Langley Credit Union Virginia Beach VA: Top Checking & Low Mortgage Rates

Introduction

Welcome to Langley at our Bonney Branch, located at 3701 Bonney Rd, Virginia Beach, VA 23452! Since we opened our doors in 1936, we've been dedicated to serving our community with trust and reliability. With a growing membership of over 384,941 members, we pride ourselves on being more than just a financial institution; we're your neighbors, invested in your success. At Langley, we understand that banking is about more than numbers; it's about people. We currently manage total assets of $5,361,019,428 and offer a variety of services tailored to meet the needs of our diverse membership. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to provide the best financial solutions available. Our total deposits stand at $357,894,169, reflecting the trust placed in us by our members. Our leadership team is committed to ensuring every member feels valued. Under the guidance of CEO Thomas Ryan and Board President Audrey Douglas-Cooke, we focus on building long-lasting relationships within our community. With a dedicated staff of 685 employees, we're here to support you every step of the way. While you can visit us at our Virginia Beach branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 120128, Newport News, VA 23612. We invite you to explore all that Langley has to offer. Whether you're looking for competitive loan rates or personalized banking services, we're here to help you achieve your financial goals. Feel free to reach out by calling us at 757-827-5328 or visiting our website at LangleyFCU.org. Join us today and experience the Langley difference!

Branch History & Mission

A Commitment to Community

At Langley, our mission is simple yet powerful: to provide exceptional financial services while supporting our community. We believe in being more than just a credit union; we are a partner in your financial journey. Our services include everything from personal banking solutions like checking and savings accounts to auto loans and mortgages. We aim to empower our members by helping them achieve their financial goals. While members can visit us at our branch location on Bonney Road, official correspondence should be sent to PO Box 120128, Newport News, VA 23612.

Community Engagement

We take pride in our partnerships with local organizations and initiatives aimed at uplifting the Virginia Beach community. Whether it's through educational programs or charitable donations, we strive to make a positive impact.

Evolution and Achievements

Over the decades, Langley has embraced technological advancements to better serve our members. We offer online banking and mobile application options that make managing finances easier than ever. Additionally, our commitment to accessibility ensures that everyone can utilize our services comfortably. Our drive-thru banking service allows for quick transactions without leaving your vehicle. Plus, we have an ATM available for those who need cash or want to check their balances swiftly.

Join Us Today!

As we continue to grow and adapt to the needs of our members, we invite you to become part of the Langley family. Experience the benefits of personalized service and dedicated support that sets us apart from other financial institutions. Visit us today at 3701 Bonney Rd or learn more about membership opportunities here. Your journey towards financial empowerment starts with us!

Branch Location & Accessibility

Welcome to Langley, your friendly neighborhood credit union located conveniently at 3701 Bonney Rd in Virginia Beach, VA. We understand that accessibility and location matter when it comes to banking, and our Bonney Branch is designed with your needs in mind. Nestled in a bustling area near popular spots like the Virginia Beach Town Center, we're here to make your banking experience as easy as possible. If you need to send official correspondence, please use our mailing address: PO Box 120128, Newport News, VA 23612. Our branch is easily accessible with ample parking available right outside, and we are committed to ensuring everyone can visit us comfortably with features like ADA compliance and ramps. At Langley, we pride ourselves on providing excellent service during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:30 PM. Whether you're stopping by for a quick transaction or looking for guidance on your financial journey, our team is ready to assist you. We also offer convenient drive-thru banking for quick deposits and withdrawals, along with ATM access for those who prefer self-service options. From personal banking services like checking and savings accounts to auto loans and mortgage refinancing, we have everything you need under one roof. Don't hesitate to reach out! You can give us a call at 757-827-5328 if you have any questions or want more information about our services. We look forward to welcoming you at Langley!

Member Eligibility

Becoming a member of Langley is like joining a family that truly cares about your financial well-being. If you're living, working, or attending school in the area, you may already be eligible to join us! Our community-oriented approach means we welcome individuals from various backgrounds and walks of life. To find out if you meet the specific eligibility criteria, feel free to check out our detailed guide at https://www.langleyfcu.org/become-a-member . It's simple and straightforward! Opening an account with us is just as easy. Whether you're looking for a checking account or a loan to help with a big purchase, we have options tailored just for you. You can start the process online or give us a call at (757) 827-5328 for assistance. We're here to help you every step of the way! Join Langley today and experience the benefits of being part of our vibrant community at 3701 Bonney Rd Virginia Beach Va 23452.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $794 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $158,384,606, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments quickly and securely, making transactions smooth for you and your customers. Whether you're running a small retail shop or a bustling restaurant, our services allow you to focus on what you do best serving your customers. Visit us at 3701 Bonney Rd Virginia Beach Va 23452 in Virginia Beach, VA or call us at (757) 827-5328 to learn how we can help your business grow!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our network of ATMs provides easy access for withdrawals and balance checks. Plus, enjoy the ease of Basic Drive-Thru Banking, where you can handle deposits, withdrawals, and simple transactions without leaving your vehicle. At Langley, we strive to create an inclusive financial environment where every member feels valued. If you're interested in learning more about how we can assist you with any of these services or if you have questions about becoming a member, please reach out to us at (757) 827-5328. We're here to help! Visit us today at 3701 Bonney Rd Virginia Beach Va 23452 in Virginia Beach, VA, or explore more online at Bonney Branch. Your financial future starts here!

