Illinois Community Credit Union Dekalb IL | Best Auto Loans & Personal Banking

Introduction

Welcome to Illinois Community at our Dekalb branch, located conveniently at 1500 Barber Greene Rd, Dekalb, IL 60115. Since opening our doors in 1935, we have proudly served over 10,482 members in the community, striving to provide a welcoming environment where your financial needs are met with care and expertise. At Illinois Community, we take pride in our substantial financial strength. With total assets of $116,090,012, and total deposits reaching $4,822,032, our commitment to secure and reliable banking is evident. Our members benefit from a diverse range of services including personal banking, auto loans, mortgages, and business banking solutions. Currently, we have issued around 8,114 loans and leases, supporting many of our members in achieving their financial goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1500 Barber Greene Rd, Dekalb, IL 60115-7900. Our friendly staff is here to assist you during lobby hours from 8:00 AM to 5:00 PM on weekdays. Whether you're looking for help with checking accounts or exploring loan options, we're dedicated to guiding you through every step of your financial journey. Under the leadership of our CEO Thor Dolan and Board President David Thurwanger, we continue to foster a strong sense of community while maintaining sound financial practices. With a robust net worth of $13,822,989 and cash in hand amounting to $826,148, Illinois Community stands ready to support both current and prospective members alike. We invite you to reach out to us at (815) 756-2504 for any questions or assistance. Visit our website at myICCU.org for more information about our services and offerings. Join us today as we work together toward a brighter financial future!

Branch History & Mission

At Illinois Community, our journey began in 1935, when we first opened our doors to the community in Dekalb, IL. Over the decades, we've grown from a small credit union into a trusted financial partner for over 10,482 members. Our branch is located at 1500 Barber Greene Rd, Dekalb, IL 60115, easily accessible and nestled near local landmarks that connect us with the vibrant community we serve. Our mission at Illinois Community is simple yet powerful: to provide exceptional financial services while making a meaningful impact in the lives of our members and the community. We believe in building strong relationships based on trust and support. Whether you are looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we aim to meet your needs while fostering financial wellness. Since our inception, we have prioritized community engagement and outreach. We are not just about numbers; we focus on people. From partnering with local organizations to support various initiatives, to offering educational resources that empower individuals to make informed financial decisions, our commitment to service goes beyond traditional banking. In addition to our rich history and dedication to member service, we have embraced modern advancements to enhance your banking experience. With features like online banking and mobile applications, managing your finances has never been easier. Our branch is also equipped with an ATM for convenient access to cash and drive-thru services for quick transactions. While members can visit us at 1500 Barber Greene Rd, official correspondence should be sent to 1500 BARBER GREENE RD, DEKALB, IL 60115-7900. As we look forward to the future, we remain steadfast in our goal of creating a welcoming environment where everyone feels valued. Join us at Illinois Community and experience how we can help you achieve your financial goals while being part of a community that cares. Together, let's build a brighter financial future! If you have questions or would like more information about our services, feel free to call us at 815-756-2504 during our operating hours from 8:00 AM - 5:00 PM on weekdays.

Branch Location & Accessibility

Welcome to Illinois Community, your friendly neighborhood credit union located at 1500 Barber Greene Rd in Dekalb, IL. Our branch is not just a place to handle your banking needs but a welcoming space designed for convenience and accessibility. Nestled near the intersection of Barber Greene Road and Sycamore Road, we're easy to reach, whether you're coming from downtown Dekalb or nearby communities. At Illinois Community, we understand that our members lead busy lives. That's why we offer convenient drive-thru banking services, allowing you to manage deposits and withdrawals without leaving your vehicle. Plus, our ATM is available for quick cash access whenever you need it. Our branch is fully equipped with ADA-compliant features to ensure everyone can easily navigate our space. Ample parking is available right outside the entrance, making it straightforward for all members to visit us comfortably. We invite you to stop by during our lobby hours from 8:00 AM to 5:00 PM on weekdays. Whether you're looking to open a checking account, apply for an auto loan, or simply ask questions about our services like online banking and credit cards with rewards, our friendly staff is here to help! While members can visit us at 1500 Barber Greene Rd, official correspondence should be sent to the same address listed above. Feel free to give us a call at 815-756-2504 if you have any questions or need assistance. Come see us today at Illinois Community! We look forward to serving you and helping you achieve your financial goals.

Member Eligibility

At Illinois Community, we believe that everyone deserves a place in our community, and becoming a member is a simple and welcoming process. If you live or work in the Dekalb area or have family members who are already part of our credit union, you're likely eligible to join us! We prioritize making financial services accessible to all, so if you meet these basic criteria, we invite you to take the next step toward membership. Joining brings numerous benefits, including personalized service, competitive rates on loans and savings, and access to exclusive member resources. To get started, simply visit us at our branch located at 1500 Barber Greene Rd Dekalb Il 60115 or give us a call at (815) 756-2504 for more information. You can also check out the detailed eligibility requirements on our website at . It's easy to become part of our supportive family let's work together toward your financial goals!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In today's fast-paced world, effective payment processing is crucial for any business. Our merchant services provide reliable options that allow you to accept payments easily, ensuring smooth transactions for your customers. This not only enhances customer satisfaction but also helps streamline your operations. If you're looking for a partner in business banking that truly cares about your success, visit us at 1500 Barber Greene Rd Dekalb Il 60115 in Dekalb, IL. We're here to help you navigate the financial landscape and fuel your growth! For more information, give us a call at (815) 756-2504.

