Low Mortgage Rates & Business Banking | Leominster MA Credit Union

Introduction

Welcome to Leominster Credit Union, your trusted financial partner since 1954. Located at 20 Adams St, Leominster, MA 01453, we are committed to serving our community with personalized banking solutions tailored to meet your needs. With a robust membership base of 36,855 and total assets amounting to an impressive $916,001,727, we strive to empower our members through exceptional service and sound financial advice. At Leominster Credit Union, we believe in fostering a strong sense of community. Our dedicated team of 141 employees, led by our CEO Barbara Mahoney and Board President Michael Savageau, works tirelessly to ensure that every member feels valued and supported. We offer a range of services, from checking and savings accounts to auto loans and business financing, all designed with you in mind. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 20 Adams St., Leominster, MA 1453. Our commitment extends beyond just banking; we're here to help you achieve your financial goals while contributing positively to the community we love. With total deposits of $6,225,582 and a net worth of $72,431,984, our financial health allows us to offer competitive rates on loans currently totaling 24,835. We invite you to experience the difference that comes with being part of a credit union that puts its members first. Ready to take the next step? Visit our website at Leominster Credit Union or give us a call at 978-537-8021 today! Join us in building a brighter financial future together.

Branch History & Mission

Looking Ahead

As we look toward the future, we remain focused on enhancing our digital services while ensuring that every member receives personalized attention. With features like online banking and mobile payments available, managing your finances has never been easier. While members can visit us at 20 Adams St Leominster Ma 01453, official correspondence should be sent to 20 Adams St., Leominster, MA 1453. If you're ready to experience the benefits of being part of something bigger than just a bank, we invite you to join us at Leominster. Together, let's build a brighter financial future for you and our community! For more information about membership or to open an account today, please call us at (978) 537-8021 or visit our website at Leominster. We can't wait to welcome you!

Our Mission

The mission of Leominster is straightforward yet profound: to empower our members through reliable financial services while fostering strong community connections. We believe that everyone deserves a chance at financial success, and we work tirelessly to support our members with personal banking solutions such as checking accounts, savings accounts, auto loans, mortgage options, and more. Our commitment goes beyond just banking; we actively participate in local events and outreach initiatives aimed at improving the quality of life in Leominster. Whether it's sponsoring community projects or offering financial education workshops, we strive to make a positive impact where it matters most.

Branch Location & Accessibility

Additional Features

For your convenience, we also have an ATM available on-site for quick cash withdrawals and balance checks. If you prefer online banking or mobile payments, you can easily manage your accounts from anywhere! While members can visit us at 20 Adams St., official correspondence should be sent to the same address as there's no difference between mailing and physical locations.

Connect with Us

If you have any questions or would like more information about our services, feel free to give us a call at 978-537-8021. We invite you to visit us soon; our friendly staff is eager to assist you on your financial journey!

Nearby Landmarks and Accessibility

Our branch sits in a vibrant part of Worcester County, just a stone's throw away from the local park and several shopping centers. This prime location makes it easy to combine your errands with a visit to us. We are committed to making your experience pleasant, which is why we ensure that our facilities are ADA compliant, featuring ramps and other accessibility features for those who need them.

Operating Hours and Services

We understand that life can be busy, so we've designed our operating hours to fit your schedule. Our lobby is open Monday through Friday from 8:30 AM to 5 PM and Saturday from 9 AM to 12 PM. This flexibility means you can stop by at a time that works best for you. At the Leominster branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our drive-thru service allows for convenient deposits and withdrawals without leaving your car.

