Heartland Credit Union Platteville WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Heartland, your trusted financial partner located at 1520 E Business Highway 151, Platteville, WI 53818. Since our establishment in 1936, we have proudly served our community with dedication and integrity, helping over 34,210 members achieve their financial goals. With assets totaling an impressive $606,940,994 and total deposits of $19,067,005, Heartland stands as a pillar of strength and reliability. At Heartland, we understand that every member is unique. That's why we offer a wide range of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing. Our commitment to you extends beyond just numbers; we strive to create lasting relationships built on trust. Our team is led by CEO Angela Hanson and Board President Rhonda Hollfelder, who are passionate about fostering a welcoming environment for all our members. With 130 dedicated employees, we're here to assist you with everything from everyday banking transactions to more complex financial decisions. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 1520 E Business Highway 151, Platteville, WI 53818. We invite you to explore our offerings further by visiting our website at Heartland Credit Union. For any inquiries or assistance, feel free to reach us at 800-362-3944. Discover how Heartland can help you thrive in your financial journey!

Branch History & Mission

A Legacy of Growth and Community

From our humble beginnings, Heartland has grown significantly, now boasting a total membership of 34,210 members who trust us with their financial needs. Our commitment to serving our members and the wider community has propelled us forward, leading to total assets exceeding $606 million. This growth is not just measured in numbers but in relationships built and lives positively impacted. Our operating hours reflect our dedication to accessibility: we welcome members Monday through Friday from 9:00 a.m. to 5:00 p.m., with drive-thru services available until noon on Saturdays. Whether you're stopping by for a quick transaction or seeking guidance on your financial journey, our team is ready to assist you.

Committed to the Community

Heartland's roots are deeply embedded in Platteville. We understand that being a good neighbor goes beyond providing financial products; it involves investing in the well-being of our community. Through various outreach programs and partnerships with local organizations, we aim to uplift those around us and contribute positively to the fabric of life here.

Join Us!

As we look ahead, Heartland remains committed to innovation while upholding the values that have guided us since 1936. If you're looking for a place that puts people first where your financial success is our priority consider becoming part of our family. Visit us today or give us a call at 800-362-3944 to learn more about how Heartland can serve you better! Together, let's build a brighter future for everyone in Platteville.

Our Mission

At Heartland, we believe in empowering individuals and businesses through personalized financial solutions. Our mission is simple yet profound: to provide high-quality banking services while actively supporting our local community. We strive to make banking convenient and inclusive by offering services like auto loans, mortgage refinancing, personal loans, credit cards with rewards, and robust online and mobile banking options. Additionally, we are proud to offer drive-thru banking and ATM services for added convenience. While you can reach us at our main location for all your banking needs, official correspondence should be directed to our mailing address at 1520 E Business Highway 151, Platteville, WI 53818.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance before your visit, feel free to give us a call at 800-362-3944. We look forward to welcoming you into our Heartland family! Come see how we can help you achieve your financial goals today!

Navigating to Our Branch

At Heartland, we prioritize your convenience. Our branch features ample parking that is accessible for everyone, including those who require ADA-compliant facilities. From ramps to wide entryways, we strive to make your visit as comfortable as possible. While members can visit us at our physical location, any official correspondence should be sent to the same address: 1520 E Business Highway 151, Platteville, WI 53818.

Operating Hours and Services

We are open Monday through Friday from 9:00 a.m. to 5:00 p.m., ensuring you have plenty of time during the week to meet your banking needs. On Saturdays, our drive-thru service is available from 9:00 a.m. until noon. Our team is always ready to assist you with a range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our branch also offers both ATM access and drive-thru banking for quick and easy transactions. Whether you're making deposits or cash withdrawals, we've got you covered!

Member Eligibility

At Heartland, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're looking to be part of our welcoming community in Platteville, the eligibility requirements are quite simple. Generally, anyone who lives, works, worships, or attends school in the area can join us! We aim to make this process as easy as possible because we value every potential member. For more detailed information on specific eligibility criteria, feel free to visit our website at . Once you're ready to take the next step towards membership, opening an account is straightforward and user-friendly. You can give us a call at (800) 362-3944 for any questions or guidance, or simply head over to our website for account opening details. We can't wait for you to experience the benefits of being part of Heartland, where your financial well-being is our top priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $272 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,349,558, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer merchant services that simplify payment processing. Imagine your customers easily making purchases with cards or mobile payments while you focus on running your business smoothly. Our services help streamline transactions, improve cash flow, and enhance customer satisfaction all essential elements for your success. Located at 1520 E Business Highway 151 Platteville Wi 53818 in Platteville, WI, we're here to support you every step of the way. Reach out to us at (800) 362-3944 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Convenient Access

We also prioritize convenience with our ATM & Cash Withdrawal Services and basic drive-thru banking options for quick deposits and withdrawals. Our drive-thru service allows you to handle simple transactions without leaving your car perfect for busy days! At Heartland, we take pride in being more than just a credit union; we aim to be a partner in your financial journey. With flexible hours including lobby service from Monday through Friday from 9:00 a.m. to 5:00 p.m., and drive-thru hours on Saturday mornings, we're here when you need us. Ready to explore how Heartland can support your financial needs? Visit us today or check out our website at Heartland Credit Union for more information!

