Hope Credit Union New Orleans LA | Quick Personal Loans & Business Banking

Introduction

Welcome to Hope Credit Union, where community and financial well-being come together. Located at 1635 Elysian Fields Ave, New Orleans, LA 70117, we have proudly served our members since our establishment in 1995. With a strong commitment to enhancing the lives of our 41,000 members, we are more than just a credit union; we are a dedicated partner in your financial journey. At Hope Credit Union, we understand that every member's needs are unique. That's why we offer a range of services tailored to help you achieve your financial goals whether it's opening a checking account, securing an auto loan, or exploring business banking options. Our total assets stand at an impressive $653,829,372, providing us with the stability and resources needed to support you effectively. We also take pride in managing $58,472,749 in deposits and facilitating 8,957 loans for our members. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO William Bynum and Board President Carolyn Gill-Jefferson, our staff of 246 employees is dedicated to ensuring you receive personalized service that meets your needs. Whether you visit us in person or reach out via phone at 504-635-4475, we strive to create a welcoming environment for everyone. While members can visit us at 1635 Elysian Fields Ave, official correspondence should be sent to the same address as our mailing address: 1635 Elysian Fields Ave, New Orleans, LA 70117. Join us today and experience the difference that community-focused banking can make in your life. Explore our website at Hope Credit Union for more information about our services or stop by during our lobby hours from 9:30 AM to 4:30 PM on weekdays (with a lunch break from 12 PM to 1 PM). We look forward to being your trusted partner in financial success!

Branch History & Mission

Hope Credit Union has been a cornerstone of financial support in New Orleans, Louisiana, since its doors opened in 1995. Located at 1635 Elysian Fields Ave, this branch has grown alongside the vibrant community it serves. With a mission to empower individuals and strengthen communities, Hope Credit Union is dedicated to providing accessible financial services that help its members achieve their dreams. Over the years, Hope has cultivated a strong legacy of commitment and service. Today, it proudly boasts a total membership of over 41,000, with assets reaching an impressive $653829372. This growth is not just a number; it reflects the trust and reliance the community places in Hope as a partner in their financial journeys. The mission of Hope Credit Union is clear: to promote economic opportunity for all. They strive to offer more than just banking services; they aim to be a vital resource for personal and business finances alike. By focusing on personal banking options such as checking and savings accounts, auto loans, mortgages, and business banking solutions, Hope ensures that every member can find support tailored to their needs. While members can visit us at 1635 Elysian Fields Ave for face-to-face assistance, official correspondence should be sent to the same address. The branch operates Monday through Thursday from 9:30 AM to 4:30 PM and Friday from 9:30 AM to 5:00 PM, with a lunch break daily from 12:00 PM to 1:00 PM. In addition to traditional banking services, Hope Credit Union embraces technology by offering online and mobile banking options that cater to the needs of today's members. This approach ensures that everyone can access their finances conveniently and securely. Plus, with ATM availability on-site and shared service center partnerships, members have even more ways to manage their money. Community outreach is at the heart of what Hope does. The credit union actively engages in initiatives designed to uplift local residents through financial education and support programs. These efforts are integral to fostering a thriving community where everyone can flourish. As you consider your financial future, think about joining Hope Credit Union. Experience first-hand how they can help you navigate your financial journey while making a positive impact in your community. Together, let's build a brighter tomorrow! For more information or assistance, feel free to reach out at (504) 635-4475 or visit our website at Hope Credit Union.

Branch Location & Accessibility

Welcome to the Hope Credit Union branch located at 1635 Elysian Fields Ave in vibrant New Orleans, LA. Nestled in the heart of Orleans County, our branch is easily accessible and conveniently located near local landmarks such as the scenic Bayou St. John and the lively neighborhood of Mid-City. Whether you're a long-time member or new to our community, we invite you to stop by and experience our friendly service. At Hope Credit Union, we prioritize your convenience. Our branch features ample parking, ensuring you have a stress-free visit. We are committed to accessibility for all members, with ADA-compliant facilities that include ramps and designated parking spots. Our lobby hours are designed with your busy schedule in mind. We're open Monday through Thursday from 9:30 AM to 4:30 PM and on Fridays until 5:00 PM. Please note that we take a brief lunch break from 12:00 PM to 1:00 PM each day, allowing our dedicated team to recharge and serve you better. Need cash? We've got you covered with an ATM available on-site for easy withdrawals and balance checks. While we don't offer drive-thru services, we do provide shared services for basic transactions like deposits and withdrawals for partner credit union members. If you have any questions or need assistance, feel free to give us a call at 504-635-4475. Our team is here to help! We look forward to welcoming you at Hope Credit Union soon where your financial journey becomes a priority!

