Horizon Credit Union Williamsport PA | Quick Personal Loans & Top Checking

Introduction

At Horizon, your trusted financial partner since 1955, we are dedicated to serving our community in Williamsport, PA. Located at 1930 Lycoming Creek Rd, our branch is more than just a place to manage your money; it's a hub for fostering relationships and building a brighter financial future together. With a robust membership base of 14,632 members and total assets exceeding $142 million, we pride ourselves on being a pillar of support in the lives of our members. While you can visit us at our branch address for all your banking needs, please note that any official correspondence should be sent to our mailing address: 2849 Reach Rd, Williamsport, PA 17701. Our commitment to excellence shines through in every aspect of our service. We offer an array of financial products including personal banking solutions, auto loans, mortgages, and business services all designed to meet the diverse needs of our community. With total deposits reaching $10,463,106 and net worth standing at $13,487,250, we ensure your funds are safe and sound. Led by our CEO, Justin Howard, and Board President, James Fedele, our team of 65 dedicated employees works tirelessly to provide exceptional service. Whether you're looking for guidance on loans (with over 6,916 loans currently managed) or simply need assistance with everyday banking transactions, we are here for you. We invite you to explore what sets Horizon apart. Call us at 570-326-3636 or visit us online at Horizon FCU today! Let's embark on this journey together towards achieving your financial goals.

Branch History & Mission

Call to Action

Join us today at Horizon! Experience firsthand the dedication we have towards helping you achieve your financial goals while being part of a community-focused credit union. For more information about membership or services offered, feel free to reach out at 570-326-3636 or visit our website at Horizon FCU. Together, let's build a brighter future!

Our Evolution

Horizon started with a simple mission: to serve the financial needs of our local community. Over the years, we have grown significantly, now boasting total assets of $142,644,227. This growth reflects not only our commitment to sound financial practices but also the trust placed in us by our members. As we continue to evolve, we've expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. In addition to traditional banking services, we embrace modern technology with online and mobile banking solutions. Members can enjoy features like e-statements and mobile payments that make managing finances easier than ever before. Our ATM availability and drive-thru service ensure convenience for all our members.

Our Mission Statement

At Horizon, our mission goes beyond just providing financial products. We aim to empower individuals and families by offering guidance on their financial journeys while actively supporting community initiatives. We believe that when our members thrive, so does our community. This philosophy drives us to partner with local organizations and engage in outreach programs that uplift those around us. While members can visit us at 1930 Lycoming Creek Rd for all their banking needs, official correspondence should be sent to our mailing address at 2849 Reach Rd, Williamsport, PA 17701 if it differs from the branch location.

Branch Location & Accessibility

ATM Availability

For added convenience, we also provide ATM access so you can handle cash withdrawals and balance checks anytime you need. While members can visit us at 1930 Lycoming Creek Rd, official correspondence should be sent to our mailing address at 2849 Reach Rd, Williamsport, PA 17701.

Accessibility Features

At Horizon, we prioritize accessibility for all our members. Our branch is equipped with features like ramps and designated parking spaces to ensure everyone can visit us comfortably. If you have any specific needs, please feel free to reach out.

Call to Action

We invite you to come by and meet our team or give us a call at 570-326-3636 if you have any questions. At Horizon Credit Union, we're committed to providing excellent service and support for your financial journey!

Operating Hours and Services

Our friendly team is ready to serve you! We're open Monday through Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 6:00 PM. You can count on us for a variety of services including personal banking, auto loans, mortgage options, and credit cards that offer rewards. Additionally, we have a drive-thru service available for those who prefer quick transactions without leaving their vehicles.

Member Eligibility

At Horizon, we believe that becoming a member is like joining a close-knit family where your financial well-being is our priority. If you're wondering about eligibility, it's quite simple! Anyone who lives, works, worships, or attends school in the area can join us. This means that whether you're a local resident or just someone who spends time here, you're welcome to become part of our community. By choosing Horizon, you gain access to a variety of benefits including competitive rates on loans and savings accounts, personalized service, and a sense of belonging. Ready to take the next step? Opening an account with us is easy! You can find all the details about the eligibility criteria on our website at https://www.horizonfcu.org/business/business-membership-savings-account/. For those looking to start their journey with us, simply visit https://apps-horizon.ns3web.com/nsloan to get started. If you have any questions or need assistance, don't hesitate to give us a call at (570) 326-3636. We're excited to welcome you to Horizon located at 1930 Lycoming Creek Rd Williamsport Pa 17701, where your financial goals are just within reach!

Business Banking & Commercial Services

Lending Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $85,301, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services can simplify your payment processes. Whether you're a small retailer or a large service provider, we help you accept payments easily, allowing you to focus on what you do best serving your customers. Located at 1930 Lycoming Creek Rd Williamsport Pa 17701 in Williamsport, PA, we're here to empower your business journey. For more information or to get started with us today, call us at (570) 326-3636 or visit our website at https://www.horizonfcu.org/.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, you'll find our business banking services particularly beneficial. With options like merchant services and business loans, we help local businesses thrive by making banking straightforward and accessible.

