Horizon Credit Union Williamsport PA | Quick Personal Loans & Top Checking

Introduction

Welcome to Horizon, your trusted partner in financial growth located at 1007 E 3Rd St, Williamsport, PA 17701. Since our establishment in 1955, we have been dedicated to serving the community, helping over 14,600 members achieve their financial goals. With total assets of $142,644,227 and deposits amounting to $10,463,106, we are proud to provide a stable and reliable banking experience for individuals and businesses alike. At Horizon, we understand that every member has unique needs. That's why we offer a wide range of services including personal banking, auto loans, mortgages, business banking solutions, and more. Our commitment to you goes beyond just numbers; it's about building relationships based on trust and support. Under the leadership of our CEO, Justin Howard, and Board President James Fedele, our team of 65 employees is here to ensure you receive the best service possible. We invite you to explore our offerings through our website at Horizon FCU or reach out to us directly at 570-326-3636. While members can visit us at our branch address for in-person assistance, official correspondence should be sent to 2849 Reach Road, Williamsport, PA 17701. Join us today and experience the difference that a community-focused credit union can make in your financial journey!

Branch History & Mission

At Horizon, we take pride in our rich history and unwavering commitment to serving the community of Williamsport, PA. Established in 1955, our Third Street Branch has grown alongside the city, becoming a trusted financial partner for over 14,600 members. Located at 1007 E 3Rd St, we are easily accessible and dedicated to providing exceptional service. Throughout the years, Horizon has evolved significantly. What began as a small credit union has transformed into a robust financial institution with total assets reaching an impressive $142,644,227. Our growth reflects not only our dedication to our members but also the economic vitality of our community. Our mission is simple yet powerful: to provide personalized financial services that empower our members while making a positive impact in the communities we serve. We offer a variety of services, including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. We aim to support both individual aspirations and business endeavors alike. While members can visit us at 1007 E 3Rd St, official correspondence should be sent to 2849 Reach Road, WILLIAMSPORT, PA 17701 if necessary. Our branch is equipped with modern conveniences such as an ATM and drive-thru banking for quick transactions. Horizon is committed to embracing digital advancements while ensuring accessibility for all. We provide online and mobile banking services, making it easier than ever for our members to manage their finances on-the-go. Additionally, our facilities comply with ADA standards, ensuring everyone can access our services comfortably. Community involvement is at the heart of what we do. We actively engage in outreach efforts and partner with local organizations to promote financial literacy and support various community initiatives. Whether it's hosting workshops or sponsoring local events, we believe in giving back to the community that has supported us throughout our journey. We invite you to join Horizon and experience firsthand the benefits of being a member of a credit union that genuinely cares about its people. With operating hours designed for your convenience Monday through Thursday from 9:00 AM to 4:30 PM, Friday until 6:00 PM, and Saturday from 8:00 AM to noon we're here when you need us most. Become part of something special at Horizon today! For more information or to open an account, please call us at 570-326-3636 or visit us online at HorizonFCU.org. Your journey towards better financial health starts here!

Branch Location & Accessibility

Contact Us

While you can visit us at our branch address above, if you need to send any official correspondence, please use our mailing address at 2849 Reach Road, Williamsport, PA 17701. Have questions? Feel free to give us a call at 570-326-3636. We invite you to stop by and experience the personal touch of community banking with Horizon!

Nearby Landmarks & Accessibility

Situated just a stone's throw away from popular local spots, our branch is easy to find. If you're near the bustling Market Street or close to the scenic Susquehanna River, you're just minutes away from our welcoming doors. We offer ample parking spaces for your ease and have made sure our facilities are ADA compliant, featuring ramps and accessible entrances for all our members.

Operating Hours & Services

At Horizon, we know your time is valuable. That's why we provide flexible operating hours to fit your busy schedule: - Monday through Thursday from 9:00 AM to 4:30 PM - Friday from 9:00 AM to 6:00 PM - Saturday from 8:00 AM to 12:00 PM Our dedicated team is here to assist you during these times with a range of services including personal banking, auto loans, mortgage options, and much more. Plus, we have an ATM available for quick cash withdrawals and a drive-thru service for those who prefer a more convenient way to bank.

Member Eligibility

At Horizon, we believe that joining our credit union is more than just opening an account it's about becoming part of a caring community where your financial needs are our priority. If you're wondering about membership eligibility, you'll be pleased to know that it's designed to be inclusive and straightforward. To become a member of Horizon, you simply need to live, work, worship, or attend school in the areas we serve. This means that if you're part of the vibrant communities around us, you're already on your way to enjoying all the benefits we offer! Becoming a member opens up a world of financial opportunities tailored just for you. From competitive rates on loans to personalized banking services, we're here to support your journey. Ready to take the next step? You can find all the detailed eligibility criteria by visiting this link. If you have any questions or need assistance, don't hesitate to reach out at 570-326-3636. We're excited to welcome you to Horizon and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. This small amount signifies our dedication to fostering local entrepreneurship and providing opportunities for growth.

