Heartland Credit Union New Prague MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Heartland, your trusted partner in financial well-being since 1939. Located conveniently at 225 Chalupsky Ave Se, New Prague, MN 56071, we pride ourselves on delivering exceptional service and financial solutions tailored to our community's needs. With a membership base of over 10,906 individuals, we are dedicated to providing personalized banking services that help you achieve your financial goals. At Heartland, we understand that every member's journey is unique. That's why we offer a diverse range of services, including personal checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking options. We also embrace modern convenience through our online and mobile banking platforms, ensuring you can manage your finances anytime, anywhere. In terms of stability and growth, Heartland stands strong with total assets amounting to an impressive $177,544,829 and total deposits reaching $421,943. Our net worth of $16,945,956 reflects our commitment to the financial health of our members. Plus, with cash in hand totaling $1,168,696, you can rest assured that we are well-equipped to support your banking needs. Under the leadership of CEO Kathleen Harrington and Board President Rex Carlson, our team of 34 dedicated employees works tirelessly to ensure every member feels valued and supported. Whether you're stopping by for a quick transaction or seeking advice on a loan application, we're here for you. While you can visit us at our branch for all your banking needs, official correspondence should be directed to the same address: 225 Chalupsky Ave SE, New Prague, MN 56071. We invite you to call us at 651-451-5160 or explore our website at heartlandcu.org to learn more about how we can assist you. Experience the Heartland difference today where members come first!

Branch History & Mission

Heartland Credit Union has been a vital part of the New Prague community since its establishment in 1939. With a rich history spanning over eight decades, Heartland has grown from a small local credit union into a trusted financial partner for more than 10,000 members. Our branch, located at 225 Chalupsky Ave SE, New Prague, MN 56071, is at the heart of our mission to provide exceptional financial services while fostering community support. Over the years, Heartland has achieved significant milestones, including accumulating total assets of approximately $177,544,829. Our growth reflects our commitment to serving our members' needs through a diverse range of services. Whether it's personal banking, auto loans, or business financing, we strive to offer solutions that empower our community. At Heartland, our mission is clear: we aim to enhance the financial well-being of our members and their families while actively contributing to the local community. We understand that every member's journey is unique. That's why we focus on providing personalized financial guidance and resources tailored to each individual's situation. We believe in building lasting relationships with our members based on trust and transparency. In addition to traditional banking services, we are proud to embrace digital advancements that make banking more accessible. Our online and mobile banking platforms allow members to manage their finances conveniently from anywhere. We also prioritize ADA compliance to ensure everyone can access our services without barriers. While our main focus is always on serving our members, we are equally dedicated to giving back to New Prague. Through various community outreach efforts and partnerships with local organizations, Heartland plays an active role in supporting initiatives that uplift our neighbors and strengthen the fabric of our town. As we continue to grow and adapt in this ever-changing landscape, we invite you to join us at Heartland Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. Whether you visit us during our lobby hours from 9:00 AM to 5:00 PM Monday through Friday or take advantage of our drive-thru service on Saturdays from 9:00 AM to 12:00 PM, we're here for you. Together, let's build a brighter future! For inquiries or assistance, please call us at 651-451-5160 or visit our website.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Conveniently situated near local landmarks, our branch is easy to find and access. Just a short drive from the heart of New Prague, we are well-positioned for both residents and visitors alike. Our location features ample parking, making it simple for you to stop by anytime you need assistance. We strive to ensure that everyone feels comfortable visiting us. Our branch is ADA compliant, featuring ramps and accessible entrances so all members can enjoy our services without any barriers.

Operating Hours and Services

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, with Saturday hours from 9:00 AM to 12:00 PM for your convenience. Need help after work? No problem! You can visit us during these hours or give us a call at 651-451-5160 if you have any questions. At Heartland, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our friendly team is here to help you every step of the way. Plus, we have an ATM available on-site for quick cash withdrawals and balance checks. For those who prefer the ease of drive-thru banking, we also provide basic services such as deposits and withdrawals without leaving your car.

Visit Us Today!

Whether you're a long-time member or new to our community, we invite you to drop by Heartland at 225 Chalupsky Ave SE in New Prague. Experience personalized service that puts your needs first. If you have any questions or want more information about our offerings, don't hesitate to call us at 651-451-5160 or visit our website at Heartland CU. We look forward to welcoming you soon!

Member Eligibility

At Heartland, we believe that joining our community is not just about opening a bank account it's about becoming part of a supportive family that truly cares for your financial well-being. To become a member, you'll find that eligibility is designed to be inclusive. If you live, work, or worship in the area around New Prague, MN, you are likely eligible to join us! We welcome individuals from various backgrounds and situations because we know everyone deserves access to quality financial services. For more detailed information on eligibility criteria, feel free to check out this resource. Opening an account with us is straightforward and welcoming. Whether you're looking to start a checking account or explore loan options, our friendly team at 225 Chalupsky Ave Se New Prague, MN 56071 is here to guide you through every step. If you have any questions or need assistance along the way, don't hesitate to give us a call at (651) 451-5160. Let's work together toward your financial goals!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer essential merchant services designed to simplify your transactions. Imagine being able to accept payments quickly and securely while managing your cash flow effectively. Our services provide the tools needed for smoother day-to-day operations, allowing you to focus on what truly matters growing your business. If you're located in New Prague, MN, stop by our branch at 225 Chalupsky Ave SE or give us a call at 651-451-5160. Let's work together to turn your business dreams into reality!

