Holy Rosary Credit Union Independence MO | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Holy Rosary, your trusted financial partner located at 16995 E Dover Ln, Independence, MO 64056. Since our establishment in 1943, we have been dedicated to serving our community with reliable banking solutions tailored to meet your needs. With a strong membership base of 7,642 and total assets reaching an impressive $43,193,462, we are committed to enhancing the financial well-being of our members. Our leadership team, including CEO Carole Wight and Board President Donald Cohenour, believes in building lasting relationships with our members. We understand that every financial journey is unique, which is why we offer a variety of services from personal checking and savings accounts to auto loans and business banking solutions. Whether you need assistance with mortgage refinancing or want to explore credit card options with rewards, we've got you covered. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 16995 E Dover Ln, Independence, MO 64056-1591. With total deposits of $2,925,840 and a net worth of $5,009,204, we take pride in maintaining strong financial health to support our members effectively. We also have $1,346,449 in cash on hand to ensure liquidity when you need it most. At Holy Rosary Credit Union, we don't just offer services; we foster a community where members feel valued and empowered. Our dedicated staff of 25 employees is here to assist you every step of the way. So why wait? Reach out today at (816) 221-2734 or visit us online at Holy Rosary CU to learn more about how we can help you achieve your financial goals!

Branch History & Mission

Join Us

As we continue to grow and adapt in an ever-changing world, we invite you to become part of the Holy Rosary family. Experience the difference of a credit union dedicated to your success. Whether you're looking for a new account or seeking guidance on loans and financing options, we're here for you every step of the way. For more information or assistance, feel free to contact us at (816) 221-2734. Let's build a brighter financial future together!

Our Journey

Located at 16995 E Dover Ln, Independence, MO 64056, we are proud to serve our neighbors and friends. Over the years, we've built a reputation based on trust and personalized service. From humble beginnings, Holy Rosary has adapted to meet the changing needs of our members while maintaining our core values. Our mission is simple yet profound: to empower individuals and families through accessible financial services that foster growth and security. While members can visit us at 16995 E Dover Ln Independence Mo 64056, official correspondence should be sent to 16995 E Dover Ln, Independence, MO 64056-1591. This dedication to service extends beyond traditional banking; we actively engage with our community through various outreach programs and partnerships that focus on enhancing local well-being.

Our Mission

At the heart of Holy Rosary is our mission statement: "To provide personal banking solutions that enrich lives." We offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, business banking solutions, and credit cards with rewards. We believe that financial empowerment is key to improving lives and strengthening communities. In addition to our commitment to personal finance, we strive for accessibility in all aspects of our operations. Our branch adheres to ADA compliance standards to ensure everyone can access our services comfortably. Although we currently do not have ATM or drive-thru services available at this location, we offer online banking and mobile applications for convenient access anytime you need it.

Branch Location & Accessibility

Accessible Features and Parking

We understand the importance of accessibility, which is why our branch is designed to be welcoming for everyone. You'll find ADA-compliant features and ramps that make it easy for all members to enter. Plus, ample parking is available right outside our doors, so you won't have to worry about finding a spot when you visit.

Contact Us

If you need assistance or want to know more about our services, feel free to give us a call at 816-221-2734. We're here to help! Whether you're looking for financial advice or simply want to explore your options, we invite you to visit us at the Holy Rosary branch. Your journey towards better banking starts here!

Operating Hours and Services

Our operating hours are varied to fit your busy schedule, making it convenient for you to come in when it works best for you. While you're here, take advantage of our personal banking services, including checking and savings accounts, auto loans, mortgages, and even credit cards with rewards! Although we do not have an ATM or drive-thru service at this location, our staff is always ready to assist you with any transactions or inquiries.

