Heartland Credit Union Lancaster WI | Affordable Auto Loans & ATM Services

Introduction

Welcome to Heartland, your trusted partner in financial well-being, located at 1000 Ihm St, Lancaster, WI 53813. Since our establishment in 1936, we have been dedicated to serving the community with reliable banking solutions tailored to meet your needs. With a growing membership of 34,210 and total assets amounting to an impressive $606,940,994, we are committed to providing exceptional services that make a difference in the lives of our members. At Heartland, we pride ourselves on our ability to support local families and businesses. Our total loans and leases stand at 16,565, demonstrating our commitment to fostering growth within our community. We also maintain robust total deposits of $19,067,005, ensuring that your savings are safe and secure. Under the leadership of our CEO, Angela Hanson, and Board President Rhonda Hollfelder, Heartland is more than just a credit union; we're a family. Our team of 130 dedicated employees is here to help you navigate your financial journey with personalized care and attention. For any official correspondence, please send it to our mailing address at 1000 Ihm St, Lancaster, WI 53813-9600. We invite you to explore all that we offer whether it's personal banking options like checking and savings accounts, auto loans, or business banking services. Feel free to reach out to us at 800-362-3944 or visit our website at heartlandcu.org for more information. Join us at Heartland, where your financial goals become our mission!

Branch History & Mission

Welcome to Heartland, a proud part of the Lancaster community since 1936. Over the years, we have built a rich legacy of financial service, evolving to meet the needs of our members while staying true to our core mission: to provide access to affordable financial solutions and foster community growth. Located at 1000 Ihm St, Lancaster, WI 53813, our branch is nestled in a vibrant area that reflects the spirit of our members. Our doors opened in the midst of the Great Depression, symbolizing hope and resilience. Since then, Heartland has grown significantly, boasting over 34,000 members and total assets of approximately $606 million. This journey has been marked by milestones that include expanding our services and enhancing member experiences through innovative solutions. At Heartland, our mission is simple yet powerful: we aim to empower individuals and families with the financial tools they need to succeed. Whether it's personal banking services like checking and savings accounts or auto loans and mortgages, we are committed to delivering high-quality products tailored to each member's unique needs. We also understand the importance of giving back; that's why we actively engage in community outreach programs that support local initiatives and promote financial literacy. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 1000 Ihm St, Lancaster, WI 53813-9600. Our operating hours are designed for your convenience: Monday through Friday from 9:00 a.m. to 5:00 p.m., with drive-thru services available on Saturday from 9:00 a.m. until noon. Heartland is dedicated not just to providing traditional banking services but also embracing digital advancements that make banking easier for everyone. With features like online and mobile banking, ATM access, and person-to-person payment options, we strive to ensure every member can manage their finances effortlessly. Additionally, we recognize the importance of accessibility. Our facilities are ADA compliant so everyone can enjoy our services without barriers. We also encourage community engagement through partnerships with local organizations aimed at enhancing the quality of life for all residents. If you're looking for a credit union that truly cares about its members and community, Heartland invites you to join us today! Experience firsthand how we're making a difference in Lancaster and beyond. For more information or assistance, feel free to reach out at 800-362-3944 we're here for you!

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind. We have ADA-compliant features, including ramps and ample parking space to ensure everyone can access our services with ease.

Address and Mail Information

While members can visit us at 1000 Ihm St, official correspondence should be sent to the same address. We're committed to making your experience as smooth as possible.

Drive-Thru Convenience

For those on the go, our drive-thru banking allows you to complete simple transactions without leaving your vehicle. It's just one more way we strive to make banking easier for you! We invite you to come visit us at Heartland in Lancaster! Feel free to call us at 800-362-3944 if you have any questions or need assistance before your visit. Your financial well-being is our priority!

Operating Hours

We understand that life can be busy, so we offer flexible banking hours. Visit us Monday through Friday from 9:00 a.m. to 5:00 p.m., or stop by on Saturday when our drive-thru is open from 9:00 a.m. until noon.

Services Available

At Heartland, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need quick cash? Our ATM is available for withdrawals and balance checks right on-site.

