Hometown Credit Union Hazelton ND | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Hometown, your trusted financial partner in Hazelton, ND. Located at 341 Main, our branch has proudly served the community since 1949, offering a range of services designed to meet your personal and business banking needs. With a total membership of 3,408, we are dedicated to fostering strong relationships with our members while ensuring their financial well-being. At Hometown, we understand that banking is more than just numbers; it's about people and community. With total assets of $203,345,491 and deposits exceeding $6,219,150, we are committed to supporting local growth and development. Our experienced team, led by CEO Harold Hagen and Board President Rodney Kinzler, works tirelessly to provide you with personalized service tailored to your needs. While members can visit us at our Hazelton branch for all your banking requirements, please note that official correspondence should be sent to PO BOX 225, HAZELTON, ND 58544. We encourage you to reach out anytime at 701-782-6841 or explore our website at hcuonline.com for more information on our services. Whether you're looking for checking accounts, auto loans, or business financing solutions, Hometown is here to help you achieve your financial goals. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Welcome to the Hometown Branch, a cornerstone of financial service in Hazelton, ND. Established in 1949, our branch has been dedicated to serving the community for over seven decades. With a rich history rooted in local values and commitment, we have grown alongside our members, providing them with essential financial resources that empower their lives. Located at 341 Main, Hazelton, ND 58544, our branch is conveniently situated near local landmarks that reflect the heart of our community. Whether you're visiting us for personal banking or business needs, you can expect a warm welcome from our dedicated team. Our mailing address for official correspondence is PO BOX 225, Hazelton, ND 58544. Since our founding, we have evolved significantly. Today, we proudly serve over 3,400 members and manage total assets of approximately $203 million. Our mission goes beyond just offering financial services; we strive to uplift the entire community by providing accessible banking options that cater to everyone's needs. We believe in building strong relationships and supporting local initiatives that make a positive impact. At Hometown Branch, we are committed to innovation and accessibility. Our operating hours are Monday through Friday from 8:30 AM to 4:30 PM, ensuring that you can reach us when it's convenient for you. While we do not offer drive-thru banking services, we are proud to provide ATM access for your cash withdrawal needs. We understand the importance of staying connected in today's digital world. That's why we offer online banking and mobile payment options to ensure you can manage your finances on-the-go. Our customer-centric initiatives include personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions tailored specifically for our members. Our commitment extends beyond financial services; it includes giving back to the community through partnerships and outreach efforts aimed at improving local lives. As part of this mission, we actively seek opportunities to support educational programs and community events that resonate with our values. Join us at Hometown Branch and experience firsthand the benefits of being part of a credit union that truly cares about its members and the surrounding community. Together, let's build a brighter future! If you have any questions or need assistance, feel free to call us at 701-782-6841. We look forward to welcoming you!

Branch Location & Accessibility

Accessibility Features

At Hometown Hazelton Branch, we prioritize accessibility for all our members. Our location is ADA compliant with ramps and designated parking spots available for those who need them. We aim to ensure that every visit is comfortable and convenient.

Call to Action

We invite you to come visit us at the Hometown Hazelton Branch! If you have any questions or need assistance before your visit, feel free to give us a call at 701-782-6841. We're excited to serve you and help you achieve your financial goals!

Operating Hours

We know your time is valuable! That's why our doors are open Monday through Friday from 8:30 AM to 4:30 PM. Whether you need assistance with personal banking, auto loans, or other financial services, our dedicated team is here to help during these hours.

Services Offered

Our branch offers a wide range of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have the solutions you're looking for. Need cash? We also have an ATM on site for easy withdrawals and balance checks. While we currently do not offer drive-thru banking or shared service center options, our friendly staff is always ready to assist you inside the branch.

Member Eligibility

Becoming a member of Hometown is like joining a warm, welcoming family where your financial well-being is our priority. If you're interested in becoming part of our community, you'll be pleased to know that eligibility is designed to be inclusive! Generally, anyone who lives, works, or attends school in the Hazelton area can apply for membership. We believe in supporting our local community, so if you share this connection, we would love to have you on board! For more specific details about eligibility criteria, feel free to visit our resource page at . Opening an account with us is straightforward and hassle-free. You can start your journey towards better banking by reaching out to us directly at (701) 782-6841. Our friendly staff is here to guide you through the process and answer any questions you might have. Join us at Hometown, located at 341 Main Hazelton Nd 58544, and experience the benefits of being a member today!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $877 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $141,081,512, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine being able to accept payments easily from your customers, whether they're shopping online or visiting your storefront. Our merchant services make it simple for you to manage transactions efficiently, ensuring that you can focus on what matters most running your business. From credit card processing to electronic payment options, we provide tools that fit seamlessly into your daily operations. Located at 341 Main Hazelton Nd 58544 in Hazelton, ND, we invite local businesses to explore how our tailored services can help them thrive. Connect with us today at (701) 782-6841 and let's take the next step together!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Whether you're purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options make it easy to get on the road. Picture yourself driving that dream car, all while enjoying competitive rates and personalized service from our knowledgeable staff.

