Horizon Credit Union Nampa ID | Affordable Auto Loans & ATM Services

Introduction

Welcome to Horizon, your trusted partner in financial success located at 164 E Maine Ave, Nampa, ID 83646. Established in 1948, we have proudly served our community for over 75 years, helping more than 110,742 members achieve their financial dreams. As a member-focused credit union, we believe in building relationships and providing personalized services tailored to your needs. At Horizon, we understand that financial stability is essential for our members and the community we serve. With total assets of over $2 billion, we offer a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to you is reflected in our impressive figures: with total deposits exceeding $130 million and a strong net worth of $238 million, we are well-equipped to support your financial journey. While members can visit us at 164 E Maine Ave, official correspondence should be sent to the same address. Our dedicated team of 379 employees, led by CEO Jeffry Adams and Board President Steve Sharon, is always ready to assist you. Whether you're looking for guidance on loans or want to explore our online banking services, we're here for you. We invite you to experience the difference at Horizon. Call us today at 208-344-7948 or visit our website at hzcu.org to learn more about how we can help you reach your financial goals. Join us as we continue to make a positive impact in Nampa and beyond!

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. Horizon offers online and mobile banking options that provide convenience and accessibility for all members. Whether you want to check your balance or deposit a check from your phone, we've made it easy and secure for you. Additionally, we ensure our services are ADA compliant so everyone can access what they need without barriers. For those who prefer face-to-face interaction, our branch features a drive-thru service for quick transactions as well as lobby hours from 9 AM to 5 PM on weekdays. We also have an ATM available for your convenience. In conclusion, we invite you to join Horizon Credit Union and experience the benefits of becoming part of a cooperative that truly values its members and community. Together, let's build a brighter financial future! If you have any questions or wish to learn more about how we can assist you on your financial journey, please don't hesitate to reach out at 208-344-7948 or visit us online at Horizon Credit Union.

Our Mission

At Horizon Credit Union, our mission is clear: we are dedicated to improving the financial lives of our members while supporting the communities we serve. We believe in offering accessible financial services that empower people to make informed decisions about their money. Our focus on customer satisfaction drives us to maintain high standards in all aspects of our operations. We take pride in being community-oriented. Our partnerships with local organizations allow us to contribute meaningfully to various initiatives and outreach programs that uplift those around us. Whether through financial education workshops or sponsorships for local events, we are committed to making a positive impact beyond just banking.

Branch Location & Accessibility

Conveniently Located

Our branch sits close to popular landmarks, providing a familiar spot for residents in the area. You'll find us just a short drive from local favorites, making it easy to combine errands with a visit to your credit union. Our location is designed with accessibility in mind; we offer ADA-compliant features and convenient parking so everyone can access our services without hassle.

Operating Hours & Services

We understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 5 PM. Our friendly staff is ready to assist you with everything from checking and savings accounts to auto loans and mortgage refinancing. Need cash? We have an ATM available on-site for quick withdrawals and balance checks. Plus, our drive-thru service makes it simple for you to complete transactions without leaving your vehicle. While members can visit us at 164 E Maine Ave, official correspondence should be sent to the same address as our mailing address: 164 E Maine Ave, Nampa, ID 83646.

Ready to Assist You

Have questions or need assistance? Don't hesitate to reach out! You can call us at 208-344-7948 for any inquiries or simply stop by during our operating hours. We look forward to welcoming you at Horizon where your financial journey matters!

Member Eligibility

At Horizon, we believe that becoming a member is more than just opening an account it's about joining a welcoming community that supports your financial journey. To become a part of our family at Horizon, located at 164 E Maine Ave, Nampa, ID 83646, you simply need to meet a few friendly eligibility requirements. Generally, individuals who live, work, worship, or attend school in the area are welcome to join us. We strive to make membership inclusive and easy for everyone! For more specific details on eligibility criteria, please check out our website at Horizon Membership Eligibility. Once you're ready to take the next step, opening an account with us is straightforward and convenient. Whether you're looking for personal banking services like checking and savings accounts or exploring options for loans and credit cards, we're here to help you every step of the way. If you have any questions or would like assistance during the process, feel free to call us at 208-344-7948. Joining Horizon means being part of a supportive network focused on your financial well-being!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $127 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $30,863,090, we continue to drive economic growth by financing new and expanding businesses. Imagine a local bakery that needed funds to upgrade their kitchen equipment. With our tailored loan solutions, they were able to increase their production capacity, delight more customers, and boost their revenue.

Merchant Services

In addition to loans, we offer comprehensive merchant services designed to streamline your transactions. Picture this: a retail shop using our point-of-sale systems not only simplifies payments but also provides valuable insights into sales trends. This means you can focus more on serving your customers and less on managing cash flow issues. Located at 164 E Maine Ave, Nampa, ID 83646, we are here to help you navigate your business's financial needs. Contact us at 208-344-7948 for personalized support or visit us online at Horizon to learn more about how we can assist your business in thriving today!

