Heartland Credit Union Hutchinson KS | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Heartland, your trusted credit union located at 900 E 23Rd Ave, Hutchinson, KS 67502. Since our establishment in 1948, we have proudly served over 40,000 members, providing a wide range of financial services tailored to meet your needs. Our commitment to the community is reflected in our robust financial standing, boasting total assets of $647,519,323 and total deposits amounting to $36,762,690. At Heartland, we believe in empowering our members through personalized banking solutions that include everything from checking and savings accounts to auto loans and business banking services. With a dedicated team of 145 employees, led by our CEO Dan Springer and Board President Rex Christner, we strive to create a welcoming environment where you can feel confident managing your finances. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1645, Hutchinson, KS 67504-1645. We are proud of our achievements: with a net worth of $55,795,373 and cash reserves of $2,611,367, we are well-equipped to help you navigate your financial journey. Whether you're looking for personal loans or interested in exploring mortgage options, our team is here to guide you every step of the way. Ready to take the next step? Visit our website at hcu.coop or give us a call at 620-669-0177. We look forward to serving you!

Branch History & Mission

Heartland Credit Union has a rich history that began in 1948, rooted in the desire to provide quality financial services to the community of Hutchinson, Kansas. Over the decades, Heartland has grown from a small local institution into a trusted partner for nearly 40,000 members, currently boasting total assets of $647519323. Located at 900 E 23Rd Ave, Hutchinson, KS 67502, our branch is easily accessible and just a stone's throw away from local landmarks that many residents know and love. As we look back on our journey, it's evident that our commitment to serving our members has always been at the forefront of our mission. We believe in providing not just financial products but also meaningful support to the people and businesses in our community. Our mission is clear: to empower individuals and families by offering personalized financial solutions while fostering a sense of belonging. While members can visit us at 900 E 23Rd Ave, official correspondence should be sent to PO Box 1645, Hutchinson, KS 67504-1645. This dual approach ensures that we are always available for both face-to-face interactions and essential communications. At Heartland, we prioritize modern conveniences alongside traditional values. Our operating hours cater to busy schedules: Lobby hours run Monday through Friday from 9:00 am to 5:00 pm, with extended hours on Fridays until 6:00 pm. For those who prefer quick service, our drive-thru banking is open during convenient hours as well. Heartland is proud to offer ATM availability and drive-thru services for added convenience. Our digital advancements ensure that members can manage their finances through online banking and mobile payments seamlessly. We are committed to being ADA compliant and ensuring everyone in our community can access our services without barriers. Community engagement is another cornerstone of our mission. We actively seek partnerships with local organizations and participate in outreach programs that strengthen ties within Hutchinson. Whether it's supporting local schools or organizing financial literacy workshops, Heartland strives to make a positive impact beyond just banking. In conclusion, we invite you to join Heartland Credit Union and experience the benefits of membership firsthand. With dedicated staff ready to assist you and an array of services designed for your unique needs, we are here to help you achieve your financial goals. Visit us today or reach out via phone at 620-669-0177 let's embark on this journey together!

Branch Location & Accessibility

Convenient Access and Features

Parking is available right outside our doors, making it easy to pop in for your banking needs. We prioritize accessibility for all our members; our branch is compliant with ADA standards, featuring ramps and wide entryways to accommodate everyone. While you can visit us at the address above, if you need to send any official correspondence, please use our mailing address: PO Box 1645, Hutchinson, KS 67504-1645.

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why we offer flexible operating hours. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays until 6:00 PM. If you prefer drive-thru service, you can access it from Monday to Thursday between 8:00 AM and 5:30 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to noon.

Services Designed for You

At Heartland, we offer a variety of services tailored to meet your needs from personal checking and savings accounts to auto loans and mortgage refinancing. Need cash? Our ATM is available on-site for quick withdrawals or balance checks. Plus, our drive-thru banking ensures that even simple transactions are swift and convenient. We invite you to reach out or visit us at the branch! For any questions or assistance, feel free to call us at 620-669-0177. Join us today at Heartland where your financial well-being is our top priority!

Member Eligibility

At Heartland, we believe that joining our community is about more than just banking it's about being part of something special. Becoming a member is open to anyone who lives, works, worships, or attends school in Reno County. If you have family members who are already part of our credit union, you're also eligible! This inclusive approach means that we welcome a wide range of individuals into our financial family, providing access to personalized services and support tailored just for you. To get started on your journey with us at Heartland, simply visit us at our branch located at 900 E 23Rd Ave Hutchinson Ks 67502 or give us a call at (620) 669-0177. We make the account opening process straightforward and user-friendly. For all the details regarding eligibility and membership criteria, please check out our resource page here: https://consumer.hcu.coop. Joining us could be one of the best financial decisions you make!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer practical merchant services that simplify daily operations. From easy payment processing solutions to online banking features, our tools help you manage cash flow efficiently. Imagine being able to handle transactions smoothly while focusing on what really matters growing your business. Located at 900 E 23Rd Ave Hutchinson Ks 67502 in Hutchinson, KS, we're here to help you thrive. Give us a call at (620) 669-0177 or visit us today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $921 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $73,160,026, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

Our branch also features an ATM for quick cash withdrawals and balance checks, ensuring you have access to your funds when you need them most. With our basic drive-thru service available for simple transactions, we prioritize making banking as convenient as possible for all members. At Heartland in Hutchinson, KS, we're more than just a credit union; we're a community partner invested in your financial success. If you're ready to explore how we can assist you in achieving your goals, don't hesitate to reach out! Call us at 620-669-0177 or visit us online at hcu.coop. Let's take the next step together toward a brighter financial future!

