Holy Rosary Credit Union Saint Joseph MO | Best Auto Loans & Business Banking

Introduction

Welcome to Holy Rosary, your trusted financial partner in the heart of Saint Joseph, MO. Located at 1002 N 4th St, our branch has been serving the community since 1943. We take pride in providing exceptional financial services tailored to meet the needs of our 7,642 members. With a robust total asset base of $43,193,462 and total deposits reaching $2,925,840, we are committed to helping you achieve your financial goals. At Holy Rosary, we believe in building strong relationships with our members. Under the leadership of our dedicated CEO, Carole Wight, and Board President, Donald Cohenour, we work tirelessly to provide personalized banking solutions that make a difference in your life. Our team of 25 employees is here to assist you with a variety of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 533 Campbell St, Kansas City, MO 64106-1274. We understand that convenience is essential in today's fast-paced world. That's why we offer online and mobile banking options along with drive-thru services for easy access to your funds. With a net worth of $5,009,204 and cash in hand amounting to $1,346,449, you can trust that your money is secure with us. Join us today and experience the difference a member-focused credit union can make! For more information or assistance, feel free to call us at 816-221-2734 or visit our website at Holy Rosary CU. We're excited to help you on your financial journey!

Branch History & Mission

Community Focus

Holy Rosary is more than just a credit union; we are an integral part of the Saint Joseph community. Our partnerships with local organizations allow us to contribute positively through various initiatives aimed at promoting financial literacy and community welfare. We strive to uplift those around us by investing in programs that make a difference. As we embrace digital advancements while ensuring ADA compliance for all our facilities, we remain committed to enhancing the customer experience. Our online banking options make it easy for you to manage your finances anytime and anywhere. Join us today and become part of the Holy Rosary family! Experience personalized service tailored to your needs while enjoying the benefits of being part of a community-focused organization. Contact us at 816-221-2734 or visit our website at Holy Rosary for more information on how you can get involved or open an account with us. Together, let's build a brighter financial future!

Our Mission

At Holy Rosary, our mission is simple: to empower our members through quality financial services while fostering a sense of community. We believe that everyone deserves access to reliable banking solutions that enhance their financial well-being. Our team is dedicated to supporting not only your financial goals but also the aspirations of our local community through various outreach programs. While members can visit us at 1002 N 4th St, official correspondence should be sent to 533 Campbell St, Kansas City, MO 64106-1274 if needed. We understand that convenience matters; that's why we offer essential services like drive-thru banking for quick transactions and shared service centers for added flexibility.

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Don't hesitate to call us at 816-221-2734. Our friendly team is here and ready to help you navigate your financial journey. We invite you to visit us soon and experience the warm service that makes Holy Rosary a trusted choice in Saint Joseph!

Nearby Landmarks and Accessibility

Finding us is easy! We're close to popular local spots, making it simple to stop by while running errands or enjoying a day out. Our location has ample parking and is fully accessible, ensuring that everyone can visit us comfortably. If you're in need of drive-thru services, you'll be pleased to know we offer that too!

Operating Hours

We strive to accommodate your schedule with our welcoming operating hours. You can visit us Monday, Tuesday, and Thursday from 9 AM to 5 PM; Wednesday from 10 AM to 5 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM for drive-thru services.

Services Offered

At Holy Rosary, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, as part of our commitment to serve our members better, we offer shared branch services for partner credit union members making banking even more accessible.

Member Eligibility

At Holy Rosary, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area surrounding 1002 N 4Th St Saint Joseph Mo 64501, you're likely eligible to join us. We're here to help you navigate your financial journey, whether you're looking for personal banking, loans, or credit card options with rewards. The advantages of membership extend beyond just services; you'll join a network of over 7,600 members who benefit from our personalized approach and community focus. Ready to take the next step? Opening an account is easy and straightforward. Just give us a call at (816) 221-2734 for more details or check out our eligibility criteria at this link. We look forward to welcoming you to the Holy Rosary family!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine having a reliable partner for all your payment processing needs. Our merchant services simplify transactions so you can focus on running your business. From accepting credit cards to mobile payments, we make it easy for you to serve your customers efficiently. Located at 1002 N 4Th St Saint Joseph Mo 64501 in Saint Joseph, MO, we're here to help you navigate the financial landscape with confidence. Connect with us today at (816) 221-2734 to explore how our business banking solutions can fuel your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,128,565, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer specialized business banking services including merchant services and business loans. We understand that running a business requires access to financial resources, and we're dedicated to supporting your growth.

