Heartland Credit Union Madison WI | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to Heartland, your trusted partner in financial well-being since 1936. Located at 5325 High Crossing Blvd, Madison, WI 53718, we are dedicated to serving our community with integrity and care. With a membership base of over 34,210 individuals, we pride ourselves on offering a variety of services that cater to your personal and business banking needs. At Heartland, our commitment goes beyond just numbers. We manage total assets of $606,940,994, ensuring that your funds are in safe hands. Whether you're looking for competitive auto loans or convenient online banking options, we have solutions tailored for you. Currently, we have provided 16,565 loans and leases to help members achieve their dreams. Our leadership team is focused on providing the best experience for our members. Under the guidance of CEO Angela Hanson and Board President Rhonda Hollfelder, our dedicated staff of 130 employees works tirelessly to meet your needs. You can always reach us at 800-362-3944 for any inquiries or support. While members can visit us at 5325 High Crossing Blvd, official correspondence should be sent to the same address. We invite you to explore our website at Heartland Credit Union for more information about our services. Join us today and discover how Heartland can help you build a brighter financial future!

Branch History & Mission

Commitment to Innovation

As we continue to grow and evolve, Heartland embraces technology that enhances your banking experience. We provide online and mobile banking options for easy access to your accounts anytime you need them. Our ATM availability ensures you can manage your finances conveniently throughout Madison. While members can visit us at 5325 High Crossing Blvd, official correspondence should be sent to 5325 High Crossing Blvd, Madison, WI 53718-2301 if different from our physical location.

Join Us

Whether you're looking for personal loans or business banking solutions, Heartland is here for you. Our lobby hours are Monday through Friday from 9:00 a.m. to 5:00 p.m., including drive-thru services for quick transactions. We invite you to join Heartland today and discover how we can help you navigate your financial journey. Call us at 800-362-3944 or visit our website at heartlandcu.org for more information. Experience the difference a community-focused credit union can make!

Our Mission

At Heartland, our mission is straightforward: to empower our members with the tools they need to achieve their financial goals while fostering a sense of community. We believe that financial health is vital for everyone, which is why we offer a range of products tailored to meet diverse needs whether it's personal banking through checking and savings accounts, auto loans, or mortgage refinancing. We are also dedicated to giving back to the community that supports us. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on the lives of those around us.

Branch Location & Accessibility

Welcome to Heartland, your friendly financial partner located at 5325 High Crossing Blvd in Madison, WI! Our branch is easy to find and conveniently situated near popular landmarks, making it a breeze for you to stop by for your banking needs. Whether you're heading to the nearby shopping centers or just passing through, we are here to serve you. At Heartland, we take pride in providing accessible banking solutions for everyone. Our branch features ADA-compliant entrances and ample parking spaces, ensuring that all members can visit us comfortably. If you prefer a quick visit, our drive-thru service is available for deposits, withdrawals, and simple transactions during our operating hours. Speaking of hours, we're open Monday through Friday from 9:00 a.m. to 5:00 p.m., making it convenient for you to drop by after work or on your lunch break. If you can't make it in person, feel free to reach out at 800-362-3944 we're just a phone call away! For your convenience, we also have an ATM available on-site for quick cash withdrawals and balance checks. While members can visit us at 5325 High Crossing Blvd, official correspondence should be sent to our mailing address at 5325 High Crossing Blvd, Madison, WI 53718-2301. We invite you to come experience the Heartland difference! Visit us today and discover how we can help you with personal banking, auto loans, mortgages, credit cards with rewards, and more. We look forward to welcoming you into our community!

Member Eligibility

At Heartland, we believe that everyone deserves a chance to be part of something special. Becoming a member is easy and welcoming! If you live, work, or worship in the Madison area, you're likely eligible to join our community. We aim to support your financial needs with a range of services designed just for you. For those looking to understand the specific eligibility criteria, we encourage you to check out our detailed information at . Once you're ready to take the next step toward membership, opening an account is straightforward. You can reach us at (800) 362-3944 if you have any questions or need assistance during the process. We're here to help! Visit us at our branch located at 5325 High Crossing Blvd Madison Wi 53718 or explore our website for more details on how to get started. Join Heartland today and experience the benefits of being part of a supportive financial family!

Business Banking & Commercial Services

At Heartland, we understand that every business has unique needs and aspirations. Whether you're a startup looking to make your mark or an established company aiming for growth, our business banking and commercial services are designed to support you at every stage. Imagine having the financial backing to expand your operations, purchase new equipment, or invest in innovative ideas. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $272 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,349,558, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify transactions for your customers while enhancing your cash flow. From point-of-sale solutions to online payment options, we equip you with tools that make managing your finances easier. Visit us at 5325 High Crossing Blvd, Madison, WI 53718, or give us a call at 800-362-3944 to discover how Heartland can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer tailored Business Banking services. From merchant services that help streamline transactions to business loans that fuel growth, we aim to support local businesses effectively.

