Heartland Credit Union Inver Grove Heights MN | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to Heartland, your trusted financial partner located at 5500 S Robert Trl, Inver Grove Heights, MN 55077. Established in 1939, we have proudly served our community for over eight decades, providing personalized banking solutions that cater to the needs of our 10,906 members. With total assets reaching an impressive $177,544,829 and a net worth of $16,945,956, we are committed to fostering financial stability and growth for all our members. At Heartland, we understand that banking is not just about transactions; it's about building relationships. Our dedicated team of 34 employees, led by CEO Kathleen Harrington and Board President Rex Carlson, is here to support you every step of the way. Whether you're looking for a new auto loan or need help with savings accounts, we're ready to assist you with friendly service and expert advice. While members can visit us at our main branch, official correspondence should be sent to the same address: 5500 S Robert Trl, Inver Grove Heights, MN 55077. Feel free to reach out to us at 651-451-5160 or via fax at 651-451-4340. Join us as we strive to make a positive impact in our community through responsible banking practices and innovative services such as online banking and mobile applications. With total loans amounting to 43,179 and deposits totaling $421,943, Heartland is well-equipped to meet your financial needs. We invite you to explore our range of services designed for personal and business banking alike. Visit our website at Heartland Credit Union for more information or stop by today! Let us help you achieve your financial goals with confidence and care.

Branch History & Mission

Our Journey

From humble beginnings, Heartland has developed into a trusted financial partner for over 10,900 members. With total assets exceeding $177 million, we have consistently provided a range of services designed to empower individuals and businesses alike. Throughout our journey, we have adapted to changes in the financial landscape while maintaining our commitment to personalized service and community involvement. Our physical presence is complemented by modern conveniences such as online banking and mobile applications, ensuring that our members can manage their finances anytime and anywhere. We also offer drive-thru banking and ATM services for those who prefer face-to-face interactions or quick transactions.

Our Mission

At Heartland, our mission goes beyond simply providing financial products. We strive to improve the lives of our members through exceptional service and meaningful connections within the community. We believe in supporting local initiatives and fostering partnerships that uplift those around us. Our commitment includes not just financial well-being but also contributing positively to the fabric of Inver Grove Heights. While members can visit us at 5500 S Robert Trl, official correspondence should be sent to the same address. Our dedicated staff is ready to assist you during our operating hours: Monday through Wednesday from 8 AM to 5 PM, Thursday and Friday from 8 AM to 5:30 PM, and Saturday from 9 AM to 12 PM. As we look toward the future, we remain focused on enhancing our services with technology while ensuring that each member feels valued and supported. We invite you to join Heartland Credit Union today and experience firsthand the benefits of being part of a community-oriented institution dedicated to your success. Together, we can achieve great things! For more information or assistance, please call us at 651-451-5160 or visit our website at Heartland Credit Union.

Branch Location & Accessibility

Convenient Access and Amenities

At Heartland, we believe banking should be easy and straightforward. You can access our branch with ample parking available right at the front door, ensuring that your visit is as hassle-free as possible. Our building meets ADA compliance standards, featuring ramps and accessible entrances for all members of the community. While you can visit us directly at our branch address for all your banking needs, any official correspondence can be sent to the same address: 5500 S Robert Trl, Inver Grove Heights, MN 55077.

Get in Touch!

We invite you to experience the Heartland difference firsthand! Feel free to give us a call at 651-451-5160 if you have any questions or would like more information about our services. We're excited to welcome you into our community of satisfied members!

Operating Hours and Services

We understand that life gets busy! That's why our lobby hours are designed with your schedule in mind. Join us Monday through Wednesday from 8 AM to 5 PM, and Thursday and Friday until 5:30 PM. Need some quick assistance on Saturday? Our drive-thru is open from 9 AM to noon! Heartland offers a variety of services to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need help with auto loans and mortgages, our friendly staff is here to guide you every step of the way. Plus, with both ATM availability and drive-thru banking services, accessing your funds has never been easier.

