Intouch Credit Union Royal Oak MI | Affordable Auto Loans & Business Banking

Introduction

At Intouch, we believe in building strong relationships with our members, ensuring they feel supported every step of the way. Located at 5150 Coolidge Hwy, Royal Oak, MI 48073, our branch has been serving the community since 1974. With a solid foundation and commitment to member satisfaction, we proudly support over 81,508 members and manage total assets of $850,958,017. As a trusted financial partner, Intouch offers a range of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, and credit cards with rewards. Our experienced team is led by CEO Kent Lugrand and Board President Nancy Pressel, who are dedicated to providing exceptional service and fostering financial well-being within our community. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX 250169, Plano, TX 75025-0169. We invite you to explore how we can help you achieve your financial goals! Feel free to call us at 800-337-3328 or visit our website at Intouch Credit Union for more information on how we can assist you today!

Branch History & Mission

At Intouch, our story is rooted in a commitment to our community and members that has flourished since we first opened our doors in 1974. Located at 5150 Coolidge Hwy, Royal Oak, MI 48073, our branch stands as a pillar of support and service, dedicated to enhancing the financial well-being of our diverse membership base. Over the years, Intouch has grown significantly, now proudly serving 81,508 members with total assets amounting to an impressive $850,958,017. This growth reflects not only our success but also the trust our members place in us. We have evolved from humble beginnings into a vital financial resource in Royal Oak, continuously adapting to meet the changing needs of our community. Our mission is clear: to provide exceptional financial services while fostering community support and empowerment. We believe that everyone deserves access to quality banking solutions that can help them achieve their goals. Whether it's opening a checking account, securing an auto loan, or planning for retirement, we are here to guide and assist every step of the way. While you can visit us at 5150 Coolidge Hwy, official correspondence should be sent to PO BOX 250169, Plano, TX 75025-0169 if necessary. Our operating hours are designed with your convenience in mind Monday through Friday from 11:00 a.m. to 7:00 p.m. (EST). Although we currently do not offer drive-thru banking services, we are proud to provide ATM availability for easy access to your funds. In addition to traditional banking services like checking and savings accounts, auto loans, mortgages, and personal loans, we are committed to embracing modern digital advancements. With online banking and mobile payment options available, managing your finances has never been easier or more accessible. Our dedication extends beyond just banking; we actively participate in community outreach efforts and partnerships that uplift those around us. By supporting local initiatives and organizations, we strive to make a positive impact on the lives of our members and neighbors. We invite you to experience the difference at Intouch. Join us today and become part of a community-focused credit union where your financial needs matter most. Together, let's build a brighter future for you and your family! For more information or assistance, please call us at 800-337-3328 or visit our website at www.itcu.org.

Branch Location & Accessibility

Get In Touch!

Have questions or want to know more? Don't hesitate to give us a call at 800-337-3328. We look forward to welcoming you soon at Intouch in Royal Oak!

Operating Hours

We're here for you Monday through Friday from 11:00 a.m. to 7:00 p.m. (EST). Whether you need assistance with personal banking, auto loans, or anything in between, our friendly staff is ready to help during these hours.

Parking and Accessibility

We understand that convenience matters. Our branch offers ample parking, so you can quickly get in and out without any stress. The facility is designed with accessibility in mind, ensuring that everyone can enjoy our services comfortably.

Services Offered

At Intouch, we provide a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options for everyone. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. Unfortunately, we do not have drive-thru banking at this location; however, our friendly team is always available inside the branch to assist you.

Member Eligibility

Joining Intouch is more than just opening an account; it's about becoming part of a welcoming community that cares for its members. To be eligible for membership, you simply need to meet a few friendly criteria. If you live, work, or worship in the areas we serve, or if you have family members who are already part of our credit union family, you're likely eligible to join us! We pride ourselves on being inclusive and supportive, providing valuable financial services tailored to your needs. Becoming a member at Intouch opens the door to numerous benefits, from personalized banking options to competitive loan rates. The process is straightforward just visit us at our address: 5150 Coolidge Hwy Royal Oak Mi 48073, or give us a call at (800) 337-3328 for any questions. For detailed information on eligibility requirements, check out our resource page at http://www.itcu.org/about/about-itcu/membership-eligibility. When you're ready to take the next step, you can easily open an account online by visiting http://www.itcu.org/bank/open-a-new-account. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $58 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $98,303,916, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In today's fast-paced world, having efficient payment solutions is crucial. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Imagine being able to accept payments anytime, anywhere, which not only increases your sales potential but also enhances customer satisfaction. Discover how Intouch, located at 5150 Coolidge Hwy Royal Oak Mi 48073, Royal Oak, MI, can partner with you on your business journey. For more information, call us at (800) 337-3328 or visit our website at https://www.itcu.org/.

