Horizon Credit Union Great Falls MT | Affordable Auto Loans & Business Banking

Introduction

Welcome to Horizon at 1500 River Dr N, Great Falls, MT 59401! Since our establishment in 1948, we have been committed to serving our community with trustworthy financial services tailored to your needs. With a proud membership of over 110,742, we understand the importance of building relationships based on trust and reliability. At Horizon, we're not just about numbers; we're about people. Our total assets stand strong at $2,009,801,601, ensuring that we have the resources to support you in achieving your financial goals. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans and mortgages, our dedicated team is here to help. Under the leadership of CEO Jeffry Adams and Board President Steve Sharon, we employ a skilled team of 379 employees who are passionate about making a positive impact in your lives. From providing $130,291,564 in total deposits to assisting with various loan types totaling 64,288, every decision we make is focused on enhancing your experience as a valued member. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 1500 River Dr N, Great Falls, MT 59401. We're here for you Monday through Friday from 9 AM to 5 PM, with drive-thru services available starting at 7:30 AM. Explore what Horizon has to offer by visiting our website at www.hzcu.org or give us a call at 406-727-7323. Let's work together towards a brighter financial future!

Branch History & Mission

Commitment to Service

We pride ourselves on being customer-centric. Our operating hours from 9 am to 5 pm Monday through Friday allow us to cater to your needs conveniently. For those who prefer drive-thru service, we're here for you from 7:30 am to 5:00 pm during weekdays. Every interaction reflects our commitment to making banking simple and supportive.

Join Us

At Horizon, we invite you not just to become a member but to be part of our family. Experience firsthand how we blend tradition with innovation in serving your financial needs. Together, let's build a brighter future for you and our community! For more information or assistance, please call us at 406-727-7323 or visit our website at hzcu.org.

Our Evolution

Horizon has evolved significantly since its inception. From our modest beginnings to now boasting total assets of over $2 billion, we have stayed true to our mission of providing exceptional financial services while uplifting our community. Over the years, we have embraced advancements in technology and customer service, ensuring that our members have access to modern banking solutions. With features like online banking, mobile payments, and ATM availability, we make managing finances easy and convenient.

Our Mission

Our mission is clear: to empower our members by providing them with affordable financial products and unparalleled support. We believe in the importance of community and work tirelessly to give back through various outreach programs and partnerships. Whether it's supporting local schools or organizing financial literacy workshops, we are dedicated to fostering a thriving community where everyone can succeed. While members can visit us at 1500 River Dr N, official correspondence should be sent to the same address since it serves as both our branch and mailing location.

Branch Location & Accessibility

Welcome to Horizon at River Drive, your friendly neighborhood credit union located at 1500 River Dr N in Great Falls, MT. We're conveniently situated near the stunning Missouri River, making it easy for you to stop by while enjoying the beautiful scenery of Cascade County. Whether you're heading out for a walk or running errands, we're right where you need us. For any official correspondence, please note that our mailing address is also 1500 River Dr N, Great Falls, MT 59401. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and parking options to ensure everyone can visit us comfortably. At Horizon, we understand how important your time is. That's why we offer convenient drive-thru banking services from 7:30 AM to 5 PM on weekdays, alongside lobby hours from 9 AM to 5 PM. Need cash? We have an ATM available on-site for quick access to your funds. Our team is here to assist you with personal banking needs such as checking and savings accounts, auto loans, mortgages, and more. If you're looking for business banking solutions or simply need help with online and mobile banking, our knowledgeable staff is ready to help! We encourage you to visit us or give us a call at 406-727-7323 if you have any questions or need assistance. At Horizon, we're not just a credit union; we're your community partner committed to making banking easy and accessible for everyone!

Member Eligibility

Becoming a member of Horizon feels like stepping into a warm community where your financial needs are understood and valued. If you live, work, or worship in the Great Falls area, you're already on the path to joining us! We embrace individuals from all walks of life, ensuring that our membership reflects the diversity of our community. The advantages of being part of Horizon are significant; not only do you gain access to personalized banking services tailored just for you, but you also enjoy lower fees and competitive rates on loans and savings accounts. Opening an account is simple and straightforward. Just visit us at 1500 River Dr N Great Falls Mt 59401, or give us a call at (406) 727-7323 for any questions. For more information on eligibility requirements and how to get started, feel free to check out our detailed resource at . We can't wait to welcome you into our family at Horizon!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $30,863,090, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make it easier for you to manage daily transactions. Imagine being able to accept payments from customers quickly and securely our merchant services can help streamline your payment processing, allowing you more time to focus on what you do best: running your business. Visit us at 1500 River Dr N, Great Falls, MT 59401, or call us at 406-727-7323 to learn more about how our Business Banking & Commercial Services can support your entrepreneurial journey.