Tailored Loan Options

Imagine being able to secure financing that helps you purchase new equipment, hire staff, or even open another location. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we're ready to assist you with personalized solutions when the time comes.

Comprehensive List Of Services

Business Banking

For small business owners, we offer business banking solutions including merchant services and business loans. These resources can help streamline operations and support growth, giving you the tools needed to succeed.

Credit Cards

Don't forget about our credit cards with rewards! They not only allow you to make purchases but also earn points for cash back or travel rewards. This means every time you shop, you're working towards something bigger!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Illinois Community prioritizes digital banking solutions. Our online and mobile banking services let you check balances, transfer funds, and pay bills from anywhere at any time. Plus, with basic ATM access available for withdrawals and balance checks, your money is always within reach.

Drive-Thru Services

We also provide basic drive-thru banking for quick transactions like deposits and withdrawals without leaving your car. It's perfect for busy days when you need to make a quick stop but don't have time to go inside. At Illinois Community, we're proud of the comprehensive services we offer to enhance your financial well-being. If you have any questions or want to learn more about how we can assist you, don't hesitate to reach out at (815) 756-2504. We look forward to serving you!

Loans and Financing

When it comes to loans, we understand that life can present unexpected expenses or opportunities. That's why we offer auto loans and vehicle financing designed to get you on the road without hassle. Whether you're buying a new car or refinancing an existing loan, our rates are favorable and terms flexible. If you're considering home ownership or looking to refinance, our mortgage loans provide various options tailored to fit different financial situations. And for those moments when you need extra cash for personal projects or debt consolidation, our personal loans are here to help.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances effortlessly. Imagine having an account where you can easily track your spending, save for future goals, and access your funds whenever needed. With competitive interest rates and user-friendly online banking features, managing your money has never been easier.

Digital & Online Banking

At Illinois Community, we understand that managing your finances should be as easy and secure as possible. That's why our digital and online banking services are designed with your convenience in mind, allowing you to access your accounts anytime, anywhere. Our online banking platform, accessible at https://www.creditunion1.org/about/mergers/illinois-community-cu/, offers a range of features that make it simple to stay on top of your finances. With 24/7 online banking services, you can check balances, pay bills, and transfer money whenever it suits you. Plus, our person-to-person transfer option lets you send money to friends and family with just a few clicks no need for cash or checks! In addition to these everyday tasks, we provide electronic statements for quick and easy access to your account history. This means no more waiting for paper statements in the mail; instead, you can view your e-statements anytime you need them. We also support electronic signature authorization, making it easier than ever to complete transactions securely. For those who are always on the go, our mobile application is here to help. Available for download on your smartphone, this app allows you to manage your accounts right from your pocket. Although we don't currently offer mobile payments, our app ensures that all other banking needs are just a tap away. Security is paramount in all our services at Illinois Community. We use advanced encryption technology to protect your information while providing an easy-to-use interface that members love. Your financial safety is our priority. Whether you're at home or out and about, our digital banking tools give you full control over your finances in real time. Join us today and experience the convenience of modern banking with Illinois Community!

Financial Strength

Commitment to Growth and Innovation

With $13,710,874 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $2,546 in used auto loans and $96,254,271 in total loans and leases.

Growing Membership Base

Total Share and Deposit Accounts: 21,280, showing a strong and growing member base that trusts us with their finances. This growth underlines our commitment to providing valuable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Illinois Community is your trusted partner. Visit us at 1500 Barber Greene Rd Dekalb Il 60115 or call (815) 756-2504 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings Options

Members' savings are secured through $28,998,974 in share certificates and $8,159,955 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,953,258, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-401,986 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 37 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $13,822,989, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,190 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $36,925,485 in used vehicle loans and $14,088,539 in new vehicle loans, helping members get on the road with confidence. Our flexible terms allow you to choose the best fit for your budget and lifestyle.

Credit Lines and Unsecured Loans

For those seeking additional flexibility in their finances, we offer credit lines with a total amount of $5,580,000 available for our members. This gives you quick access to funds whenever necessary. Additionally, we also provide unsecured credit card loans with a total of $4,284,321 in loans helping members manage their finances effectively without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $8,698,082, which can help you take that important step towards owning your home. We provide various financing options and refinancing opportunities tailored to meet your needs.

Refinancing Options

If you're considering refinancing your existing loans for better rates or terms, we encourage you to explore your options with us. Our team is here to guide you through the process and ensure that you find the best solution for your financial situation. At Illinois Community, we are dedicated to serving our members with personalized financial solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards better financial health starts here!

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