Business Banking

For our business members, we provide comprehensive Business Banking services including Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, we have the tools to support your growth.

Credit Cards and Rewards

Our Credit Cards with Rewards program ensures that every purchase counts. Enjoy cashback on everyday spending or earn points towards travel and other rewards making your money work for you.

Home Financing

If you're considering buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services provide personalized assistance throughout the process. We understand that homeownership is a significant milestone, and we're here to help make it achievable with tailored loan options.

Online and Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go through our user-friendly mobile app.

Personal Banking

We offer various Personal Banking options that cater to individuals and families alike. Our checking and savings accounts are designed with your lifestyle in mind, ensuring that you have easy access to your funds while earning competitive interest rates. For those looking to finance a new vehicle, our Auto Loans & Vehicle Financing come with flexible terms and competitive rates, making it easier than ever to drive away in your dream car.

Personal Loans

For unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services offer straightforward solutions without hidden fees. We aim to empower our members with financial freedom by providing support through manageable repayment plans.

Digital & Online Banking

At Langley, we understand that convenience and security are paramount in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With our 24/7 online banking services available at https://www.langleyfcu.org/ , you can access your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, our user-friendly platform puts you in control. Plus, with the ability to enroll in e-statements, you'll receive your account information quickly and securely without the clutter of paper statements. For those on the go, our mobile application provides a powerful tool right at your fingertips. It allows for person-to-person transfers, making it easy to send money to friends or family instantly. You can also take advantage of electronic signature authorization, which streamlines the process for signing important documents right from your device no need for printing or scanning. While we currently do not offer mobile payments, our commitment to safety remains strong. We prioritize protecting your information so you can bank with peace of mind. Our online banking features are designed with security in mind, ensuring your financial data is safe while providing you with easy access. At Langley, we believe that managing your finances should be straightforward and efficient. Explore all these great features by visiting us online and discover how our digital banking services can work for you!

Financial Strength

At Langley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our financial strength, which reflects our commitment to providing reliable services and support to our members. With a net worth of $474,822,579, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 883 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,796,528,004 in share certificates and $1,063,438,317 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $437,316,450 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $99,396 in used auto loans and a total of $4,508,440,303 in loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $12,513,840, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 685 full-time employees dedicated to serving you with knowledgeable support. Net Shares (Funds available for lending and investments) stand at $0, while the total number of share accounts reached an impressive 808,886, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Langley is your trusted partner. Visit us at 3701 Bonney Rd Virginia Beach Va 23452 or call 757-827-5328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,731,020,294 in used vehicle loans and $435,605,895 in new vehicle loans already helping members get on the road. We provide flexible terms tailored for both new and used vehicles, ensuring you find an option that works for you.

Business Loans

For business owners, our outstanding commercial loans totaling $158,384,606 provide the capital needed to grow and expand. Whether you're starting a new venture or need funding for an existing business, we have solutions that can help you thrive. At Langley, we believe that everyone deserves access to affordable financing options. If you're considering refinancing or want to learn about eligibility options, our team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. For any inquiries or assistance with our loan offerings, feel free to reach out at (757) 827-5328. We're located at 3701 Bonney Rd Virginia Beach Va 23452, right here in Virginia Beach, VA. Let's achieve your financial goals together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $268,275,025, make buying or refinancing simple. We strive to make the home buying experience as seamless as possible, offering competitive rates and knowledgeable support throughout the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $199,066,943 in loans helping members manage their finances effectively. This is an excellent option for those looking to build or improve their credit while enjoying the convenience of easy access to funds.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to providing verified data. All loan offers come from legitimate financial institutions, which adds a layer of transparency that many other platforms lack. Furthermore, LendMesh operates without sponsored listings, meaning lenders are not prioritized based on paid promotions. This focus on unbiased results helps users find the best options available. Another key benefit is the real-time rate comparisons offered by LendMesh. Users receive up-to-date information from multiple institutions, allowing them to make well-informed choices about their loans. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like these highlight the reliability and effectiveness of the platform. To explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This means you receive offers based on the latest results, ensuring fair and transparent options. By relying on verified financial institutions, LendMesh stands out as a trustworthy resource for loan seekers.

LANGLEY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

A Commitment to Community

Community Engagement

Evolution and Achievements

Join Us Today!

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking

Credit Cards and Rewards

Home Financing

Online and Mobile Banking

Personal Banking

Personal Loans

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Customers Also Interested In

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