Heartland Credit Union Wichita KS | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Heartland, your trusted partner in financial services located at 12021 E Kellogg Dr, Wichita, KS 67207. Since our establishment in 1948, we have been committed to serving our community with integrity and care. With a membership base of over 40,000 individuals, we proudly manage total assets of $647,519,323, ensuring that we provide robust support for all your banking needs. At Heartland, we understand the importance of making sound financial decisions. Our diverse offerings include personal and business banking solutions, such as auto loans, mortgages, credit cards with rewards, and much more. With total deposits reaching $36,762,690 and a net worth of $55,795,373, you can trust that your finances are in good hands. Led by our dedicated CEO, Dan Springer, and Board President Rex Christner, our team of 145 employees is here to assist you every step of the way. We take pride in not just being a credit union but a vital part of the Wichita community. While members can visit us at our branch location for assistance or transactions, official correspondence should be sent to our mailing address: 12021 E Kellogg Dr, Wichita, KS 67207-1940. Ready to take control of your financial future? Call us today at 620-669-0177 or visit our website at Heartland Credit Union for more information on how we can help you achieve your goals!

Branch History & Mission

At Heartland, we take pride in our rich history and commitment to serving the community of Wichita, Kansas. Founded in 1948, our branch has been a cornerstone for financial support and community engagement for over seven decades. Located at 12021 E Kellogg Dr, Wichita, KS 67207, we have grown alongside our members, fostering lasting relationships built on trust and mutual respect. Our journey began with a simple mission: to provide accessible financial services that meet the needs of our members. Since then, we've evolved into a vibrant credit union with a total membership of 40,098 and assets exceeding $647 million. This growth is a testament to the dedication of our team and the loyalty of our members who have made Heartland their financial partner. Heartland's mission is clear we strive to enhance the financial well-being of our members by offering a range of personal banking services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. But we don't stop there; we are equally committed to uplifting our community through outreach initiatives and partnerships that make a difference in the lives of those around us. While members can visit us at our physical location on Kellogg Drive, official correspondence should be sent to 12021 E Kellogg Dr, Wichita, KS 67207-1940. Our branch operates with convenience in mind: lobby hours from Monday to Friday are from 9:00 am to 5:00 pm (and Saturdays from 9:00 am to 12:00 pm), while our drive-thru service is available Monday through Thursday from 8:00 am to 5:30 pm, extending until 6:00 pm on Fridays. In addition to traditional banking services, Heartland embraces modern technology to enhance your banking experience. With online banking and mobile payment options available, managing your finances has never been easier or more secure. Our facilities are designed with accessibility in mind as well; we ensure that all members feel welcomed and supported. As we reflect on our legacy, we recognize that every milestone achieved has been possible due to the support of this incredible community. We believe in giving back through various outreach programs aimed at empowering individuals and families in Wichita. Join us at Heartland and experience a credit union that truly cares about your financial future and community impact. Together, we can continue building a prosperous future for all. For more information or to become a member today, give us a call at 620-669-0177 or visit our website at Heartland Credit Union.

Branch Location & Accessibility

Getting Here and Parking

Parking is a breeze at our location, with ample space available for all members. Our branch is fully accessible, featuring ADA-compliant ramps and entrances to ensure everyone can visit us comfortably.

Operating Hours

We understand that life can get busy, so we offer flexible hours to accommodate your schedule. Our lobby is open Monday through Thursday from 9:00 am to 5:00 pm, and on Fridays until 6:00 pm. You can also stop by on Saturdays from 9:00 am to 12:00 pm. If you prefer drive-thru service, we're here for you as well! Drive-thru banking is available Monday through Thursday from 8:00 am to 5:30 pm, Friday until 6:00 pm, and Saturday from 9:00 am to 12:00 pm.

Services Offered

At Heartland, we pride ourselves on offering a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our ATM services for quick cash withdrawals or balance checks. While members can visit us at our main branch at 12021 E Kellogg Dr, official correspondence should be sent to the same address since our mailing address is the same. If you have any questions or need assistance, don't hesitate to give us a call at 620-669-0177. We invite you to stop by Heartland today and experience personalized banking like never before! Whether you're opening an account or seeking financial advice, our team is here to help you every step of the way.

Member Eligibility

Becoming a member of Heartland is like joining a close-knit family where your financial well-being is our top priority. We welcome anyone who lives, works, worships, or attends school in the Wichita area to become part of our community. It's as simple as that! Plus, we are here to support you with a range of services designed to help you thrive financially. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, you'll find everything you need right here at Heartland. To learn more about the specific eligibility criteria and see if you qualify, feel free to visit our website at https://consumer.hcu.coop. Once you're ready to open an account, the process is straightforward just head over to http://www.hcu.coop/loan-apps or give us a call at (620) 669-0177. Our team is excited to assist you every step of the way!

