customer satisfaction, we ensure that you have everything you need at your fingertips. Whether you're looking for a loan to expand your operations or efficient payment solutions, Limestone is here to empower your success. Reach out today at (906) 341-5866 to learn how we can assist you!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,879,120, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

We also cater to small businesses with our comprehensive Business Banking services. From essential Merchant Services that streamline transactions to tailored Business Loans, we support local entrepreneurs in achieving their goals and growing their businesses.

Connect with Us

At Limestone, we are proud to serve the Manistique community and beyond. Our friendly staff is always ready to assist you with any questions or concerns. Don't hesitate to reach out by calling us at 906-341-5866 during our operating hours: Monday through Friday from 8:30 AM to 4:30 PM and Saturday from 9:00 AM to 12:00 PM. Explore how Limestone can help you achieve financial success today! Visit us online at Limestone Federal for more information or drop by our branch at your convenience. We look forward to being part of your financial journey!

Credit Card Options

Don't forget about our Credit Cards with Rewards program! This allows members to earn points on everyday purchases that can be redeemed for exciting rewards. It's an excellent way to get more from your spending while enjoying the benefits of being part of the Limestone family.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, and even pay bills with ease. Additionally, our ATM services ensure you can access cash when needed without hassle. For members who prefer in-person service, our basic drive-thru banking makes quick deposits and withdrawals simple and efficient.

Personal Banking Services

One of the cornerstones of our offerings is Personal Banking. We understand that everyone's financial journey is unique, which is why we provide a variety of Checking & Savings Accounts tailored to fit different lifestyles and goals. If you're looking to buy a new car or finance a vehicle, our Auto Loans & Vehicle Financing options make it easy and affordable. For those contemplating homeownership or looking to refinance an existing mortgage, our Mortgage Loans & Refinancing services are here to help turn dreams into reality. Additionally, if life throws unexpected expenses your way, our Personal Loans & Debt Consolidation solutions can provide the relief you need without overwhelming interest rates.

Digital & Online Banking

Key Features

Our online banking platform, accessible at https://limestonecu.com/, allows you to check your account balances, transfer funds, and pay bills with ease. You can also sign documents electronically, making transactions quicker and hassle-free with our electronic signature authorization feature. Plus, enjoy the benefit of e-statements, which provide an eco-friendly way to keep track of your financial history without the clutter of paper statements. For those who prefer mobile banking, we have a user-friendly mobile application that brings all the features of online banking right to your fingertips. With this app, you can make mobile payments quickly and even send money to friends or family through person-to-person transfers.

Security and Accessibility

Your security is our top priority. Our systems are designed with robust security measures to protect your personal information while ensuring that you have easy access whenever you need it. Whether you're at home or on the go, our 24/7 online banking services ensure that you're always connected to your accounts. In short, Limestone offers a comprehensive suite of digital banking tools that empower you to take control of your finances easily and securely. Join us today and experience the modern way of managing your money!

Financial Strength

Commitment to Service

Total Share and Deposit Accounts: 10,875, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Limestone is your trusted partner. Visit us at 131 River St Manistique Mi 49854 or call (906) 341-5866 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investment in Future Growth

With $7,603,845 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial well-being is reflected in the $60,374,574 we provide across various sectors.

Member-Centric Savings

Members' savings are secured through $24,955,324 in share certificates and $868,244 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $243,572 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $7,847,417, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,077 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,638,372 in used vehicle loans and $4,774,880 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we can help you find the right loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,879,120 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are committed to providing solutions tailored to your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,008,030, making buying or refinancing simple. We provide clear terms and competitive rates to ensure your transition into homeownership is smooth and affordable.

Refinancing Options

If you're looking to lower your monthly payments or take advantage of better rates available now, refinancing options are available across our loan products. Speak with one of our knowledgeable representatives about how refinancing could benefit you today! Our team is dedicated to guiding you through the borrowing process while ensuring that all terms are transparent and straightforward. You can reach us at (906) 341-5866 during our operating hours: Monday-Friday from 8:30 AM to 4:30 PM and Saturday from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial dreams with confidence!

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $1,189,868 in loans helping members manage their finances effectively. With no collateral required and easy repayment options, our credit cards can be a useful tool for budgeting or unexpected expenses.

Loan Aggregator

Ensuring Accurate Comparisons

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Key Benefits of Using LendMesh

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Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Limestone