Heartland Credit Union Newton KS | Low Mortgage Rates & Business Banking

Introduction

Welcome to Heartland in Newton, Kansas, where we believe that financial services should feel personal and accessible. Since our establishment in 1948, we've dedicated ourselves to the well-being of our community, fostering a supportive environment for over 40,000 members. Our commitment is reflected not only in our robust offerings but also in the trust our members place in us. Located at 2201 S Kansas Rd, Newton, KS 67114, Heartland is more than just a credit union; we're a financial partner invested in your success. Whether you need assistance with personal banking, auto loans, or business financing, we have tailored solutions designed to meet your unique needs. Our total assets of $647,519,323 and deposits amounting to $36,762,690 underscore our stability and capacity to serve you effectively. Under the leadership of CEO Dan Springer and Board President Rex Christner, we take pride in maintaining a strong team of 145 employees, all dedicated to providing exceptional service. With a net worth of $55,795,373 and over 31,914 loans and leases, Heartland stands as a reliable institution ready to support your financial journey. While members can visit us at our branch location for all their banking needs including access to ATMs and drive-thru services official correspondence should be sent to the same address: 2201 S Kansas Rd, Newton, KS 67114-8733. We invite you to explore how Heartland can help you achieve your financial goals. For any questions or assistance, feel free to call us at 620-669-0177 or visit our website at Heartland Credit Union. Together, let's build a brighter financial future!

Branch History & Mission

Join Us

If you're looking for a credit union that truly cares about its members and community, look no further than Heartland. With numerous services designed just for you including competitive loan rates, personalized banking options, and dedicated support we invite you to join us on this journey toward financial success. Reach out today at (620) 669-0177 or visit us online at Heartland's website to learn more about becoming a member. Experience the Heartland difference where your financial goals become ours!

Our Journey

From our humble beginnings, Heartland has grown significantly over the decades. We began as a small local institution focused on meeting the needs of our community. Today, we proudly manage total assets of approximately $647 million, reflecting our strong commitment to stability and trust. Our growth is a testament to the loyalty of our members and the hard work of our dedicated team. Our journey has been marked by milestones that enhance our services and outreach. As we expanded our offerings, we introduced various financial products tailored to meet the diverse needs of our members from personal banking solutions like checking and savings accounts to auto loans and mortgages. We also embraced digital advancements such as online banking and mobile payments to make managing finances easier than ever.

Our Mission

At Heartland, our mission goes beyond providing financial services; it is about making a meaningful impact on the lives we touch. We strive to empower our members through education and support while promoting financial literacy within our community. Our goal is to help individuals achieve their dreams whether it's owning a home, financing a vehicle, or starting a business. We are committed to being an active participant in the Newton community. Through partnerships with local organizations and initiatives aimed at giving back, we believe in nurturing relationships that strengthen us all. Whether you need assistance with your banking needs or are looking for ways to get involved locally, Heartland is here for you. While members can visit us at 2201 S Kansas Rd Newton Ks 67114, official correspondence should be sent to 2201 S Kansas Rd, Newton, KS 67114-8733. Our friendly staff is available during lobby hours from Monday to Friday from 9:00 am to 5:00 pm and Saturdays from 9:00 am to 12:00 pm. For those needing flexibility, we offer drive-thru banking Monday through Thursday from 8:00 am to 5:30 pm and until 6:00 pm on Fridays.

Branch Location & Accessibility

Convenient Features

At Heartland, we prioritize accessibility for all our members. Our location offers ample parking and features like ramps to ensure everyone can easily access our services. Plus, with our drive-thru banking option available, you can complete simple transactions without ever leaving your vehicle perfect for those busy days when you're on the go.

Get in Touch

If you have any questions or need assistance, don't hesitate to call us at 620-669-0177. We're here to help! We invite you to come by and experience the Heartland difference where your financial well-being is our top priority!

Operating Hours

We are open during convenient hours to fit your schedule! Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Fridays from 9:00 AM to 6:00 PM, and Saturdays from 9:00 AM to 12:00 PM. Our friendly staff is ready to assist you with everything from setting up checking accounts to applying for loans.

Services Offered

Heartland offers a range of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need cash? We have an ATM on-site for quick withdrawals and balance checks.

Member Eligibility

Joining the Heartland community means becoming part of a supportive family that genuinely cares about its members. To become a member of Heartland, located at 2201 S Kansas Rd, Newton, KS 67114, you'll need to meet some simple eligibility criteria. If you live, work, worship, or attend school in Harvey County or have an immediate family member who is already a member, you're welcome to join us! We believe everyone deserves access to quality financial services and support. For detailed eligibility information, feel free to check out our website at https://consumer.hcu.coop. Opening your account with Heartland is a breeze! Just visit our account opening page at http://www.hcu.coop/loan-apps to get started today. If you have any questions or need assistance, don't hesitate to call us at 620-669-0177. We're here to help you every step of the way as you embark on your journey with Heartland!

