Journey Credit Union | Auto Loans, ATM & Mobile Banking Services

Journey CU

Journey Credit Union, established in 1954, is a trusted national financial cooperative dedicated to helping members achieve their financial goals with personalized service and innovative banking solutions. With total assets exceeding $88 million and a strong net worth of over $14 million, Journey offers financial stability and member-focused expertise under the leadership of CEO Rachel Ballenger.

Members enjoy convenient access to a comprehensive range of services including ATM and cash withdrawal options, auto loans and vehicle financing tailored for every budget, as well as mortgage loans and refinancing designed to support homeownership dreams. Personal banking features flexible checking and savings accounts, credit cards with rewarding perks, personal loans, and debt consolidation programs to simplify money management.

Business owners benefit from merchant services and business loans crafted to fuel growth across industries. Journey’s robust online and mobile banking platforms provide seamless 24/7 account access from anywhere, making everyday banking effortless.

With over 5,000 members served by a dedicated team across multiple branches nationwide, Journey Credit Union combines community-driven values with innovative financial products to empower your financial future. Discover more at https://journeycu.org/.

Introduction

Welcome to journey, where our commitment to financial empowerment and community service has been at the heart of our mission since we opened our doors in 1954. Located in the vibrant city of Des Moines, IA, we pride ourselves on providing personalized banking solutions tailored to meet the needs of our members. Under the leadership of CEO Rachel Ballenger and Board President Ted Crow, we strive to foster a welcoming environment that emphasizes trust, accessibility, and a member-first approach.

At journey, your financial security is paramount. We are proud to be federally insured by NCUA since 5/5/1978 0:00, ensuring that your deposits are protected. Our modern banking tools, including online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and e-signature authorization, make managing your finances easier than ever. Whether you’re seeking auto loans, mortgage refinancing, or personal loans, our dedicated team is here to guide you every step of the way. Discover more about us by visiting our website at https://journeycu.org/ or reach out via fax at (515) 243-4423. Join us today and experience the difference that comes from being part of a community-focused credit union!

Financial Services

Journey Credit Union is dedicated to providing a comprehensive suite of financial services tailored to meet the diverse needs of its members. With a focus on personal banking, we offer checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions including merchant services and business loans. Our members can easily manage their finances through our robust online banking platform and mobile application, which supports features like person-to-person transfers and mobile payments. This digital access ensures that whether you're planning for life milestones or looking to grow your small business, you have the tools necessary at your fingertips.

In addition to these conveniences, Journey Credit Union enhances member experience with services like e-statements and e-signatures, making it easier than ever to keep track of your financial health. Membership is accessible for a wide range of individuals—visit to learn more about qualifications. For those considering financing options or looking to compare loan rates, our partnership with lenders through https://www.lendmesh.com/loans/mortgage_loans provides valuable insights. Should you have any questions or require personalized support, feel free to reach out at (515) 243-4423. At Journey Credit Union, we strive to empower our members with the financial resources they need for every step of their journey.

Financial Highlights

Journey Credit Union stands as a beacon of trust and reliability in the financial sector, proudly serving a robust membership base of 5,156 individuals. With total assets reaching an impressive 88,050,634, we are committed to ensuring the financial well-being of our members. Our strong net worth of 14,021,460 reflects our dedication to sound financial management and stability, while our net income of 1,230,456 underscores our ability to generate value for those we serve.

Our credit union is built on a foundation of solid deposits, totaling 12,698,543, which not only demonstrates the confidence our members have in us but also allows us to extend an array of loans and leases amounting to 3,246. This commitment to lending empowers our members to achieve their financial goals, whether through auto loans, personal loans, or even commercial financing, with a commercial loan volume standing at 28.

The caliber of our team is evident through our dedicated workforce of 16 employees who are passionate about providing exceptional service. With a net worth ratio of 1,592, Journey Credit Union maintains a strong position that assures our members of our ongoing viability and commitment to their success. We understand the importance of diverse financial solutions; thus, we offer varied services ranging from credit cards, with a volume of 436, to auto loans that have helped many families drive away in their dream vehicles, contributing to an auto loan volume of 2,646.

As you explore your options for financial partnerships, consider Journey Credit Union as your trusted ally. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, reinforcing our transparency and integrity in all operations. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.

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Journey CU

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