Horizon Credit Union La Grande OR | Affordable Auto Loans & Business Banking

Introduction

Welcome to Horizon, your trusted credit union located at 209 Depot St, La Grande, OR 97850. Established in 1948, we have proudly served our community for over 75 years, growing alongside our members and helping them achieve their financial goals. With a commitment to providing personalized service and innovative financial solutions, we've built a strong foundation that now supports more than 110,000 members. At Horizon, we understand that financial security is important to you and your family. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our total assets exceed $2 billion, showcasing our stability and commitment to providing the best possible services to our members. With total deposits of $130,291,564 and a net worth of $238,521,873, you can feel confident knowing your money is safe with us. Led by CEO Jeffry Adams and Board President Steve Sharon, our dedicated team of 379 employees works tirelessly to ensure that every member feels valued and supported. Whether you're looking for advice on saving for retirement or need help with financing your next vehicle, we're here for you every step of the way. While members can visit us at our branch location in La Grande, official correspondence should be sent to the same address. Our friendly staff is available Monday through Friday from 9 AM to 5 PM, ready to assist you with all your banking needs. Ready to take the next step toward achieving your financial dreams? Visit us online at www.hzcu.org or give us a call at 541-963-2632 today! Your journey toward financial empowerment starts here at Horizon Credit Union.

Branch History & Mission

Our Evolution

From humble beginnings, Horizon has blossomed into a thriving credit union with total assets reaching an impressive $2,009,801,601. Our journey has been marked by key milestones that reflect our mission: to empower our members through excellent financial services while actively engaging in community support. We have adapted to the evolving needs of our members by integrating modern technology and offering services such as online banking and mobile payments. Our branch is open Monday through Friday from 9 AM to 5 PM, ensuring that we are available when you need us most. While we currently do not offer ATM or drive-thru services, we are dedicated to providing personal service at every interaction. For any official correspondence, please send it to our mailing address: 209 Depot St, La Grande, OR 97850, which aligns with our branch address.

Our Mission

At Horizon, our mission goes beyond traditional banking. We strive to enrich the lives of our members by providing tailored financial solutions that meet their unique needs. Whether it's assisting with auto loans, mortgage refinancing, or personal loans and debt consolidation, we are here to help you achieve your financial goals. Our commitment extends into the community where we actively participate in outreach efforts that strengthen local partnerships and promote economic well-being. As we look ahead, Horizon remains steadfast in its mission: to serve as a reliable partner for all your financial needs while nurturing a vibrant community spirit. We invite you to join us on this journey experience the difference that comes from being part of a member-focused credit union like Horizon. To learn more about how we can support you or to become a member today, please contact us at 541-963-2632 or visit us online at Horizon Credit Union. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Horizon at our La Grande branch! Nestled in the heart of La Grande, located at 209 Depot St, this branch is designed with your convenience in mind. Whether you're visiting us for personal banking needs or exploring auto loans and mortgage options, we are here to make your financial journey smooth and enjoyable. Our branch is easy to find, just a stone's throw away from local favorites like the Union County Courthouse and the beautiful Riverside Park. With ample parking available nearby, you can stop by without worrying about finding a spot. We prioritize accessibility for all our members, featuring ADA-compliant entrances and ramps to ensure everyone can easily access our services. We're open Monday through Friday from 9 AM to 5 PM, providing plenty of opportunities for you to come in and speak with our friendly staff. Although we don't currently have an ATM or drive-thru service at this location, we offer a range of services including personal banking accounts, auto loans, credit cards with rewards, and business banking solutions all designed to meet your unique financial needs. For any official correspondence, while you can visit us at 209 Depot St, please send mail to the same address. If you have any questions or need assistance, feel free to give us a call at 541-963-2632. Our dedicated team is ready to help you achieve your financial goals! Come visit us today at Horizon in La Grande where we put our members first!

Member Eligibility

At Horizon, we believe that becoming a member is like joining a close-knit family where your financial well-being matters. If you're looking to join our community, you'll be happy to know that membership is open to anyone who lives, works, or attends school in the areas we serve. This means that whether you're a local resident or just starting your career here, you can take advantage of our friendly services and community-focused approach. Plus, as a member of Horizon, you'll gain access to a wide range of benefits, from personalized banking solutions to competitive loan rates. Getting started is simple! Just visit us at 209 Depot St, La Grande, OR 97850, or give us a call at 541-963-2632 for more information about opening an account. You can also check out our eligibility criteria in detail at this link. We're excited to welcome you to the Horizon family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $30,863,090, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide merchant services designed to make transactions easier for you. Imagine having a point-of-sale system that not only processes payments but also tracks sales data and manages inventory all in one place. These tools empower business owners like you to focus on what really matters: serving your customers. Whether you're looking to secure funding or streamline your payment processes, Horizon is here to support your journey. Visit us at 209 Depot St, La Grande, OR 97850 or call 541-963-2632 to explore how we can help your business grow!