Convenient Access Anytime

In today's fast-paced world, convenience matters. That's why we provide online and mobile banking services that let you bank from anywhere at any time. You can also enjoy basic drive-thru banking for simple transactions like deposits and withdrawals.

Credit Card Benefits

With our credit cards featuring rewards, you can earn points on everyday purchases. This not only helps you save money but also provides additional perks that enhance your shopping experience.

Flexible Personal Loans

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether you need funds for a major purchase or want to simplify your payments by consolidating debt, we're here to provide solutions that work for you.

Home Financing Made Easy

Buying a home is one of the biggest decisions you'll make. Our mortgage loans and refinancing options allow you to find the best rates available. Our knowledgeable team is ready to guide you through the process, ensuring that all your questions are answered along the way.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. With Holy Rosary, you can easily manage your accounts online or through our mobile banking app, making it convenient to check balances and transfer funds wherever you are. If you're in need of financing for a new car or vehicle, we offer competitive auto loans and vehicle financing that can fit any budget.

Shared Branch Transactions

If you're a member of another partner credit union, don't worry! We facilitate basic shared branch transactions so you can easily handle deposits and withdrawals while visiting us. If you're ready to explore all these services and see how they can benefit you, don't hesitate to reach out! You can contact us at 816-221-2734 or visit our website at Holy Rosary. Your financial journey is important to us, and we're excited to be part of it!

Digital & Online Banking

At Holy Rosary, we understand that convenience and security are top priorities for our members. That's why we offer a range of digital and online banking services designed to make managing your finances as easy as possible, all while keeping your information safe. With our user-friendly online banking platform, you can access your accounts anytime, anywhere by visiting https://www.holyrosarycu.org/. Whether you need to check your balance, transfer funds, or pay bills, our 24/7 online banking service ensures you have the control you need at your fingertips. You can also enjoy the convenience of electronic statements, making it easier to track your finances without the clutter of paper documents. For those on the go, our mobile application is available to give you access to your accounts right from your smartphone. Plus, with features like person-to-person transfers, sending money to friends and family is just a few taps away no need for cash or checks! Security is a major focus for us. Our electronic signature authorization means that signing important documents is quick and secure. You can trust that your transactions are protected while you enjoy the ease of digital banking. At Holy Rosary, we're committed to providing accessible services that fit into your lifestyle. From e-statements to mobile app access and person-to-person payments, we're here to help you manage your money efficiently and securely. Explore all our digital offerings today!

Financial Strength

Demonstrated Operational Efficiency

Our $193,104 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 13,364, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Holy Rosary is your trusted partner. Visit us at 1002 N 4Th St Saint Joseph Mo 64501 or call (816) 221-2734 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $2,740,360 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $906 in used auto loans and $33,421,558 in total loans and leases.

Member-Focused Savings Options

Members' savings are secured through $1,950,556 in share certificates and $1,167,431 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,500,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $5,009,204, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,159 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,255,401 in used vehicle loans and $2,100,749 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have competitive financing options to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $2,128,565 provide the capital needed to grow and expand your business. Whether it's for equipment financing or working capital, we're here to support your entrepreneurial endeavors.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,025,137, make buying or refinancing simple. We guide you through every step of the mortgage process and provide flexible terms to suit your financial situation.

Refinancing Options

If you're considering refinancing any existing loans for better rates or terms, our team is ready to discuss eligibility options that can help you save money in the long run. For more information about our loan products or to get started today, please contact us at 816-221-2734 or visit us at our branch located at 1002 N 4Th St Saint Joseph Mo 64501. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Holy Rosary, we're committed to helping you achieve your financial goals with transparent lending solutions tailored just for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $416,440 in loans helping members manage their finances effectively. These cards come with various benefits that allow you to make purchases confidently while keeping track of your spending.

Loan Aggregator

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Holy Rosary