Heartland Credit Union Deforest WI | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to Heartland, your trusted partner in financial well-being right here in Deforest, WI. Established in 1936, we have been committed to serving our community with integrity and dedication for over 85 years. Nestled at 120 Vinburn Rd, our branch is more than just a place to manage your money; it's a hub for support and growth where 34,210 members like you come together to thrive. At Heartland, we take pride in our robust financial standing. With total assets of $606,940,994 and total deposits reaching $19,067,005, we ensure that your hard-earned money is secure and working for you. Our diverse portfolio includes 16,565 loans and leases, empowering members with the resources they need for everything from buying a new car to expanding their business. Under the leadership of our dedicated CEO, Angela Hanson, and Board President, Rhonda Hollfelder, we are focused on fostering strong relationships with our members. Our team of 130 employees is here to provide personalized service and guidance tailored to your financial goals. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be sent to the same address: 120 Vinburn Rd, DeForest, WI 53532-1487. At Heartland, we understand that banking goes beyond transactions; it's about building a community. That's why we're proud to offer services like personal banking, auto loans, mortgages, and business financing all designed to help you achieve your dreams. Whether you're looking for online banking solutions or want to speak directly with one of our friendly staff members at 800-362-3944, we're here for you every step of the way. Discover how Heartland can make a difference in your financial journey today! Visit us online at heartlandcu.org or stop by our branch we look forward to seeing you soon!

Branch History & Mission

Heartland has a rich legacy in Deforest, Wisconsin, having opened its doors in 1936. For over 85 years, we have been dedicated to providing our community with reliable financial services and support. Located at 120 Vinburn Rd, we are not just a branch; we are a cornerstone of the Deforest area, serving as a trusted partner for our more than 34,000 members. As Heartland has grown, so has our commitment to meeting the evolving needs of our members. With total assets exceeding $606 million, we pride ourselves on offering a wide range of services from personal banking solutions like checking and savings accounts to loans for auto financing and mortgages. Our mission is clear: to empower our members through exceptional financial services while actively engaging in community support and outreach. We understand that the world is changing fast, which is why we've embraced digital advancements to enhance your banking experience. Our online and mobile banking services make it easier than ever for you to manage your finances from anywhere. We also ensure accessibility with ADA-compliant facilities and features. At Heartland, we believe in giving back. Over the years, we've partnered with various local organizations and initiatives to support education, health, and community development. By investing in our community, we aim to make Deforest a better place for everyone. While members can visit us at our branch location at 120 Vinburn Rd, official correspondence should be sent to the same address. We invite you to stop by during our operating hours Monday through Friday from 9:00 a.m. to 5:00 p.m. to learn more about how we can help you achieve your financial goals. If you're looking for a credit union that prioritizes people over profit and believes in building strong relationships within the community, look no further than Heartland. Join us today and discover how we can support your financial journey together! For any questions or assistance, feel free to call us at 800-362-3944.

Branch Location & Accessibility

Welcome to Heartland, your friendly community credit union located at 120 Vinburn Rd in DeForest, WI. Our branch is conveniently situated near local landmarks, making it easy for you to find us whether you're running errands or just stopping by for a visit. With ample parking available and features designed to make your experience smooth and welcoming, we strive to ensure that banking with us is both accessible and enjoyable. At Heartland, we understand that your time is valuable. That's why our lobby is open from 9:00 a.m. to 5:00 p.m., Monday through Friday. If you're on the go, take advantage of our drive-thru banking services, also available during these hours, allowing you to handle deposits and withdrawals without leaving your vehicle. While members can visit us at our branch address, official correspondence should be sent to the same location: 120 Vinburn Rd, DeForest, WI 53532-1487. We're committed to providing services that meet your needs from personal banking options like checking and savings accounts to auto loans and business banking solutions. For those who prefer cash transactions, we have an ATM on-site for quick access to your funds. If you have any questions or need assistance, don't hesitate to give us a call at 800-362-3944. Our dedicated team is always ready to help! Come visit us at Heartland today and discover how we can assist you on your financial journey!

