Heartland Credit Union Verona WI | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Heartland, your trusted partner in financial well-being, located at 105 Enterprise Dr, Verona, WI 53593. Established in 1936, we have proudly served our community for decades, building a strong foundation of trust and support for over 34,210 members. With total assets amounting to an impressive $606,940,994, we are committed to providing personalized financial solutions tailored to your needs. At Heartland, we understand that every member's journey is unique. Our dedicated team, led by CEO Angela Hanson and Board President Rhonda Hollfelder, is here to guide you through various financial services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. We've facilitated over 16,565 loans and leases, ensuring our members have the resources they need to achieve their dreams. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: 105 Enterprise Dr, Verona, WI 53593-9122. Whether you're looking for assistance with deposits totaling $19,067,005 or simply want to inquire about your account balance with our cash on hand of $4,512,080, we're just a phone call away at 800-362-3944. Join us in making a difference in our community as we continue to grow together. Experience the Heartland difference today! Visit us online at Heartland Credit Union or stop by our branch during lobby hours from 9:00 a.m. - 5:00 p.m., Monday through Friday. Your financial future starts here!

Branch History & Mission

Welcome to Heartland, where our roots run deep in the vibrant community of Verona, Wisconsin. Since opening our doors in 1936, we have dedicated ourselves to providing exceptional financial services while fostering strong relationships within our neighborhood. Located at 105 Enterprise Dr, Verona, WI 53593, our branch has grown alongside the community, evolving to meet the changing needs of our members. Over the years, Heartland has proudly expanded its membership base to over 34,210 individuals who trust us with their financial journeys. With total assets reaching an impressive $606,940,994, we are committed to offering a wide range of services tailored to both personal and business needs. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we strive to provide competitive rates and personalized support. Our mission is simple yet powerful: to empower our members with accessible financial solutions while contributing positively to our community. We believe in putting people first and making banking a friendly experience. Our team is dedicated to being available for you during our operating hours from Monday through Friday from 9:00 a.m. to 5:00 p.m., whether in-person or through our convenient drive-thru service. Heartland also embraces technological advancements that make banking easier for you. We offer online and mobile banking options that allow you to manage your finances from anywhere. Our ATMs are readily available for quick cash withdrawals and balance checks. While members can visit us at 105 Enterprise Dr Verona Wi 53593, official correspondence should be sent to 105 Enterprise Dr, Verona, WI 53593-9122. We actively engage in community outreach initiatives and partner with local organizations to ensure we give back and support those around us. At Heartland, we know that being part of a credit union means more than just accessing financial products; it's about building a supportive network that enriches lives. Join us today and experience the Heartland difference where your financial success is our top priority! For inquiries or assistance, feel free to call us at (800) 362-3944. Together, let's create a brighter future!

Branch Location & Accessibility

Welcome to Heartland, your trusted credit union in Verona, Wisconsin! Conveniently located at 105 Enterprise Dr, our branch is easily accessible for all your banking needs. Whether you're stopping by for a quick transaction or looking to explore our comprehensive financial services, we're here to help. Nestled in the heart of Dane County, our location is just a stone's throw away from local landmarks and community hotspots. With ample parking available, visiting us is a breeze. We are proud to be ADA compliant, ensuring that everyone can access our facilities comfortably. At Heartland, we understand that your time is valuable. That's why our lobby hours are designed with your convenience in mind open Monday through Friday from 9:00 a.m. to 5:00 p.m. If you're on the go, take advantage of our drive-thru banking services during these same hours. For added convenience, we also offer ATM access so you can manage your finances anytime. While members can visit us at 105 Enterprise Dr, official correspondence should be sent to the same address for consistency. If you have any questions or need assistance, don't hesitate to reach out at 800-362-3944. Our friendly staff is ready to provide personalized service that meets your financial needs. We invite you to stop by Heartland today and discover how we can support your journey towards financial wellness!

Member Eligibility

Becoming a member of Heartland is like stepping into a welcoming community where your financial needs are prioritized. If you live, work, or attend school in the Verona area, you're likely eligible to join us! We value inclusivity, so whether you're just starting out or looking for ways to enhance your financial journey, our doors are open. As a member, you'll enjoy competitive rates on loans, personalized service, and access to a range of financial products designed with you in mind. To learn more about the specific eligibility requirements and ensure you meet them, please visit our detailed resource at . When you're ready to take the next step in becoming part of our family, opening an account is easy just give us a call at (800) 362-3944, and we'll guide you through the process! Your new financial journey awaits at Heartland, located at 105 Enterprise Dr Verona Wi 53593.

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $272 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,349,558, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Managing payments should be hassle-free. Our merchant services make it easy for you to accept payments from customers, whether online or in-person. Imagine being able to process transactions quickly and securely, allowing you to focus on what you do best running your business. Located at 105 Enterprise Dr Verona Wi 53593 in Verona, WI, we're here to partner with you on your journey to success. Contact us today at (800) 362-3944 or visit our website at https://heartlandcu.org/ to learn more about how we can help your business thrive!