Credit Cards & Rewards

We also provide credit cards with rewards that allow you to earn while you spend. Whether you're buying groceries or planning a vacation, our credit card offerings can add value to your purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can easily check your balance, transfer funds, or pay bills right from your smartphone or computer. Plus, our ATM services allow for hassle-free cash withdrawals whenever you need them.

Drive-Thru & ATM Access

For those who prefer in-person transactions, we have basic drive-thru banking available for quick deposits, withdrawals, and simple transactions. Additionally, our ATMs provide access for cash withdrawals and balance checks without needing to enter the branch. At Horizon, we believe in supporting our community with reliable financial solutions that cater to individual needs. If you'd like more information about any of these services or have specific questions regarding how we can assist you further, don't hesitate to reach out! Call us at 570-326-3636 or visit us at our branch during lobby hours: Monday - Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 6:00 PM. Explore all that Horizon has to offer today! Visit us online at horizonfcu.org to get started on your journey toward financial well-being.

Mortgage Services

For those considering purchasing a home or refinancing their existing mortgage, our team can guide you through the process with our comprehensive mortgage loans and refinancing services. We aim to simplify this often overwhelming experience by providing personalized assistance every step of the way.

Personal Banking

We offer various personal banking options designed to make your financial journey easier. From checking and savings accounts that help you manage your day-to-day expenses to auto loans and vehicle financing for that new car you've been eyeing, our services are here for you. Need help consolidating debt? Our personal loans and debt consolidation options can assist you in streamlining your payments into one manageable monthly installment.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services available at https://www.horizonfcu.org/, you can check balances, transfer funds, and pay bills whenever it suits you. Whether you're at home or on the go, managing your finances has never been more convenient. Our mobile application enhances this experience even further, allowing you to handle transactions directly from your smartphone.

Real-Time Management Made Simple

Keeping track of your finances is crucial, and with our robust online tools, real-time account management is at your fingertips. Whether you're reviewing recent transactions or checking your spending habits, everything you need is right there in one place. At Horizon, we believe banking should fit seamlessly into your lifestyle. Explore all these features today and discover how easy it is to manage your money with us!

Security You Can Trust

Your security is our top priority. We offer electronic signature authorization for hassle-free document signing without sacrificing safety. And with e-statements available, you can easily access your account statements online while keeping sensitive information safe and sound.

Stay Connected with Your Money

Our mobile payments feature makes it simple to make purchases without cash or cards. Just use your phone for quick and secure transactions. Plus, if you need to send money to friends or family, our person-to-person transfer option allows you to do so instantly no more waiting for checks to clear!

Financial Strength

Commitment to Growth

With $11,032,342 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $26,993,100 in used auto loans and a total of $94,153,908 in loans and leases available. This supports our members' financial goals across various sectors.

Operational Efficiency

Our operations reflect our commitment to efficiency with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Opportunities

Members' savings are secured through $4,144,527 in share certificates and $3,789,223 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $13,487,250, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 945 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Net Shares (funds available for lending and investments): $0. Total Share Accounts: 44,905, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 1930 Lycoming Creek Rd Williamsport Pa 17701 or call 570-326-3636 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,999,100 in used vehicle loans and $6,414,008 in new vehicle loans already helping members get on the road. We provide competitive rates on both new and used vehicles to ensure you get the best deal possible. Plus, if you're interested in refinancing your existing auto loan, we can help you explore eligibility options that could save you money.

Business Financing

For business owners looking to expand or improve their operations, we provide outstanding commercial loans totaling $85,301. These loans are designed to meet the unique needs of businesses within our community. At Horizon, we believe everyone deserves access to financial resources that empower them. If you're interested in any of these loan products or want more information on refinancing or eligibility options, don't hesitate to reach out! You can contact us at 570-326-3636 during our lobby hours: Monday - Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the perfect loan solution!

Credit Card Loans

Managing everyday expenses is easier with our flexible terms on unsecured credit card loans. With a total of $3,188,197 in unsecured credit card loans available, our offerings can help you manage your finances effectively while enjoying rewards and benefits tailored to your spending habits.

Credit Lines

For those who need extra flexibility in their finances, we also offer credit lines totaling $2,900,492. This option allows you to access funds as needed without taking out a full loan upfront.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $8,610,260, making buying or refinancing simple. We're committed to guiding you through the process so you can feel confident in your decision to invest in a home.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Don't let the search for loans stress you out. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust they are viewing legitimate loan options.

Horizon

Introduction

Branch History & Mission

Call to Action

Our Evolution

Our Mission Statement

Branch Location & Accessibility

ATM Availability

Accessibility Features

Call to Action

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Lending Options That Fuel Growth

Practical Merchant Services

Comprehensive List Of Services

Business Banking Solutions

Credit Cards & Rewards

Digital Banking Features

Drive-Thru & ATM Access

Mortgage Services

Personal Banking

Digital & Online Banking

Easy Access Anytime

Real-Time Management Made Simple

Security You Can Trust

Stay Connected with Your Money

Financial Strength

Commitment to Growth

Operational Efficiency

Secure Savings Opportunities

Solid Financial Health

Trustworthy Partnerships

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Credit Lines

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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