Horizon Credit Union Great Falls MT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Horizon, your trusted financial partner right here in Great Falls, MT! Located at 1915 10Th Ave S, our branch has been a cornerstone of the community since we opened our doors in 1948. With a commitment to providing exceptional service and a wide array of financial products, we proudly serve over 110,000 members, ensuring that their financial needs are met with care and expertise. At Horizon, we understand the importance of building strong relationships with our members. Our dedicated team, led by CEO Jeffry Adams and Board President Steve Sharon, works tirelessly to create an environment where you feel valued and supported. With a total asset base of $2,009,801,601 and total deposits reaching $130,291,564, we are well-equipped to help you achieve your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our experienced staff is here to guide you. We have processed an impressive 64,288 loans and leases, demonstrating our ability to support both individual members and local businesses alike. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please direct it to our mailing address at 1915 10th Ave S, Great Falls, MT 59405. Feel free to reach out at 406-761-2239 or check out our website at hzcu.org for more information on our services. We invite you to join the Horizon family today your journey toward financial success starts here!

Branch History & Mission

A Vision for the Future

Looking ahead, our focus remains on enhancing member experience while ensuring our services are accessible to everyone. We're committed to maintaining ADA compliance across our facilities and offering customer-centric initiatives that cater to your needs. While members can visit us at 1915 10Th Ave S for all their banking needs, official correspondence should be sent to the same address as our mailing address. If you're interested in joining a supportive community that prioritizes your financial well-being, we invite you to connect with us today. For more information or assistance, feel free to reach out at (406) 761-2239. Experience the difference with Horizon where your financial goals are our mission!

Commitment to Community

Our mission goes beyond traditional banking; it's about making a positive impact in the communities we serve. We believe that when our members thrive, so does the community. That's why we actively engage in outreach programs and partnerships aimed at uplifting those around us. From supporting local charities to sponsoring educational initiatives, Horizon is dedicated to fostering a brighter future for all. At Horizon, we understand that convenience matters. Our branch offers drive-thru banking services for quick transactions and an ATM available for easy access to your funds anytime you need them. We also embrace technology with online and mobile banking options that keep you connected on-the-go.

Branch Location & Accessibility

Accessibility Features

At Horizon, we prioritize making banking easy and comfortable for everyone. Our branch is ADA-compliant and features ramps for easy access. Plus, there's ample parking available, so you won't have to worry about finding a spot when you visit us.

Get in Touch

Have questions or want to learn more about our services? Feel free to give us a call at 406-761-2239. We're excited to assist you with all your financial needs! Come visit us at Horizon's 10th Avenue branch today and discover how we can help you achieve your financial goals.

Operating Hours

We understand that life gets busy, which is why our lobby hours are designed to fit your schedule. You can come see us Monday through Friday from 9 AM to 5 PM. If you prefer drive-thru services, we're here for you even earlier starting at 8 AM on weekdays!

Services Offered

As a full-service credit union, we offer a range of financial products tailored to your needs. From personal banking services like checking and savings accounts to auto loans and mortgages, our friendly team is here to guide you every step of the way. Need cash quickly? Our ATM is available for withdrawals and balance checks whenever you need it.

Member Eligibility

Becoming a member of Horizon is like joining a welcoming family that genuinely cares about your financial well-being. If you live, work, or attend school in the Great Falls area, you're already on your way to enjoying the many benefits of membership! At Horizon, we believe in providing our members with personalized services and a supportive community atmosphere. Whether you need help with savings accounts, loans, or any other financial needs, we're here for you every step of the way. The process to become a member is straightforward and friendly. Simply visit us at 1915 10Th Ave S Great Falls Mt 59405, give us a call at (406) 761-2239, or check out our website for more details on eligibility and account opening procedures at . We're excited to welcome you into our community where your financial goals can thrive!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the ability to accept payments easily while focusing on what you do best running your business. Our merchant services provide reliable solutions that simplify payment processing. This means quicker transactions for you and a seamless experience for your customers. Whether you're at our branch located at 1915 10Th Ave S, Great Falls, MT 59405 or online, we're here to help you thrive in today's competitive landscape. Connect with us at 406-761-2239 or visit our website at hzcu.org to learn more about how we can support your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $30,863,090, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick transactions like deposits and withdrawals. If you're ever in need of immediate cash or balance checks, our ATMs are readily available to serve you. At Horizon in Great Falls, we prioritize making banking easier for all our members. If you have any questions about our services or want to learn more about how we can assist you financially, don't hesitate to reach out! Give us a call at 406-761-2239, or visit us online at Horizon Credit Union. Let's take the next step together towards achieving your financial goals!