Member Eligibility

At Heartland, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to anyone who lives, works, or worships in our service area. If you're looking for a supportive financial partner that puts your needs first, you're in the right place! To learn more about specific eligibility requirements, feel free to visit our detailed guide at . We're excited to help you unlock a world of benefits tailored just for you. Opening an account with us is a breeze! Just give us a call at (800) 362-3944, and one of our friendly team members will guide you through the process. You can also stop by our branch located at 1000 Ihm St Lancaster Wi 53813 during our convenient hours. Join Heartland today and start enjoying personalized banking services designed to support your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $272 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,349,558, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop at loans. Our merchant services simplify payments so you can focus on what matters growing your business. Imagine a customer making a purchase effortlessly while you enjoy the peace of mind knowing that transactions are secure and efficient. Located conveniently at 1000 Ihm St Lancaster Wi 53813 in Lancaster, WI, we invite you to explore how our tailored solutions can elevate your business. Let's partner together to make your vision a reality! For inquiries, feel free to reach out at (800) 362-3944.

Comprehensive List Of Services

Business Banking

For local businesses, we know that every dollar counts. That's why we provide comprehensive business banking services, including merchant services and business loans that can help you grow and thrive in today's market.

Credit Options

Life can throw unexpected expenses your way. For those moments when you need extra support, our personal loans and debt consolidation services are here to help lighten your financial load. Plus, our credit cards with rewards allow you to earn points on everyday purchases, giving back while you spend.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking features make it easy for you to manage your finances anytime, anywhere. You can check balances, transfer funds, and even pay bills right from your smartphone or computer. Need cash? Our ATMs are available for quick withdrawals and balance checks without hassle.

Drive-Thru Services

If you prefer face-to-face interactions but want to save time, take advantage of our drive-thru banking services for simple transactions like deposits and withdrawals quick and efficient! At Heartland, we're not just about transactions; we're about relationships. Our friendly staff is ready to assist you with any questions or concerns you may have regarding our services.

Get in Touch

Ready to explore what we can do for you? Visit us at 1000 Ihm St Lancaster Wi 53813, call us at (800) 362-3944, or check out our website at Heartland-lancaster for more information on how we can help meet your financial needs!

Personal Banking

Managing your money should be straightforward and accessible. That's why we offer personal banking services like checking and savings accounts, designed to fit your lifestyle. Imagine opening a checking account that helps you manage your daily expenses while also providing the opportunity to save for future goals. Our savings accounts come with competitive interest rates, giving your money the chance to grow over time. When it comes to financing, we understand that purchasing a vehicle can be a big decision. With our auto loans and vehicle financing, you can find an option that suits your budget, making your dream car a reality. Additionally, if you're thinking about buying a home, our mortgage loans and refinancing options provide flexible solutions tailored just for you.

Digital & Online Banking

Key Features

Our services include e-statements, which provide a quick and environmentally friendly way to stay updated on your financial activity. You no longer need to wait for paper statements in the mail; everything is available at your convenience through our online platform. Need to send money to a friend? Our person-to-person transfers make it easy to share funds securely without any extra fees. Just a few taps on your phone or clicks on your computer will do the trick! If you love the ease of mobile payments, you're in luck! Our mobile payments feature allows you to make purchases directly from your smartphone, making shopping even more convenient. Security is our top priority. While we currently don't offer electronic signature authorization, rest assured that every transaction is protected with advanced security measures. Your information stays safe while you enjoy easy access to your accounts. In summary, at Heartland, we are committed to providing accessible and user-friendly digital banking solutions that keep you connected and in control of your finances. Explore more about what we offer by visiting us at https://heartlandcu.org/ today!

Financial Strength

At Heartland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a strong foundation for your financial needs, ensuring that you can bank with confidence. With a net worth of $67,720,889, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,115 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $122,378,039 in share certificates and $74,763,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $43,596,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,593 in used auto loans and $451,407,778 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 123 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 73,860, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 1000 Ihm St Lancaster Wi 53813 or call (800) 362-3944 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,970,524 in used vehicle loans and $32,401,272 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the perfect fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $53,349,558 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are here to support your financial journey. Our loan offerings are designed not just for borrowing but for building a secure financial future. If you're interested in refinancing or exploring eligibility options for any of our products, please reach out. You can contact us at 800-362-3944, or visit us at 1000 Ihm St Lancaster Wi 53813. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Heartland, we're dedicated to providing you with the tools you need for a successful financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,769,966, make buying or refinancing simple. We offer various mortgage products tailored to your needs, whether you're purchasing your first home or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,605,732 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits that can help you save money while making purchases.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers displayed are fair and transparent, giving users confidence in their choices.

Heartland