Kingston TVA Employees Credit Union Harriman TN | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Kingston Tva Employees Credit Union, your trusted financial partner since 1954. Nestled in the heart of Harriman, TN at 714 Swan Pond Rd, we pride ourselves on being a pillar of support for our community. With a membership of 315 individuals, we strive to offer personalized services that meet your unique financial needs. At Kingston Tva Employees, we understand that managing finances can be challenging. That's why we're committed to providing you with resources and guidance every step of the way. Our total assets amount to an impressive $2,319,993, showcasing our stability and ability to serve our members effectively. With total deposits reaching $851,352, you can trust that your savings are in safe hands. Our dedicated team, led by CEO Marsha Adkisson and Board President Richard Kidd, works tirelessly to ensure that our services align with your goals. We offer a range of financial products, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: 714 Swan Pond Rd, Harriman, TN 37748. If you're looking for a friendly place where you can manage your finances with confidence, look no further than Kingston Tva Employees Credit Union. Feel free to reach out at 865-717-2188 or stop by during our lobby hours from Monday through Friday, 7:00 AM to 3:00 PM. Join us today and experience the difference of community-focused banking!

Branch History & Mission

Community Commitment

Beyond banking services, Kingston Tva Employees takes pride in giving back to our community. We actively engage in outreach initiatives that support local programs and charities because we understand that a strong community strengthens us all. We invite you to experience the benefits of being part of our credit union family. Join us today and discover how Kingston Tva Employees can help you achieve your financial goals while making a positive impact in Harriman and beyond. For any questions or assistance, feel free to reach out at (865) 717-2188 during our operating hours from Monday through Friday from 7:00 am to 3:00 pm. We look forward to serving you!

Our Journey

From its humble beginnings, Kingston Tva Employees has evolved into a trusted financial partner for countless individuals. Located at 714 Swan Pond Rd, our branch is conveniently positioned near local landmarks that make it easy for members to connect with us. While you can visit us at this address for all your banking needs, official correspondence should be directed to the same location. Throughout our history, we have remained dedicated to providing exceptional personal banking services, including checking and savings accounts, auto loans, mortgage financing, and much more. As technology advanced, so did we. Although we currently do not offer online banking or mobile payment services, our commitment to serving you remains unwavering.

Our Mission

The mission of Kingston Tva Employees Credit Union is simple yet powerful: to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services tailored to their unique needs. That's why we strive to offer competitive rates on loans and share accounts while ensuring personalized service with every interaction. Our team, led by CEO Marsha Adkisson and Board President Richard Kidd, is passionate about empowering members through education and resources that promote smart financial decisions. Whether you're looking for help with debt consolidation or exploring business banking options, we are here to guide you every step of the way.

Branch Location & Accessibility

Convenient Access and Amenities

At Kingston Tva Employees Credit Union, we prioritize accessibility. Our branch features ADA-compliant facilities with ramps and ample parking spaces available for all visitors. Even if you're stopping by during our operating hours Monday through Friday from 7:00 AM to 3:00 PM you'll find it easy to access our services without any hassle.

Services Tailored to Your Needs

We are proud to offer a range of personal and business banking services tailored to meet your financial goals. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, we have options that fit your needs. While we currently do not have ATM or drive-thru services available at this location, our friendly staff is always ready to assist you directly within our branch. Feel free to reach out to us at 865-717-2188 with any questions or if you need assistance before your visit. We invite you to stop by and see how we can help you achieve your financial aspirations!

Member Eligibility

At Kingston Tva Employees, we believe in creating a warm and welcoming community for our members. Becoming part of our family is simple and inclusive, and we're excited to share how you can join us! If you live, work, or worship in the area around Harriman, TN, you're likely eligible to become a member. We also welcome immediate family members of existing members. By joining us, you'll gain access to personalized financial services that are designed to help you thrive. Plus, being a member means you're part of a cooperative where your voice matters. To learn more about the specific eligibility criteria, feel free to check out the details at . Once you're ready to take the next step, opening an account is straightforward! Just give us a call at (865) 717-2188 or visit us at our branch located at 714 Swan Pond Rd Harriman Tn 37748 during our operating hours, and we'll guide you through the process with ease. We can't wait to welcome you into the Kingston Tva Employees family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools to accept payments easily, manage transactions efficiently, and enhance customer satisfaction all while keeping your costs low. Our merchant services offer just that. Whether you're a retail shop, service provider, or online vendor, we provide straightforward solutions that help streamline your payment processes. Discover how Kingston Tva Employees can be your partner in achieving business success. Visit us at 714 Swan Pond Rd Harriman Tn 37748, Harriman, TN 37748 or give us a call at (865) 717-2188 to learn more about how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help bring your dream car closer to reality. We understand how important reliable transportation is, and our competitive rates make it easier for you to drive off in style without breaking the bank. Picture yourself behind the wheel, enjoying the open road!

