Horizon Credit Union Missoula MT | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Horizon, where your financial well-being is our top priority! Located at 1502 Dearborn Ave Ste A, Missoula, MT 59801, our Brooks Branch has been serving the community since 1948. As a member-focused credit union, we take pride in offering personalized banking solutions tailored to your needs. With over 110,000 members and assets totaling an impressive $2,009,801,601, we are dedicated to providing you with the resources and support you need for a brighter financial future. At Horizon, we understand that trust and reliability are essential in banking. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgage options, and business banking solutions. We have successfully funded 64,288 loans, ensuring that our members can access the funds they need when they need them. Our total deposits stand at $130,291,564, reflecting our strong commitment to fostering a secure environment for your savings. Led by CEO Jeffry Adams and Board President Steve Sharon, our team of 379 employees is here to assist you every step of the way. We value community engagement and strive to make a positive impact through financial education and outreach programs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 1502 Dearborn Ave Ste A, Missoula, MT 59801-7811. We invite you to explore our offerings further on our website at Horizon Credit Union. Whether you're looking for personal banking solutions or business services that help your company thrive, we're here for you. Give us a call at 800-852-5316 or stop by today; let's work together toward achieving your financial goals!

Branch History & Mission

At Horizon, we take pride in our deep-rooted history and our unwavering commitment to the community of Missoula, MT. Opened in 1948, our branch has grown alongside the city, fostering strong relationships with our members and providing essential financial services that empower individuals and families. With a total membership of over 110,000, we have become a trusted partner for many in our vibrant community. Located at 1502 Dearborn Ave Ste A, Missoula, MT 59801, our branch is easily accessible for anyone looking to explore financial opportunities. Whether you're just down the street or coming from nearby landmarks like the University of Montana or the Clark Fork River, we're here to serve your banking needs. For official correspondence, please note that you can also reach us at our mailing address: 1502 Dearborn Ave Ste A, Missoula, MT 59801-7811. Our mission is simple yet powerful: to provide outstanding financial services while uplifting our community. We believe that banking should be about more than just transactions; it should be about building relationships and supporting one another. This philosophy drives us to offer a wide range of products from personal checking and savings accounts to auto loans and mortgage refinancing tailored to meet the unique needs of every member. In today's fast-paced world, we understand the importance of technology in banking. That's why we've invested in digital advancements like online banking and mobile payments to make managing your finances easier than ever. Our branch is also ADA compliant, ensuring that everyone in our community can access our services without barriers. At Horizon, community outreach is at the heart of what we do. We actively seek partnerships with local organizations and participate in events that contribute to the well-being of Missoula residents. From sponsoring local sports teams to supporting educational initiatives, we strive to give back to the community that has supported us for so many years. Our operating hours are designed for your convenience: Lobby hours are Monday through Friday from 9 AM to 5 PM, while our Drive-Thru service operates from 7 AM to 7 PM on those same days. With ATM availability on-site as well as drive-thru banking options for simple transactions, we ensure that you can access your funds when you need them. Join us at Horizon and discover how being part of a credit union can benefit you and your family. Experience personalized service tailored just for you! For any questions or assistance, feel free to call us at 800-852-5316 or visit us online at Horizon Credit Union. We look forward to welcoming you into our family!

Branch Location & Accessibility

Accessibility Features

Our Brooks Branch is designed with accessibility in mind. You'll find ample parking available right outside our doors, making it easy to pop in for a quick transaction or a longer visit. The branch is ADA-compliant, featuring ramps and spacious interiors so everyone can navigate comfortably.

Get In Touch

Have questions? Feel free to give us a call at 800-852-5316 or stop by during our operating hours. We're excited to help you navigate your financial journey! Visit us today at Horizon's Brooks Branch where community meets convenience!

Operating Hours

We know that life can get busy, which is why we offer convenient operating hours. Our lobby is open Monday through Friday from 9 AM to 5 PM. For those who prefer drive-thru service or ITM (Interactive Teller Machine) access, we're here for you even earlier! Enjoy extended hours from 7 AM to 7 PM on weekdays at our drive-thru.

Services Offered

At Horizon's Brooks Branch, we pride ourselves on providing a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have you covered. If you're interested in online and mobile banking services or require ATM access, we've got you sorted with state-of-the-art facilities. Our friendly staff are always ready to assist you with deposits, withdrawals, and simple transactions through our drive-thru service. We also have an ATM available for quick cash withdrawals and balance checks.