Member Eligibility

Becoming a member of Heartland is like joining a warm and welcoming community that truly cares about your financial well-being. If you're interested in becoming part of our family, you'll be glad to know that membership is open to individuals who live, work, worship, or attend school in the Deforest area. This means if you have ties to our vibrant community, we would love for you to join us! Plus, as a member of Heartland, you gain access to an array of benefits tailored just for you, from competitive loan rates to personalized service. Getting started is easy! Simply visit us at 120 Vinburn Rd Deforest Wi 53532 or give us a call at (800) 362-3944 for more information on how to open an account and take advantage of all the services we offer. For detailed eligibility criteria and updates, check out our resource page here. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer comprehensive merchant services designed to simplify payment processing for your business. Imagine a local café accepting payments seamlessly from customers using various methods credit cards, mobile payments, or even online transactions. Our solutions ensure that you can focus on what matters most: serving your customers. Located at 120 Vinburn Rd, Deforest, WI 53532, we're here to help your business thrive. For inquiries or more information, call us at 800-362-3944. Let's work together to take your business to the next level!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $272 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $53,349,558, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our offerings extend to Business Banking, including Merchant Services & Business Loans that support your growth ambitions. We understand the unique challenges businesses face and aim to provide solutions that simplify transactions and help manage cash flow effectively.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we prioritize technology in our service delivery. With our Online & Mobile Banking, you can access your accounts anytime, anywhere. Features like ATM & Cash Withdrawal Services ensure you have easy access to your funds without hassle. Need quick transactions? Our basic drive-thru banking allows you to conduct deposits, withdrawals, and simple transactions without stepping inside the branch. For those who prefer self-service, our ATMs offer functionalities such as balance checks and cash withdrawals at your fingertips.

Join Us Today!

At Heartland, we are committed to making banking easy and accessible for everyone in the community. If you're ready to explore any of these services or have questions about how we can assist you further, don't hesitate to reach out! Give us a call at (800) 362-3944, or visit us during our lobby hours from 9:00 a.m. to 5:00 p.m., Monday through Friday. Let's work together towards achieving your financial goals!

Personal Banking Solutions

For those looking to manage personal finances efficiently, we offer Checking & Savings Accounts that cater to various preferences and lifestyles. If you're considering buying a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing options make the process straightforward and stress-free. We also provide Mortgage Loans & Refinancing to help you secure your dream home or adjust your existing mortgage terms for better rates. In addition, our Personal Loans & Debt Consolidation services are designed to help you tackle unexpected expenses or consolidate debt into manageable payments. Plus, with our Credit Cards with Rewards, you can earn points on your everyday purchases that can be redeemed for exciting rewards.

Digital & Online Banking

Key Services

With our online banking platform, accessible via https://heartlandcu.org/, you can check your account balances, review transactions, and pay bills anytime day or night. Our 24/7 online banking services ensure that you have access to your money whenever you need it, making budgeting and financial planning straightforward. For those who prefer using their mobile devices, our mobile application is available for easy access to all your banking needs. You can transfer money between accounts or even make person-to-person transfers with just a few taps. Plus, with the added option of mobile payments, you can enjoy shopping without needing cash or cards.

Security and Ease of Use

Your security is our top priority. While we currently do not offer electronic signature authorization for documents, rest assured that all online transactions are protected with robust security measures to keep your information safe. Additionally, e-statements are available to help you manage your finances while reducing paper waste. Our user-friendly interface makes it simple for everyone from tech-savvy users to those new to online banking to navigate through their accounts easily. With features designed for real-time account management, you'll always be in control of your financial journey. Experience the convenience of digital banking at Heartland today! Visit us online at https://heartlandcu.org/ and discover how we can help simplify your financial life.

Financial Strength

At Heartland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid foundation for your financial needs, ensuring you can trust us with your savings and loans. With a net worth of $67,720,889, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,115 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $122,378,039 in share certificates and $74,763,182 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $43,596,843 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $3,593 in used auto loans and $451,407,778 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 123 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,343,326. Total Share and Deposit Accounts: 73,860, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 120 Vinburn Rd Deforest Wi 53532 or call (800) 362-3944 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,970,524 in used vehicle loans and $32,401,272 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles.

Business Financing

For business owners, our outstanding commercial loans totaling $53,349,558 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to offer tailored solutions that meet your needs. At Heartland, we're committed to supporting our community through robust financial solutions. For more information or to discuss your options further, feel free to reach out to us at 800-362-3944 or visit us at 120 Vinburn Rd Deforest WI 53532. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,769,966, make buying or refinancing simple. We offer various refinancing options to ensure you can find the best fit for your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,605,732 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need while keeping your financial management straightforward.

Loan Aggregator

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Heartland