Heartland Credit Union Madison WI | Quick Personal Loans & Checking

Introduction

Welcome to Heartland, your trusted financial partner located at 3394 E Washington Ave, Madison, WI 53704. Established in 1936, we have proudly served our community for over 85 years, fostering a culture of financial wellness and support among our 34,210 members. At Heartland, we believe in putting people first. With total assets amounting to an impressive $606,940,994, we are committed to providing you with the resources and services that empower your financial journey. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is here to help. We offer a variety of services tailored to meet your needs, including credit cards with rewards and business banking options. Our total deposits currently stand at $19,067,005, showcasing the trust our members place in us. Our CEO, Angela Hanson, along with Board President Rhonda Hollfelder, leads a team of 130 employees who are passionate about enhancing your banking experience. With a net worth of $67,720,889 and cash in hand amounting to $4,512,080, Heartland is financially sound and ready to assist you with confidence. While you can visit us at our branch for all your banking needs during lobby hours from Monday to Friday, 9:00 AM to 5:00 PM, official correspondence should be sent to our mailing address at 5325 High Crossing Blvd, Madison, WI 53718-2301. Join us at Heartland today; call us at 800-362-3944 or explore more about our services on our website heartlandcu.org. Experience the difference of a credit union that truly cares about its members and the community!

Branch History & Mission

Community Connection

While you can visit us at our branch on E Washington Ave, official correspondence should be sent to our mailing address at 5325 High Crossing Blvd, Madison, WI 53718-2301. We are committed to making banking easy and efficient for all members. With convenient operating hours from Monday to Friday, 9:00 AM to 5:00 PM and both ATM and drive-thru services available, we aim to provide seamless access to your financial needs. As part of our commitment to customer service, Heartland employs cutting-edge digital advancements that enhance your banking experience while ensuring ADA compliance so that everyone can access our services without barriers.

Join Us

We invite you to become part of the Heartland family! Experience firsthand how we can help you achieve your financial goals while making a positive impact in the community. Call us today at 800-362-3944 or visit our website at heartlandcu.org for more information on how you can get started with us! Together, let's build a brighter financial future.

Mission Statement

At Heartland, our mission is clear: to empower our members by providing exceptional financial services while fostering a sense of community. We strive to offer not just products but also knowledge and support that help people make informed decisions about their finances. Our dedication goes beyond traditional banking; we actively engage in community outreach efforts and partnerships that uplift those around us.

Our Journey

From our humble beginnings, Heartland has evolved significantly over the years. We started with a mission to provide accessible financial services to those in need, and that commitment remains strong today. Our growth reflects not just an increase in membership but also an expansion of services designed to meet the diverse needs of our members. Whether it's auto loans, mortgages, or business banking solutions, Heartland is here to support your financial journey. We pride ourselves on being more than just a credit union; we are an integral part of the Madison landscape. Our location near key landmarks makes us easily accessible for anyone looking to manage their finances with care and expertise.

Branch Location & Accessibility

Accessibility and Features

At Heartland, we believe in making banking accessible for everyone. Our location features ample parking spaces and is compliant with ADA standards, including ramps for those who need them. Whether you prefer to walk in or take advantage of our drive-thru service, we have options that fit your needs. Speaking of convenience, our drive-thru allows you to perform simple transactions quickly without leaving your vehicle.

Additional Services

In addition to personal banking services like checking and savings accounts, auto loans, and credit cards with rewards, we also provide online and mobile banking options. Need cash? Our ATM is available on-site for quick withdrawals and balance checks. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 5325 High Crossing Blvd, Madison, WI 53718-2301. We invite you to come by Heartland and see how we can assist you with all your financial needs. Whether you're opening a new account or looking for advice on loans and financing options, we're excited to welcome you!

Operating Hours

We are here for you Monday through Friday from 9:00 AM to 5:00 PM. These hours make it easy for you to stop by during your lunch break or after work. If you need assistance outside of these hours, feel free to reach out via phone at 800-362-3944; our team is always ready to help!

Member Eligibility

At Heartland, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to experience the benefits of membership, you'll find that eligibility is straightforward and welcoming. Whether you're a resident of our local community or work in the area, you may qualify to join us. We embrace individuals from various backgrounds and walks of life, making it easy for you to connect with us and enjoy all that Heartland has to offer. For more detailed information about our eligibility criteria, feel free to visit our website at . Opening an account with Heartland is a breeze! You can start your journey by simply reaching out to us at (800) 362-3944, or by visiting us at our branch located at 3394 E Washington Ave Madison Wi 53704. Our friendly team is here to guide you through each step of the process, ensuring that you feel comfortable and informed every step of the way. Join us today and discover how being part of Heartland can enhance your financial well-being!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $272 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,349,558, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments from your customers easily and efficiently. Our merchant services provide just that helping you streamline transactions so you can focus on what matters most: running your business. With tools that fit your needs, you can enhance customer experiences and boost sales. Visit us at 3394 E Washington Ave, Madison, WI 53704, or give us a call at 800-362-3944. Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, Heartland offers essential business banking services including merchant services and business loans. We know how vital it is for businesses to have reliable financial support, so we strive to provide tailored solutions that help your business thrive.

