Intouch Credit Union Sterling Heights MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Intouch, your trusted partner in personal and business banking located at 36600 Van Dyke Ave, Sterling Heights, MI 48312. Established in 1974, we have proudly served our community for decades, helping over 81,508 members achieve their financial dreams. At Intouch, we understand that each member has unique needs, which is why we offer a range of services from checking and savings accounts to auto loans and mortgage financing. As a member-focused credit union, our commitment to you goes beyond just banking; it's about building relationships. With total assets of $850,958,017 and deposits exceeding $7,972,598, we are dedicated to ensuring your financial security and growth. Our experienced team is led by CEO Kent Lugrand and Board President Nancy Pressel, who are both passionate about fostering a supportive environment for all members. While you can visit us at our Sterling Heights branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX 250169, Plano, TX 75025-0169. Whether you need assistance with personal loans or are looking for business solutions like merchant services or commercial loans our knowledgeable staff is ready to help. Explore the full range of what we offer by visiting our website at Intouch Credit Union or give us a call at 800-337-3328. Experience the difference of banking with a credit union that truly cares about its members. Join us today and take the first step towards achieving your financial goals!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to experience the benefits of membership with Intouch. From competitive rates on loans and savings accounts to dedicated customer service that puts your needs first, there's never been a better time to join us. Visit us during our operating hours: Monday - Friday from 10:00 AM - 7:00 PM and Saturday from 9:00 AM - 12:30 PM. Discover how we can help you achieve your financial dreams today! For more information or assistance, feel free to call us at (800) 337-3328 or explore our website at https://www.itcu.org/. Welcome home!

Our Journey

Since opening our doors in 1974, Intouch has witnessed significant growth and change. From humble beginnings, we've expanded our services to meet the diverse needs of our members. Our total assets now stand at an impressive $850,958,017, reflecting our dedication to providing reliable financial solutions. We pride ourselves on being more than just a credit union; we are a partner in our members' journeys towards financial well-being. As we've evolved, so too has our approach to banking. We embrace technology while ensuring that every member feels valued and heard. With features like online banking, mobile payments, and electronic statements, we strive to make banking accessible and convenient for everyone.

Our Mission

At Intouch, our mission is clear: We aim to empower our members through personalized financial services while fostering a sense of community. We believe that everyone deserves access to quality banking options that can help them thrive financially. Whether it's personal loans, auto financing, or business banking services, we are dedicated to supporting our members with integrity and respect. We are also committed to giving back to the communities we serve. Our outreach programs focus on education, financial literacy, and local partnerships that uplift those around us. By actively engaging with local organizations and initiatives, we aim to create lasting positive impacts within Sterling Heights and beyond. While members can visit us at 36600 Van Dyke Ave Sterling Heights Mi 48312, official correspondence should be sent to PO BOX 250169, Plano, TX 75025-0169 if needed.

Branch Location & Accessibility

Call to Action

We invite you to visit us at Intouch in Sterling Heights! Feel free to call us at 800-337-3328 if you have any questions or need assistance before your visit. We look forward to helping you achieve your financial goals!

Operating Hours and Services

Whether you're stopping by during the week or on Saturday, our doors are open to serve you! We operate Monday through Friday from 10:00 a.m. to 7:00 p.m., and on Saturdays from 9:00 a.m. to 12:30 p.m. You can also take advantage of our convenient ATM services available on-site for quick cash withdrawals or balance inquiries. At Intouch, we provide a variety of personal banking services including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and much more. While we don't have a drive-thru service at this location, our friendly staff is always ready to assist you inside.

Parking and Accessibility Features

We want your experience with us to be as smooth as possible. At our Sterling Heights branch, there's ample parking available right outside, and we're proud to offer features that make banking accessible for everyone. Our facility complies with ADA standards, ensuring that all members can enter comfortably.

