Heartland Credit Union Madison WI | Affordable Vehicle Loans & Business Banking

Introduction

At Heartland, we believe in building strong financial futures for our members. Located at 700 S Park St, Madison, WI 53715, our branch has been serving the community since 1936. With a proud history and a commitment to excellence, we are dedicated to providing personalized banking services that truly make a difference. As part of the Heartland family, our branch is proud to support over 34,210 members, helping them navigate their financial journeys with ease and confidence. Whether you're looking for an auto loan, mortgage refinancing, or personal banking solutions, our experienced team is here to help. Our total assets stand impressively at $606,940,994, and we manage a robust loan portfolio with 16,565 loans issued to meet our members' diverse needs. We also maintain strong financial health with total deposits amounting to $19,067,005 and a net worth of $67,720,889. Our cash in hand of $4,512,080 ensures that we are well-prepared to support you when you need us most. Under the leadership of our CEO Angela Hanson and Board President Rhonda Hollfelder, our dedicated staff of 130 employees works tirelessly to foster a friendly atmosphere where members feel valued and empowered. We take pride in being more than just a bank; we are a community partner invested in your success. While members can visit us at 700 S Park St, official correspondence should be sent to 5325 High Crossing Blvd, Madison, WI 53718-2301. We invite you to experience the Heartland difference today! For any inquiries or assistance, please don't hesitate to call us at 800-362-3944. Explore all that we offer by visiting us online at Heartland Credit Union. Let us help you achieve your financial goals!

Branch History & Mission

At Heartland, we take pride in our rich legacy that began in 1936, right here in Madison, Wisconsin. Over the years, we have grown from a small credit union into a trusted financial partner for over 34,000 members. Our commitment to serving the community has always been at the heart of what we do. Nestled at 700 S Park St, Madison, WI 53715, our branch has become a familiar and welcoming presence for many families and businesses in the area. Our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community support. We believe that everyone deserves access to reliable banking options that empower them to achieve their financial goals. Whether it's through personal banking services like checking and savings accounts or auto loans and mortgages, Heartland is dedicated to helping you succeed. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 5325 High Crossing Blvd, Madison, WI 53718-2301. Our operating hours are designed with your convenience in mind: we're open on Monday, Wednesday, and Friday from 9:00 a.m. to 5:00 p.m., making it easy for you to stop by when it suits you best. Heartland has also embraced digital advancements to enhance your banking experience. With online banking options available alongside mobile payments and person-to-person transfers, managing your finances has never been easier. Plus, our ATM services ensure that you have access to your funds whenever you need them. Community engagement is crucial to us. We actively participate in local initiatives and partnerships that uplift our neighbors and contribute positively to the Madison area. Our efforts reflect not just our dedication to providing financial solutions but also our commitment to being an active part of the community's growth. As we look toward the future with total assets exceeding $606 million, we invite you to join our ever-growing family at Heartland. Experience firsthand how we blend personal service with innovative solutions tailored for your needs. Call us today at 800-362-3944 or visit us online at heartlandcu.org to learn more about how Heartland can support you on your financial journey!

Branch Location & Accessibility

Come Visit Us!

We invite you to come by Heartland at your convenience or give us a call at 800-362-3944 if you have any questions. Our friendly staff is ready to assist you with all your banking needs. We're excited to serve the Madison community and look forward to welcoming you soon!

Convenient Access and Amenities

At Heartland, we prioritize your convenience. There's ample parking available right outside our branch, so you won't have to worry about finding a spot. Plus, our facility is ADA compliant, ensuring that all members can easily access our services. If you're looking to withdraw cash or check your balance, you'll be pleased to know we offer ATM availability right on-site. Unfortunately, we currently do not have drive-thru banking, but our lobby hours are designed to accommodate your busy schedule. You can visit us Monday, Wednesday, and Friday from 9:00 a.m. to 5:00 p.m., making it easy to stop by when it suits you best.

Services Tailored for You

At Heartland, we provide a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards! We're here to help you manage your finances effectively whether you're looking for personal loans or business banking options. While members can visit us at 700 S Park St, official correspondence should be sent to our mailing address at 5325 High Crossing Blvd, Madison, WI 53718-2301.

