Indiana University Credit Union Gary IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Indiana University's Gary Branch, your trusted financial partner located at 3400 Broadway, Gary, IN 46408. Since our establishment in 1956, we've been dedicated to serving our community with reliable banking solutions tailored to meet your needs. With a total membership of 70,319 and assets exceeding $1.77 billion, we pride ourselves on being a cornerstone of financial support for individuals and businesses alike. Our commitment goes beyond just numbers; we are here to make a positive impact in the lives of our members. From personal banking services like checking and savings accounts to auto loans and business financing, we strive to provide comprehensive support that helps you achieve your financial goals. Our total deposits stand at an impressive $178,959,131, reflecting the trust our members place in us. Under the leadership of CEO Bryan Price and Board President Doris Sims, our team of 217 employees is passionate about delivering exceptional service. Whether you're looking to finance a new vehicle or seeking advice on managing your money, we're here for you every step of the way. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 368, Bloomington, IN 47402. Ready to take the next step towards your financial future? Call us today at 812-855-7823 or explore more about what we offer by visiting our website at iucu.org. We look forward to serving you!

Branch History & Mission

Looking Ahead

We invite you to be part of our thriving community at the Indiana University branch. With operating hours from Monday to Thursday from 9 AM to 3 PM and Friday from 9 AM to 4 PM, we strive to accommodate your busy schedule. Additionally, we offer ATM availability for convenient cash access. Whether you're looking for personal loans or exploring business banking options, our dedicated team is here to assist you every step of the way. Join us today and experience the benefits of being part of a credit union that truly cares about your financial well-being. For more information or assistance, feel free to reach out at 812-855-7823 or visit us online at www.iucu.org. Together, let's build a brighter financial future!

Our Journey

The Indiana University branch began with a simple goal: to provide accessible and affordable financial services to the community. Over the years, it has blossomed into a trusted institution with a total membership of over 70,000 individuals. The branch is located at 3400 Broadway, Gary, IN 46408, conveniently situated near local landmarks that make it easy for members to visit. While members can visit us at this location, official correspondence should be sent to PO Box 368, Bloomington, IN 47402. With total assets exceeding $1.77 billion, our branch exemplifies financial strength and stability. We take pride in offering a wide range of services, including personal banking, auto loans, mortgage options, and business banking solutions. Our commitment to our members is evident not just in our offerings but also in our dedication to community outreach and support initiatives.

Our Mission

The mission of the Indiana University branch is clear: we aim to enhance the lives of our members through exceptional service and meaningful financial products. We believe in fostering a strong sense of community by actively engaging with local organizations and participating in outreach efforts that uplift those around us. As we embrace modern advancements like online banking and mobile payments, we ensure that all our services are user-friendly and accessible to everyone keeping pace with the needs of today's consumers while maintaining ADA compliance for inclusivity.

Branch Location & Accessibility

Comprehensive Banking Solutions

At the Indiana University branch, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our team is here to assist you with everything from credit cards with rewards to business banking solutions. Plus, we offer ATM services for quick cash withdrawals and balance checks whenever you need them. While we don't have a drive-thru service at this location, our shared service center provides basic transactions like deposits and withdrawals for partner credit union members. If you have any questions or need assistance, feel free to call us at 812-855-7823. We look forward to welcoming you into our community!

Convenient Access and Services

While members can visit us at 3400 Broadway, official correspondence should be sent to PO Box 368 in Bloomington, IN. At our Gary branch, we're dedicated to providing a comfortable experience for all our members. Parking is available right outside the branch, ensuring you can easily access our services without any hassle. We are proud to offer ADA-compliant features, including ramps for those who need them. Our operating hours are designed with your busy schedule in mind. We are open Monday through Thursday from 9 AM to 3 PM and on Friday from 9 AM to 4 PM. This flexibility allows you to stop by when it's convenient for you.

Member Eligibility

At Indiana University, we believe in building a community that supports and empowers our members. If you're looking to join us, becoming a member is simple and welcoming! To qualify, you need to meet certain criteria, which can include living, working, or attending school in the areas we serve. We value inclusivity, so whether you're a student at Indiana University or a resident of Gary, there's likely a path for you to join our family. For the most detailed and updated information on eligibility requirements, feel free to visit our website at . Once you're ready to open an account, you'll find the process easy and straightforward. Our friendly team is here to assist you every step of the way! You can reach us at (812) 855-7823 if you have any questions or need help. Joining Indiana University not only gives you access to personalized banking services but also connects you with a network that cares about your financial well-being. So why wait? Explore your membership options today!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's market, having the right tools can make all the difference. Our merchant services simplify payment processing, allowing you to focus on what matters growing your business. Imagine seamlessly accepting payments from customers while managing your cash flow effectively. Our services are designed to fit the unique needs of your business, whether you're a small startup or a well-established entity. Located at 3400 Broadway Gary In 46408 in Gary, IN, our team is ready to help you explore these valuable resources. Connect with us today at (812) 855-7823 and discover how we can support your business journey!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $554 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $430,387,049, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help get you behind the wheel without the stress of high-interest rates. We offer competitive rates that fit your budget, ensuring that you can drive off with the vehicle of your choice without breaking the bank.

