Hope Credit Union New Orleans LA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Hope Credit Union, your trusted financial partner located at 1726 Oretha Castle Haley Blvd, New Orleans, LA 70113. Since our establishment in 1995, we've been dedicated to serving our community with a strong focus on member satisfaction and financial empowerment. With over 41,000 members and total assets of $653,829,372, we are here to help you achieve your financial goals. At Hope Credit Union, we believe in making banking accessible and convenient for everyone. That's why we offer a variety of services, including personal banking, auto loans, mortgage loans, and business banking solutions. Our commitment to our members is reflected in our total deposits of $58,472,749 and an impressive net worth of $151,213,078. Whether you're looking to open a new account or explore loan options, our friendly staff is ready to assist you. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 1726 Oretha Castle Haley Blvd, New Orleans, LA 70113-1313. Feel free to reach out to us at (504) 581-4673 for any inquiries or assistance. Under the leadership of CEO William Bynum and Board President Carolyn Gill-Jefferson, our team of 246 employees is committed to providing exceptional service. We invite you to experience the difference that a member-focused credit union can make in your life. Visit us today or check out our website at hopecu.org for more information about our services and how we can help you thrive financially!

Branch History & Mission

At Hope, located at 1726 Oretha Castle Haley Blvd in vibrant New Orleans, Louisiana, our journey began in 1995. Over the years, we have grown from a small financial institution to a trusted community partner with over 41,000 members and total assets amounting to an impressive $653,829,372. Our commitment to serving our members and the local community has been the driving force behind our evolution. From our humble beginnings, we have reached significant milestones that reflect our dedication to providing quality financial services. We have expanded our offerings to include personal banking, auto loans, mortgage financing, and business banking solutions. As we look back on nearly three decades of service, it's clear that our mission has always remained focused on empowering individuals and families with the resources they need to thrive financially. Our mission is simple yet profound: to provide exceptional financial services while making a positive impact in the communities we serve. We believe that everyone deserves access to fair and affordable financial products. That's why we strive to foster relationships built on trust and understanding. Whether you're opening your first checking account or seeking guidance for your business venture, we are here every step of the way. While members can visit us at 1726 Oretha Castle Haley Blvd for their banking needs, official correspondence should be sent to the same address for convenience. Our branch operates Monday through Friday from 9:00 AM to 5:00 PM, ensuring that we are available when you need us most. In addition to traditional banking services, we pride ourselves on embracing technology to better serve our members. With features like online banking and mobile payments, managing your finances has never been easier. We also offer ATM access for quick cash withdrawals and basic shared branch transactions for partner credit union members. Community outreach is at the heart of what we do. We actively seek partnerships with local organizations to support initiatives that uplift our neighborhoods and create opportunities for those who need it most. Our focus on inclusivity means that everyone is welcome at Hope. As you consider your financial future, we invite you to join us at Hope. Experience firsthand the benefits of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future! For more information or to get started, call us today at 504-581-4673 or visit us online at hopecu.org.

Branch Location & Accessibility

Accessibility and Features

Our branch is equipped with ADA-compliant features, including ramps and wide doorways, ensuring everyone can access our services comfortably. We offer ample parking nearby, so you won't have to worry about finding a spot when you visit us. While members can come to us at 1726 Oretha Castle Haley Blvd for all their banking needs, please note that official correspondence should be sent to the same address as our mailing address: 1726 Oretha Castle Haley Blvd, New Orleans, LA 70113-1313.

Call to Action

Ready to discover how Hope Credit Union can support your financial journey? Stop by our O.c. Haley branch or give us a call at 504-581-4673. We look forward to welcoming you into our community!

Operating Hours

We're here for you Monday through Friday from 9:00 AM to 5:00 PM. Whether you're stopping by to open an account or chat with one of our friendly representatives about loans or credit cards, we're dedicated to making your experience smooth and enjoyable.

Services Offered

At Hope Credit Union, we provide a variety of personal banking services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. For those who need business solutions, we also offer merchant services and business loans. Our ATM availability ensures you have access to cash whenever you need it, even outside of normal operating hours.

Member Eligibility

Becoming a member of Hope is like joining a welcoming family that truly cares about your financial well-being. If you're looking for a place where you can grow, save, and thrive, you've come to the right spot! At Hope, we believe that everyone deserves access to quality financial services. To be eligible for membership, you typically need to live, work, worship, or attend school in the area served by our credit union. This means that if you're part of our vibrant community here in New Orleans at 1726 Oretha Castle Haley Blvd New Orleans La 70113, you're likely already qualified! Joining us is simple and straightforward. Once you confirm your eligibility, opening an account is just a click away. You can find all the details you need by visiting our website at . If you have any questions or need assistance along the way, feel free to give us a call at (504) 581-4673. We can't wait to welcome you into the Hope family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that make transactions smoother for your customers. Whether you need point-of-sale systems or online payment solutions, we have the tools to help your business thrive. Imagine completing a sale in seconds, allowing you more time to focus on what truly matters growing your enterprise. Located at 1726 Oretha Castle Haley Blvd New Orleans La 70113, we're here to partner with you on your journey toward success. For inquiries or assistance, call us at (504) 581-4673 during our lobby hours, Monday through Friday from 9:00 AM to 5:00 PM. Let's take your business to the next level together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $129 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $62 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $116,685,129, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash quickly? Our ATM services allow for easy cash withdrawals and balance checks at locations convenient for you. Plus, as part of our commitment to accessibility, we also offer basic shared branch transactions for partner credit union members. At Hope Credit Union in New Orleans, we're more than just a bank; we're part of your financial journey. Our friendly staff is ready to assist you with any questions or concerns. To learn more about our services or start enjoying the benefits of membership today, feel free to reach out at 504-581-4673 or visit us online at hopecu.org. Your financial well-being is our priority!