Member Eligibility

At Horizon, we believe that joining our community is more than just opening an account it's about becoming part of a family that supports your financial goals. If you're wondering how to become a member, it's quite simple! Anyone who lives, works, worships, or attends school in the Missoula area can join us. This means that whether you're a local resident or just passing through, you're welcome here at our branch located at 1502 Dearborn Ave Ste A, Missoula, MT 59801. Becoming a member opens up a world of benefits, from competitive rates on loans and savings accounts to personalized service that puts you first. To get started on your membership journey with Horizon, just give us a call at 800-852-5316. Our friendly team will guide you through the process and answer any questions you might have. For more details on eligibility criteria and to ensure you have all the latest information, feel free to check out our website here. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $30,863,090, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments easily from your customers while keeping track of sales seamlessly all designed to help you manage your cash flow better. Our solutions are tailored to meet the needs of local businesses like yours here in Missoula, MT. Visit us at 1502 Dearborn Ave Ste A Missoula Mt 59801 or call us at (800) 852-5316 to learn more about how we can support your business banking needs!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, Horizon has the solutions you need. Our business banking services include merchant services and business loans designed to support growth and daily operations. We understand that running a business comes with unique challenges, and we're here to help.

Convenient Access for All Members

We pride ourselves on accessibility. You can visit us during our lobby hours from Monday to Friday, 9 AM to 5 PM or use our drive-thru service from 7 AM to 7 PM on weekdays for quick transactions like deposits and withdrawals. Plus, our ATM services are available for cash withdrawals and balance checks whenever you need them. At Horizon, we believe in making banking simple and straightforward so that you can focus on what matters most your life and goals. If you have any questions or would like more information about our services, please don't hesitate to reach out at 800-852-5316. Experience the convenience of banking with Horizon today! For more details on how we can assist you financially, visit us online at Horizon Credit Union.

Credit Options That Reward You

Managing personal expenses can sometimes be challenging. That's why we provide personal loans for debt consolidation and other needs. Our credit cards with rewards allow you to earn points on everyday purchases, turning spending into saving opportunities.

Home Financing Solutions

For those considering homeownership or refinancing an existing mortgage, we offer competitive mortgage loans tailored to fit different financial situations. Our team is here to guide you through the process, ensuring that you understand every step along the way.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances effectively. Imagine having the ability to easily track your spending and savings right from your smartphone. With our online and mobile banking, you can access your accounts anytime, anywhere. You can also enjoy features like e-statements for quick reference and mobile payments for hassle-free transactions. If you're thinking about purchasing a new car, our auto loans and vehicle financing options can provide the support you need. We work with you to find a loan that fits your budget, making it easier than ever to hit the road in your dream vehicle.

Digital & Online Banking

Accessibility and Security

For those who want to send money quickly, we also offer person-to-person transfers though please note this feature is currently not available at Horizon. Rest assured that all our digital services are designed with security in mind, ensuring your information is protected while you manage your accounts. Whether you're checking your balance at home or transferring funds while out and about, Horizon makes it easy for you to stay connected to your finances. Join us today and experience the ease of digital banking!

Key Features

Our online banking platform lets you easily access your accounts, check balances, and make transactions with just a few clicks. We also provide e-statements, so you can go paperless and review your financial activity whenever you need. Plus, signing documents is a breeze with our electronic signature authorization feature, making it easier than ever to complete necessary paperwork without the hassle of printing and mailing. If you're always on the move, you'll love our mobile application. It's user-friendly and allows you to perform all your banking tasks right from your smartphone or tablet. You can even make mobile payments with just a tap, adding more convenience to your everyday transactions.

Financial Strength

At Horizon, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation that benefits you, our valued members. With a net worth of $238,521,873, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,185 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $709,807,593 in share certificates and $208,929,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $151,024,339 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $21,146 in used auto loans and $1,687,188,742 in total loans and leases, which supports our members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 371 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,675,420. Total Share and Deposit Accounts: 147,794, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 1502 Dearborn Ave Ste A Missoula Mt 59801 or call (800) 852-5316 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $394,058,660 in used vehicle loans and $99,471,139 in new vehicle loans already helping members get on the road. We aim to provide flexible terms that fit your budget and lifestyle.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $30,863,090 provide the capital needed to expand your operations and invest in future projects. At Horizon, we believe that everyone should have access to financial solutions tailored to their needs. If you're considering refinancing or want more information on eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at 800-852-5316 during our lobby hours from Monday to Friday between 9 AM and 5 PM or utilize our drive-thru service from 7 AM to 7 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is important to us at Horizon; let's work together towards achieving it!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $83,113,536, making buying or refinancing simple. We are here to guide you through the process and help you secure the home you desire.

Unsecured Credit Cards

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $20,804,555 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases while benefiting from competitive interest rates.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers tailored to their needs.

Horizon