Comprehensive List Of Services

Accessibility and Convenience

We believe that banking should be convenient for everyone. That's why we offer ATM services for easy cash withdrawals and balance checks whenever you need them. If you prefer face-to-face interaction, our friendly staff is always ready to assist during lobby hours from 11:00 a.m. to 7:00 p.m., Monday through Friday. In addition to these services, we prioritize security and ease of access through features like electronic signatures and e-statements. Enjoy peace of mind knowing that managing your finances has never been easier.

Business Banking

For small business owners, we understand that managing finances can be challenging. Our business banking services, including merchant services and business loans, are here to simplify your financial management. With tools tailored for businesses of all sizes, you'll find the support you need to thrive.

Get Started Today!

If you're ready to take control of your financial future with Intouch's comprehensive services, give us a call at 800-337-3328 or visit us at 5150 Coolidge Hwy Royal Oak MI 48073. Let us help you navigate your financial journey with confidence!

Personal Banking

Our personal banking services include checking and savings accounts that are designed to help you manage your money effectively. Imagine having the flexibility to access your funds anytime, anywhere with our online and mobile banking options. You can check balances, transfer money, and even pay bills right from your smartphone or computer. If you're in the market for a new car, our auto loans make it easy to drive away in your dream vehicle. We offer competitive rates and flexible terms to fit your budget. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans provide various options to make homeownership more attainable.

Personal Loans and Credit Cards

Life can throw unexpected expenses your way, which is why our personal loans are perfect for debt consolidation or funding a special project. Plus, with our credit cards featuring rewards, you can earn points on everyday purchases while enjoying the benefits of responsible credit use.

Digital & Online Banking

Key Services

With our 24/7 Online Banking Services, you can check your balance, pay bills, and transfer funds all from the comfort of your device. Our user-friendly interface ensures that even those new to digital banking will find it easy to navigate. Plus, with E-Statements Availability, you can enjoy paperless statements delivered straight to your inbox, helping you stay organized while being environmentally friendly. For those who love using their smartphones, our Mobile Application is a game-changer. It allows you to manage your accounts right from your pocket. You can also take advantage of our Mobile Payments Feature, which makes it simple to pay friends or businesses directly from your phone. Need to send money quickly? Our Person-to-Person Transfers feature lets you send cash instantly without any hassle.

Security and Accessibility

Security is a top priority at Intouch. We use advanced measures like Electronic Signature Authorization to protect your personal information and ensure that transactions are secure. You can bank with confidence knowing that we have your back every step of the way. Overall, our digital and online banking services offer a blend of accessibility and ease-of-use that fits into your busy lifestyle. Join us today at Intouch and experience banking that works for you!

Financial Strength

Commitment to Growth

With $77,417,952 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $6,254 in used auto loans and $650,549,845 in total loans and leases support our members' financial goals across various sectors. Our operational efficiency is reflected in our $-6,665,321, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 168 full-time employees and 1 part-time employees who are dedicated to serving you with expertise and care. This committed team ensures that we can meet your needs promptly. Total Share Accounts stand at 110,311, showcasing a strong and growing member base that trusts us with their finances.

Secured Savings

Members' savings are secured through $193,727,506 in share certificates and $151,686,387 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $75,824,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust financial foundation supports our commitment to serve our members effectively. Our net worth ratio of $889 demonstrates a solid capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Intouch is your trusted partner. Visit us at 5150 Coolidge Hwy Royal Oak Mi 48073 or call (800) 337-3328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $115,937,776 in used vehicle loans and $57,233,748 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $98,303,916 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your current business, we have tailored solutions to meet your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,064,930, make buying or refinancing simple. We provide various mortgage products that can help turn your homeownership dreams into reality.

Refinancing Options

If you're considering refinancing existing loans, we have options available that could potentially lower your payments or provide access to additional funds. Check with us for details on eligibility and how we can assist you further. No matter what type of loan you're interested in, our team at Intouch is ready to help you navigate your options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or explore more about our offerings online!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $17,060,751 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you won't waste time on misleading or outdated information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison you see is based solely on the current rates available. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. Whether you're looking for a mortgage or an auto loan, the information you get is as fresh as it gets. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that the rates displayed reflect actual offers from reputable lenders.

Intouch