Heartland Credit Union Oregon WI | Low Mortgage Rates & Business Banking

Introduction

Welcome to Heartland, your trusted financial partner located at 744 N Main St, Oregon, WI 53575. Since our establishment in 1936, we have been dedicated to serving our community with a strong commitment to member satisfaction and financial well-being. With over 34,210 members and assets totaling $606,940,994, we pride ourselves on being a reliable choice for personal and business banking needs. At Heartland, we understand the importance of community. Our leadership team, led by CEO Angela Hanson and Board President Rhonda Hollfelder, works tirelessly to ensure that our services meet the evolving needs of our members. Whether you're looking for checking accounts, auto loans, or mortgage refinancing, we offer a range of options tailored just for you. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 5325 High Crossing Blvd, Madison, WI 53718-2301. We also strive to make banking easier with convenient services such as online banking and ATM access. With total deposits amounting to $19,067,005 and a solid net worth of $67,720,889, Heartland is not just another credit union; we are an institution built on trust and reliability. Our dedicated staff of 130 employees is here to assist you with all your financial needs. We invite you to experience the Heartland difference today. Whether you want to open an account or inquire about loan options, feel free to give us a call at 800-362-3944. Join us as we continue to grow and support our local community!

Branch History & Mission

Welcome to Heartland, a proud part of the Oregon community in Wisconsin. Our branch, located at 744 N Main St, Oregon, WI 53575, has been serving members since we opened our doors in 1936. Over the years, we have witnessed tremendous growth and change, but our commitment to our members and the community has remained steadfast. From humble beginnings, Heartland has grown into a vibrant credit union with a total membership of over 34,210 members. We are honored to hold assets totaling ${606940994}, which allows us to provide a wide array of financial services tailored to meet the needs of our diverse member base. Our goal is not just to offer banking solutions but to empower individuals and families in their financial journeys. At Heartland, our mission is simple yet profound: we strive to improve the financial lives of our members while actively supporting the communities we serve. We believe that access to fair and affordable financial services should be available to everyone. That's why we offer personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans for debt consolidation, and credit cards with rewards. For businesses, we provide merchant services and business loans that help local entrepreneurs thrive. While members can visit us at our branch location on Main Street, official correspondence should be sent to our mailing address at 5325 High Crossing Blvd, Madison, WI 53718-2301. This dual address helps ensure that all communication reaches us promptly. Our operating hours are designed with your convenience in mind: Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. until Noon for drive-thru service only. In addition to traditional banking services, we are equipped with an ATM for quick access to cash whenever you need it. We take pride in being more than just a financial institution; we're active participants in community outreach efforts that foster local growth and support vital causes. Our partnerships with various organizations allow us to give back meaningfully while encouraging our members to get involved too. As we look toward the future, Heartland remains committed to leveraging technology for enhanced service delivery without losing sight of personal connection. Whether you prefer online banking or mobile payments through our app, we're here to ensure your experience is smooth and satisfying. Join us at Heartland today! Experience firsthand how we can help you achieve your financial goals while making a positive impact on our community together. For any inquiries or assistance, feel free to contact us at 800-362-3944 we're always happy to help!

Branch Location & Accessibility

Welcome to Heartland in beautiful Oregon, WI! Nestled conveniently at 744 N Main St, our branch is easily accessible for all your banking needs. Whether you're heading home from work or out running errands, stopping by is a breeze. If you need to send us any official correspondence, please use our mailing address at 5325 High Crossing Blvd, Madison, WI 53718-2301. Located near popular spots like the Oregon Public Library and just a short drive from local parks, our branch is in a vibrant community hub. Parking is available right outside the door, making it easy for you to hop in and out. We also ensure that our facilities are ADA compliant with ramps and accessible entrances so everyone can visit comfortably. Our friendly team is here to serve you during convenient hours: Monday through Friday from 9:00 a.m. to 5:00 p.m., and on Saturdays, we offer drive-thru services from 9:00 a.m. to noon. Need cash or want to make a quick transaction? We have an ATM on-site for your convenience. At Heartland, we pride ourselves on providing a range of services tailored to meet your personal and business banking needs from checking and savings accounts to auto loans and credit cards with rewards. You can also enjoy the ease of online and mobile banking anytime you need. If you have questions or would like more information about our services, don't hesitate to give us a call at 800-362-3944. We look forward to welcoming you into our Heartland family!