Member Eligibility

At Hope, we believe in building a community where everyone feels welcomed and valued. Becoming a member is simple and open to those who live, work, or worship in our local area, as well as their family members. This inclusive approach means that you can enjoy all the benefits of membership, from personalized banking solutions to competitive loan rates, tailored just for you. If you're interested in joining us, simply check out the detailed eligibility criteria at . We want you to feel right at home here, and our friendly staff is ready to assist you every step of the way. To start your journey with us, don't hesitate to reach out at (504) 635-4475 or visit us at our branch located at 1635 Elysian Fields Ave New Orleans La 70117. Let's make your financial dreams a reality together!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $129 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $62 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,685,129, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, effective payment solutions are crucial for success. Our merchant services make it easy for businesses to accept payments, manage transactions, and streamline operations. Imagine a busy café using our point-of-sale system that tracks sales in real-time, allowing owners to focus on creating great experiences for their customers instead of managing paperwork. When you choose Hope, you're not just getting a financial partner; you're gaining a committed ally dedicated to your business's success. Visit us at 1635 Elysian Fields Ave New Orleans La 70117, New Orleans, LA, or call us at (504) 635-4475 to learn more about how we can support your business journey.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it's time to hit the road, our auto loans and vehicle financing services are here for you. We understand that purchasing a car is a significant decision. With competitive rates and flexible terms, getting behind the wheel of your new vehicle is within reach.

Business Banking

For entrepreneurs and small business owners, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth every step of the way.

Convenient Access

In addition to these fantastic services, we prioritize convenience for all members. Enjoy access to ATM and cash withdrawal services, making it easy to get cash when you need it most. If you're a member of partner credit unions, take advantage of basic shared branch transactions for deposits and withdrawals. At Hope, we're more than just a credit union; we're part of the community. With our commitment to quality service and accessibility through online platforms like mobile payments and e-statements, managing your finances has never been easier. Ready to experience all that we have to offer? Reach out today at (504) 635-4475 or visit us at 1635 Elysian Fields Ave New Orleans La 70117 in New Orleans, LA. Your journey towards financial empowerment starts here!

Credit Cards with Rewards

To enhance your everyday purchases, explore our credit cards with rewards program. Each swipe earns you points that can lead to exciting rewards imagine earning cash back on groceries or travel perks just by using your card for daily expenses!

Mortgage Loans & Refinancing

For those considering homeownership or wanting to lower their monthly payments, our mortgage loans and refinancing options provide the support you need. Picture yourself moving into a cozy home where every room reflects your style our mortgage experts will guide you through the process to make it happen.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that make managing your money straightforward. Imagine effortlessly keeping track of your spending while saving for that special vacation. Our accounts come with online and mobile banking options, so you can manage your finances from anywhere, anytime.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to simplify your finances, our personal loans and debt consolidation services can help alleviate stress. You can combine multiple debts into one manageable payment, allowing you to breathe easier as you work towards financial stability.

Digital & Online Banking

Key Features of Our Digital Services

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds with just a few clicks. You can rest easy knowing that our system uses top-notch security measures to protect your information. We also provide E-Statements, so you can view your account statements digitally rather than waiting for them in the mail. This not only helps you stay organized but also contributes to a greener environment. Want to send money quickly? Our Person-to-Person Transfers feature makes it simple to send funds to friends or family without any hassle. Plus, if you're always on the go, our Mobile Application lets you manage your accounts right from your smartphone. You can even make purchases using Mobile Payments, which adds a layer of convenience to your shopping experience. For those who prefer the ease of signing documents electronically, we offer Electronic Signature Authorization as well. This means you can complete necessary paperwork without needing to visit us in person, saving you time and effort.

Why Choose Us?

With all these features combined, our digital banking services ensure that you have real-time access and control over your finances. Whether you're checking your balance during lunch or paying a bill late at night, we're here for you whenever you need us. Discover more about what Hope has to offer by visiting https://www.hopecu.org/ today!

Financial Strength

Commitment to Growth

Our commitment to our members is also reflected in our $6,585,723 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures. With $1,148 in used auto loans and $393,646,582 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Operational Efficiency

Our $195,806 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $137,602,792 in share certificates and $71,443,208 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,503,654, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $151,213,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $14,334,424. Total Share and Deposit Accounts: 52,499, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hope is your trusted partner. Visit us at 1635 Elysian Fields Ave New Orleans La 70117 or call (504) 635-4475 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Benefits

If you're considering refinancing or exploring eligibility options, our team at Hope can guide you through the process. We aim to simplify every step so that you can focus on what matters most achieving your financial aspirations. For more information about our loan offerings or assistance with your application process, please don't hesitate to reach out. You can contact us at (504) 635-4475, or visit us at our branch located at 1635 Elysian Fields Ave New Orleans La 70117 in New Orleans, LA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,433,507 in used vehicle loans and $5,153,585 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find a loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $116,685,129 provide the capital needed to grow and expand. We understand the challenges of running a business and are committed to providing tailored solutions that fit your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,183,910, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we're here to help you navigate the process with ease.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $730,537 in loans helping members manage their finances effectively. These cards are designed for convenience and flexibility, allowing you to make purchases without tying up your savings.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. By relying on verified financial institutions, LendMesh guarantees that the information you receive is both accurate and trustworthy.

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