Hope Credit Union Memphis TN | Best Auto Loans & Business Banking

Introduction

Welcome to Hope Credit Union, your trusted partner in financial growth and community well-being, located at 1350 Concourse Ave Ste 115, Memphis, TN 38104. Since our establishment in 1995, we have been dedicated to serving our members and fostering a sense of belonging within the community. With over 41,000 members and total assets exceeding $653 million, we are proud to offer personalized banking services tailored to meet your unique needs. At Hope Credit Union, we believe that financial stability is key to a thriving community. That's why we provide a wide range of services, from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our commitment is reflected in our robust financial health, with total deposits of $58,472,749 and a net worth of $151,213,078. We also prioritize responsible lending practices with a total loan portfolio of 8,957 loans and leases, ensuring that our members can access the funds they need when they need them. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to our mailing address: 1350 Concourse Ave Ste 115, Memphis, TN 38104-2018. Under the leadership of CEO William Bynum and Board President Carolyn Gill-Jefferson, our team of dedicated employees 246 strong works diligently to support our mission. Whether you're looking for advice on your next vehicle purchase or exploring options for business financing, we're here to help you every step of the way. Feel free to reach out at (901) 354-7500 or explore more about us online at hopecu.org. Your journey towards financial empowerment starts here!

Branch History & Mission

At Hope Credit Union, we take pride in our rich legacy of serving the community since our establishment in 1995. Located at 1350 Concourse Ave Ste 115, Memphis, TN 38104, we have been committed to providing exceptional financial services and support to our members. Over the years, we've grown into a trusted resource for over 41,000 members, with total assets reaching an impressive $653,829,372. Our journey began with a simple mission: to empower individuals and families by offering affordable financial solutions that promote stability and growth. We believe that everyone deserves access to quality banking services, and this belief drives us every day. Our mission statement reflects our commitment to not just provide financial products but also foster a sense of community and support among our members. As we evolved, we've embraced advancements in technology to enhance member experience. Today, we proudly offer online and mobile banking services, ensuring that accessing your accounts is convenient and secure. Our dedication to accessibility is evident through features like electronic signatures and mobile payments. We are also ADA compliant, making sure our services are available to everyone in the community. While members can visit us at 1350 Concourse Ave Ste 115, official correspondence should be sent to 1350 Concourse Ave Ste 115, Memphis, TN 38104-2018. Our branch operates on Mondays, Tuesdays, and Thursdays from 10:00 AM to 2:00 PM, providing dedicated time for you to connect with our team. In addition to traditional banking services such as checking and savings accounts, auto loans, and credit cards with rewards, we actively engage in partnerships that strengthen our community. Whether it's through shared service centers or outreach programs that support local initiatives, Hope Credit Union aims to uplift those around us. We invite you to experience the benefits of membership at Hope Credit Union. Join us today and discover how we can help you achieve your financial goals while contributing positively to our vibrant community. For any inquiries or assistance, feel free to reach us at 901-354-7500. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Hope Credit Union branch at Crosstown, located conveniently at 1350 Concourse Ave Ste 115 in Memphis, TN. Nestled in the vibrant Shelby County, our branch is easily accessible for all your banking needs. Whether you're near the iconic Crosstown Concourse or just enjoying a day out in the city, we're here to serve you. At our location, you'll find ample parking and features designed for everyone, including ADA compliance for easy access. We invite you to come visit us during our friendly lobby hours: Monday, Tuesday, and Thursday from 10:00 AM to 2:00 PM. While we don't have a drive-thru service, our dedicated team is ready to assist you inside. If you're looking for quick cash withdrawals or balance checks, we also offer ATM services right here at our branch. And if you happen to be a member of a partner credit union, feel free to utilize our shared services for basic transactions like deposits and withdrawals. For any official correspondence, please send it to our mailing address: 1350 Concourse Ave Ste 115, Memphis, TN 38104-2018. Have questions? Don't hesitate to call us at 901-354-7500. We look forward to welcoming you to Hope Credit Union!