Member Eligibility

Becoming a member of Heartland is like joining a welcoming family that's dedicated to helping you achieve your financial dreams. If you live, work, or worship in the Oregon area, you may qualify for membership! It's that simple! We believe in inclusivity and strive to ensure that everyone has access to our range of services designed just for you. Whether you're looking for personal banking options, auto loans, or credit cards with rewards, our community is here to support your needs every step of the way. To get started on your journey with us at Heartland, all you need to do is reach out! You can give us a call at (800) 362-3944 for any questions or visit us at our location: 744 N Main St Oregon Wi 53575. For more detailed information about eligibility requirements, feel free to check out our website at . We can't wait to welcome you as a member!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, our merchant services can simplify payment processing for your business. Imagine a busy café where customers are lining up for their morning brew. With our efficient payment systems, you can keep the line moving smoothly while managing your sales effectively. Our services are designed to save you time and enhance customer satisfaction. Whether you're looking to expand your operations or streamline your transactions, Heartland at 744 N Main St, Oregon, WI 53575 is here to partner with you every step of the way. For more information or to discuss how we can support your specific needs, give us a call at 800-362-3944. Let's grow together!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $272 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,349,558, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting out or expanding an existing business, we're committed to supporting your growth with tailored solutions designed just for entrepreneurs like you.

Convenient Access Anytime

With modern banking conveniences like ATM access, you can withdraw cash or check balances without stepping inside the branch. Our basic drive-thru banking allows for quick deposits and withdrawals perfect for those busy days when time is of the essence. In addition to these offerings, we pride ourselves on providing excellent customer service via phone at (800) 362-3944 during our convenient operating hours: Monday through Friday from 9:00 a.m. - 5:00 p.m., and Saturday from 9:00 a.m. - Noon (Drive-up only).

Home Sweet Home

Thinking about buying a home? Our mortgage loans and refinancing options can help turn that dream into reality. We understand that navigating the housing market can be overwhelming, which is why our friendly staff is always ready to assist you with any questions along the way.

Join Us Today!

At Heartland, our mission is to empower our members with financial tools that fit their lifestyles. If you're ready to take control of your finances or explore what we have to offer further, we invite you to visit us online at Heartland-oregon or stop by our branch today! Your journey toward better banking starts here.

Personal Banking Made Simple

Our personal banking services are crafted with your everyday needs in mind. We provide checking and savings accounts that help you manage your day-to-day finances effortlessly. Imagine having the ability to easily monitor your transactions through our online and mobile banking features, allowing you to pay bills or transfer funds right from your smartphone. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make it simple to hit the road in style. With competitive rates and flexible terms, financing your dream car is just a click away! Additionally, if you need some extra cash for unexpected expenses or are looking to consolidate debt, our personal loans can provide the financial relief you seek.

Rewards That Benefit You

Don't forget about our credit cards with rewards! These cards not only allow you to make purchases but also earn points that can be redeemed for exciting rewards. Whether it's travel perks or cashback options, we ensure that every swipe counts towards something special.

Digital & Online Banking

At Heartland, we understand that managing your finances should be as easy and secure as possible. Our digital and online banking services are designed to offer you the convenience of banking anytime, anywhere, right from your smartphone or computer. With our online banking platform, you can access your accounts 24/7, giving you the freedom to check balances, transfer funds, and pay bills whenever it suits you. Plus, our mobile application takes that convenience a step further, allowing you to manage your finances on the go. Whether you're waiting in line or relaxing at home, your bank is always just a tap away. Security is a top priority at Heartland. We implement strong measures to protect your information so you can bank with confidence. Although we currently do not offer electronic signature authorization for online transactions, we ensure that all other features are user-friendly and designed with your safety in mind. For those who prefer paperless options, e-statements are available, allowing you to view and manage your account statements electronically. This not only helps reduce clutter but also gives you quick access to your financial records. Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds directly to friends or family without any hassle. And if you're interested in making purchases on the go, our mobile payments feature allows for quick transactions right from your smartphone. At Heartland, we believe in making banking accessible for everyone. With our robust suite of digital services, managing your finances has never been easier or more secure. Explore all that we have to offer by visiting us online!

Financial Strength

At Heartland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your money is safe and accessible while providing the best possible services. With a net worth of $67,720,889, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,115 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $122,378,039 in share certificates and $74,763,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $43,596,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,593 in used auto loans and $451,407,778 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 123 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 73,860, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 744 N Main St Oregon Wi 53575 or call (800) 362-3944 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,970,524 in used vehicle loans and $32,401,272 in new vehicle loans already helping members get on the road. We make financing simple and accessible for everyone. Plus, if you're considering refinancing an existing auto loan for better terms, we have options available to help you save even more.

Business Financing

For business owners, our outstanding commercial loans totaling $53,349,558 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to expand your current business operations, we have tailored solutions just for you. At Heartland located at 744 N Main St Oregon Wi 53575, we're dedicated to providing personalized service to meet all your lending needs. If you have any questions or need assistance with eligibility or refinancing options, don't hesitate to reach out at 800-362-3944. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us be your partner in achieving financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,769,966, make buying or refinancing simple. We guide you through the process and ensure you find a loan that fits your needs perfectly.

Unsecured Credit Card Loans

Managing daily expenses can be tricky. That's why we offer flexible terms on unsecured credit card loans, with a total of $8,605,732 in loans helping members manage their finances effectively. With our credit cards, you can enjoy the benefits of rewards while keeping your budget on track.

Loan Aggregator

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Heartland