Horizon Credit Union Butte MT | Quick Personal Loans & ATM Access

Introduction

Welcome to Horizon, your trusted partner in financial services right here in Butte, MT! Located at 1555 Harrison Ave, our branch has been serving the community since 1948, providing a warm and welcoming environment for all your banking needs. With over 110,000 members and total assets reaching an impressive $2,009,801,601, we are dedicated to offering personalized solutions that truly make a difference in our members' lives. At Horizon, we pride ourselves on our commitment to community impact. Our team, led by CEO Jeffry Adams and Board President Steve Sharon, works tirelessly to ensure that you receive not only financial support but also guidance tailored to your unique situation. Whether you're looking for auto loans, mortgages, or personal banking options, we've got you covered. While you can visit us at our branch address for face-to-face assistance, please note that official correspondence should be directed to our mailing address at PO Box 15128, Spokane Valley, WA 99215. With total loans amounting to 64,288 and deposits of $130,291,564, our sound financial standing ensures that your money is safe and growing with us. Plus, with a net worth of $238,521,873 and cash in hand totaling $20,395,842, you can trust that we are well-equipped to meet your needs. If you're ready to take the next step toward achieving your financial goals or simply want to learn more about what we offer, don't hesitate to reach out! You can give us a call at (406) 723-8280 or explore our services further by visiting us online at www.hzcu.org. Join us today and experience the Horizon difference!

Branch History & Mission

Join Us

As we look toward the future, we invite you to be part of the Horizon family. Experience the benefits of being a member-focused credit union where your financial goals are prioritized. Join us today and discover how we can help you achieve your dreams! For more information about our services or to become a member, visit us at Horizon Credit Union. Your journey starts here!

Our Evolution

Horizon started as a small initiative focused on community welfare and cooperative banking. Over the years, we have expanded our services and embraced new technologies to better serve our members. With total assets reaching an impressive $2,009,801,601, our growth reflects not only our financial strength but also our deep-rooted dedication to providing quality service. As we evolved, so did our offerings. From basic checking and savings accounts to comprehensive auto loans, mortgages, and business banking services, we strive to meet the diverse needs of our members. Today, our branch is equipped with modern conveniences like ATM access and drive-thru banking for quick transactions.

Our Mission

At Horizon, our mission is simple yet profound: to empower individuals and families through accessible financial services while fostering a strong sense of community. We believe in building lasting relationships with our members by offering personalized support and resources that make a difference in their lives. Whether you're looking for help with your first car loan or seeking guidance on retirement planning, we're here for you every step of the way. We also take pride in our community outreach efforts. Through partnerships with local organizations and schools, we engage in initiatives that uplift those around us. We understand that when our community thrives, we all benefit. While members can visit us at 1555 Harrison Ave, official correspondence should be sent to PO Box 15128, Spokane Valley, WA 99215. Feel free to reach out at (406) 723-8280 during our lobby hours from Monday to Friday between 9 AM - 5 PM or utilize our drive-up service from 8:30 AM - 5 PM.

Branch Location & Accessibility

Convenient Access and Features

Our location offers ample parking, ensuring that your visit is hassle-free. For those who may require additional support, our branch is ADA compliant and equipped with features like ramps for easy access. Whether you're stopping by for a quick transaction or a more in-depth discussion about your financial goals, we've got you covered. We understand that your time is valuable. That's why our lobby hours are designed to fit into your busy schedule. You can visit us Monday through Friday from 9 AM to 5 PM, while our drive-thru service opens even earlier at 8:30 AM and closes at 5 PM. This means whether you prefer coming inside or using the convenience of our drive-thru, we are here to serve you when it's most convenient for you.

Services Designed for You

At the Horizon Butte Branch, we offer a variety of services to cater to your individual needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we strive to be your one-stop-shop for financial solutions. Plus, with ATM availability on-site and drive-thru banking services for deposits and withdrawals, accessing your funds has never been easier. Should you need to send official correspondence, please note that while you can visit us at our branch address, mail can also be directed to PO Box 15128 in Spokane Valley, WA.

We're Here for You!

If you have any questions or need assistance with any of our services, don't hesitate to reach out! Give us a call at 406-723-8280 or come by the Horizon Butte Branch today. We look forward to welcoming you and helping you achieve your financial goals!

Member Eligibility

At Horizon, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in our service area. If you're looking for a financial partner that truly cares about your needs, you'll find it here! Our members enjoy personalized services like competitive loan rates and tailored financial advice that help you achieve your goals. To get started on your journey with us, simply reach out at (406) 723-8280 for more information or visit us at our location: 1555 Harrison Ave Butte Mt 59701. For detailed eligibility criteria, be sure to check out the information available at . We can't wait to welcome you into the Horizon family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. With these funds, local companies have expanded their operations, hired new employees, and increased their market reach.

Driving Economic Growth

With an outstanding commercial loan portfolio of $30,863,090, we continue to drive economic growth by financing new and expanding businesses. This significant investment reflects our dedication to fostering a thriving local economy right here in Butte, MT.

