Holy Rosary Credit Union Rochester NH | Low Mortgage Rates & Business Banking

Introduction

Welcome to Holy Rosary Credit Union, where your financial well-being is our priority! Located at 140 Wakefield St, Rochester, NH 03867, we have been serving our community since 1962. With a dedicated team of 82 employees, we strive to create lasting relationships with our 24,760 members, making banking not just a service, but a personal experience. At Holy Rosary, we understand that trust and reliability are essential when it comes to managing your finances. That's why we proudly maintain a solid financial foundation, boasting total assets of $430,355,020 and total deposits of $38,412,238. Whether you're looking for an auto loan or need assistance with personal banking, our diverse range of services is designed to meet your needs. While members can visit us at our branch for friendly service and support, official correspondence should be sent to 140 Wakefield Street, Rochester, NH 3867. Our goal is to ensure you feel supported every step of the way. Under the leadership of our CEO, Brian Hughes, and Board President, Dana Flanders, Holy Rosary remains committed to empowering our members with sound financial products and services. We offer everything from checking and savings accounts to credit cards with rewards and business banking solutions. We invite you to explore how Holy Rosary Credit Union can help you achieve your financial goals. Feel free to give us a call at 603-332-1609 or visit our website at hrcu.org for more information. Join us in creating a brighter financial future together!

Branch History & Mission

Holy Rosary Credit Union has a proud history in Rochester, NH, that dates back to its founding in 1962. Over the past six decades, we have grown from a small community-focused institution into a robust financial service provider with a total membership of 24,760 and assets amounting to an impressive $430,355,020. Our journey reflects our commitment to not only provide excellent financial services but also to uplift and support our local community. Located at 140 Wakefield St, Rochester, NH 03867, our branch is conveniently situated near popular landmarks that make us easily accessible for all members. While members can visit us at this address, official correspondence should be sent to our mailing address at 140 Wakefield Street, Rochester, NH 3867. At Holy Rosary Credit Union, our mission is clear: we aim to deliver personalized financial solutions while fostering a spirit of cooperation and community growth. We offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. Our goal is to help you achieve your financial aspirations while making banking easy and enjoyable. We pride ourselves on being more than just a credit union; we are a partner in your financial journey. Our team is dedicated to providing exceptional customer service during our operating hours on Monday, Thursday, and Friday from 8:00 AM to 3:00 PM. With features like online banking and mobile payments available at your fingertips, managing your finances has never been simpler. In addition to offering state-of-the-art digital solutions that comply with ADA standards, we are committed to giving back through various community outreach initiatives. We believe in building strong partnerships within the community which helps us understand and meet the needs of our members better. As you consider joining us at Holy Rosary Credit Union, we invite you to experience firsthand how our commitment to service can positively impact your life. Together, let's build a brighter financial future! For more information or assistance, feel free to reach out at 603-332-1609 or visit our website at Holy Rosary Credit Union.

Branch Location & Accessibility

Get in Touch!

Whether you're a long-time member or considering joining our community at Holy Rosary, we encourage you to drop by or give us a call at 603-332-1609. Our friendly staff is eager to assist you with any questions or financial needs you may have. Remember, while members can visit us at 140 Wakefield St Rochester Nh 03867, official correspondence should be sent to 140 Wakefield Street, Rochester, NH 3867. We look forward to welcoming you soon!

Nearby Landmarks and Accessibility

Located near popular local spots, our branch is just a short drive from the vibrant downtown area, making it easily accessible for everyone. As you approach us, you'll find ample parking available, ensuring a hassle-free visit. Our facility is fully compliant with ADA standards, featuring ramps and other accessibility features for all members of the community.

Operating Hours and Services Offered

We invite you to visit us during our friendly lobby hours: Monday, Thursday, and Friday from 8:00 AM to 3:00 PM. While you're here, take advantage of our wide array of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. We also offer basic shared branch transactions for partner credit union members. If you need to withdraw cash or check your balance outside of these hours, don't worry our ATM is readily available for your convenience. For those who prefer online banking or mobile payments, we've got you covered! You can manage your accounts anytime through our secure digital platforms.

Member Eligibility

At Holy Rosary, we believe in fostering a warm and welcoming community where everyone can thrive. Becoming a member is simple! If you live, work, or attend school in the Rochester area, you're likely eligible to join us. We're dedicated to providing our members with personalized financial services that truly meet their needs, whether that's opening a checking account, securing an auto loan, or exploring mortgage options. To get started, you can find all the detailed eligibility criteria on our website at Holy Rosary Eligibility. Once you confirm your eligibility, the account opening process is straightforward and friendly just reach out to us at 603-332-1609 or visit us at our branch located at 140 Wakefield St, Rochester, NH 03867. Our team is here to help you every step of the way, ensuring that your experience feels easy and supportive. Join us today and discover the benefits of being part of the Holy Rosary family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services offer practical benefits for businesses of all sizes. Imagine simplifying your payment processing while improving customer experience our services help you accept payments easily, manage transactions efficiently, and keep your cash flow healthy. Located at 140 Wakefield St Rochester Nh 03867 in Rochester, NH, we invite you to discover how Holy Rosary can empower your business. Let's work together to turn your vision into reality! For more information, call us at (603) 332-1609.