Connect with Us Today!

With so many personalized services available at Heartland, we invite you to explore how we can assist you in achieving your financial goals. For questions or further assistance, don't hesitate to reach out at (800) 362-3944 or visit us during lobby hours from 9:00 a.m. to 5:00 p.m., Monday through Friday. Let's embark on this financial journey together!

Credit Options for Every Need

Managing debt can be challenging, but with our Personal Loans & Debt Consolidation options, we provide solutions that can simplify your finances. Whether it's for home improvements or consolidating existing debts, our loans are designed with your needs in mind. Additionally, if you're looking for a way to make everyday purchases more rewarding, check out our Credit Cards with Rewards. These cards not only allow you to shop conveniently but also earn points for future rewards.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we emphasize our Online & Mobile Banking features. You can manage your accounts anytime and anywhere with ease whether it's transferring funds between accounts or paying bills online. Plus, with access to ATMs and cash withdrawal services right at your fingertips, banking has never been easier. Our basic drive-thru banking allows quick access for deposits and withdrawals without leaving your vehicle, ensuring you're never short on time when handling simple transactions.

Personal Banking Solutions

When it comes to managing your finances, having the right tools is essential. At Heartland, we offer Personal Banking options, including checking and savings accounts that cater to different lifestyles. Imagine opening a checking account that helps you track your spending easily while earning interest on your savings our accounts do just that! For those in need of financing, our Auto Loans & Vehicle Financing make purchasing a new or used vehicle straightforward and accessible. We understand that buying a car is a significant investment, so we strive to offer competitive rates and flexible terms. If you're considering homeownership or refinancing your current mortgage, our Mortgage Loans & Refinancing services can help you secure the best possible rate while guiding you through the entire process. We pride ourselves on making this experience as smooth as possible for all our members.

Digital & Online Banking

Key Services

Our online banking platform at https://heartlandcu.org/ allows you to access your accounts 24/7. You can check balances, transfer funds, and pay bills with just a few clicks. This means no more waiting in line or rushing to the branch before closing time. Whether you're at home or on the go, your finances are always within reach. For those who prefer managing their accounts from their smartphones, our mobile application is available for download. It provides all the features of online banking right at your fingertips. Plus, if you're making quick payments to friends or family, our person-to-person transfer feature makes it simple and fast.

Security & Ease of Use

We prioritize your security. While we currently do not offer electronic signature authorization, rest assured that our online systems are built with advanced security measures to protect your personal information. You can also opt for e-statements, which not only help reduce paper clutter but also provide secure access to your financial records. With mobile payments enabled at Heartland, you can make purchases with ease and safety directly from your phone. Enjoy peace of mind knowing that your transactions are protected. In summary, our digital and online banking services empower you to manage your finances effortlessly while ensuring top-notch security. Experience banking made easy with Heartland, where your financial well-being is our priority!

Financial Strength

Community Trust

Total Share Accounts: 73,860, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,343,326 further illustrates our capability to support you financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 5325 High Crossing Blvd Madison Wi 53718 or call (800) 362-3944 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $122,378,039 in share certificates and $74,763,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $43,596,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Our Financial Health

With a net worth of $67,720,889, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This reflects our commitment to providing a safe and secure banking experience for all our members. Our net worth ratio of $1,115 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We're dedicated to helping you achieve your dreams with our lending capacity supporting members' financial goals across various sectors. With $3,593 in used auto loans and $451,407,778 in total loans and leases, we are here to help you make informed financial decisions. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 123 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,970,524 in used vehicle loans and $32,401,272 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles so you can choose what fits your budget best.

Business Loans

For business owners, our outstanding commercial loans totaling $53,349,558 provide the capital needed to grow and expand. We support local businesses by offering tailored solutions that fit various business needs. If you're considering refinancing any of your existing loans or want to explore eligibility options for any of our products, we're here to help. Our friendly team at Heartland is ready to guide you through the process. You can reach us at 800-362-3944 or visit us at 5325 High Crossing Blvd Madison WI 53718. For more information about our services and loan offerings, please check out our website at Heartland. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let Heartland be your partner in achieving financial success!

Credit Lines

For those needing extra flexibility, our total credit lines amount to $132,765,568, giving you access to funds when you need them most without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,769,966, make buying or refinancing simple. We offer competitive interest rates and flexible terms to help you navigate the path to owning your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,605,732 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you every time you use them.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

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Heartland