Member Eligibility

Joining Heartland is like becoming part of a close-knit community where your financial well-being is a top priority. To become a member, you simply need to meet some friendly eligibility criteria, which are designed to welcome you with open arms. Generally, anyone who lives, works, or worships in the local area can join us at Heartland. We value diversity and inclusivity, so whether you're looking for personal banking solutions or support for your small business, we're here for you. You can find all the specifics about eligibility on our website at , which will guide you through any details you may need. Opening an account with us is a breeze! Our team is ready to assist you every step of the way. If you're interested in starting your membership journey or have any questions, don't hesitate to give us a call at (651) 451-5160. We'd love to help you get started!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Empowering Your Transactions with Merchant Services

In today's fast-paced market, efficient payment processing is essential for any business. Our merchant services offer reliable solutions that allow you to accept payments easily, whether in-store or online. Imagine a local café using our services to manage transactions smoothly during busy brunch hours keeping customers happy while streamlining operations. Located at 5500 S Robert Trl Inver Grove Heights Mn 55077 in Inver Grove Heights, MN, our team is ready to help you explore how our business banking solutions can empower your enterprise. Connect with us today at (651) 451-5160!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, Heartland provides business banking services including merchant services and business loans. We understand the challenges of running a business and are committed to supporting your success.

Convenience at Your Fingertips

Our commitment extends beyond traditional banking hours with convenient ATM access for cash withdrawals and balance checks. If you prefer face-to-face service for deposits or simple transactions, our basic drive-thru banking is available during regular hours. Whether you're visiting us at 5500 S Robert Trl Inver Grove Heights Mn 55077 or calling us at 651-451-5160, we're here to assist you Monday through Saturday with friendly service.

Credit Cards and Loans

We also offer credit cards with rewards that allow you to earn points for every purchase you make. It's like getting paid back just for spending! If you're facing unexpected expenses or want to consolidate debt, our personal loans can help ease financial pressure with straightforward terms and fast approval.

Get Started Today!

We invite you to explore all that Heartland has to offer. Visit our website at heartlandcu.org for more information on how we can support your financial journey. Let us be your partner in achieving your financial goals today!

Personal Banking

Our personal banking services begin with checking and savings accounts designed for everyday use. Imagine having a reliable place to manage your money where you can easily track your spending and savings goals. You can access your account anytime through our online and mobile banking platforms, making it simple to check balances, transfer funds, or pay bills from anywhere. When it comes to financing your next vehicle, our auto loans offer competitive rates and flexible terms tailored to fit your budget. Picture driving off in your new car with affordable monthly payments that won't break the bank. Additionally, if you're considering homeownership or looking to refinance an existing mortgage, our mortgage loans provide options that make home buying more achievable.

Digital & Online Banking

Accessibility and Convenience

While we currently don't support mobile payments, our platform still provides plenty of features to help you manage your money effectively. Our online banking system is designed to be intuitive and accessible for everyone, allowing you to enjoy real-time account management without any hassle. At Heartland, we strive to provide you with the tools you need for a smooth banking experience. Join us today and explore how easy managing your finances can be!

Mobile Application

For those who prefer banking on their mobile devices, our user-friendly mobile application makes it simple to stay on top of your finances. With just a few taps, you can manage accounts, view statements, and even make person-to-person transfers seamlessly.

Online Banking Services

With our 24/7 Online Banking services available at https://heartlandcu.org/, you can check your account balances, transfer funds, and pay bills from the comfort of your own space. You no longer have to rush to the bank before it closes; your financial management is just a click away!

Security Features

Your security is our top priority. We offer electronic signature authorization, ensuring that all your transactions are safe and verified. Plus, with e-statements readily available, you can keep track of your financial activity without the clutter of paper statements.

Financial Strength

At Heartland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to sound financial management and member-focused services, you can trust that your finances are in capable hands. With a net worth of $16,945,956, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 953 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $36,315,922 in share certificates and $10,436,654 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,378,305 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $26,873 in used auto loans and a total of $108,725,851 in loans and leases across various sectors. Our operational efficiency is reflected in our net income of $168,543, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 33 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 21,381, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 5500 S Robert Trl Inver Grove Heights MN 55077 or call 651-451-5160 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,474,794 in used vehicle loans and $6,127,714 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to make your car-buying experience as smooth as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,757,436, make buying or refinancing simple. We work closely with you to ensure you understand all aspects of the mortgage process and can find a solution that fits your budget.

Personal Loans and Credit Lines

In addition to our specific loan offerings, we provide personal loans and credit lines totaling $66,532,901. These options allow you to finance a variety of needs from consolidating debt to covering emergencies without hassle. At Heartland, our goal is to empower you financially. If you're interested in any of these loan products or would like more information about eligibility or refinancing options, don't hesitate to reach out! You can visit us at our branch located at 5500 S Robert Trl Inver Grove Heights MN 55077, or give us a call at 651-451-5160. For more details about our services and how we can assist you further, please check our website at Heartland. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,866,355 in loans helping members manage their finances effectively. These cards come with no collateral required and provide an excellent way for you to handle unexpected expenses or everyday purchases without breaking the bank.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what you can expect. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that the offers you see are fair and transparent, reflecting actual market conditions.

Heartland