Member Eligibility

At Intouch, becoming a member is more than just opening an account; it's about joining a community that values your financial well-being. If you live, work, or attend school in certain areas or have family members who are already part of our credit union, you could be eligible to join us! We welcome individuals from various backgrounds and professions, making it easy for you to find your place within our supportive network. You can learn more about the specific eligibility requirements by visiting http://www.itcu.org/about/about-itcu/membership-eligibility. The process to become a member is simple and straightforward. Just give us a call at (800) 337-3328 or visit us at 36600 Van Dyke Ave Sterling Heights Mi 48312 to get started. Once you're ready, you can easily open your new account online by checking out the details at http://www.itcu.org/bank/open-a-new-account. Join us today at Intouch and take the first step towards achieving your financial goals with the help of our dedicated team!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed for everyday use. Imagine being able to accept payments from customers seamlessly whether they're shopping online or in your brick-and-mortar store. Our tools simplify payment processing, allowing you to focus on what matters most: growing your business. Located at 36600 Van Dyke Ave Sterling Heights Mi 48312 in Sterling Heights, MI, we're here to partner with you every step of the way. Reach out at (800) 337-3328 to learn more about how we can assist your business today!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $58 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $98,303,916, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash? Our ATM & Cash Withdrawal Services are available to ensure you have access to funds when you need them most. We also provide Basic ATM Access, allowing you to check balances and perform withdrawals easily. At Intouch, we strive to meet all of your financial needs under one roof. If you're ready to take the next step in managing your finances or if you have questions about any of our services, don't hesitate to reach out! Call us at (800) 337-3328 or visit us during our lobby hours: Monday through Friday from 10:00 a.m. - 7:00 p.m., and Saturday from 9:00 a.m. - 12:30 p.m. Join us at Sterling Heights (meijer) today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing can help get you on the road without breaking the bank. With competitive rates and terms that fit your budget, purchasing that dream vehicle becomes much more attainable.

Business Banking Services

If you're a business owner, our Business Banking services provide essential tools for managing your finances effectively. From Merchant Services that facilitate transactions for your customers to tailored Business Loans for growth opportunities, we're committed to supporting local businesses thrive.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services. Accessing your accounts anytime, anywhere has never been easier! You can make transfers, pay bills, and even use Mobile Payments for quick transactions on the go.

Credit Cards with Rewards

Why not earn rewards while making everyday purchases? With our Credit Cards with Rewards, you can enjoy benefits that add value to your spending, whether it's cash back, travel points, or other perks.

Home Financing Options

Home ownership is a significant milestone, and at Intouch, we're here to assist you through every step. Our Mortgage Loans & Refinancing services enable you to find the right mortgage solution for your situation, whether you're purchasing a new home or looking to refinance an existing loan.

Personal Banking Solutions

Whether you're looking to manage your day-to-day expenses or save for future plans, our personal banking options have you covered. We offer Checking & Savings Accounts that make it easy to keep track of your finances. Need a little extra help? Our Personal Loans & Debt Consolidation services provide flexible options designed to ease your financial burden.

Digital & Online Banking

Join Us Today

Embrace the ease of modern banking with Intouch. Our user-friendly digital tools are here to help you manage your money efficiently and securely. If you're ready to experience these benefits, visit us at https://www.itcu.org/ and take control of your financial future today!

Key Services for Your Convenience

Our online banking platform, accessible through https://www.itcu.org/, allows you to view your account balances, pay bills, and check transaction history anytime you want. Whether you're sitting on your couch or waiting in line, you have 24/7 access to your finances. Plus, our mobile application enhances this experience even further with features like mobile payments that let you make purchases directly from your phone. Security is a top priority for us. That's why we offer electronic signature authorization for important documents, making transactions not only easier but also safer. You can trust that your sensitive information is protected while enjoying the flexibility of e-statements, which are always available for quick reference.

Real-Time Management

Need to send money to a friend? Our person-to-person transfer feature makes it simple and fast! With just a few taps, you can share funds without any hassle. And if you're interested in keeping track of all this activity in real time, our online banking service ensures you're always updated on your account status.

Financial Strength

Commitment to Growth

With $77,417,952 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity; we have provided $6,254 in used auto loans and $650,549,845 in total loans and leases to support members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 110,311, showing a strong and growing member base that trusts us with their finances. This trust is essential as it enables us to provide the best possible service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Intouch is your trusted partner. Visit us at 36600 Van Dyke Ave Sterling Heights Mi 48312 or call (800) 337-3328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $-6,665,321 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 168 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $193,727,506 in share certificates and $151,686,387 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $75,824,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $889 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $115,937,776 in used vehicle loans and $57,233,748 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car buying experience as easy as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $98,303,916 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your journey towards success. If you're considering refinancing or exploring eligibility options for any of our loan products, please reach out to us at (800) 337-3328 or visit us at 36600 Van Dyke Ave Sterling Heights Mi 48312 in Sterling Heights, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Intouch, we're committed to helping our members thrive financially through tailored solutions and exceptional service. Let us help you take the next step toward achieving your financial aspirations!

Credit Lines

For those who need additional flexibility, our credit lines total $340,354,568. This option allows you to borrow what you need when you need it, providing peace of mind for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,064,930, make buying or refinancing simple. We offer personalized service and guidance throughout the mortgage process, ensuring you find a solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,060,751 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your spending experience while allowing you to keep track of your expenses.

Loan Aggregator

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Intouch