Heartland Credit Union Madison WI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Heartland, your trusted partner in financial growth, located at 709 Struck St, Madison, WI 53711. Since our establishment in 1936, we have proudly served a vibrant community of over 34,210 members. At Heartland, we believe in building strong relationships with our members and providing them with the tools they need to achieve their financial goals. With a robust asset base of $606,940,994, we are committed to ensuring your savings are safe while offering competitive rates on loans and deposits. Our services include everything from personal banking solutions like checking and savings accounts to auto loans, mortgage financing, and business banking options. We also prioritize convenience through our online and mobile banking services, making it easier for you to manage your finances anytime, anywhere. At Heartland, transparency and member satisfaction are at the forefront of everything we do. Our dedicated team of 130 employees, led by CEO Angela Hanson and Board President Rhonda Hollfelder, is here to support you every step of the way. Whether you need assistance with loans (over 16,565 loans issued) or want to explore our varied financial products, we're ready to help. While members can visit us at 709 Struck St, official correspondence should be sent to 5325 High Crossing Blvd, Madison, WI 53718-2301. Feel free to reach out via phone at 800-362-3944 or visit us online at heartlandcu.org for more information. Join us today and experience the Heartland difference where your financial well-being is our priority!

Branch History & Mission

Our Evolution

From our humble beginnings, Heartland has evolved significantly over the years. We have adapted to the changing needs of our community while maintaining our core mission: to serve our members with integrity and dedication. Our journey is marked by milestones that showcase our commitment to innovation and excellence in service. In addition to traditional banking options like checking and savings accounts, we offer auto loans, mortgages, personal loans, and credit cards with rewards. We take pride in our modern approach to banking. Today, we provide convenient online and mobile banking services that make managing finances easier than ever. Members can access their accounts anytime and anywhere, ensuring they are always connected to their money.

Our Mission

At Heartland, our mission goes beyond just providing financial products. We strive to empower our members by offering personalized financial solutions tailored to their unique needs. Our goal is to foster financial literacy and promote responsible money management within our community. We believe in giving back. Heartland is committed to supporting local initiatives and community outreach programs that enhance the quality of life for residents in Madison and surrounding areas. Whether through partnerships with local organizations or hosting educational workshops, we are dedicated to making a positive impact.

Visit Us

While members can visit us at 709 Struck St, official correspondence should be sent to 5325 High Crossing Blvd, Madison, WI 53718-2301. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, with drive-thru services available during the same hours for added convenience. Additionally, we offer ATM availability so you can access your funds quickly and easily. We invite you to join the Heartland family today! Experience firsthand how we prioritize your financial well-being while actively contributing to the growth of our vibrant community. For more information or assistance, feel free to reach out at 800-362-3944 or visit us online at heartlandcu.org. Your journey towards better financial health starts here!

Branch Location & Accessibility

Accessibility Features

Our location features ample parking for all our visitors and is equipped with ADA-compliant accessibility options to ensure everyone can access our services comfortably. Whether you're visiting for a quick transaction or a detailed consultation, we've got you covered.

Operating Hours

We invite you to visit us during our convenient lobby hours from Monday through Friday, 9 AM to 5 PM. If you prefer the ease of drive-thru banking for your basic transactions like deposits and withdrawals, we offer that service during the same hours as well.

Services Offered

Heartland provides a wide range of services tailored to meet your financial needs from personal banking solutions like checking and savings accounts to auto loans and mortgages. You'll also find credit cards with rewards and business banking options available right here in the branch. For those on-the-go moments, enjoy easy access to an ATM whenever you need it. We're excited for you to experience everything Heartland has to offer! Feel free to give us a call at 800-362-3944 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Member Eligibility

Joining the Heartland family is more than just opening an account; it's about becoming part of a supportive community that values its members. At Heartland, we welcome individuals who live, work, or worship in our local area, ensuring that everyone has access to our exceptional financial services. If you're ready to take the next step towards financial empowerment, you can easily check the specific eligibility requirements by visiting this link. We believe in making the process as smooth as possible so you can focus on what truly matters your financial goals. To start your journey with us, simply reach out at (800) 362-3944 for any questions or visit us at our branch located at 709 Struck St Madison Wi 53711. Our team is here to help you every step of the way. Whether you're interested in personal banking, loans, or online services, becoming a member of Heartland opens up a world of opportunities tailored just for you.