Business Banking

For our members who own businesses, we offer business banking solutions including merchant services and business loans. We understand the challenges of running a business and are here to support your growth every step of the way.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide digital banking features like online banking, mobile payments, and person-to-person transfers. Need cash? Our ATM services ensure quick access to funds when you need them most. Additionally, as a partner credit union member, you can perform basic shared branch transactions such as deposits and withdrawals across various locations for added convenience. If you're in Gary, don't hesitate to reach out! Call us at 812-855-7823 or visit us during our lobby hours: Monday through Thursday from 9 AM to 3 PM and Friday from 9 AM to 4 PM. Let Indiana University help you achieve your financial goals today! For more information on our services, visit us at iucu.org.

Credit Cards with Rewards

Make every purchase count! Our credit cards come with rewards that allow you to earn points on everyday spending. Use these points for cash back or travel rewards whatever suits your lifestyle best.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Indiana University, we offer mortgage loans that make this dream a reality. If you're already a homeowner and looking to refinance, we can help lower your monthly payments or tap into your home equity for other needs. Imagine how much easier life could be with more manageable mortgage payments!

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. Imagine being able to easily track your spending while saving for that dream vacation or home renovation. With our user-friendly online and mobile banking platforms, you can access your accounts anytime and anywhere. You can also make deposits and withdrawals with ease through our ATM services.

Personal Loans & Debt Consolidation

Life comes with unexpected expenses. Our personal loans provide you with the flexibility needed to cover those costs, whether it's medical bills or home repairs. Additionally, if you're juggling multiple debts, consider our debt consolidation options to simplify your financial life into one easy payment.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service offers a host of features that prioritize both security and ease-of-use. You can effortlessly check your account balances, view transaction history, and transfer funds all from the comfort of your home or while on the go. Plus, with our electronic signature authorization feature, signing documents has never been easier; you can do it right from your device without needing to visit a branch. For those who prefer going paperless, we also provide e-statements, allowing you to receive your account statements electronically. This not only helps reduce clutter but also keeps your information secure. And if you're looking for even more convenience, our mobile application makes banking accessible at your fingertips. Whether you're paying bills or managing investments, everything is just a tap away.

Stay Connected with Advanced Features

In today's fast-paced world, sending money quickly and safely is essential. That's why we offer person-to-person transfers so you can send money to friends or family instantly without any hassle. Additionally, our mobile payments feature allows you to make purchases directly from your smartphone, making shopping easier than ever. With 24/7 online banking services available at Yes, you have real-time access to manage your account whenever it suits you best. Our user-friendly interface ensures that you can navigate through all the features without any confusion. At Indiana University, we strive to provide our members with an exceptional banking experience that combines cutting-edge technology with personal service. Experience the freedom of digital banking today!

Financial Strength

At Indiana University, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a safe and reliable environment for your finances, ensuring you can bank with confidence. With a net worth of $214,886,695, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,207 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $468,193,664 in share certificates and $392,493,899 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is further reflected by our $213,056,899 in undivided earnings. This means we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $10,266 in used auto loans and $1,351,940,046 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 214 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $4,425,978. Total Share and Deposit Accounts: 171,957, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana University is your trusted partner. Visit us at 3400 Broadway Gary In 46408 or call (812) 855-7823 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $184,978,369 in used vehicle loans and $96,983,642 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that you find an option that works for you.

Business Loans

For business owners, our outstanding commercial loans totaling $430,387,049 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and are here to support your ambitions. At Indiana University, we also offer refinancing options for various loan types, allowing you to potentially lower your monthly payments or consolidate debts into one manageable payment plan. If you have questions about eligibility or how to apply, don't hesitate to reach out to us at (812) 855-7823. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you every step of the way!

Credit Lines and Unsecured Credit Cards

For those who need access to extra funds, our total credit lines available reach $510,000,000, providing ample support for larger expenses. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $15,669,016 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,999,794, make buying or refinancing simple. We are committed to guiding you through the process, whether you are a first-time homebuyer or looking to refinance your existing mortgage.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing process ensures that users receive fair and transparent offers, allowing them to make informed financial decisions.

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