Business Banking

For our business members, we offer comprehensive business banking services, including merchant services and business loans. We understand the challenges of running a business and are committed to helping local entrepreneurs thrive. Our tailored solutions ensure that your business has the financial support it needs.

Credit Cards with Rewards

Who doesn't love rewards? With our credit cards, not only can you make everyday purchases easier, but you can also earn points for future rewards. Whether you're shopping for groceries or planning a getaway, our credit cards provide benefits that can add up quickly.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make. At Hometown, we offer a variety of mortgage loans and refinancing options designed to suit different needs and budgets. Our experienced mortgage specialists will guide you through the process, ensuring you feel confident in your choice.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options so you can manage your accounts anytime, anywhere. Need to check your balance or transfer funds? Just log in from your computer or smartphone! Plus, our ATM services allow for quick cash withdrawals whenever you need them. At Hometown, we're more than just a credit union; we're your partner in financial success. If you're ready to take the next step towards achieving your financial goals or have any questions about our services, don't hesitate to reach out! Call us at (701) 782-6841 or visit us at our branch located at 341 Main Hazelton Nd 58544 in Hazelton, ND during our operating hours from 8:30 AM to 4:30 PM, Monday through Friday. Join us today and experience firsthand how we can assist you in reaching your financial aspirations!

Personal Banking

Managing your everyday finances is simple with our personal banking options. From checking and savings accounts that fit your lifestyle to personal loans for those unexpected expenses, we've got you covered. Imagine being able to easily save for that family vacation or consolidate debt with our flexible financing solutions. Our team is here to help you every step of the way.

Digital & Online Banking

At Hometown, we understand that your time is valuable, and managing your finances should be easy and secure. That's why we've developed a range of digital and online banking services designed to give you the freedom to handle your money from anywhere, at any time. Our online banking platform, accessible at https://www.hcuonline.com/, allows you to check your account balances, make transfers, and pay bills with just a few clicks. Whether you're at home or on the go, you can manage your accounts whenever it suits you. Plus, with 24/7 online banking services, you're never limited by our branch hours. If you're looking for convenience in payments, our mobile payments feature lets you make purchases directly from your mobile device. It's quick and safe perfect for when you're out running errands. Additionally, our mobile application offers a user-friendly interface that keeps everything you need right at your fingertips. For those moments when you need to send money to friends or family, our person-to-person transfers make it easy to send funds securely without needing cash or checks. It's perfect for splitting dinner bills or sending gifts! We also prioritize security in all our digital offerings. Even though we currently do not offer electronic signature authorization for transactions, we ensure that every interaction with our online banking services is protected. With e-statements available as well, you can keep track of your finances while reducing paper clutter. At Hometown, we believe that banking should fit into your life not the other way around. Our digital solutions provide the flexibility and control you need to stay on top of your finances easily and securely. Join us today and experience the convenience of modern banking!

Financial Strength

A Growing Community

Total Share Accounts stand at 9,648, showing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments): $205,614 further solidify our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Hometown is your trusted partner. Visit us at 341 Main Hazelton Nd 58544 or call (701) 782-6841 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $29,290,808 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $397 in used auto loans and $168,770,338 in total loans and leases.

Operational Efficiency

Our $1,114,545 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 35 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $96,231,281 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,325,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $30,405,353, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,495 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $5,271,800 in used vehicle loans and $419,678 in new vehicle loans, helping our members get on the road with ease. Whether you're purchasing a brand-new vehicle or opting for a reliable used option, we have financing solutions that fit your budget.

Commercial Loans

For business owners looking to expand, our outstanding commercial loans totaling $141,081,512 provide the capital needed to grow and develop your business further. Our team is ready to assist you with competitive rates and terms that cater specifically to your business needs. In addition to these offerings, we also provide refinancing options for various types of loans to help you save money and simplify your payments. If you're interested in learning more about eligibility or how our loan products can work for you, don't hesitate to reach out. You can contact us at (701) 782-6841 or visit us at 341 Main Hazelton Nd 58544, Hazelton, ND. We are here to help guide you through every step of your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,014,956. This means whether you're stepping into your first home or refinancing an existing mortgage, we provide straightforward solutions to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $248,103 in loans helping members manage their finances effectively, our credit cards come with rewards and low-interest rates to suit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you make informed decisions without the clutter of confusing information. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance guarantees that all offers are fair and transparent, helping users find reliable loan options. One of the standout features of LendMesh is its commitment to verified data. Loan offers are sourced only from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect market conditions. Users benefit from real-time rate comparisons, which allows them to see up-to-date loan rates from multiple institutions at a glance. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in helping individuals navigate their borrowing options confidently. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Hometown