Business Banking Support

For entrepreneurs and small business owners, Heartland provides robust business banking services, including merchant services and business loans. We understand how important it is to have reliable financial backing when growing your business.

Credit Cards and Rewards

Our credit cards with rewards are perfect for those who want to earn while they spend. Picture yourself enjoying cashback on everyday purchases or redeeming points for exciting experiences!

Digital Banking Features

In today's fast-paced world, having easy access to your finances is essential. That's why we offer comprehensive online and mobile banking services. Manage your accounts anytime from anywhere pay bills, transfer money, or even send money to friends with just a few taps on your smartphone.

Personal Banking Solutions

For individuals seeking reliable banking options, Heartland offers a variety of checking and savings accounts designed for everyday use. Imagine easily managing your finances with features like online banking and mobile payments right at your fingertips. You can access your funds through our ATMs or enjoy the convenience of basic drive-thru banking for quick deposits and withdrawals. When it comes to financing your next vehicle, our auto loans and vehicle financing options provide competitive rates that fit your budget. Whether you're buying new or used, we're here to help you navigate the process smoothly. Homeownership dreams can become a reality with our mortgage loans and refinancing services. We understand that buying a home is one of life's biggest decisions, which is why our friendly team is ready to guide you through every step. If you're in need of extra cash for personal expenses or debt consolidation, look no further than our personal loans. These flexible solutions can help ease financial stress and put you back on track.

Digital & Online Banking

Key Features

Our online banking platform offers a variety of features to help you stay on top of your finances. You can view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Plus, with our electronic signature authorization, signing documents is fast and secure. If you prefer going paperless, we provide e-statements that give you instant access to your financial records while helping you reduce clutter. No more waiting for statements in the mail everything is right at your fingertips.

Mobile Banking

For those who like to bank on the move, our mobile application is a perfect fit. Available for download, it allows you to manage your accounts directly from your smartphone. You can even make mobile payments effortlessly and send money to friends and family with our person-to-person transfer feature.

Security and Support

We prioritize your security in all our digital services. Our systems are designed with advanced security measures to keep your information safe. If you ever have questions or need assistance, our friendly team is just a phone call away at (620) 669-0177. Experience the ease of managing your finances with the innovative digital banking solutions available at Heartland. Whether you're checking balances or making payments, we're here to support you every step of the way!

Financial Strength

Growing Membership

The trust our members place in us is reflected in the number of accounts we manage 79,108 total share accounts show a strong and growing member base. Additionally, we have net shares available for lending and investments amounting to $20,268,796, further emphasizing our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 900 E 23Rd Ave Hutchinson Ks 67502 or call (620) 669-0177 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We have $189,877,623 in share certificates and $103,927,526 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,892,329, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident with a net income of $0 that allows us to continue offering competitive loan rates and solid financial products for our members. We're also proud to have a dedicated team of 140 full-time employees and 5 part-time employees, ensuring that our branches are always ready to serve you with knowledgeable support.

Reinvesting in Our Community

We believe in reinvesting back into our community and our members. With $52,222,682 in undivided earnings, we enhance our innovative banking tools, strengthen lending options, and improve security measures to serve you better. Our lending capacity is substantial; with $11,247 in used auto loans and $539,626,911 in total loans and leases, we support your financial goals across various sectors.

Strong Financial Foundations

With a net worth of $55,795,373, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $860 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $206,767,627 in used vehicle loans and $38,189,385 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive home in the car you want.

Business Financing

For business owners, our outstanding commercial loans totaling $73,160,026 provide the capital needed to grow and expand your business. We understand the unique challenges faced by small businesses and are here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,107,926, make buying or refinancing simple. We offer various mortgage products to help you navigate the process smoothly and confidently.

Refinancing Options

If you're considering refinancing any of your existing loans or exploring eligibility options for our products, we have solutions that can potentially lower your monthly payments or help you access cash when needed. For more information about our loan offerings or to discuss eligibility options tailored specifically for you, feel free to reach out at 620-669-0177 or visit us at 900 E 23Rd Ave Hutchinson KS 67502. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Heartland, we're committed to helping you succeed financially through every stage of life.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $9,939,550 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that cater to your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process ensures that all loan offers are fair and transparent, allowing users to trust the information presented.

Heartland