Merchant Services That Simplify Payments

In addition to loans, we offer merchant services that help streamline your payment processes. Imagine being able to accept payments quickly and securely whether it's through a mobile device at a trade show or at your storefront. Our tools empower you to focus on what matters most: growing your business. If you're ready to take your business to new heights or need support navigating financial decisions, contact us today at Horizon! Visit us at 1555 Harrison Ave Butte MT 59701, or call us at 406-723-8280. Let's build success together!

Supporting the Community

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. This means that even if you're not a member yet, there may be opportunities for you to benefit from our services in the future.

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick transactions such as deposits and withdrawals without leaving your car. This means even when you're on the go, managing your finances remains straightforward. If you have questions or want to learn more about how we can assist you further, don't hesitate to reach out! Call us at (406) 723-8280, or stop by during lobby hours from Monday to Friday between 9 AM and 5 PM. At Horizon, we're not just about banking; we're about building relationships with our members through comprehensive financial services designed with your needs in mind. Explore everything we offer today! For more information on services or to get started on any of our products, visit us online at Butte Branch. We look forward to helping you achieve your financial goals!

Business Banking Services

For our entrepreneurial members, we offer robust business banking services, including merchant services and business loans. These tools are designed to help local businesses thrive by providing the financial support needed for growth.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why at Horizon, we prioritize online and mobile banking solutions. You can check balances, transfer funds, and pay bills from anywhere all at your fingertips! Plus, with our ATM services available for cash withdrawals and balance checks, accessing your money has never been easier.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! They are perfect for everyday purchases and come with benefits that can help you save even more in the long run. Whether it's cash back on groceries or travel points, we have something that suits everyone.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options to help you manage your money effectively. Our checking and savings accounts are designed to fit various lifestyles and needs. For instance, if you're looking to save for a vacation or an emergency fund, our savings accounts provide the perfect platform. If you're planning to purchase that dream vehicle, our auto loans and vehicle financing options can help make it happen with competitive rates and flexible terms. Are you thinking about homeownership? Our mortgage loans and refinancing options ensure that you can find the right path toward owning your own home. And if you need some extra cash for personal projects or consolidating debt, our personal loans can provide the support you need.

Digital & Online Banking

Key Features

Our online banking platform allows you to check your balances, transfer funds, and pay bills with just a few clicks. If you're always on the go, you'll love our mobile application, which makes banking even simpler right from your smartphone. Whether you're making mobile payments or viewing your e-statements, everything is just a tap away. Plus, with electronic signature authorization, signing documents has never been easier or more secure. Security is vital in today's digital world, and at Horizon, we prioritize keeping your information safe. Our systems use advanced encryption and other protective measures to ensure that your data stays private while you enjoy the benefits of online banking.

Real-Time Management

Managing your money in real-time is not only convenient but also empowering. You can track your spending habits and set budgets directly through our app. And if you need to send money to friends or family, our person-to-person transfer feature makes it quick and easy to share funds without hassle. In summary, whether you're checking balances from home or using our mobile app while out and about, Horizon provides an accessible and user-friendly experience. Dive into the world of digital banking with us today! For more information about our offerings, visit us at https://www.hzcu.org/ or give us a call at (406) 723-8280.

Financial Strength

Commitment to Growth

With $151,024,339 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21,146 in used auto loans and $1,687,188,742 in total loans and leases.

Growing Membership Base

Total Share Accounts stand at 147,794, showing a strong and growing member base that trusts us with their finances. This trust underlines our commitment to being your go-to credit union. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 1555 Harrison Ave Butte Mt 59701 or call (406) 723-8280 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings Options

Members' savings are secured through $709,807,593 in share certificates and $208,929,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 371 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $238,521,873, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,185 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

In addition to our auto and mortgage loans, we provide total credit lines amounting to $999,816,110 for those seeking extra flexibility in their budgeting. Our diverse range of products ensures that there's something for everyone. If you're considering refinancing options or checking eligibility for any of our loan products, don't hesitate to reach out! We're committed to helping you find the right solution tailored specifically for you. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Horizon in Butte, we're here not just to lend but also to empower our members toward financial stability and growth. Come visit us today and discover how we can help you achieve your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $394,058,660 in used vehicle loans and $99,471,139 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make financing your next vehicle hassle-free.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $83,113,536, making buying or refinancing simple. We are here to guide you through every step of the process so you can secure the best possible terms for your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,804,555 in loans helping members manage their finances effectively. These cards provide a convenient way to make purchases while allowing you to build your credit score.

Loan Aggregator

No Sponsored Listings

LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so users can make informed choices without worrying about hidden agendas or conflicts of interest.

Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, LendMesh equips users with the tools needed to navigate their borrowing options effectively. This real-time data helps individuals find the best deals quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the practical benefits of using LendMesh as a reliable resource for financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Verified Data

Loan offers are sourced exclusively from legitimate financial institutions, ensuring transparency in every comparison. Users can trust that the information they receive reflects actual rates available to them.

Horizon