Member Eligibility

Becoming a member of Hope is like joining a close-knit community that truly cares about your financial well-being. If you live, work, worship, or attend school in the area, you're likely eligible to join us! We welcome individuals from various backgrounds and stages of life, making it easy for you to access our range of services tailored to meet your needs. Whether you're looking for a checking account, an auto loan, or support with home financing, our friendly team is here to help you every step of the way. For more detailed eligibility criteria, feel free to check out our website at . Joining is simple! Just visit us at 1350 Concourse Ave Ste 115 Memphis Tn 38104, or give us a call at (901) 354-7500 if you have any questions about the membership process. You can also find information on how to open an account by visiting our online resources. At Hope, we believe everyone deserves access to quality financial services and support we can't wait to welcome you as a member!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $129 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $62 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,685,129, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify your transactions. Imagine accepting payments easily at your store or online, with tools that help you track sales and manage cash flow. Our merchant services provide reliable payment processing, allowing you to focus on what matters most growing your business. Visit us at 1350 Concourse Ave Ste 115 Memphis Tn 38104 in Memphis, TN to learn how we can help your business thrive! For more information, call us at (901) 354-7500.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or looking to refinance an existing auto loan, our auto loans and vehicle financing options are here for you. We offer competitive rates that can fit comfortably within your budget. Picture driving off in your dream car without the stress of high monthly payments!

Business Banking Services

For entrepreneurs and small businesses, we offer tailored business banking solutions including merchant services and business loans. Whether you're starting out or looking to grow, our team is equipped to provide the support needed for your business's success.

Convenience at Your Fingertips

At Hope, we prioritize ease of access. Our ATM services allow for quick cash withdrawals and balance checks whenever you need it. Plus, with shared branch transactions available for partner credit union members, managing finances while traveling has never been easier. We invite you to connect with us by calling 901-354-7500 or visiting us at our Memphis branch during lobby hours: Monday, Tuesday, and Thursday from 10:00 AM to 2:00 PM. Experience firsthand how Hope can be your trusted partner in all things financial!

Credit Cards with Rewards

Our credit cards come with rewards that can benefit you in everyday spending. Enjoy perks like cash back or points toward travel as you make purchases. It's not just about having a card; it's about making each transaction work for you.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. Our mortgage loans are designed with flexibility in mind, helping you find the right fit for your financial situation. If you're already a homeowner and considering refinancing, we can guide you through options that might lower your monthly payments or help you access cash from your home's equity.

Personal Banking

We understand that everyone has different financial goals. That's why our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances effortlessly. Imagine being able to access your funds whenever you need them through our user-friendly online and mobile banking platforms. With just a few taps on your smartphone, you can check balances, transfer money, or even make payments.

Personal Loans & Debt Consolidation

For those unexpected expenses or when consolidating debt becomes necessary, our personal loans provide a reliable solution. We work closely with members like you to find terms that align with your repayment capabilities. Imagine reducing multiple payments into one manageable monthly payment!

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and equipped with all the features you need for real-time account management. You can easily enroll in e-statements, helping you keep track of your finances without the clutter of paper statements. Plus, with our electronic signature authorization, signing documents is a breeze no more printing, signing, and scanning! If you're always on the move, our mobile application makes it easy to manage your accounts right from your smartphone. Enjoy the convenience of mobile payments, allowing you to make purchases quickly and securely. Need to send money to a friend? Our person-to-person transfer feature lets you do just that with just a few taps.

Security You Can Trust

We prioritize your security above all else. Our online and mobile banking systems are built with robust security measures to protect your personal information. Rest assured knowing that your transactions are safe as you navigate through your financial responsibilities. Whether you're at home or out running errands, our digital banking options ensure you're always connected to your finances. Explore all these features today by visiting https://www.hopecu.org/ and take full control of your banking experience with Hope!

Financial Strength

A Trusted Partner for Your Finances

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hope is your trusted partner. Visit us at 1350 Concourse Ave Ste 115 Memphis Tn 38104 or call (901) 354-7500 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $6,585,723 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $1,148 in used auto loans and $393,646,582 in total loans and leases supporting members' financial goals across various sectors. Additionally, our $195,806 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $137,602,792 in share certificates and $71,443,208 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,503,654, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $151,213,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,433,507 in used vehicle loans and $5,153,585 in new vehicle loans already helping members get on the road. Whether you're financing a new or used vehicle, we can provide flexible options tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $116,685,129 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and are committed to providing support through tailored financing solutions. If you're considering refinancing any of these loans or want to know about eligibility options, our team is ready to assist you in exploring your choices. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or assistance with your application, please reach out to us at (901) 354-7500 or visit us at 1350 Concourse Ave Ste 115 Memphis Tn 38104 in Memphis, TN.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,183,910, make buying or refinancing simple. We're here to help guide you through the process and find the right mortgage solution for your situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $730,537 in loans helping members manage their finances effectively. This option allows you to cover purchases when you need it most without having to rely on cash.

Loan Aggregator

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Ensuring Accurate Comparisons

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