Leominster Employees Credit Union MA | Convenient ATM Services

Introduction

Welcome to Leominster Employees, your trusted financial partner since 1936. Located at 20 Adams St, Leominster, MA 01453, we pride ourselves on being a cornerstone of our community, serving over 1,812 members with dedication and care. Our commitment to you goes beyond numbers; it's about building relationships that empower your financial journey. At Leominster Employees, we manage a robust total asset portfolio of $24,825,508, ensuring the security and growth of your deposits. Speaking of which, our total deposits stand at an impressive $1,882,684, reflecting the trust our members place in us. With a net worth of $2,818,102, we are financially sound and ready to support you with various services tailored to meet your needs. Our loans and leases total 611, providing diverse options for personal and business needs alike. We understand that life can be unpredictable; that's why we maintain a cash reserve of $243,127 to ensure liquidity when you need it most. Under the guidance of our CEO, Thomas Clark, and Board President Pamela Phillips, we strive to foster an environment where every member feels valued. Our team consists of five dedicated employees who are here to assist you from 9:00 AM to 5:00 PM Monday through Friday and until 12:00 PM on Saturdays. While members can visit us at our branch address for in-person assistance or inquiries, official correspondence should be sent to the same location. For more information about our services or to get started with an account today, please explore our website at Leominster Employees or give us a call at 978-537-8021. Join us as we continue to strengthen our community through reliable financial services!

Branch History & Mission

Join Us

We invite you to become part of the Leominster Employees family! Whether you're looking for a new loan or simply want to manage your finances better, we're here for you every step of the way. Experience the benefits of membership with us today visit our website at Leominster Employees Credit Union or give us a call at 978-537-8021. Together, let's build a brighter financial future!

Our Journey

Located at 20 Adams St, Leominster, MA 01453, our branch has always been more than just a place to conduct financial transactions. From our humble beginnings, we've continuously evolved to meet the needs of our members. Over the years, we've expanded our services and improved access through digital advancements, ensuring that banking is convenient and user-friendly for everyone. While members can visit us at 20 Adams St Leominster Ma 01453, official correspondence should be sent to 20 Adams St, Leominster, MA 1453. We invite you to explore our welcoming environment and experience the personalized service that sets us apart.

Our Mission

At Leominster Employees, our mission is straightforward: to provide exceptional financial services while fostering a sense of community among our members. We strive to empower individuals by offering affordable loans and competitive savings options tailored to their unique needs. Our commitment goes beyond finances; we actively engage in outreach efforts and partnerships that benefit local organizations and initiatives. As part of our dedication to accessibility, we ensure that all facilities comply with ADA standards. Although we currently do not have ATM or drive-thru services available at this location, we provide essential banking options during our operating hours: Monday to Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM.

Branch Location & Accessibility

Convenient Access

Our branch offers ample parking for members, making it simple for you to pop in for your banking needs. The building is fully accessible, ensuring everyone can visit us comfortably. Whether you're stopping by for a quick transaction or need assistance with a more complex financial service, our friendly staff is here to help.

Operating Hours

We want to make sure you have plenty of opportunities to visit us. Our lobby hours are from 9:00 AM to 5:00 PM, Monday through Friday, and we also open on Saturdays from 9:00 AM to 12:00 PM. Whether you're managing your accounts during the week or need some help on the weekend, we've got you covered!

Services Offered

While we currently do not offer ATM services or drive-thru banking at this location, our team is prepared to assist you with various banking needs right at the counter. From personal loans to savings accounts, we're dedicated to providing quality services tailored just for you. If you need any official correspondence sent elsewhere, please note that it should be directed to the same address as our branch. Feel free to give us a call at 978-537-8021 if you have questions or would like more information about our services. We invite you to visit us at Leominster Employees branch of All One Credit Union your trusted partner in finance!

