Lighthouse Credit Union Portsmouth NH | Best Auto Loans & Business Banking

Introduction

Welcome to Lighthouse Credit Union, your trusted financial partner since 1936. Located at 100 Borthwick Ave, Portsmouth, NH 03801, we have been committed to serving our community for over eight decades. With a strong membership base of 167,035 members and total assets exceeding $1.9 billion, we pride ourselves on being a cornerstone of financial support in the area. At Lighthouse, we understand that every member's journey is unique, which is why we offer a wide range of services designed to meet your individual needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to help you navigate your financial goals with ease. Our total deposits stand at $46,400,206, reflecting our dedication to fostering a secure financial environment for our members. While members can visit us at our main branch in Portsmouth, official correspondence should be sent to our mailing address: PO Box 1240, Portsmouth, NH 03802-1240. We encourage you to reach out with any questions or inquiries. You can contact us at (603) 436-1847 or send a fax to (603) 436-3810. Under the leadership of CEO Christopher Parker and Board President Raymond Bald, our team of 400 employees is devoted to providing personalized service. Whether you need assistance with loans our total loans and leases amounting to 98,178 or want to explore business banking solutions, we are here for you. Join us at Lighthouse Credit Union where community matters and your financial success is our priority! Visit our website at lighthousecu.org or stop by today to learn more about how we can assist you on your financial journey.

Branch History & Mission

Join Us

As we continue our journey forward, we invite you to become part of the Lighthouse family. Experience firsthand how our member-focused approach makes a difference in your financial life. Whether you're looking for competitive loan rates or helpful advice on saving for the future, our dedicated team is here for you every step of the way. Don't hesitate reach out today by calling us at 603-436-1847 or visit us online at Lighthouse Credit Union. Let's work together toward brighter financial horizons!

Our Journey

Lighthouse started its journey in a small office and has expanded significantly over the decades. We've seen significant milestones along the way, including the addition of modern digital banking services that allow our members to manage their finances anytime and anywhere. Today, we proudly operate from our main office located at 100 Borthwick Ave, Portsmouth, NH 03801, where you can find us ready to assist you during our lobby hours from 8:30 AM to 5:30 PM, Monday through Friday. For those who prefer drive-thru banking or ATM services, we provide convenient options to meet your needs.

Our Mission

At Lighthouse, our mission is simple yet powerful: to empower our members through accessible financial services while supporting the local community. We believe that everyone deserves the chance to achieve their financial goals. That's why we offer a range of services tailored for personal banking including checking and savings accounts, auto loans, mortgages, and credit cards with rewards as well as business banking solutions. We also understand the importance of giving back. Our community outreach efforts include partnerships with local organizations aimed at providing educational resources and support for those in need. We strive not only to be your trusted financial partner but also a pillar of strength within Portsmouth. While members can visit us at 100 Borthwick Ave, official correspondence should be sent to PO Box 1240, Portsmouth, NH 03802-1240.

Branch Location & Accessibility

Get in Touch!

While members can visit us at our Portsmouth branch for all their banking needs, official correspondence should be sent to PO Box 1240, Portsmouth, NH 03802-1240. If you have any questions or need assistance before visiting, don't hesitate to call us at 603-436-1847. We look forward to welcoming you at Lighthouse Credit Union where your financial journey shines bright!

Nearby Landmarks and Accessibility

Nestled near popular spots like the Pease International Tradeport and the scenic Great Bay, our branch location offers more than just great services; it also provides easy access to the surrounding community. Parking is available on-site, ensuring you can stop by without hassle. For those who require additional assistance, we are proud to offer ADA-compliant facilities, including ramps and accessible entrances.

Operating Hours and Services

At Lighthouse Credit Union, we understand that your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 5:30 PM, ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Plus, if you're on the go, we have an ATM available for quick cash withdrawals and balance checks. For those who prefer drive-thru banking, we've got you covered! Our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle. Additionally, if you're a member of a partner credit union, feel free to take advantage of our shared service center for basic transactions.

Member Eligibility

At Lighthouse, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is simple! If you live, work, or worship in the Portsmouth area or are related to someone who does, you're likely eligible to become a member. We welcome individuals from all walks of life to experience the many benefits we offer, from competitive rates on loans to personalized service tailored just for you. For detailed eligibility criteria, feel free to check out our resource at https://www.lighthousecu.org/become-a-member/. Becoming a member is just a few steps away! You can open an account easily by visiting us online or by giving us a call at (603) 436-1847. We're here to help you every step of the way as you embark on this rewarding journey with us at Lighthouse. Don't hesitate to reach out; we're excited to have you join our family!