Comprehensive List Of Services

Accessible Branch Services

At our branch, we also prioritize accessibility with basic Drive-Thru Banking for quick transactions like deposits and withdrawals. If you're in a hurry or just prefer not to go inside, we've got you covered! Plus, our ATMs provide easy access for cash withdrawals and balance checks whenever you need them. Our friendly staff is always ready to assist with any questions or concerns you may have. Give us a call at (800) 362-3944 if you'd like more information about any of our services or how we can help you achieve your financial goals. Whether you're just starting out or are well on your way to achieving financial security, Heartland is here for you every step of the way. Visit us today at 105 Enterprise Dr Verona Wi 53593 in Verona, WI, or explore more online at https://heartlandcu.org/. Your financial future starts here!

Business Banking Made Easy

For entrepreneurs and small business owners, we provide robust Business Banking services. From Merchant Services that streamline payment processing to tailored Business Loans, we are here to support your growth and success.

Credit Options for Every Occasion

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play, allowing you to consolidate debts or fund that special project without breaking the bank. And don't forget about our Credit Cards with Rewards, which help you earn while you spend, offering cash back or points towards travel and experiences.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking services. Manage your accounts on-the-go, pay bills, transfer money with friends via Person-to-Person payments, or access your funds through our ATM network all from the comfort of your home or wherever life takes you.

Personal Banking Solutions

We understand that personal finance can be daunting. That's why we offer Personal Banking, including checking and savings accounts designed to fit any lifestyle. Need a car? Our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel of your dream vehicle. If you're thinking about buying a home, our Mortgage Loans & Refinancing services will guide you through the process, making it simple and straightforward.

Digital & Online Banking

Key Features

One of the standout features of our online banking service is e-statements. With Yes, you can opt for electronic statements that are not only eco-friendly but also help keep your financial records organized. Say goodbye to paper clutter and hello to easier tracking of your transactions! If you're looking for a quick way to send money, our person-to-person transfers make it easy to share funds with friends or family without hassle. And if you're out shopping, take advantage of our mobile payments feature. This allows you to make purchases directly from your mobile device securely and efficiently. For those who prefer managing their finances on the go, our mobile application is available for download. You can easily access all these features right from your smartphone, making banking as easy as pulling out your phone. While we currently do not offer electronic signature authorization, rest assured that we prioritize your security in every transaction. Our commitment to keeping your information safe means you can bank with peace of mind. In a world where life moves quickly, Heartland is here to make sure your banking keeps up with you. Experience the freedom of managing your finances online today!

Financial Strength

Investing in Your Future

Our commitment to serving you extends beyond just financial numbers. With $43,596,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,593 in used auto loans and $451,407,778 in total loans and leases.

Member Trust

Total Share Accounts stand at 73,860, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares (Funds available for lending and investments) amount to $3,343,326, reflecting our dedication to facilitating your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 105 Enterprise Dr Verona Wi 53593 or call (800) 362-3944 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency shines through with a reported net income of $0. This allows us to continue offering competitive loan rates and solid financial products tailored for our members. We also take pride in having 123 full-time employees and 7 part-time employees who are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Your savings are vital to us. Members' funds are secured through $122,378,039 in share certificates and $74,763,182 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $67,720,889, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,115 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Heartland, we understand that financial needs come in many forms, whether you're looking to purchase a car, buy a home, or manage expenses. That's why we offer a variety of loan products tailored to help you achieve your goals. Located at 105 Enterprise Dr, Verona, WI 53593, our branch is dedicated to supporting our members with reliable financial solutions. With over 16,565 loans issued, we've helped thousands of members achieve their financial goals. If you're considering a new vehicle, our auto loans are designed with you in mind. We currently have $48,970,524 in used vehicle loans and $32,401,272 in new vehicle loans already helping members get on the road with some of the lowest rates in the industry. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $36,769,966, making it simple to buy or refinance your home. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through every step. For business owners seeking capital for growth and expansion, our outstanding commercial loans total $53,349,558. These loans provide the resources needed to elevate your business and reach new heights. In addition to vehicle and mortgage loans, we also offer flexible terms on unsecured credit card loans. With a total of $8,605,732 in unsecured credit card loans helping members effectively manage their finances, you can find peace of mind knowing that you have access to additional funds when needed. We also provide refinancing options for many of our loan products. If you're interested in exploring eligibility options or learning more about how we can assist you with refinancing your current loans for better terms or lower rates, don't hesitate to reach out. For any inquiries or assistance regarding our loan offerings, feel free to give us a call at 800-362-3944. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Loan Aggregator

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Heartland