Low Mortgage Rates & Business Banking | Leominster MA Credit Union

Introduction

Welcome to Leominster, your trusted financial partner located at 1316 Main St, Leominster, MA 01453. Since our establishment in 1954, we have been dedicated to serving our community and empowering our members with personalized banking solutions. With over 36,855 members and total assets reaching an impressive $916,001,727, we take pride in providing a solid foundation for your financial journey. Our commitment to your financial well-being is reflected in our robust offerings from personal banking accounts to auto loans and business financing. We currently manage a total of 24,835 loans and leases, ensuring that we meet the diverse needs of our members. Our deposits stand strong at $6,225,582, underlining the trust our community places in us. At Leominster, we believe in fostering relationships built on trust and transparency. Our dedicated team of 141 employees, led by our CEO Barbara Mahoney and Board President Michael Savageau, is here to guide you every step of the way. We're not just a credit union; we're your neighbors committed to making a positive impact in Leominster. For any official correspondence, feel free to reach us at the same address or give us a call at 978-840-9671. Whether you're looking to open a new account or explore loan options, we invite you to visit us or check out our website at [Leominster Credit Union]( http://www.leominstercu.com ) for more information. Join us as we continue to build a brighter financial future together!

Branch History & Mission

The story of Leominster in Leominster, MA is one of community, commitment, and growth. Established in 1954, we have proudly served our members for nearly seven decades. Over the years, we've built a strong foundation that has allowed us to grow into a trusted financial institution, with a current total membership of 36,855 individuals who rely on us for their banking needs. Located at 1316 Main St Leominster Ma 01453, our branch is easily accessible to residents and visitors alike. Just a stone's throw away from local landmarks, we strive to be a welcoming presence in the neighborhood. While members can visit us at this address for all their banking needs, official correspondence should be sent to 1316 Main St, Leominster, MA 1453 if it differs. Our mission at Leominster is simple yet powerful: to provide exceptional financial services while making a positive impact in our community. We believe that everyone deserves access to quality banking options, whether it's personal savings accounts, auto loans, or mortgage refinancing. We are dedicated not only to helping our members achieve their financial goals but also to supporting local initiatives that enrich the lives of those around us. As we continue to evolve with technology, we offer a range of digital services such as online banking and mobile payments, ensuring our members can manage their finances conveniently and securely. Our commitment to accessibility means we maintain ADA compliance across our facilities, making sure everyone can benefit from our services. In addition to financial products, we actively engage in community outreach programs and partnerships that uplift those in need. Whether it's sponsoring local events or participating in charitable drives, we aim to foster a spirit of giving back. At Leominster, we understand that banking is more than just transactions it's about building relationships. Our team is dedicated to providing personalized service and support tailored to each member's unique situation. We invite you to join our growing family at Leominster. Experience firsthand the benefits of being part of a credit union that truly cares about its members and the community it serves. For more information or assistance, feel free to call us at (978) 840-9671 during our operating hours: M-F 8:30am-5pm and Sat 9am-12pm. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Leominster located at 1316 Main St Leominster Ma 01453 in the heart of beautiful Leominster, MA! We take pride in being conveniently situated for our members, making it easy for you to access all your banking needs. Nestled near popular landmarks, our branch is just a short drive away from local favorites, ensuring you can stop by while running errands or enjoying a day out. At Leominster, we understand that accessibility is key. Our branch features ADA-compliant entrances and ramps, so everyone can visit us with ease. We also have ample parking available, making your visit hassle-free. Plus, if you're on the go, our drive-thru service allows you to handle quick transactions without leaving your vehicle. Our friendly team is here to assist you during our operating hours: Monday through Friday from 8:30 AM to 5 PM, and Saturday from 9 AM to 12 PM. Whether you're looking to open a new account, inquire about loans, or just need assistance with your finances, we're ready to help! If you prefer digital banking, don't forget that we offer online and mobile banking services for added convenience. For those who like cash transactions, we have an ATM available for quick withdrawals and balance checks. While members can visit us at 1316 Main St Leominster Ma 01453, official correspondence should be sent to 1316 Main St, Leominster, MA 1453 if it differs. If you have any questions or would like more information about our services, feel free to give us a call at (978) 840-9671. We look forward to welcoming you soon!

Member Eligibility

At Leominster, we believe that becoming a member is like joining a warm and welcoming family where everyone supports each other. If you're looking to become part of our community, eligibility is simple! You can join us if you live, work, or worship in the area, or if you have a family member who's already a member. This means that whether you're new to the area or have been here for years, there's a place for you with us. We offer not just banking services but also personal connections and local support that make your financial journey smoother. To learn more about the specific criteria for membership, feel free to visit our detailed eligibility page at https://all-onecu.com/about/membership-eligibility/ . Ready to take the next step? Opening an account is straightforward! Just head over to our account opening page at https://digitalbanking.all-onecu.com/registration or give us a call at (978) 840-9671 if you have any questions. We're excited to welcome you to Leominster located at 1316 Main St Leominster Ma 01453, where your financial needs are met with care and dedication. Join us today and experience the difference!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that streamline payment processing for your business. Imagine being able to accept payments quickly and securely, whether you're running a retail shop or an online store. Our services help you focus on what matters most growing your business. Ready to take your business to the next level? Contact us at (978) 840-9671 or visit us today!