Comprehensive List Of Services

Convenience at Your Fingertips

At Horizon, convenience is key. With features like ATM and cash withdrawal services, along with robust online banking capabilities, accessing your money has never been easier. Plus, our mobile app gives you the flexibility to manage your finances on the go. If you're interested in learning more about how our comprehensive services can benefit you, please don't hesitate to reach out! Call us at 541-963-2632 during our lobby hours from 9 AM to 5 PM, Monday through Friday. We look forward to helping you achieve your financial goals!

Credit Card Rewards & Business Banking

Our credit cards with rewards program allows you to earn points on everyday purchases while enjoying great benefits. It's an excellent way to get more from your spending! For our business members, we provide essential business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have tailored solutions to support your growth.

Personal Banking Solutions

We understand that managing your finances can be overwhelming at times. That's why we offer various checking and savings accounts that fit different lifestyles and saving goals. You can easily access your funds through our online and mobile banking platforms, making it simple to check your balance, transfer money, or pay bills anytime, anywhere. If you're in the market for a new car or need financing for a vehicle purchase, our auto loans and vehicle financing options are designed with you in mind. We provide competitive rates and flexible terms to help you get behind the wheel without breaking the bank. For those planning to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services make the process straightforward. Our knowledgeable team is here to guide you through each step, ensuring you find the right mortgage solution that suits your budget. In addition to these offerings, we recognize that life can bring unexpected expenses. That's where our personal loans and debt consolidation options come into play. We help you manage those costs effectively so you can focus on what truly matters.

Digital & Online Banking

At Horizon, we understand that managing your finances should be as easy and secure as possible. That's why we offer a comprehensive range of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, our online tools ensure you have real-time access to your accounts. With our online banking services, available 24/7, you can check balances, transfer funds, and pay bills with just a few clicks. Visit us at https://www.hzcu.org/ to explore all the features at your fingertips. Need to sign documents? Our electronic signature authorization makes it simple and secure, allowing you to complete transactions without stepping foot in a branch. Stay organized with e-statements, which provide a convenient way to view your account statements online. You can easily track your spending and maintain records without the clutter of paper statements. Plus, if you prefer using your mobile device for payments, our mobile payments feature lets you make quick purchases directly from your smartphone. For those who like managing their finances on-the-go, our mobile application is here to help. Download it to take full control of your accounts wherever you are! You can check balances, make transfers, and even deposit checks right from the palm of your hand. While we currently don't offer person-to-person transfers, rest assured that our existing features provide robust support for all your banking needs. With Horizon's digital services, managing money has never been easier or more secure. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Service

Our strong performance is reflected in our operational efficiency as well. Our $0 underscores our ability to keep offering competitive loan rates and solid financial products for our members. We take pride in having 371 full-time employees and 8 part-time employees who are dedicated to serving you with a knowledgeable, committed team.

Growing Together

We're also proud of our growing member base with a total of 147,794 share accounts that trust us with their finances. The funds available for lending and investments stand at $3,675,420, showcasing our commitment to helping you achieve your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 209 Depot St La Grande Or 97850 or call (541) 963-2632 to learn more about how we can help you achieve your financial goals.

Investing Back into You

With $151,024,339 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; we have $21,146 in used auto loans and $1,687,188,742 in total loans and leases that support members' financial goals across various sectors.

Member-Centric Savings

Your savings are secure with us. Members' savings are protected through $709,807,593 in share certificates and $208,929,428 in money market shares, which provide stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $238,521,873, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,185 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Are you in the market for a new vehicle? Our auto loans come with some of the lowest rates in the industry. We have provided over $39,405,866 in used vehicle loans and $99,471,139 in new vehicle loans already helping members get on the road. Our flexible terms make it easy to find a plan that suits your budget.

Business Financing

If you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $30,863,090 can provide the capital needed to expand your operations. We understand the challenges of running a business and are here to support you with tailored financing solutions. Our team is ready to help guide you through each loan option and explain how refinancing might benefit you if you're already carrying debt elsewhere. You can reach us at 541-963-2632 during our operating hours from 9 AM to 5 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and discover how we can help meet your financial needs!

Mortgage Options

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $83,113,536, making buying or refinancing simple. We offer competitive interest rates and straightforward eligibility options to help you secure your dream home.

Unsecured Credit Cards

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans. With a total of $20,804,555 in loans available, our credit cards provide you with the purchasing power you need while ensuring you stay within your budget.

Loan Aggregator

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Horizon