Member Eligibility

Becoming a member of Leominster means joining a welcoming community that truly cares about your financial well-being. To be eligible, you simply need to live, work, worship, or attend school in the area served by our credit union. We also extend membership to family members of existing members, so it's easy to invite loved ones to join this supportive environment. If you're curious about all the details, feel free to check out our eligibility criteria at https://all-onecu.com/about/membership-eligibility/. Opening an account is just as simple! You can start the process online by visiting https://digitalbanking.all-onecu.com/registration, or if you prefer a personal touch, give us a call at (978) 537-8021. Our friendly team at our branch located at 20 Adams St Leominster Ma 01453 is here to help you every step of the way. We're excited to welcome you into the Leominster family!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine effortlessly managing payments while focusing on what you do best running your business. Our merchant services simplify transactions, allowing you to accept payments quickly and securely. This means happier customers and smoother operations, freeing up your time to innovate and grow. Come visit us at 20 Adams St Leominster Ma 01453 in Leominster, MA, or give us a call at (978) 537-8021 to learn how our business banking solutions can be the catalyst for your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $89 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,120,411, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For local businesses, we offer specialized business banking services, including merchant services and business loans. This means whether you're starting a new venture or expanding an existing one, we have the tools and expertise to support your journey.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking options so you can manage your accounts anytime, anywhere. Imagine checking balances or transferring money right from your phone! Plus, with features like ATM access for withdrawals and balance checks, cash is always within reach. Need to deposit checks or make simple transactions on the go? Our drive-thru banking service makes it easy for members who prefer face-to-face interaction without leaving their vehicles.

Get in Touch

With all these services available at Leominster, we're here to meet your financial needs with care and commitment. If you'd like more information or wish to speak with one of our representatives, feel free to call us at (978) 537-8021 during our convenient hours: M-F 8:30 am - 5 pm and Sat 9 am - 12 pm. Ready to experience all we have to offer? Visit us at Leominster today!

Personal Banking Solutions

We offer a range of personal banking services that cater to everyday needs. Whether you're looking to open a checking or savings account, our friendly staff can guide you through the process. Imagine having an account that fits your lifestyle, allowing you to manage your money effortlessly. If you're considering buying a new car, our auto loans and vehicle financing options are tailored for you. Picture driving off in your dream car with a loan that meets your budget. For those planning to purchase a home, our mortgage loans and refinancing services can help make homeownership a reality. Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation come into play, providing you with the funds you need when you need them most. And if you're looking for rewards as you spend, check out our credit cards with rewards, designed to give back while you shop.

Digital & Online Banking

Key Features

Our online banking offers a variety of features tailored to meet your needs. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Enjoy the convenience of e-statements, which allow you to view and manage your financial documents digitally no more waiting for paper statements in the mail! Plus, with electronic signature authorization, signing documents is quick and secure. For those on the go, our mobile application makes banking even easier. You can make mobile payments effortlessly and send money to friends or family using our person-to-person transfer feature. No need to worry about carrying cash; simply use your smartphone for quick transactions.

Security and Accessibility

We prioritize your security. Our online banking services are equipped with robust security measures to keep your information safe. You can bank confidently knowing that your personal data is protected. Additionally, our platform is designed with ease-of-use in mind. Whether you're tech-savvy or not, navigating through your account is straightforward. You can monitor transactions in real-time, so you'll always know where your money is going. At Leominster, we are committed to making banking easier for you. Join us today at https://all-onecu.com/ and take advantage of all the digital conveniences we offer!

Financial Strength

At Leominster, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with reliable services backed by strong financial health. With a net worth of $72,431,984, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $244,825,518 in share certificates and $52,414,896 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $71,515,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,500 in used auto loans and $653,469,480 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 138 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 73,949, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leominster is your trusted partner. Visit us at 20 Adams St Leominster Ma 01453 or call (978) 537-8021 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $165,227,417 in used vehicle loans and $20,818,758 in new vehicle loans already helping members get on the road. We believe that financing should be straightforward and accessible, which is why we provide options that fit various budgets and lifestyles.

Business Loans

For business owners, our outstanding commercial loans totaling $19,120,411 provide the capital needed to grow and expand. We understand the challenges businesses face and are dedicated to supporting local entrepreneurs with financial solutions tailored to their needs. At Leominster, we also offer refinancing options for those looking to lower their monthly payments or consolidate debt. If you're unsure about your eligibility or want to learn more about our loan products, don't hesitate to reach out. You can contact us at (978) 537-8021 or visit us at our branch located at 20 Adams St Leominster Ma 01453. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $122,583,488, make buying or refinancing simple. We help guide you through every step of the process, ensuring that you find a solution that fits your financial situation.

Unsecured Credit Cards

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while maintaining control over your budget.

Loan Aggregator

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Ensuring Accurate Comparisons

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Take Action Today

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Leominster