Member Eligibility

Becoming a member of Holy Rosary is like joining a close-knit family that truly cares about your financial well-being. If you're looking to take part in this supportive community, you'll be pleased to know that eligibility is designed to be inclusive and straightforward. Generally, anyone who lives, works, worships, or attends school in the local area can qualify for membership. This means that whether you're new to the neighborhood or have been here for years, you have a place with us! Plus, as a member of Holy Rosary, you gain access to a range of fantastic services tailored to help you reach your financial goals. Ready to get started? Opening an account is easy! Just give us a call at (816) 221-2734 or visit us at our branch located at 16995 E Dover Ln Independence Mo 64056. For more specific details about eligibility criteria and any updates, check out our website at . We can't wait to welcome you into the Holy Rosary family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $11 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,128,565, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services that make everyday transactions easier for your business. Picture this: you've just finished a sale, and with our streamlined payment processing, the funds are quickly available to reinvest in your operations. Our services ensure you can focus on what truly matters growing your business. Located at 16995 E Dover Ln Independence Mo 64056 in Independence, MO, we're here to assist you every step of the way. Contact us at (816) 221-2734 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For business owners in our community, Holy Rosary offers specialized business banking services, including merchant services and business loans. We understand the unique challenges faced by small businesses and aim to provide tools that help them thrive.

Convenient Access Anytime

With features like online and mobile banking, managing your finances has never been more convenient. Check balances, transfer funds, or pay bills from anywhere at any time. Although we do not currently have ATM or drive-thru services, our commitment remains strong in offering accessible solutions through digital platforms. We invite you to explore all that Holy Rosary has to offer. Whether you're interested in personal banking, financing options, or business services, we're here to assist you on your financial journey. Visit us today or call us at 816-221-2734 for more information!

Financing Your Dreams

When it comes to financing, we've got you covered with options like auto loans and vehicle financing. Whether you're buying a new car or refinancing an existing loan, our competitive rates make it easier for you to hit the road without breaking the bank. Additionally, if you're considering buying a home, our mortgage loans and refinancing options can help turn your dream into reality with flexible terms that fit your budget.

Personal Banking Made Easy

Managing your finances should be straightforward and stress-free. That's why we offer personal banking services that include checking and savings accounts tailored for your lifestyle. Imagine having a checking account that helps you track your expenses easily while earning interest on your savings. With our online and mobile banking features, accessing your accounts is just a click away perfect for busy individuals who want to manage their finances on the go.

Solutions for Everyday Needs

Life can throw financial surprises your way, which is why we also offer personal loans and debt consolidation solutions. These options can provide the extra cash you need during tough times or help simplify your finances by combining multiple debts into one manageable payment. Plus, our credit cards with rewards allow you to earn points on everyday purchases perfect for those who love to travel or shop!

Digital & Online Banking

Key Services

Our online banking service operates 24/7, allowing you to check your balance, pay bills, and transfer funds without any hassle. If you prefer handling things on your mobile device, our mobile application provides all these features right in your pocket. You can download it today and enjoy banking at your fingertips! For those who need to send money quickly to friends or family, our person-to-person transfer feature makes it simple. Just a few taps on your screen, and the money is on its way! Plus, with electronic signature authorization, signing documents is quick and secure no more printing and scanning required.

Security and Ease of Use

Security is a top priority at Holy Rosary. Our systems are designed to protect your personal information while providing a smooth experience. Additionally, we offer e-statements so you can manage your finances responsibly without the clutter of paper statements. We also recognize that life gets busy; that's why our digital tools are built for ease of use. Everything from setting up automatic payments to checking recent transactions can be done in moments. With Holy Rosary, you'll have real-time access to your accounts whenever you need it. Join us today to experience the freedom of modern banking with all the support you need!

Financial Strength

At Holy Rosary, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which reflects our commitment to supporting you in achieving your financial goals. With a net worth of $5,009,204, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.59% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,950,556 in share certificates and $1,167,431 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,500,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $2,740,360 in undivided earnings which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is significant; with $9,060 in used auto loans and a total of $33,421,558 in loans and leases, we support our members' financial needs across various sectors. Our operational efficiency is reflected in our net income of $193,104, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 23 full-time employees and 2 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and committed team. In total, we manage 13,364 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Holy Rosary is your trusted partner. Visit us at 16995 E Dover Ln Independence Mo 64056 or call 816-221-2734 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,255,401 in used vehicle loans and $2,100,749 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our flexible terms can make it easier for you to drive away satisfied.

Business Loans

For business owners, our outstanding commercial loans totaling $2,128,565 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are here to support your success with tailored loan solutions. At Holy Rosary in Independence, MO (16995 E Dover Ln), our team is dedicated to providing personalized service. You can reach us at 816-221-2734 for more information about any of our loan offerings or eligibility options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,025,137, make buying or refinancing simple. We are committed to guiding you through every step of the process and ensuring that your experience is smooth and straightforward.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $416,440 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit your everyday spending.

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Holy Rosary