Tailored Loan Options

While we currently have no outstanding commercial loans, our dedication to fostering local businesses remains strong. We are eager to help you explore financing options that can facilitate your growth and success. From working capital to equipment financing, our team is here to guide you every step of the way.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash? Our ATMs provide basic access for withdrawals and balance checks anytime you need them. For simple transactions like deposits or withdrawals, take advantage of our drive-thru service during business hours making it easier than ever to get what you need without leaving your car. At Heartland, we pride ourselves on being more than just a credit union; we're a community partner committed to helping you achieve financial success. If you have any questions about our services or want to learn more about how we can assist you, don't hesitate to call us at 651-451-5160. We're here for you!

Business Banking Solutions

If you're a business owner in the community, we offer tailored banking solutions such as merchant services and business loans. We aim to support local businesses with resources that help them grow and thrive in today's economy.

Convenient Digital Access

In today's busy world, convenience is key. That's why we've invested in online and mobile banking services that allow you to manage your accounts from anywhere. Our platform enables easy access for tasks like transferring funds, checking balances, and making payments all from the comfort of your home or on-the-go.

Financing Your Dreams

When it comes to financing your vehicle or home, we offer a range of auto loans and mortgage loans that make your dreams more achievable. Whether you're buying your first car or refinancing your home, our team is here to guide you through the process. We know how important these milestones are, so we strive to provide flexible terms and personalized service every step of the way.

Personal Banking Made Easy

Whether you're looking to open a new checking or savings account, our personal banking services have got you covered. Imagine managing your finances effortlessly while enjoying the benefits of competitive interest rates and low fees. With Heartland, you can expect straightforward options designed for everyone from students just starting out to families saving for future goals.

Support When You Need It

For those unexpected expenses or debt consolidation needs, our personal loans are designed to give you the financial relief you may require. Plus, with our credit cards featuring rewards programs, you can earn points on your everyday purchases turning spending into savings.

Digital & Online Banking

Easy Access with Online Banking

Our online banking platform, available at https://heartlandcu.org/, allows you to check balances, view transaction history, and transfer funds anytime you need. Whether it's day or night, our 24/7 online banking services ensure that you can stay connected with your accounts whenever it suits you.

Mobile Banking at Your Fingertips

For those who are always on the move, our mobile application makes banking even more convenient. You can manage your accounts directly from your smartphone or tablet. Need to send money quickly? Our person-to-person transfer feature allows you to send funds easily and securely to friends or family.

No More Cash Worries

While we currently do not offer mobile payments, rest assured that our existing features provide ample ways to manage your money effectively. Our digital tools are designed for ease-of-use and real-time account management, making sure that you have everything you need right at your fingertips. In summary, Heartland is committed to providing you with accessible and secure banking options. Visit us today at https://heartlandcu.org/ and discover how our digital and online banking services can simplify your financial life!

Secure Transactions Made Simple

We prioritize your safety. With features like electronic signature authorization, you can securely sign documents without needing to visit a branch. Plus, e-statements are available for those who prefer a paperless approach, giving you easy access to your statements while helping the environment.

Financial Strength

At Heartland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. As part of our commitment to you, we want to share insights into our financial strength, which is designed to reassure you of our reliability and ongoing support. With a net worth of $16,945,956, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 953 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $36,315,922 in share certificates and $10,436,654 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,378,305 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $26,873 in used auto loans and a total of $108,725,851 in loans and leases across various sectors. Our operational efficiency is reflected in our net income of $168,543, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 21,381, showing a strong and growing member base that trusts us with their finances. This trust is what drives us to work harder every day to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 225 Chalupsky Ave Se New Prague Mn 56071 or call 651-451-5160 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,474,794 in used vehicle loans and $6,127,714 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you find the right fit for your lifestyle.

Credit Lines

For those seeking additional financial flexibility, our credit lines totaling $66,532,901 can be an excellent resource. They allow you to borrow what you need when you need it without having to apply for a new loan each time. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, don't hesitate to reach out. Our dedicated team is here to assist you every step of the way. For more information or personalized assistance, feel free to contact us at 651-451-5160 or visit us at 225 Chalupsky Ave Se New Prague MN 56071. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Discover how Heartland can help you unlock your financial potential today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,757,436, make buying or refinancing simple. We're here to guide you through the process so you can focus on making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,866,355 in loans helping members manage their finances effectively. These cards are designed to give you the freedom to make purchases without tying them to collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures fair and transparent offers for users seeking loans.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Heartland