Heartland Credit Union Hutchinson KS | Top Auto Loans & Business Banking

Introduction

Welcome to Heartland, your trusted financial partner located at Hutchinson High School, Hutchinson, KS 67501. Since our establishment in 1948, we have proudly served over 40,000 members, providing a range of financial solutions tailored to meet your needs. With total assets of $647,519,323 and deposits exceeding $36,762,690, we are committed to fostering financial stability and growth within our community. At Heartland, we understand that each member's journey is unique. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our team of 145 dedicated employees, led by CEO Dan Springer and Board President Rex Christner, strives to create a welcoming environment where you can feel confident about your financial decisions. While you can visit us at our branch address for all your banking needs, please note that there is no separate mailing address for correspondence. We encourage you to reach out via phone at 620-669-0177 or explore our services online at hcu.coop to learn more about how we can assist you. Join us in making a difference in our community. At Heartland, we believe that together, we can achieve great things. Come see us today!

Branch History & Mission

Community Focus

At Heartland, we recognize the importance of community engagement. Our partnerships with local organizations help us contribute meaningfully to Hutchinson and its residents. We are committed to outreach programs that support education, health initiatives, and economic development within our area. While members can visit us at Hutchinson High School for all their banking needs during our operating hours from Monday through Friday from 7:30 am to 3:30 pm, we also offer modern conveniences like online and mobile banking options. We are dedicated to ensuring that every member can manage their finances easily and securely from anywhere. In addition to traditional banking services such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we also provide innovative digital tools like person-to-person payments and e-statements. These advancements reflect our commitment to meeting the evolving needs of our members while maintaining ADA compliance for accessibility.

Join Us

We invite you to become part of the Heartland family. Experience firsthand how we combine strong financial services with genuine care for our community. Whether you're looking for a new bank or need assistance with your financial goals, we're here for you every step of the way. For more information about joining Heartland or exploring our services further, please visit our website or call us at (620) 669-0177. Together, let's build a brighter future!

Our Journey

Since our founding, we have grown significantly, now proudly serving over 40,000 members. Our commitment to enhancing the financial well-being of our community has driven us to expand our services and offerings. With total assets reaching an impressive $647,519,323, we continue to ensure that our members have access to reliable banking solutions tailored to their needs. Heartland's mission is simple yet profound: to empower our members by offering personal banking solutions that foster growth and stability. We believe in supporting our community not just through financial products but also by being a responsible partner in local initiatives. Whether it's providing auto loans for families or business banking solutions for local entrepreneurs, we strive to make a positive impact on the lives of those we serve.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility. Our branch is designed with features that comply with ADA standards, ensuring everyone can navigate our space comfortably. Parking is available nearby, making it easy to stop by without hassle.

Call Us Today!

If you have any questions or want to learn more about what we offer, don't hesitate to give us a call at 620-669-0177. We look forward to welcoming you into our Heartland family! Come visit us today and see how we can help meet your financial needs.

Conveniently Located

Nestled within Hutchinson High School, our branch is easily accessible for students, parents, and residents alike. You can find us at Hutchinson High School, Hutchinson, KS 67501. While members can visit us at this location for their banking needs, we encourage you to reach out if you need to send official correspondence; please call us for more information.

Friendly Hours and Services

At Heartland, we strive to be available when you need us most. Our lobby hours are Monday through Friday from 7:30 AM to 3:30 PM. While we don't have drive-thru services or ATMs at this location, our team is here to assist you with a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards.

Member Eligibility

Becoming a member of Heartland is like stepping into a community that truly cares about your financial well-being. If you live, work, or go to school in the Hutchinson area, you're likely eligible to join us! We believe in making banking accessible for everyone, so we welcome individuals from all walks of life. Plus, as a member, you'll enjoy personalized service, lower fees, and competitive rates on loans and savings accounts. To find out more about the specific eligibility requirements, feel free to visit our website at https://consumer.hcu.coop. Opening an account with us is straightforward and welcoming. You can start your journey by visiting our account opening page here: http://www.hcu.coop/loan-apps or simply give us a call at (620) 669-0177 if you have any questions. We're excited to help you become part of our Heartland family at Hutchinson High School Hutchinson Ks 67501, where your financial goals matter!