Member Eligibility

At Heartland, we believe that becoming a member is like stepping into a warm, welcoming family where your financial well-being is our top priority. If you're wondering how to join us at 700 S Park St Madison, WI 53715, it's quite simple! Membership is open to anyone who lives, works, or worships in the area, making it easy for you to take part in our community-focused banking services. We aim to make your experience as smooth as possible, so you can enjoy perks like competitive loan rates and personalized service tailored just for you. For more specific details about eligibility requirements, feel free to check out our website at . If you're ready to open an account or have any questions, don't hesitate to call us at (800) 362-3944. We can't wait to welcome you into the Heartland family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer robust merchant services tailored for today's business environment. Imagine having a reliable partner for processing payments seamlessly whether it's through card transactions or online sales. Our services help you focus on what you do best: running your business while we handle the financial transactions securely. Located at 700 S Park St Madison Wi 53715 in Madison, WI, our team is dedicated to fostering strong relationships with local businesses. Reach out to us at (800) 362-3944 to explore how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $272 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,349,558, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions

If you're a business owner, our business banking services can give you an edge. From merchant services that simplify transactions to business loans that fuel growth, we are committed to supporting local businesses in achieving their dreams.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why at Heartland, we offer robust online and mobile banking options. You can check balances, transfer funds, or pay bills from anywhere whether you're at home or on the go. Additionally, our ATM services allow easy access to cash whenever you need it. For any inquiries or assistance, feel free to reach us at (800) 362-3944 during our lobby hours: Monday, Wednesday, and Friday from 9:00 a.m. to 5:00 p.m. We invite you to explore all the ways Heartland can support your financial journey. Visit us today or check out more information on our website at Heartland-ssm Madison. Your financial wellness is just a step away!

Home Financing

Thinking about buying a home? Our mortgage loans and refinancing options are here to simplify the home-buying journey. We understand that this is a significant step in life, and we aim to provide competitive rates and personalized support throughout the process.

Loans and Credit

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. Whether you're facing medical bills or need funds for a special occasion, we offer flexible solutions to help lighten your financial load. Plus, don't forget about our credit cards with rewards these can add value every time you shop!

Personal Banking

Our personal banking services are designed with you in mind. With checking and savings accounts that suit various lifestyles, you can easily manage your money. Imagine having access to an account that not only keeps your funds secure but also helps you grow them over time. For those considering a new vehicle or needing financing for your current one, our auto loans and vehicle financing options make the process smooth and stress-free.

Digital & Online Banking

Key Services

Navigating your finances is a breeze with our user-friendly online banking options available at https://heartlandcu.org/. You can quickly check your account balances, pay bills, and transfer funds all from the comfort of your home or on the go. Our mobile application brings these capabilities directly to your smartphone, so you have everything you need right at your fingertips. We also provide E-Statements, which allow you to view your account statements electronically. This not only saves paper but makes it easier to keep track of your financial history without clutter. And if you need to send money to friends or family, our Person-to-Person Transfers feature lets you do this with just a few taps.

Security and Convenience

Security is our top priority at Heartland. Our online banking services come equipped with robust security features to protect your personal information and transactions. Plus, there's no need for Electronic Signature Authorization, making it simpler for you to manage documents electronically without any hassle. With Mobile Payments, paying for goods and services has never been more convenient. Simply link your accounts and enjoy quick transactions without needing cash or cards. In short, our digital and online banking services are designed with you in mind offering convenience, accessibility, and peace of mind as you manage your finances. Visit us today at https://heartlandcu.org/ and experience the benefits for yourself!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 73,860, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $3,343,326. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 700 S Park St Madison Wi 53715 or call (800) 362-3944 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 123 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Members

With $43,596,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to maintaining a robust lending capacity is evident with $3,593 in used auto loans and $451,407,778 in total loans and leases. This means we support your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $122,378,039 in share certificates and $74,763,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $67,720,889, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,115 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $48,970,524 in used vehicle loans and $32,401,272 in new vehicle loans already helping our members get on the road. No matter if it's a brand-new ride or a pre-owned gem, our financing options make it easier than ever to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $53,349,558 provide the capital needed to grow and expand your business operations.

Mortgage Options

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $36,769,966. We simplify the process of buying or refinancing your home so you can focus on making it yours.

Refinancing and Eligibility

If you're considering refinancing any existing loans or exploring eligibility options for our products, our team is here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Feel free to reach out for more information or visit us at our branch located at 700 S Park St Madison Wi 53715. For any inquiries, you can call us at 800-362-3944 during our lobby hours: Monday, Wednesday, and Friday from 9:00 a.m. to 5:00 p.m. Let Heartland help you take your next financial step!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $8,605,732 in loans helping members manage their finances effectively. These cards provide an excellent way to handle unexpected expenses while enjoying the benefits of easy repayment plans.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the options available to you. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect the best available options. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can confidently compare offers and select the best one for their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs.

Heartland