Comprehensive List Of Services

Connect With Us Today!

At Horizon, we believe in building lasting relationships with our members by offering solutions that truly fit their lifestyles. If you're ready to take control of your finances or simply want more information about how we can assist you, don't hesitate to reach out! Call us at 406-727-7323 or visit us online at hzcu.org to learn more about what we offer. We look forward to serving you!

Convenient Access Anytime, Anywhere

Accessibility is key when it comes to banking today. That's why we have made sure that all our services are easily reachable both online and offline. With our ATM services available at our branch and throughout the community, cash withdrawals and balance checks are just a few clicks away or a short drive down the road. Our basic drive-thru banking also provides convenience for deposits and simple transactions without having to step inside the branch during regular hours from 9 am to 5 pm Monday through Friday, with drive-thru service starting even earlier at 7:30 am.

Personal Banking Made Easy

We understand that managing personal finances can sometimes feel overwhelming. That's why at Horizon, we offer a variety of personal banking options including Checking & Savings Accounts that are user-friendly and accessible through our Online & Mobile Banking platforms. Imagine being able to check your balance or transfer funds right from your smartphone while enjoying your morning coffee! When it comes to financing, our Auto Loans & Vehicle Financing programs are designed with flexibility in mind. Whether you're buying a new car or refinancing an existing loan, our competitive rates can help you save money each month. Additionally, if you're planning to buy a home, our Mortgage Loans & Refinancing options ensure that you can find the best terms suited to your financial situation.

Support for Your Financial Goals

Sometimes life throws unexpected expenses your way. For those moments, consider our Personal Loans & Debt Consolidation services which can provide you with the financial relief you need without added stress. Plus, our Credit Cards with Rewards allow you to earn points on everyday purchases what better way to make your spending work for you? For small business owners and entrepreneurs, we offer robust support through our Business Banking services. This includes essential tools like Merchant Services & Business Loans, helping you manage and grow your business effectively.

Digital & Online Banking

Key Features

We prioritize your security with features like electronic signature authorization, allowing you to sign documents safely and conveniently without the need for paper. Our e-statements make it easy to keep track of your transactions while reducing clutter in your mailbox. You can opt-in for these statements, ensuring that you stay organized and environmentally friendly. Need to make payments on the fly? With our mobile payments feature, making purchases or sending money is quick and hassle-free. Although we currently do not offer person-to-person transfers, our other features are designed to meet most of your banking needs efficiently. At Horizon, we aim to provide an accessible and user-friendly experience for all members. Our digital banking services empower you to manage your finances in real-time, giving you peace of mind whether you're at home or out running errands. Join us today and discover how easy it is to take charge of your financial life!

Financial Strength

Commitment to Growth

With $151,024,339 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,146 in used auto loans and $1,687,188,742 in total loans and leases. Our performance insights reflect our operational efficiency, as shown by our $0. This allows us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team to Serve You

We also take pride in having 371 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 147,794, it's clear that more members trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 1500 River Dr N Great Falls Mt 59401 or call (406) 727-7323 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings for Members

Members' savings are secured through $709,807,593 in share certificates and $208,929,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $238,521,873, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,185 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $394058660 in used vehicle loans and $99471139 in new vehicle loans already helping members get on the road. We provide flexible terms to make financing your next vehicle easy and straightforward. Plus, our team is here to guide you through every step of the process.

Business Financing

For business owners, our outstanding commercial loans totaling $30863090 provide the capital needed to grow and expand. We understand the challenges of running a business and are dedicated to offering support through our financing options. At Horizon, we believe in making borrowing straightforward and beneficial for all our members. If you're interested in exploring refinancing or eligibility options for any of our loan products, don't hesitate to reach out to us at 4067277323 or visit us at our Great Falls location. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter your needs, Horizon is here to help pave your path toward financial success!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20804555 in loans helping members manage their finances effectively. This option provides you with the purchasing power you need while maintaining control over your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $83113536, make buying or refinancing simple. We aim to simplify the borrowing experience so that you can focus on what matters most your new home.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers without hidden fees or misleading information.

Horizon