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer merchant services that help you manage transactions smoothly. Imagine seamlessly processing payments while tracking sales data all from one platform. This means less time worrying about logistics and more time focusing on what really matters: serving your customers and growing your brand. Located at 709 Struck St Madison Wi 53711 in Madison, WI, our dedicated team is ready to assist you with all your business banking needs. Connect with us at (800) 362-3944 to learn how we can support your journey toward success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $272 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,349,558, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access When You Need It

We also provide easy access to cash through our ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle. Whether you're busy with work or family commitments, we make banking hassle-free. At Heartland, we are committed to providing exceptional service and support to all of our members. If you're ready to explore how we can assist with your financial needs or if you have questions about any of our offerings, don't hesitate to reach out! Call us today at 800-362-3944 or visit us at our branch in Madison. Let us be part of your financial journey!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts from anywhere at any time. Whether it's checking your balance, transferring funds, or making payments, everything is just a few taps away.

Get Back on Track

If debt is weighing you down, consider our Personal Loans & Debt Consolidation services. We can help streamline your finances by combining multiple debts into one manageable payment, allowing you to focus on what truly matters.

Home Sweet Home

Thinking about buying a home? We provide Mortgage Loans & Refinancing options that cater to first-time buyers and seasoned homeowners alike. Our team will walk you through the process, ensuring you feel confident in your choice. With our personalized service, we aim to make homeownership a reality for everyone in our community.

Personal Banking Made Simple

Whether you're looking to open a new checking or savings account, or perhaps you're ready to finance that dream car, Heartland has got you covered. Our Personal Banking services include attractive Checking & Savings Accounts that can help you manage your day-to-day expenses while earning interest on your savings. If you're in the market for an auto loan, we offer competitive rates and flexible terms to make vehicle financing straightforward and affordable.

Rewards That Matter

Our Credit Cards with Rewards program allows you to earn points on everyday purchases. From groceries to gas, every swipe brings you closer to exciting rewards because why not get rewarded for spending wisely?

Supporting Local Businesses

For our local entrepreneurs, Heartland offers comprehensive Business Banking solutions, including Merchant Services and Business Loans tailored specifically for small businesses. We believe in supporting local enterprises because they are the backbone of our community.

Digital & Online Banking

Convenient Online Banking

Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Whether it's day or night, you have access to your accounts when it suits you best. Plus, with e-statements available, you can stay organized and reduce paper clutter while keeping track of your financial activity effortlessly.

Mobile Banking at Your Fingertips

For those who prefer mobile convenience, our user-friendly mobile application is just what you need. You can easily manage your accounts, make person-to-person transfers, and even set up mobile payments all right from your smartphone. No more waiting in line; everything you need is literally in the palm of your hand.

Security You Can Trust

We prioritize your security with every transaction. While we currently do not offer electronic signature authorization, rest assured that our systems are designed with top-notch security features to protect your information. Your peace of mind is important to us. In summary, Heartland is committed to providing accessible and efficient banking solutions tailored for modern lifestyles. From online banking to mobile applications and payment options, we've got the tools to help you manage your finances smoothly and securely. Explore all these offerings today at https://heartlandcu.org/!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 73,860, showing a strong and growing member base that trusts us with their finances. As we expand our community reach, we remain focused on providing exceptional service tailored just for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 709 Struck St Madison Wi 53711 or call (800) 362-3944 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Committed Team Ready to Assist

We also take pride in having 123 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Each member of our staff is here to assist you with any questions or needs you may have.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This approach allows us to invest in solutions that meet your needs.

Investing Back into Our Community

With $43,596,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to improving our offerings reflects our desire to support your financial journey.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency translates into more resources dedicated to enhancing your experience with us.

Secured Savings

Members' savings are secured through $122,378,039 in share certificates and $74,763,182 in money market shares, offering stable and rewarding financial growth opportunities. This commitment allows you to watch your savings grow while enjoying peace of mind.

Strong Financial Position

With a net worth of $67,720,889, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,115 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $3,593 in used auto loans and $451,407,778 in total loans and leases. Whether you're looking for an auto loan or financing for other needs, we're here to help you achieve those dreams.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,970,524 in used vehicle loans and $32,401,272 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to suit every budget.

Credit Lines

For those looking for more flexibility in managing their finances, our total credit lines amount to $132,765,568. This product allows you to access funds when you need them without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,769,966, make buying or refinancing simple. We offer various terms to fit your needs and help you secure the home you've always wanted.

Refinancing Options

If you're considering refinancing any existing loans or mortgages for better rates or terms, we can assist with that as well. Our team is dedicated to helping you explore eligibility options that fit your situation. For more information about our loan products or to see how we can assist you further, please reach out at 800-362-3944 or visit us at Heartland. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan solution tailored just for you!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,605,732 in loans helping members manage their finances effectively. These cards provide an excellent way to handle unexpected expenses while enjoying the convenience of credit.

Loan Aggregator

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Heartland