Business Banking Services

For entrepreneurs and small business owners, we provide comprehensive business banking services including merchant services and business loans. We understand the unique challenges faced by businesses today and are committed to helping you thrive.

Credit Cards with Rewards

For those who like earning rewards on their purchases, our credit cards with rewards program offers excellent benefits. You can earn points on every dollar spent, which can be redeemed for travel, merchandise, or cash back. Think of it as getting rewarded just for managing your day-to-day expenses!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our knowledgeable staff will guide you through the process, ensuring you find a plan that fits your financial situation. Owning a home can be one of life's most rewarding experiences let us help you achieve that milestone.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking solutions that allow you to manage your accounts anytime, anywhere. Need to check your balance? Pay bills? Transfer money? It's all just a few taps away on your smartphone. At Kingston Tva Employees, we pride ourselves on delivering personalized service tailored to fit your unique financial journey. If you'd like more information about any of these services or want to talk about how we can assist you further, don't hesitate to reach out! Call us at (865) 717-2188 or visit us at 714 Swan Pond Rd Harriman Tn 37748 during our lobby hours from 7:00 AM to 3:00 PM, Monday through Friday. We look forward to serving you!

Personal Banking Solutions

Managing your finances should be straightforward and stress-free. That's why we offer various personal banking options that cater to different lifestyles. Our checking and savings accounts are designed with flexibility in mind, making it easy for you to access your funds when you need them. Imagine effortlessly transferring money between accounts or saving for that special vacation we're here to make those goals achievable.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can manage those challenges effectively. Whether it's medical bills or home repairs, having access to funds can provide peace of mind. Our team will work with you to find a solution that eases your financial burden.

Digital & Online Banking

At Kingston Tva Employees, we understand that your time is valuable. That's why our digital and online banking services are designed to offer you convenience and security, all from the comfort of your home or on the go. Whether you're checking your balance, paying bills, or transferring money, our user-friendly services help you manage your finances with ease. While we currently don't offer online banking through our website at , our commitment to keeping your information safe remains a top priority. We take security seriously, ensuring that any transactions you perform are protected by robust measures. For those who prefer traditional statements, please note that e-statements are not available at this time. However, we're always working on ways to improve our services to better meet your needs. Although mobile payments and a mobile application are not part of our offerings right now, you can still enjoy straightforward banking experiences without the hassle of complicated systems. Our focus is on making banking accessible and easy for everyone. If you need to send money to friends or family, person-to-person transfers are also currently unavailable. But don't worry! We're here to assist you with any inquiries or support you might need during business hours. At Kingston Tva Employees, we pride ourselves on being here for you whenever you need us. While we may not have 24/7 online banking just yet, our team is dedicated to ensuring that your banking experience is as smooth as possible when you visit us during regular operating hours. Explore what we have to offer today and discover how simple managing your finances can be!

Financial Strength

At Kingston Tva Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, demonstrating our commitment to providing reliable services and support. With a net worth of $604,877, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2607 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $447,245 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in our total loans and leases of $1,453,401, supporting members' financial goals across various sectors. Although our net income stands at $0, it reflects our operational focus on stability rather than short-term profits. We also take pride in having 1 full-time employee and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 350, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Kingston Tva Employees is your trusted partner. Visit us at 714 Swan Pond Rd Harriman Tn 37748 or call 865-717-2188 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $472,981 in used vehicle loans and $252,149 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a new or used vehicle, our team is here to assist you through every step of the process.

Credit Lines and Unsecured Credit Cards

For those needing flexibility, we provide credit lines totaling $200,000. This can be an excellent option for managing expenses or unexpected costs. We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We can guide you through various mortgage plans to help you find one that suits your financial situation.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, ask us about our refinancing options. We can help assess your eligibility and find solutions that fit your needs. If you have any questions or need assistance with our loan offerings, please reach out to us at (865) 717-2188. We're here to help you navigate your financial path and make informed decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 714 Swan Pond Rd Harriman Tn 37748 in Harriman, TN, and let's discuss how we can support your financial ambitions!

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees fair and transparent offers, allowing users to trust the information they receive.

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