Call to Action

We invite you to experience the difference at Heartland located at 3394 E Washington Ave Madison Wi 53704 in Madison, WI. For any inquiries or more information about our services, don't hesitate to call us at (800) 362-3944. Join us today and discover how we can help you achieve your financial goals!

Convenient Access

Our services extend beyond traditional banking hours. With ATM access available at various locations and drive-thru banking for simple transactions like deposits and withdrawals, we ensure that managing your finances is convenient. Our online and mobile banking platforms allow you to bank from anywhere at any time perfect for busy lifestyles.

Credit Cards

With our credit cards featuring rewards programs, you can earn while you spend. Whether it's everyday purchases or special occasions, these cards can help you manage expenses while giving back to you in the form of points or cash back.

Loans and Financing

If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options are here to assist you. We understand that every member's situation is unique, which is why we offer flexible terms to fit various budgets. For those dreaming of homeownership, our mortgage loans and refinancing solutions can help make that dream a reality. Additionally, our personal loans provide options for debt consolidation or unexpected expenses.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. With features like online banking and mobile payments, accessing your funds has never been easier. Imagine quickly checking your balance or transferring money between accounts with just a few taps on your phone.

Digital & Online Banking

Key Features of Our Digital Banking

Our online banking platform offers a user-friendly experience that allows you to check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, you'll have real-time access to your financial information right at your fingertips. If you're looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it easy. You can securely send money without needing cash or checks perfect for splitting bills or sending gifts!

Mobile Banking Made Easy

With our mobile application available for download, managing your finances is even simpler. You can access all the features of online banking right from your smartphone. Plus, enjoy the added benefit of mobile payments making transactions as easy as tapping your phone at checkout. We also offer e-statements for those who prefer going paperless. With this feature, you can view and download your statements whenever you need them. It's not only eco-friendly but also keeps your documents organized and accessible.

Security You Can Trust

While convenience is key, so is security. We ensure that all transactions are protected with robust security measures so you can bank with peace of mind. Although we don't currently support electronic signature authorization, rest assured that our other features are designed to keep your information safe. In summary, Heartland's digital and online banking services provide everything you need for easy and secure banking. Join us today and discover how effortless managing your finances can be!

Financial Strength

Committed Team

We also take pride in having 123 full-time employees and 7 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable and committed team dedicated to your needs. Total Share Accounts stand at 73,860, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares (Funds available for lending and investments) amount to $3,343,326, further demonstrating our capacity to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 3394 E Washington Ave Madison Wi 53704 or call (800) 362-3944 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Your Future

With $43,596,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals through our robust lending capacity, with $3,593 in used auto loans and $451,407,778 in total loans and leases. Our financial success is also reflected in our operations. Our $0 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Savings

Members' savings are secured through $122,378,039 in share certificates and $74,763,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $67,720,889, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,115 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,970,524 in used vehicle loans and $32,401,272 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or finding a reliable pre-owned vehicle, we have flexible terms designed to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $53,349,558 provide the capital needed to grow and expand your business. We are dedicated to supporting local businesses and helping them thrive in our community. In addition to these offerings, we encourage you to explore refinancing options if you're looking for lower rates or better terms on existing loans. Feel free to contact us for details on eligibility requirements and how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Heartland, our goal is to make borrowing straightforward and accessible for everyone. Visit us today or check out our website at Heartland for more information!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,605,732 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your expenses manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,769,966, make buying or refinancing simple. We provide personalized service and competitive rates to help you secure the home of your dreams.

Loan Aggregator

No Sponsored Listings

A key feature of LendMesh is its commitment to unbiased results. The platform does not prioritize lenders based on paid promotions. Instead, it focuses solely on providing users with genuine comparisons of available loan options. This approach fosters trust and helps users find the best rates without hidden agendas.

Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, LendMesh enables users to make informed decisions quickly. The real-time comparisons allow individuals to see how different lenders stack up against one another, making it easier to choose a loan that fits their budget and needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This type of feedback highlights the effectiveness of LendMesh as a reliable tool for navigating the often complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

LendMesh prides itself on delivering verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Users can feel confident knowing they are not being misled by outdated or inaccurate information.

Heartland