Business Banking

For local entrepreneurs and businesses, our Business Banking services include essential tools like Merchant Services and Business Loans. We understand the unique challenges faced by small businesses and aim to provide support that helps them thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Horizon offers robust Online & Mobile Banking features. You can check balances, transfer funds, pay bills, and more all from the comfort of your home or on the go. Our ATM & Cash Withdrawal Services ensure that accessing your money is hassle-free anytime you need it.

Credit Cards and Rewards

We also offer Credit Cards with Rewards, allowing you to earn points on purchases that can be redeemed for travel, merchandise, or cashback. This is a great way to make the most of your spending while enjoying the benefits of membership at Horizon.

Personal Banking Solutions

Our personal banking offerings are designed with your everyday needs in mind. We provide various Checking & Savings Accounts that help you manage your funds effectively. For those planning to purchase a vehicle, our Auto Loans & Vehicle Financing options are competitive and straightforward. Imagine driving off in your dream car while knowing you secured a great deal! If you're considering buying a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process smoothly. Additionally, if you find yourself needing some extra cash for unexpected expenses, our Personal Loans & Debt Consolidation options can help you regain control over your finances.

Digital & Online Banking

Key Features

Our online banking service offers a range of features designed to meet your needs. With E-Statements, you can view your account statements anytime without the hassle of paper documents. Enjoy the peace of mind that comes from knowing your information is securely stored and easily accessible. Need to make payments on the fly? Our Mobile Payments feature allows you to pay bills or send money quickly using just your smartphone. Plus, our Mobile Application makes managing your finances as simple as tapping a few buttons. You can check balances, transfer funds, and even deposit checks right from your device.

Security and Convenience

Security is a top priority at Horizon. We offer Electronic Signature Authorization, ensuring that all your transactions are secure and verified. With real-time account management available through our online banking services, you can monitor your finances whenever you want, providing you with complete control over your money. While we currently don't support Person-to-Person Transfers, we're committed to enhancing our services based on member feedback. If you have questions or need assistance with any aspect of digital banking, feel free to reach out via phone at (406) 761-2239. In this fast-paced world, let Horizon be your partner in banking convenience. Experience the ease of managing your finances anytime, anywhere!

Financial Strength

At Horizon, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which reflects our commitment to serving you reliably. With a net worth of $238,521,873, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,185 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $709,807,593 in share certificates and $208,929,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $151,024,339 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, with $21,146 in used auto loans and $1,687,188,742 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our efficient operations reflect in our financials with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 371 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,675,420. Total Share and Deposit Accounts: 147,794, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 1915 10Th Ave S Great Falls Mt 59405 or call (406) 761-2239 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Are you in the market for a new vehicle? Our auto loans provide some of the lowest rates in the industry. We have already issued $39,405,866 in used vehicle loans and $99,471,139 in new vehicle loans, helping our members get on the road with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $30,863,090 provide the capital needed to grow and expand your enterprise. At Horizon located at 1915 10Th Ave S Great Falls MT 59405, we strive to make the loan process as straightforward as possible. If you're interested in refinancing or need assistance with eligibility options for any of our loan products, don't hesitate to reach out. You can call us at 406-761-2239 during our operating hours from 9 am to 5 pm on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $83,113,536, designed to fit your budget and needs.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $20,804,555 in loans available, our offerings help members manage their finances effectively without the stress of unexpected fees.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh helps users navigate their options with ease. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to verified data means that all loan offers are sourced from legitimate financial institutions, ensuring that users receive fair and transparent offers. One key feature of LendMesh is its commitment to unbiased results. The platform does not prioritize lenders based on paid promotions. Instead, it focuses solely on providing users with the most relevant information for their needs. Additionally, LendMesh offers real-time rate comparisons, allowing users to see up-to-date loan rates from multiple institutions. This empowers individuals to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Horizon