Business Banking & Commercial Services

Commercial Loans Tailored for Your Needs

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $921 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $73,160,026, we continue to drive economic growth by financing new and expanding businesses. Whether you're looking to upgrade equipment or expand your operations, our tailored loan options can help you achieve your goals.

Merchant Services That Make a Difference

In today's fast-paced market, efficient payment solutions are essential. Our merchant services simplify transactions, allowing you to focus on what matters most running your business. Imagine seamlessly accepting payments from customers whether they're shopping online or in-store, all while enjoying competitive rates that keep more money in your pocket. Visit us at 12021 E Kellogg Dr Wichita Ks 67207 in Wichita, KS, or give us a call at (620) 669-0177 to learn how our business banking services can make a real impact on your operations. Together, let's build the future of your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options make it simple and affordable. We provide competitive rates so that you can drive away in the vehicle of your choice without breaking the bank. Whether it's a brand-new car or a reliable used one, we're here to support you every step of the way.

Business Banking Solutions

For entrepreneurs and business owners, our Business Banking services, including Merchant Services and Business Loans, are designed to help you grow. Whether you're starting from scratch or looking to expand an existing venture, we provide resources and support tailored specifically for businesses.

Convenient Access

At Heartland, convenience is key. Our Online & Mobile Banking services allow you to access your accounts anytime, anywhere. You can withdraw cash at our ATMs or utilize our drive-thru services for basic transactions like deposits and withdrawals without stepping inside the branch. We invite you to explore all that Heartland has to offer! Visit us at 12021 E Kellogg Dr, Wichita, KS 67207 or give us a call at 620-669-0177 for more information on how we can assist you in reaching your financial goals today!

Credit Cards with Rewards

Our Credit Cards with Rewards program offers you more than just purchasing power; it rewards you for everyday spending. Imagine earning points on groceries or gas that can be redeemed for exciting perks down the line it's just another way we enhance your banking experience.

Home Financing

If you're considering buying a house or refinancing your current mortgage, look no further than our Mortgage Loans & Refinancing services. We aim to simplify the process for you, making homeownership more achievable than ever. Picture yourself settling into your new home with a mortgage plan that works for your budget.

Personal Banking

We understand that managing your personal finances can be overwhelming at times. That's why we offer Checking & Savings Accounts designed to fit your lifestyle. Imagine having easy access to your funds whenever you need them, whether it's for daily purchases or saving for that dream vacation. With our online and mobile banking features, you can check balances, transfer money, and even pay bills from the comfort of your home.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation options, we provide solutions to help you manage those costs effectively. You can consolidate high-interest debt into one manageable payment, allowing you to breathe easier financially.

Digital & Online Banking

Key Features

Our commitment to convenience extends beyond just online access. We offer electronic signature authorization, which makes signing documents a breeze. No more printing and mailing just sign electronically and get back to what matters most. You can also choose e-statements for a greener alternative to paper statements. Not only does this save trees, but it also allows you to access your financial information quickly and securely from anywhere. For those who are always on the move, our mobile application provides a seamless experience right at your fingertips. With features like mobile payments, making purchases has never been easier. Plus, person-to-person transfers let you send money directly to friends or family without any hassle.

Security and Accessibility

We prioritize your security with robust measures in place to protect your information. Whether you're accessing online banking or using our mobile app, rest assured that your data is safe with us. Overall, our digital banking services aim to provide you with easy access and real-time management of your accounts. Experience the convenience of banking on your terms with Heartland today!

Financial Strength

Committed Workforce

We also take pride in having 140 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 79,108, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 12021 E Kellogg Dr Wichita Ks 67207 or call (620) 669-0177 to learn more about how we can help you achieve your financial goals.

Investing Back into You

With $52,222,682 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $11,247 in used auto loans and $539,626,911 in total loans and leases supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $189,877,623 in share certificates and $103,927,526 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,892,329, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $55,795,373, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $860 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $206,767,627 in used vehicle loans and $38,189,385 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make financing your vehicle a breeze.

Commercial Loans

If you are a business owner seeking to expand or sustain your operations, our outstanding commercial loans totaling $73,160,026 provide the capital needed to grow and thrive in today's competitive market. We invite you to explore our diverse loan offerings tailored to meet your unique financial needs. For more information or assistance with applying for any of our loan products, feel free to contact us at (620) 669-0177 or visit us at 12021 E Kellogg Dr Wichita Ks 67207, Wichita, KS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards your financial success!

Credit Lines and Unsecured Loans

For those needing extra cash for unexpected expenses or debt consolidation, our credit lines offer a practical solution with total credit lines available at $114,525,271. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $9,939,550 in loans helping members manage their finances effectively.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,107,926, make buying or refinancing simple. We cater to first-time homebuyers as well as seasoned homeowners looking to refinance their existing mortgages.

Loan Aggregator

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Heartland