Supporting Your Business Journey

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $89 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $60 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $19,120,411, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking solutions are designed to support your growth. From merchant services that simplify payment processing to business loans that fuel expansion, we partner with you every step of the way.

Convenient Access

To ensure all members have access when they need it most, we offer ATM services for cash withdrawals and balance checks right at your fingertips. Our drive-thru banking allows for simple transactions without leaving your vehicle perfect for those busy days when every minute counts.

Digital Banking Features

In today's fast-paced world, digital banking is more important than ever. At Leominster, we provide online and mobile banking features that put control in your hands. Enjoy the convenience of electronic signatures for quicker transactions, e-statements to go paperless, and person-to-person payment options that make sending money easy. We invite you to explore all that Leominster has to offer. For any questions or further assistance, feel free to give us a call at (978) 840-9671. Our friendly team is here Monday through Friday from 8:30 AM to 5 PM and Saturday from 9 AM to 12 PM. Don't wait experience financial service with a personal touch at Leominster! Visit us today or check out our website at North Leominster for more information on how we can assist you in reaching your financial goals.

Loans and Credit

For those unexpected expenses or planned investments, our personal loans and debt consolidation services provide flexibility. We understand that life can throw curveballs, so we're here to help you navigate those situations smoothly. Plus, with our credit cards that offer rewards, you can earn benefits while managing your spending.

Personal Banking

Our personal banking services include checking and savings accounts designed for convenience and accessibility. Imagine being able to track your finances easily through our online and mobile banking platforms. With just a few taps on your smartphone, you can check your balance, transfer funds, or even set up automatic payments. This means less time worrying about banking and more time enjoying life. When it comes to financing vehicles, Leominster offers competitive auto loans that help make your dream car a reality. Our vehicle financing options are straightforward, allowing you to drive off with confidence. Need a home? Our mortgage loans and refinancing options are crafted to fit various budgets and goals, making homeownership achievable.

Digital & Online Banking

Convenience at Your Fingertips

Stay organized and eco-friendly with e-statements that deliver your account information straight to your inbox. No more paper clutter! You can also enjoy the benefits of mobile payments through our user-friendly mobile application. This means you can make purchases directly from your smartphone without having to carry cash or cards. With these features, managing your finances has never been easier. Whether you're checking your account balance while waiting in line or making payments on the go, our digital tools are designed with you in mind. At Leominster, we prioritize your security. Our online banking services use advanced encryption technology to ensure your personal information remains protected while giving you peace of mind as you navigate your financial journey. Experience the ease and accessibility of modern banking today with Leominster!

Key Services

Our online banking platform, available at https://all-onecu.com/ , allows you to check balances, pay bills, and transfer funds with just a few clicks. If you're looking for quick and easy ways to send money to friends or family, our person-to-person transfers are perfect for those moments when you need to share expenses or settle up quickly. Plus, with our electronic signature authorization feature, signing documents is hassle-free no more printing or mailing required!

Financial Strength

Capital Foundation

Our net worth ratio of $794 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This assurance is vital for our members as it reflects our ability to sustain operations and growth.

Dedicated Team

We also take pride in having 138 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is here to assist with any questions or concerns you may have.

Focused Resources

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Your membership directly impacts the benefits you receive.

Growing Member Base

Total Share and Deposit Accounts: 73,949, showing a strong and growing member base that trusts us with their finances. Your participation helps us create an even stronger credit union community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leominster is your trusted partner. Visit us at 1316 Main St Leominster Ma 01453 or call (978) 840-9671 to learn more about how we can help you achieve your financial goals.

Lending Capacity

With $10,500 in used auto loans and $653,469,480 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to finance a vehicle or need personal loans, we're here to help you succeed.

Member-Centric Savings

Members' savings are secured through $244,825,518 in share certificates and $52,414,896 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings because your trust is essential to our success.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Efficient operations mean more value for you as a member of Leominster.

Reinvestment for Better Services

With $71,515,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment ensures that you have access to the best resources available.

Strong Net Worth

With a net worth of $72,431,984, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation enables us to navigate economic challenges effectively while continuing to provide you with outstanding support.

Loan Offering

Additional Financing Options

For business owners, our outstanding commercial loans totaling $19,120,411 provide the capital needed to grow and expand your operations. We believe in supporting local businesses as they contribute significantly to our community's economy. At Leominster, we are committed to offering personalized service and straightforward solutions tailored for each member's unique situation. If you're curious about eligibility or want to explore refinancing options for any of our loan products, don't hesitate to reach out! For more information about how we can assist you with your financial journey, please contact us at (978) 840-9671 or visit us at 1316 Main St Leominster Ma 01453, Leominster, MA 01453. We're here to help!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $165,227,417 in used vehicle loans and $20,818,758 in new vehicle loans already helping members get on the road, we make it easy for you to drive away with confidence. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we have competitive rates and flexible terms to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $122,583,488, make buying or refinancing simple. We aim to assist you throughout the process, ensuring that you find a solution that aligns with your financial situation. If you're considering refinancing an existing mortgage, our team is ready to help you explore eligibility options that could save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that enhance your purchasing power while providing peace of mind through competitive interest rates.

Loan Aggregator

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Ensuring Accurate Comparisons

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Leominster