Comprehensive List Of Services

ATM and Drive-Thru Services

We understand the importance of accessibility in banking. With our ATM & Cash Withdrawal Services, you can easily access your funds without stepping inside the branch. Plus, our basic drive-thru banking option allows you to handle deposits, withdrawals, and simple transactions quickly saving you time in your busy day. At Horizon, our commitment extends beyond just offering services; it's about building relationships with our members and supporting their financial journeys. If you have questions about any of our offerings or need assistance selecting the right product for your needs, please don't hesitate to reach out at 208-344-7948 or visit us at our Nampa location. Join us today at Horizon where your financial well-being is our priority!

Business Banking Services

For our business members, we provide robust Business Banking solutions including Merchant Services & Business Loans. Whether you need funding for growth or tools to manage transactions efficiently, we've got you covered.

Credit Solutions

Understanding credit can be daunting, but it doesn't have to be. Our Credit Cards with Rewards program allows you to earn points on everyday purchases perfect for those who want to get more from their spending while enjoying benefits like cash back or travel rewards.

Digital Banking Convenience

In today's fast-paced world, digital banking is essential. That's why we offer comprehensive Online & Mobile Banking features that allow you to manage your accounts anytime and anywhere. From checking balances to transferring money between accounts and making payments through our mobile app, convenience is at your fingertips.

Home Financing Options

Buying a home is one of the biggest decisions you'll ever make. Our Mortgage Loans & Refinancing services are crafted to make this journey smoother. With competitive rates and personalized service, we guide you through the process from application to closing. You can count on us not just for mortgages but also for Personal Loans & Debt Consolidation solutions, helping you manage expenses and streamline payments effectively.

Personal Banking Solutions

Managing your finances is easier with our Personal Banking services. We offer a variety of Checking & Savings Accounts designed to fit different lifestyles and savings goals. Imagine having quick access to your funds while also earning interest on your savings; that's what we aim for. Additionally, if you're considering buying a new car or refinancing your existing auto loan, our Auto Loans & Vehicle Financing options are structured to provide flexible terms that suit your budget.

Digital & Online Banking

Key Features

Our online banking platform is accessible 24/7 at https://www.hzcu.org/, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Whether you're using a computer or our mobile application, managing your accounts has never been simpler. Plus, with electronic signatures available, signing documents is fast and convenient no need for paperwork! If you prefer going paperless, we offer e-statements that let you view your account information securely online. This not only helps the environment but also keeps your financial details organized and easily accessible.

Mobile Banking Made Easy

For those who are always on the move, our mobile payments feature allows you to make quick transactions right from your smartphone. Our mobile application provides a user-friendly interface where you can navigate through all your banking needs effortlessly.

Stay Connected

While person-to-person transfers are not available yet, we still offer a suite of tools that empower you to manage your money effectively. All of our digital services emphasize security so that you can bank with confidence knowing that your personal information is protected. With Horizon's digital banking offerings, you're equipped to take control of your finances anytime, anywhere. Experience the convenience today!

Financial Strength

A Solid Foundation

With a net worth of $238,521,873, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,185 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Member Base

Total Share Accounts stand at 147,794, showing a strong and growing member base that trusts us with their finances. With Net Shares available for lending and investments totaling $3,675,420, we're well-positioned to support your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Horizon is your trusted partner. Visit us at 164 E Maine Ave Nampa Id 83646 or call (208) 344-7948 to learn more about how we can help you achieve your financial goals.

Investment in Members’ Futures

With $151,024,339 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,146 in used auto loans and $1,687,188,742 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 371 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $709,807,593 in share certificates and $208,929,428 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Additional Information

To learn more about eligibility requirements and how to apply for any of these loan products at our Nampa branch located at 164 E Maine Ave Nampa Id 83646, feel free to reach out at 208-344-7948. Our dedicated team is here to assist you Monday through Friday from 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and take the first step towards achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $394,058,660 in used vehicle loans and $99,471,139 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $30,863,090 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to strengthen an existing one, we have tailored solutions just for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $83,113,536, make buying or refinancing simple. We aim to provide flexible terms that fit your budget and timeline. If you're considering refinancing your existing mortgage, our specialists can help you explore your options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,804,555 in loans helping members manage their finances effectively. These cards can be a great way to handle everyday expenses while building your credit score.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees that users receive fair and transparent offers. One key benefit of using LendMesh is its Verified Data feature. Loan offers are sourced from legitimate financial institutions, ensuring transparency for users. Additionally, LendMesh takes pride in its No Sponsored Listings policy. Unlike many comparison tools, it does not prioritize lenders based on paid promotions its goal is to provide unbiased results that serve the user's best interests. LendMesh also provides Real-Time Rate Comparisons, offering up-to-date loan rates from multiple institutions. This feature enables users to make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To explore competitive loan options tailored to your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Horizon