Heartland Credit Union Madison WI | Quick Personal Loans & Top Checking

Introduction

Welcome to Heartland, your trusted financial partner located at 944 Williamson St, Madison, WI 53703. Established in 1936, we have proudly served our community for over 85 years, helping more than 34,210 members achieve their financial goals. With total assets exceeding $606,940,994, and a commitment to providing exceptional service, we're dedicated to ensuring your banking experience is both rewarding and reliable. At Heartland, we believe in the power of community. Our team of 130 employees, led by our CEO Angela Hanson and Board President Rhonda Hollfelder, works tirelessly to offer personalized banking solutions that cater to your unique needs. From checking and savings accounts to auto loans and credit cards with rewards, we have a variety of services designed with you in mind. While members can visit us at our branch location, official correspondence should be sent to the same address: 944 Williamson St, Madison, WI 53703. We are here to assist you Monday through Friday from 9:00 a.m. to 5:00 p.m., with drive-up services available until noon on Saturdays. With total deposits of $19,067,005 and a net worth of $67,720,889, we take pride in maintaining strong financial health while supporting our members' aspirations. Whether you're looking for personal loans or business banking solutions, Heartland is committed to being your reliable choice in financial services. Ready to take the next step? Call us today at 800-362-3944 or visit our website at Heartland to learn more about how we can help you thrive financially!

Branch History & Mission

A Commitment to Service

While members can visit us at 944 Williamson St, official correspondence should be sent to our mailing address: 944 Williamson St, Madison, WI 53703. We offer convenient operating hours from Monday to Friday, 9:00 a.m. to 5:00 p.m., and drive-thru service on Saturdays from 9:00 a.m. until noon. With ATM availability for easy access to cash and basic transactions, we ensure that banking remains hassle-free. In addition to traditional banking methods, Heartland embraces digital advancements such as online and mobile banking. This allows our members to manage their finances on-the-go while ensuring all services are ADA compliant for accessibility.

Join Us!

As we look back on our rich history and forward towards future growth, we invite you to become part of the Heartland family. Experience firsthand how we blend exceptional service with a genuine commitment to community support. Reach out today at 800-362-3944 or visit our website at heartlandcu.org to learn more about how you can join us in building a stronger community together!

Our Mission

At Heartland, our mission is clear: we strive to deliver exceptional financial services while actively supporting our community. We believe in making banking easy and approachable for everyone. Whether you need personal banking solutions like checking and savings accounts, auto loans, or credit cards with rewards, or business banking services such as merchant services and business loans, we are here to help. Our commitment extends beyond financial transactions; we aim to enrich lives and uplift our community. Through partnerships with local organizations and outreach initiatives, we contribute positively to the environment we serve.

Branch Location & Accessibility

Connect with Us Today!

We invite you to stop by or give us a call at 800-362-3944 if you have any questions or need assistance. At Heartland, we're excited to help you reach your financial goals! Whether it's your first loan or setting up an account, our friendly team is ready to support you every step of the way.

Convenient Access and Parking

At Heartland, we understand that convenience is key. Our branch offers ample parking for our members, ensuring you can visit us with ease. We also prioritize accessibility with features such as ADA compliance and ramps to assist all visitors. Whether you prefer to walk in or use our drive-thru service, we're here to accommodate your needs.

Operating Hours Tailored for You

Our doors are open Monday through Friday from 9:00 a.m. to 5:00 p.m., providing plenty of time during the week for you to manage your banking needs. If you're busy during regular hours, don't worry! Our drive-thru is available on Saturdays from 9:00 a.m. to noon, allowing you to handle quick transactions without stepping inside.

Services Designed for Everyone

Heartland offers a variety of services tailored just for you ranging from personal banking solutions like checking and savings accounts to auto loans and mortgages. Need cash? We have ATM access available right on site for easy withdrawals and balance checks. With our drive-thru banking option, depositing or withdrawing funds has never been more convenient! While members can visit us at our branch location, official correspondence should be sent to our mailing address at 944 Williamson St, Madison, WI 53703.

Member Eligibility

At Heartland, we believe that everyone deserves a place to belong, and becoming a member is your first step into a supportive community that values you. To join us at our welcoming branch located at 944 Williamson St Madison Wi 53703, simply meet the eligibility requirements. If you live, work, worship, or attend school in Dane County, you're already on your way to enjoying all the benefits we offer! Our members enjoy access to a variety of financial services designed to help them thrive, from personal banking options to competitive loan rates. Getting started is easy! You can find all the details about how to open an account by visiting our website. If you have any questions or need assistance, don't hesitate to give us a call at (800) 362-3944. For the latest information on membership eligibility, check out this resource: . We look forward to welcoming you as a part of our family!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, efficient payment solutions can set your business apart. Our merchant services offer easy processing options that allow you to focus on what you do best running your business. From credit card processing to online transactions, we provide the tools you need to enhance customer satisfaction and streamline operations. Visit us at 944 Williamson St, Madison, WI 53703, or call us at 800-362-3944 to learn how Heartland can help propel your business forward!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $272 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,349,558, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, our Business Banking services are crafted with your needs in mind. From merchant services that streamline transactions to business loans that fuel growth, we are committed to supporting local businesses in our community.