Merchant Services

Imagine running your business without the hassle of payment processing. With our merchant services, you can accept payments easily, manage transactions smoothly, and focus on what matters most your customers. This practical support allows you to streamline operations and enhance customer satisfaction. With an outstanding commercial loan portfolio of $85,301, we continue to drive economic growth by financing new and expanding businesses in Williamsport, PA. Let us partner with you on your journey to success! For more information about our services or to discuss your business needs, contact us at (570) 326-3636 or visit us at 1007 E 3Rd St Williamsport Pa 17701.

Comprehensive List Of Services

Business Banking Services

If you run a business, we have tailored solutions for you as well. Our business banking services include merchant services and business loans designed to support your growth and operational needs. With us by your side, managing business finances becomes easier, letting you focus on what matters most running your business.

Community Commitment

At Horizon, we believe in supporting our community. Our commitment extends beyond providing financial services; we aim to foster relationships that empower our members financially. If you're ready to explore how we can help enhance your financial journey, don't hesitate to reach out! Call us at (570) 326-3636 or visit us at Third Street Branch today. Your financial future starts here!

Credit Cards with Rewards

Our credit cards come with exciting rewards, allowing you to earn points on everyday purchases. Whether you're planning a vacation or just want to treat yourself, these rewards can make your spending even more rewarding.

Digital Banking Features

In today's fast-paced world, having access to online and mobile banking is essential. At Horizon, we offer robust digital banking features that let you check balances, transfer funds, and pay bills anytime, anywhere. Our ATM services allow for easy cash withdrawals and balance checks without any hassle. Plus, with basic drive-thru banking available for quick deposits and withdrawals, convenience is always within reach.

Personal Banking Solutions

We understand that managing finances can be challenging. That's why our personal banking services include checking and savings accounts designed for easy access and flexibility. Imagine having a checking account that allows you to manage your daily expenses effortlessly while saving for future goals with a competitive savings account. We also offer auto loans and vehicle financing options, making it simple for you to drive away in your dream car without breaking the bank. For those looking to invest in a home, our mortgage loans and refinancing options can help turn your dreams into reality. Our knowledgeable staff will guide you through the process, ensuring you find the right mortgage solution that fits your budget. If you're facing debt challenges, our personal loans and debt consolidation services can provide relief and help you regain control over your financial situation.

Digital & Online Banking

Key Features of Our Digital Banking

With our online banking services, you can easily check balances, transfer funds, and pay bills all from the comfort of your own device. Plus, with our electronic signature authorization feature, signing documents has never been simpler or safer. You can complete transactions without the hassle of paper forms. We also provide e-statements, which allow you to access your financial records quickly and securely without the clutter of physical paperwork. Going green has never been so easy! For those who prefer using their mobile devices, our dedicated mobile application offers all the functionalities you need right in your pocket. Make mobile payments effortlessly and enjoy person-to-person transfers to send money to friends or family in just a few taps. No more waiting for checks to clear; get instant access to your funds whenever you need them.

Security and Accessibility

At Horizon, your security is our top priority. Our online services use advanced encryption technology to ensure that your personal information remains safe while you bank online. Plus, our platform is designed to be intuitive and user-friendly, making it simple for everyone regardless of tech experience to manage their accounts with confidence. In today's fast-paced world, having real-time access to your finances is essential. With our comprehensive digital banking tools, you can stay on top of your financial goals while enjoying the convenience of banking from anywhere. Whether you're looking to streamline everyday transactions or manage your budget effectively, Horizon has the tools you need for a smooth banking experience. Explore all that we have to offer today!

Financial Strength

Growing Member Base

We have a robust member base with a total of 44,905 share accounts, showcasing the trust that our community places in us. This growing membership reflects our dedication to meeting your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 1007 E 3Rd St Williamsport Pa 17701 or call 570-326-3636 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $26,993,100 in used auto loans and a total of $94,153,908 in loans and leases. This range of offerings allows us to assist you whether you're looking to purchase a vehicle or need support for other financial endeavors.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,032,342 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better.

Secure Savings Options

Members' savings are secured through $4,144,527 in share certificates and $3,789,223 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your funds is at the core of what we do.

Solid Financial Health

With a net worth of $13,487,250, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.45% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Operational Efficiency

Our net income is currently reported as $0, reflecting our operational efficiency and allowing us to focus on enhancing our services for you without compromising quality. We take pride in having 62 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,999,100 in used vehicle loans and $6,414,008 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, we've got you covered with flexible terms and competitive rates.

Credit Lines and Unsecured Loans

For those looking for more flexibility, our total credit lines amount to $2,900,492. Additionally, we offer flexible terms on unsecured credit card loans. With a total of $3,188,197 in loans helping members manage their finances effectively, you can make purchases or cover unexpected expenses without worry.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,610,260, make buying or refinancing simple. We can guide you through the entire process so that you feel confident in your investment.

Refinancing Options

If you're considering refinancing your existing loans for better rates or terms, speak with us about your options. We'll work with you to find solutions that fit your financial situation. For any questions or further information about our loan products and eligibility requirements, don't hesitate to reach out to us at 570-326-3636. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey smoothly!

Loan Aggregator

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Horizon