Business Banking & Commercial Services

Business Loans that Propel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $921 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $73,160,026, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Imagine a local coffee shop using our merchant services to streamline their payments. By accepting various payment methods easily, they can focus on serving customers rather than managing transactions. Our merchant services offer practical solutions that help businesses like this thrive in a competitive market. Located at Hutchinson High School Hutchinson Ks 67501 in Hutchinson, KS, we're here to support your business ambitions. For more information or to get started, call us at (620) 669-0177.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we do not have ATMs directly available at this branch location, our members still benefit from cash withdrawal services through partnerships ensuring access when needed. At Heartland, we're dedicated to making banking easier for you. If you have questions or want to explore how we can assist you further, please don't hesitate to call us at 620-669-0177 or visit us online at www.hcu.coop. We look forward to helping you achieve your financial goals!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? With our Auto Loans & Vehicle Financing, you can drive off with confidence. We offer competitive rates and flexible terms to make sure that getting behind the wheel is as stress-free as possible.

Business Banking

For entrepreneurs and small businesses, we provide comprehensive Business Banking solutions. Our merchant services and business loans are designed to support your growth and operations so you can focus on what matters most running your business.

Credit Cards with Rewards

Enjoy spending with purpose through our Credit Cards with Rewards program. Earn points on everyday purchases that can be redeemed for exciting rewards. It's like getting paid back for spending!

Mortgage Loans & Refinancing

If owning a home is part of your dream, our Mortgage Loans & Refinancing options provide the support you need. Whether you're buying your first home or looking to refinance an existing mortgage, we offer personalized solutions that can help make homeownership a reality.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features. Manage your accounts from anywhere at any time pay bills, transfer funds, and check balances all from the palm of your hand.

Personal Banking

For those just starting their financial journey or seasoned savers, our Personal Banking options include checking and savings accounts designed to fit various lifestyles. Imagine easily accessing your funds while earning interest on your savings this is what we aim for with our accounts.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, and that's where our Personal Loans & Debt Consolidation services come into play. We understand that financial challenges arise, and we're here to offer loans that can help alleviate those burdens.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check your balance, pay bills, and transfer funds whenever it suits you. Need to send money to a friend? With our person-to-person transfers feature, you can do just that quickly and effortlessly. Plus, our mobile application makes banking even more convenient your accounts are literally at your fingertips! Security is a top priority for us. That's why we provide electronic signature authorization for transactions, ensuring that your information remains safe. Additionally, we offer e-statements so you can go paperless while keeping track of your financial activities easily. If you're on the go and prefer using mobile payments, you'll be pleased to know that we support this feature as well. This means you can make purchases directly from your mobile device without any hassle. With all these features combined, managing your finances with Heartland is not only simple but also secure and efficient. We invite you to explore our full suite of digital banking tools today!

Financial Strength

At Heartland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, you can trust that your hard-earned money is in good hands. With a net worth of $55,795,373, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $860 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $189,877,623 in share certificates and $103,927,526 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,892,329, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $52,222,682 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $11,247 in used auto loans and $539,626,911 in total loans and leases. Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 140 full-time employees and 5 part-time employees who are dedicated to serving you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $20,268,796. Total Share and Deposit Accounts: 79,108, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at Hutchinson High School Hutchinson Ks 67501 or call (620) 669-0177 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued $20,676,762 in used vehicle loans and $38,189,385 in new vehicle loans to help our members get on the road confidently. Whether it's a brand-new model or a reliable pre-owned vehicle, our auto financing options are designed with you in mind.

Business Financing

For business owners, our outstanding commercial loans totaling $73,160,026 provide the capital needed to grow and expand your ventures. We understand that every business has its own challenges and opportunities; that's why our team is dedicated to helping you secure the funding necessary for success. At Heartland, we also offer refinancing options for those who want to lower their monthly payments or consolidate debt into one manageable loan. To explore eligibility options or start an application today, visit our website or call us at (620) 669-0177. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step toward achieving your financial goals with us at Heartland, please don't hesitate to reach out!

Credit Lines and Unsecured Credit Cards

For those looking to manage their everyday expenses more effectively, we offer flexible terms on unsecured credit card loans. With a total of $9,939,550 in unsecured credit card loans available, you can take control of your spending while enjoying rewards and benefits tailored to your needs. Additionally, our total credit lines amount to $114,525,271, providing ample opportunities for personal financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $30,107,926, making buying or refinancing simple and straightforward. We work with you to find the right terms that fit your budget and lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you make informed decisions without the stress of sifting through countless offers. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that users can trust the loan offers presented on the platform. One of the key benefits of using LendMesh is its emphasis on verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users receive only trustworthy options. Additionally, LendMesh does not feature sponsored listings. Unlike many other comparison tools that prioritize lenders based on paid promotions, LendMesh focuses solely on delivering unbiased results. With real-time rate comparisons, users can view up-to-date loan rates from multiple institutions at a glance. This feature empowers you to weigh your options effectively and select a loan that best fits your financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the reliability and effectiveness of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Heartland