Convenient Access

Our branch features a basic drive-thru service for quick deposits and withdrawals, ensuring you're never held up when you're in a hurry. You can also visit us during our lobby hours from 9:00 a.m. to 5:00 p.m., Monday through Friday. If Saturdays work better for you, swing by our drive-thru from 9:00 a.m. until noon. In today's fast-paced world, having reliable financial support is crucial. At Heartland, we pride ourselves on being more than just a credit union we're your partner in navigating all aspects of finance. If you're ready to explore how we can assist you further or if you have any questions about our offerings, don't hesitate to reach out! Call us at (800) 362-3944 today or visit our website at https://heartlandcu.org/. Your financial peace of mind is just a conversation away!

Credit Cards and Rewards

With our Credit Cards with Rewards, you can enjoy benefits while making everyday purchases. Imagine earning points for every dollar spent these rewards can be redeemed for travel, merchandise, or even cashback!

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services like checking and savings accounts designed for everyday use. With our user-friendly online and mobile banking platforms, you can easily monitor your accounts, transfer funds, and pay bills all from the comfort of your home or on the go. Our convenient ATM services allow for quick cash withdrawals and balance checks without any hassle. When it comes to financing your dreams, we provide Auto Loans & Vehicle Financing options to help you get behind the wheel of your new car. If you're considering buying a home, explore our Mortgage Loans & Refinancing services to find the right fit for your budget. We also offer Personal Loans & Debt Consolidation solutions for those unexpected expenses or financial goals you may have.

Digital & Online Banking

At Heartland, we understand that convenience and security are essential when it comes to managing your finances. Our digital and online banking services are designed to make your banking experience smooth and accessible, right from the comfort of your home or on the go. With our 24/7 Online Banking Services available at https://heartlandcu.org/, you can check balances, pay bills, and transfer funds anytime you need. No more rushing to the bank before closing time! You can also enjoy the benefits of E-Statements, allowing you to access your account statements digitally, reducing paper clutter while keeping your information secure. For those who prefer using their smartphones, our Mobile Application offers a user-friendly interface for all your banking needs. You can easily send money to friends or family with our Person-to-Person Transfers feature. Plus, if you're always on the move, you'll love our Mobile Payments option that allows you to pay for purchases directly from your phone. While we prioritize convenience, we also take security seriously. Although we currently do not offer Electronic Signature Authorization, rest assured that your transactions are protected with robust security measures. In today's fast-paced world, having real-time access to your accounts is crucial. With all these features at your fingertips, managing your finances has never been easier or more secure. Visit us online at https://heartlandcu.org/ to explore how our digital banking services can simplify your life!

Financial Strength

Growing Trust

Total Share Accounts stand at 73,860, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) total $3,343,326, further emphasizing our capacity to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 944 Williamson St Madison WI 53703 or call 800-362-3944 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $122,378,039 in share certificates and $74,763,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is also reflected in our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 123 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Your Benefit

With $43,596,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $35,930 in used auto loans and a total of $451,407,778 in loans and leases.

Solid Financial Health

With a net worth of $67,720,889, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.15% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,970,524 in used vehicle loans and $32,401,272 in new vehicle loans already helping members get on the road. Whether you're considering a new ride or a reliable pre-owned option, we have financing solutions that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $53,349,558 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to enhance your existing operations, we are ready to assist you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $36,769,966. This is an excellent opportunity for those who want to invest in their future through property ownership.

Refinancing Options

If you're interested in lowering your monthly payments or accessing cash from your home equity, our refinancing options may be right for you. We encourage you to reach out for more information on eligibility and how we can assist you with this process. Our team at Heartland is dedicated to helping you navigate your financial journey with ease and confidence. If you have any questions or need assistance with our loan products, please don't hesitate to contact us at 800-362-3944, or visit us at 944 Williamson St., Madison, WI 53703. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards securing your financial future!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $8,605,732 in loans helping members manage their finances effectively. These cards provide a great way to cover everyday expenses while building your credit history.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By partnering exclusively with reputable lenders, LendMesh guarantees that every loan comparison is built on verified information.

Heartland