Business Banking & Commercial Services

Loan Options for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $124 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $61,976,708, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to our loan offerings, we provide comprehensive merchant services that simplify transactions for you and your customers. Whether you're processing payments online or managing cash flow in-store, our solutions are designed to enhance efficiency. Imagine having tools at your fingertips that allow you to accept payments seamlessly and manage your finances from anywhere. For more information about how Lighthouse can empower your business, visit us at 100 Borthwick Ave Portsmouth Nh 03801 in Portsmouth, NH or give us a call at (603) 436-1847. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll appreciate our dedicated business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Credit Cards & Rewards

Enjoying life while managing finances is essential. That's why we offer credit cards with rewards that allow you to earn benefits as you spend. Whether it's cash back or travel points, these cards are designed to fit your lifestyle.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms. You can check balances, transfer funds, and pay bills right from your smartphone or computer anytime, anywhere. Our ATMs are available for quick cash withdrawals, ensuring you have access to your money when you need it.

Drive-Thru & Shared Branch Services

For those who prefer face-to-face interactions but may be short on time, our drive-thru banking allows for quick deposits and withdrawals without leaving your car. Additionally, if you're a member of a partner credit union, our shared branch transactions make it easy for you to access your accounts across multiple locations. At Lighthouse, located at 100 Borthwick Ave Portsmouth Nh 03801, we strive to create an environment where financial success is accessible to everyone. For more information about our services or to speak with one of our friendly representatives, please call us at (603) 436-1847 during our operating hours from Monday through Friday from 8:30 AM to 5:30 PM. Explore all that we have to offer by visiting us online at Portsmouth/main Office. Join us today and take control of your financial future!

Personal Banking Solutions

Navigating personal finance can feel overwhelming, but at Lighthouse, we make it easier. We offer various checking and savings accounts to help you manage your money effectively. If you're looking to purchase a new vehicle or refinance your current one, our auto loans and vehicle financing options are tailored to fit different budgets and lifestyles. When it comes to homeownership, our mortgage loans and refinancing services are here to guide you through the process with ease. For those unexpected expenses or debt consolidation needs, our personal loans provide flexible solutions to get back on track.

Digital & Online Banking

Convenient Online Services

Our online banking platform is just a click away at https://www.lighthousecu.org/. You can access your accounts 24/7, making it simple to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Whether you're planning a budget or tracking your spending, our user-friendly interface ensures that everything you need is at your fingertips.

Mobile Banking Features

For those who prefer managing their finances through their smartphones, our mobile application is available for download. With features like mobile payments, you can easily make purchases or send money to friends and family with just a few taps. Plus, person-to-person transfers allow you to share expenses effortlessly.

Security You Can Trust

Your security is our top priority. While we do not currently offer electronic signature authorization, rest assured that all transactions are protected with robust security measures. Your information remains safe while you enjoy the flexibility of online banking. With Lighthouse, digital banking isn't just about technology; it's about enhancing your everyday life and giving you control over your finances. Experience the ease and peace of mind that comes with our comprehensive online services today!

Stay Informed with E-Statements

Keep track of your financial activity without the clutter of paper statements. We provide e-statements for easy access to your account information whenever you need it. This not only helps you stay organized but also contributes to a more eco-friendly approach.

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts stand at 284,033, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $874,151. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Lighthouse is your trusted partner. Visit us at 100 Borthwick Ave Portsmouth Nh 03801 or call (603) 436-1847 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $180,816,878 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $27,832 in used auto loans and $1,660,376,444 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $390,858,616 in share certificates and $222,829,937 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 387 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $204,069,985, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,049 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $479,122,884 in used vehicle loans and $145,482,967 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive away in your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $61,976,708 provide the capital needed to grow and expand. We understand the challenges small businesses face and are committed to offering solutions that foster growth. In addition to these products, we also offer refinancing options for many of our loans. If you're interested in lowering your monthly payments or taking advantage of better rates, our team can help determine eligibility based on your individual circumstances. Our branch is conveniently located at 100 Borthwick Ave Portsmouth Nh 03801 in Portsmouth, NH, and we're just a phone call away at (603) 436-1847 if you have any questions or need further assistance. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us today and find out how we can help you achieve your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $145,951,982, make buying or refinancing simple. We offer various terms and competitive rates to fit your budget, whether you're purchasing your first home or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $55,977,341 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can benefit you as you spend.

Loan Aggregator

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Lighthouse