Member Eligibility

At Leominster Employees, we believe that becoming a member is not just about opening an account; it's about joining a community that supports and uplifts each other. If you're interested in joining us, you'll find that eligibility is quite inclusive. Our membership is open to individuals who work for or are affiliated with certain employers, as well as their families. This means that if you're part of our community in any way, you can easily become a member! For more details on the specific eligibility requirements, please check out our website at http://www.leomefcu.org/about-us/membership.aspx. Joining Leominster Employees comes with fantastic benefits, from personalized service to competitive rates on loans and savings accounts. The process to become a member is straightforward and welcoming just visit us at our branch located at 20 Adams St Leominster Ma 01453 or give us a call at (978) 537-8021 for assistance. You can also start your account opening journey online by visiting http://www.leomefcu.org/loans/loan-application.aspx. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services is crucial. Imagine being able to accept payments seamlessly, ensuring that your customers have a smooth checkout experience. Whether you're at a local market or running an online store, our merchant services offer you the tools you need to thrive. Come visit us at 20 Adams St Leominster Ma 01453 in Leominster, MA, or call us at (978) 537-8021 to learn more about how we can support your business journey. Let's work together to make your goals a reality!

Comprehensive List Of Services

A Range of Financial Solutions

Whether you're looking for everyday banking solutions or specific financial products, we have something for everyone. Our primary service includes ATM Services Only, ensuring that you have easy access to your funds whenever you need them. You can withdraw cash, check your balance, and perform other transactions conveniently without stepping inside the branch.

Join Us Today!

We invite you to experience all the benefits of being a member at All One Credit Union. With our focus on community and commitment to member satisfaction, we strive to provide a welcoming environment where you can feel confident in your financial decisions. Visit us today at 20 Adams St, Leominster, MA 01453, or check out our website at leomefcu.org for more information on how we can help meet your financial needs. Let's work together towards a brighter financial future!

Modern Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features that make managing your finances easier than ever. With options like online banking and mobile payments, you can handle your banking needs right from your smartphone or computer. This flexibility allows you to pay bills, transfer funds, and keep track of your accounts anytime and anywhere.

Personalized Member Experience

At Leominster Employees, we believe in building relationships with our members. Our friendly staff is always ready to assist you with any questions or concerns about our services. Whether you need help navigating our online platform or want personalized advice on managing your finances, we're just a phone call away at 978-537-8021.

Digital & Online Banking

Convenient Features

Our online banking service is available 24/7, allowing you to check your balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefit of e-statements, making it easier to keep track of your financial activity without the clutter of paper documents. Plus, with mobile payments integrated into our services, you can make purchases quickly and securely right from your smartphone.

Security Matters

We prioritize your security with robust measures in place. While we currently do not offer electronic signature authorization, rest assured that all transactions through our platform are protected by top-notch security protocols. With all these tools at your disposal, managing your finances has never been easier. Join us at Leominster Employees and experience the convenience of digital banking today!

User-Friendly Experience

For those on the go, our mobile application brings all these features right to your fingertips. Whether you're at home or out and about, you can manage your account in real-time. Our person-to-person transfer feature simplifies sending money to friends and family with ease no need for cash or checks!

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 3,319, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Leominster Employees is your trusted partner. Visit us at 20 Adams St Leominster Ma 01453 or call (978) 537-8021 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $2,587,175 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $255 in used auto loans and $13,086,247 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $6,441,005 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Foundation

With a net worth of $2,818,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,135 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,189,223 in used vehicle loans and $1,232,394 in new vehicle loans already helping members get on the road. We believe in making vehicle ownership accessible and affordable for everyone.

Credit Lines

If you're looking for additional flexibility, our credit lines totaling $500,000 can provide quick access to funds whenever you need them. This option is ideal for managing cash flow or funding projects without the hassle of applying for multiple loans. Our dedicated team is here to assist you through every step of the borrowing process. If you're considering refinancing or exploring eligibility options, please don't hesitate to reach out. You can contact us at (978) 537-8021 or visit us at our branch located at 20 Adams St Leominster Ma 01453, Leominster, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to providing transparent and reliable information so that you can make informed decisions about your financial future. Explore our loan offerings today and see how we can help you meet your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,042,740, make buying or refinancing simple. We provide guidance throughout the process to ensure you find the right fit for your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This can be a great option if you need a little extra help with unexpected expenses or want to build your credit history.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so that users can trust the information they receive. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in delivering valuable insights to borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan listing reflects current market conditions, helping borrowers find options that suit their financial needs without hidden surprises.