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $61 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $10,073,457, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Credit Cards and Business Banking

For those who enjoy rewards while spending, our credit cards come with various benefits that can enhance your shopping experience. We also recognize the needs of local businesses; our business banking services include merchant services and business loans to help entrepreneurs thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. Access your accounts anytime from anywhere using our secure platform. Whether you're making payments, transferring funds, or checking balances, it's all just a few taps away. Plus, our ATM services allow easy cash withdrawals whenever needed.

Join Us Today!

At Holy Rosary Credit Union, we're more than just a financial institution; we're a community partner dedicated to helping you succeed. If you're interested in any of our services or have questions about how we can assist you further, please don't hesitate to reach out! Call us at 603-332-1609 or visit us at [holyrosarycu.org](https://www.holyrosarycu.org/). We look forward to serving you!

Personal Banking Solutions

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a special occasion or managing daily expenses, our accounts come with features that help you reach your financial goals. For those considering a new vehicle, our auto loans and vehicle financing options are here to assist you in making that purchase with competitive rates and flexible terms. If you're looking to buy a home or refinance an existing mortgage, we offer mortgage loans designed for your needs. Our friendly team will guide you through the process, ensuring you understand every step along the way. Additionally, we provide personal loans for debt consolidation or unexpected expenses, giving you the flexibility to manage your finances effectively.

Shared Branch Services

We understand that sometimes you need access beyond just one branch. That's why Holy Rosary offers basic shared branch transactions for partner credit union members. This means you can make deposits and withdrawals at various locations without any hassle.

Digital & Online Banking

Access Anytime, Anywhere

Our 24/7 online banking services let you check balances, pay bills, and transfer money right from your computer or mobile device. Whether you're at home or on the go, you can stay connected to your accounts whenever you need. Plus, with our mobile application available, banking is literally at your fingertips.

Easy Transactions Made Secure

We prioritize your security while offering features like electronic signature authorization. This means you can sign documents quickly and safely without needing to visit the branch. For everyday transactions, our person-to-person transfer feature allows you to send money instantly to friends and family. No more waiting in line or worrying about carrying cash!

Embrace Mobile Payments

Want to make purchases without carrying cards? Our mobile payments feature lets you pay securely using just your smartphone. It's a fast and convenient way to manage expenses while keeping everything organized in one place. At Holy Rosary, we are committed to providing our members with accessible and straightforward banking solutions. Join us today and experience the ease of digital banking tailored just for you!

Go Green with E-Statements

With e-statements available, you can say goodbye to paper clutter. Receive your account statements electronically for easy access and added security. This not only helps the environment but also makes it simple for you to keep track of your finances.

Financial Strength

At Holy Rosary, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a robust financial foundation to ensure that you can trust us with your hard-earned money. Our net worth of $39,232,829 reflects our strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. With a net worth ratio of $911, we demonstrate a solid capital foundation that ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $120,926,025 in share certificates and $53,977,777 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $39,131,782 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial, with $3,022 in used auto loans and $276,696,443 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency shines through with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 81 full-time employees and 1 part-time employees who are dedicated to serving you with knowledge and commitment. In total, we manage $1,485,049 available for lending and investments, alongside a growing member base reflected by 63,954 deposit accounts. This illustrates the trust our community places in us to handle their finances wisely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Holy Rosary is your trusted partner. Visit us at 140 Wakefield St Rochester Nh 03867 or call (603) 332-1609 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $49,315,748 in used vehicle loans and $11,115,477 in new vehicle loans already helping members get on the road. We also have options for refinancing if you're looking to lower your monthly payments or interest rate.

Business Loans

For business owners, our outstanding commercial loans totaling $10,073,457 provide the capital needed to grow and expand your business. We understand the challenges faced by small businesses and are here to support your financial needs.

Credit Lines

Our credit lines are designed to give you peace of mind when unexpected expenses arise. With $71,589,645 available in total credit lines, you can access funds when you need them most. At Holy Rosary, we're committed to providing personalized service and support throughout your lending experience. If you're interested in learning more about eligibility options or how we can assist with refinancing your existing loans, don't hesitate to reach out. You can contact us at 603-332-1609 or visit us at 140 Wakefield St., Rochester NH 03867 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $45,324,263, make buying or refinancing simple. We can help you navigate the process and find the right plan for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,468,266 in loans helping members manage their finances effectively. This option is perfect for those who need quick access to funds without putting up collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the platform in delivering reliable information. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers. By relying on verified institutions, LendMesh guarantees that each loan comparison reflects accurate terms and rates.

Holy Rosary