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $921 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $73,160,026, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine running your business with the peace of mind that comes from knowing you have reliable merchant services at your fingertips. Our solutions simplify payment processing, so you can focus on what matters most serving your customers. From secure transactions to easy online access, we provide tools that empower your business. Whether you're seeking a loan or need robust merchant services, Heartland is here to support you every step of the way. Visit us at 2201 S Kansas Rd Newton Ks 67114 or call us at (620) 669-0177 to learn more about how we can help your business grow!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, our business banking services include merchant services and business loans. We support local businesses by offering resources that help them grow and thrive in the community.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why Heartland offers robust online and mobile banking features. You can check balances, pay bills, and transfer money right from your smartphone. Plus, with our ATM services available for cash withdrawals, managing your finances has never been easier.

Credit Cards and Rewards

Our credit cards with rewards are designed for those who want to make the most out of their spending. Imagine earning points every time you shop, which can be redeemed for exciting rewards!

Drive-Thru Banking

For those who prefer face-to-face interactions but appreciate speed, our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions without leaving your car.

Get in Touch

We invite you to explore these services further! If you have questions or need assistance, please don't hesitate to call us at 620-669-0177. Our friendly team is ready to help you navigate your financial journey. Visit us today at Heartland, where we strive to make banking a positive experience for all members of our community.

Personal Banking Solutions

Whether you're looking to manage your daily expenses or save for future aspirations, our checking and savings accounts offer flexible options. Imagine easily accessing your funds online or through our mobile banking app while keeping track of your budget effortlessly. When it comes to larger purchases like vehicles or homes, we have you covered with auto loans and vehicle financing, as well as mortgage loans and refinancing. Picture driving off in your dream car or finally owning that perfect home our competitive rates make it possible for you. If you're facing unexpected expenses or want to consolidate debt, consider our personal loans and debt consolidation options. We understand that life can throw curveballs, and we're here to provide financial relief when you need it most.

Digital & Online Banking

Key Features

One of the standout features we provide is electronic signature authorization. This means you can sign important documents electronically, saving time and hassle. Plus, our e-statements make it easy to keep track of your financial activity without the clutter of paper statements just another way we help simplify your life. If you're always on the move, you'll love our mobile application. It's designed for easy navigation and includes features like mobile payments, allowing you to pay for purchases directly from your phone with just a few taps. Additionally, our person-to-person transfer service makes sending money to friends or family a breeze no need for cash or checks! In an age where security is paramount, rest assured that Heartland prioritizes the safety of your personal information. Our digital banking services are equipped with advanced security measures to protect your data while providing a seamless banking experience. Experience the convenience of modern banking with Heartland. Whether you're managing everyday expenses or planning for future goals, our digital tools are here to support you every step of the way. Visit us today at https://www.hcu.coop/ and discover how easy banking can be!

Financial Strength

Commitment to Innovation

With $52,222,682 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to improving your experience is matched by our capacity for lending; we have $11,247 in used auto loans and $539,626,911 in total loans and leases available to support your financial goals across various sectors.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 2201 S Kansas Rd Newton Ks 67114 or call (620) 669-0177 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings and Growth Opportunities

Members' savings are secured through $189,877,623 in share certificates and $103,927,526 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,892,329, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 140 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust of our community is evident as we boast a robust total of 79,108 share accounts.

Our Financial Health

With a net worth of $55,795,373, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $860 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $206,767,627 in used vehicle loans and $38,189,385 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we provide options that fit your budget.

Commercial Loans

For business owners in our community, our outstanding commercial loans totaling $73,160,026 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to offer solutions that support success. At Heartland, we pride ourselves on being more than just a lender; we're your partner in achieving financial stability and growth. If you're ready to explore our loan offerings further or want more details about eligibility and refinancing options, please don't hesitate to reach out. You can contact us at (620) 669-0177 or visit us at our branch located at 2201 S Kansas Rd Newton Ks 67114 in Newton. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your loan options today with Heartland!

Credit Lines and Personal Loans

For those looking for additional flexibility in managing expenses or funding personal projects, we have credit lines available with a total of $114,525,271 offered to our members. This allows you to borrow as needed while only paying interest on the amount used. Additionally, our unsecured credit card loans totaling $9,939,550 are designed to help members manage their finances effectively with flexible repayment options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,107,926, make buying or refinancing simple. We offer various mortgage products designed to meet your specific needs. Plus, if you are considering refinancing your current mortgage, we can help you explore eligibility options that could lead to lower monthly payments.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can choose what works best for you without any hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make well-informed decisions quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that you receive fair and transparent offers tailored to your financial needs.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Heartland

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Convenient Features

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Financing Solutions for Growth

Merchant Services That Make a Difference

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking Features

Credit Cards and Rewards

Drive-Thru Banking

Get in Touch

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Commitment to Innovation

Conclusion

Member Savings and Growth Opportunities

Operational Efficiency

Our Financial Health

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Personal Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Take Action Today

Join Our Community