Business Banking

If you're a business owner, we understand the unique challenges you face. Our business banking services, including merchant services and business loans, are designed to support your growth and success. We want to help you focus on what matters most running your business.

Credit Cards

For our members who enjoy rewards, we provide credit cards with rewards programs that let you earn points on every purchase. This means that whether you're shopping for groceries or planning a vacation, your spending can work for you!

Digital Banking Features

In today's fast-paced world, we know how important it is to access your finances anytime, anywhere. That's why Hope offers robust online and mobile banking solutions. With features like mobile payments, person-to-person transfers, and e-statements, managing your money has never been easier. You can check balances, deposit checks remotely, and stay informed about your account status right from your smartphone.

Loans and Financing

When it comes to financing major purchases or consolidating debt, Hope is here to help. Our auto loans make it easy for you to drive away in a new vehicle with manageable payments. If you're thinking about buying a home, our mortgage loans and refinancing options will guide you through the process smoothly. For those unexpected expenses or big dreams, we offer personal loans that give you the freedom to achieve your goals without the stress.

Personal Banking

We offer a variety of personal banking options that cater to your everyday needs. Whether you're looking for checking and savings accounts to manage your daily expenses or saving for a special occasion, our accounts provide flexibility and convenience. With competitive interest rates and user-friendly features, you can easily keep track of your funds.

Digital & Online Banking

Convenient Online Banking

Visit us at https://www.hopecu.org/ to access our 24/7 online banking services. Whether you're checking your balance, transferring funds, or paying bills, everything is just a click away. Our online banking system is designed to provide you with real-time account management, ensuring you always know where your money is.

Go Paperless with E-Statements

Say goodbye to paper clutter! Enjoy the convenience of e-statements available at Hope. Not only do they help you stay organized, but they also contribute to a greener planet. Plus, with electronic signature authorization, signing documents has never been easier or more secure.

Mobile Banking on the Go

Need to make a quick payment while out and about? Our mobile application makes it simple! With mobile payments enabled, you can send money directly from your phone without hassle. Plus, you can easily set up person-to-person transfers to share expenses with friends or family in seconds.

Security You Can Trust

We prioritize your security at Hope. Our digital banking services are built with advanced security features to keep your information safe. Rest assured that every transaction is protected while giving you the freedom to manage your finances conveniently. Join us today at Hope and experience the ease of digital banking. Your financial peace of mind is just a few clicks away!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 52,499, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $14,334,424. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hope is your trusted partner. Visit us at 1726 Oretha Castle Haley Blvd New Orleans La 70113 or call (504) 581-4673 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our $195,806 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 215 full-time employees and 31 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $6,585,723 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $1,148 in used auto loans and $393,646,582 in total loans and leases, supporting our members' financial goals across various sectors.

Secure Savings

Members' savings are secured through $137,602,792 in share certificates and $71,443,208 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $28,503,654, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $151,213,078, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $19,433,507 in used vehicle loans and $5,153,585 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle, whether it's new or used. Our competitive rates and straightforward terms mean you can focus on what matters most enjoying your ride.

Business Financing

For business owners, our outstanding commercial loans totaling $116,685,129 provide the capital needed to grow and expand. We recognize that businesses need solid financial backing to thrive, and we're here to help facilitate your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,183,910, make buying or refinancing simple. We are committed to guiding you through every step of the home-buying process, ensuring that you find the right solution for your financial situation.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out. Our team can help determine if there are better options available for your current financial commitments. For more information about our loan offerings or to get started on an application, please contact us at (504) 581-4673 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Hope, we're dedicated to providing personalized service and lending solutions that empower our members' financial journeys.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $730,537 in loans helping members manage their finances effectively. Our credit card options come with rewards that can benefit you while giving you peace of mind in your spending.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when searching for loans. Each listing reflects current rates and terms, allowing you to trust the information you are reviewing.

Benefits of Using LendMesh

Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what you see. You can feel confident knowing that the rates are accurate and reflect what lenders truly offer. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you will see all options available to you without any hidden agendas. Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping you make informed decisions quickly. You won't have to worry about outdated information leading to poor choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of the tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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