Financing Your Dreams

If you're in the market for a new car or looking to upgrade your vehicle, our Auto Loans & Vehicle Financing options offer competitive rates that fit your budget. Imagine driving off in that new car without the stress of overwhelming payments our team is here to help make that happen! For those considering home ownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services provide tailored solutions to meet your needs. We understand that buying a home is one of the biggest decisions you'll make, so we strive to guide you through every step of the process.

Personal Banking Made Easy

For those looking to manage day-to-day finances, our Personal Banking options include checking and savings accounts that are user-friendly and cater to your lifestyle. Whether you're saving for a big purchase or just want a place for your daily spending, we have the right accounts for you. Plus, with our robust Online & Mobile Banking, you can access your accounts anytime and anywhere, making it easier than ever to keep track of your finances.

Rewarding Credit Options

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. Imagine earning rewards just for using your card! It's a simple way to get more out of what you already spend.

Smart Borrowing Solutions

In addition to auto and mortgage loans, we also offer Personal Loans & Debt Consolidation options. If life throws unexpected expenses your way like medical bills or home repairs our personal loans can help ease those financial burdens. And if you're juggling multiple debts, consider consolidating them into one manageable payment through our services.

Supporting Local Businesses

For business owners, our Business Banking services include merchant services and business loans aimed at helping local businesses thrive. Whether you're starting a new venture or expanding an existing one, we're here to provide support every step of the way.

Digital & Online Banking

At Heartland, we understand that your time is valuable, which is why our digital and online banking services are designed to provide convenience and security, right at your fingertips. Whether you're managing your accounts from home or on the go, our online solutions make it easy to stay connected to your finances. With 24/7 online banking services available at https://heartlandcu.org/, you can access your accounts whenever it suits you. Our user-friendly platform allows you to check balances, transfer funds, and pay bills with just a few clicks. Plus, if you prefer to manage your banking through your smartphone, our mobile application offers all the features of online banking in a convenient app. Enjoy the freedom of mobile payments and person-to-person transfers that let you send money quickly and securely. We also prioritize your security. While we currently do not offer electronic signature authorization, you can trust that your information is protected as you navigate our digital services. Additionally, for those who want to stay organized, e-statements are available so you can keep track of your transactions without the clutter of paper statements. At Heartland, we believe that managing your finances should be simple and straightforward. Our commitment to providing accessible and reliable digital banking options ensures that you're always in control of your financial journey. Explore all the possibilities waiting for you at https://heartlandcu.org/ today!

Financial Strength

At Heartland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to sound financial practices, we ensure that your money is in safe hands. With a net worth of $67,720,889, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation empowers us to support our community while providing you with the best financial solutions available. Our net worth ratio of $1,115 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strength is crucial for our ability to adapt and thrive in any economic climate. Members' savings are secured through $122,378,039 in share certificates and $74,763,182 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your interests above all else, making sure your deposits work hard for you. Unlike traditional banks, we focus on our members' needs. With non-member deposits at $0, we ensure that our resources are directed toward benefiting you through better loan rates, lower fees, and exclusive perks tailored just for our members. With $43,596,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our commitment to reinvesting profits back into the credit union means more value for you as a member. With $3,593 in used auto loans and $451,407,778 in total loans and leases, our lending capacity supports your financial goals across various sectors. Whether you're looking to buy a new car or finance a project, we're here to help make it happen. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Each dollar earned translates into better service and more opportunities for you. We also take pride in having 123 full-time employees and 7 part-time employees ready to assist you. Our dedicated team is always here to provide knowledgeable support whenever you need it. Net Shares (Funds available for lending and investments): $3,343,326 affirm our ability to keep lending while meeting your needs effectively. Additionally, the total number of share accounts has reached 73,860, showcasing a strong community of members who trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 1520 E Business Highway 151 Platteville Wi 53818 or call (800) 362-3944 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,970,524 in used vehicle loans and $32,401,272 in new vehicle loans already helping members get on the road. We provide flexible terms and easy refinancing options for those who qualify.

Business Loans

For business owners, our outstanding commercial loans totaling $53,349,558 provide the capital needed to grow and expand. Whether you're starting a new venture or enhancing an existing one, we're here to assist. Every financial decision counts; that's why we take pride in offering personalized service to each member who walks through our doors or reaches out via phone at 800-362-3944. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in exploring these options further or checking your eligibility for any of our products, please visit us online at Heartland. We're committed to making your borrowing experience as straightforward and beneficial as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,769,966, make buying or refinancing simple. We guide you through the process to ensure you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,605,732 in loans helping members manage their finances effectively. These credit cards can provide a safety net for unexpected expenses while giving you the freedom to shop without worry.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers. Each lender's information is regularly updated, providing an accurate picture of current loan options.

Heartland