Heartland Credit Union Hutchinson KS | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Heartland, your trusted partner in financial growth located at 129 W Avenue A, Hutchinson, KS 67501. Since our establishment in 1948, we have proudly served the community with a commitment to helping our members achieve their financial dreams. With a total membership of 40,098 and assets exceeding $647,519,323, Heartland stands strong as a pillar of support in the Hutchinson area. At Heartland, we believe that banking should be personal. Our dedicated team of 145 employees, led by CEO Dan Springer and Board President Rex Christner, is here to provide you with tailored solutions for all your financial needs. Whether you're looking for auto loans, mortgages, or simple checking accounts, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to the same address: 129 W Avenue A, Hutchinson, KS 67501. We understand that convenience matters; that's why we offer various services including online and mobile banking for easy access to your accounts anytime, anywhere. With total deposits reaching $36,762,690 and a net worth of $55,795,373, Heartland not only ensures your money is safe but also works diligently to maximize your benefits through competitive rates and personalized service. Our cash reserves of $2,611,367 reflect our stability and readiness to assist you in achieving your financial goals. We're more than just a credit union; we're a community partner. Our goal is to empower you with the tools needed for success while maintaining a friendly and supportive environment. To learn more about how we can assist you or if you have any questions, please don't hesitate to reach out! You can give us a call at 620-669-0177 or visit our website at Heartland Credit Union. Experience the Heartland difference today where you're not just a member; you're part of our family!

Branch History & Mission

At Heartland, we take pride in our rich legacy of serving the community since our establishment in 1948. Located at 129 W Avenue A in Hutchinson, KS, our branch has grown alongside the vibrant local landscape, adapting to meet the needs of our members while maintaining a strong commitment to community support. With a total membership of over 40,000 and assets exceeding $647 million, Heartland is not just a financial institution; we are a trusted partner dedicated to empowering individuals and families. Our mission is clear: to provide exceptional financial services that enhance the lives of our members and contribute positively to our community. We believe that everyone deserves access to affordable banking options, which is why we offer a variety of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. Our focus on personalized service ensures that every member feels valued and understood. Over the years, we have embraced digital advancements to make banking easier for our members. From online banking and mobile payments to e-statements and electronic signatures, we strive to keep pace with technology while ensuring accessibility for all. Our facility is ADA compliant, reflecting our commitment to inclusivity. As a credit union rooted in community values, we actively engage in outreach efforts that support local initiatives. We are proud of our partnerships with organizations that make a difference in Hutchinson and surrounding areas. These relationships allow us to give back and help foster a thriving community. While members can visit us at 129 W Avenue A for all their banking needs, official correspondence should be directed to the same address. Our branch is equipped with an ATM and offers drive-thru banking services for added convenience during operating hours: Monday through Friday from 9:00 am to 5:00 pm for lobby services and extended hours for drive-thru operations. We invite you to experience the Heartland difference. Join us today and become part of a community-focused credit union where your financial goals are supported every step of the way. For more information or assistance, feel free to reach out at 620-669-0177 or explore our website at Heartland Credit Union. Together, let's build a brighter future!

Branch Location & Accessibility

Nearby Landmarks

Our branch is just a stone's throw away from popular spots like the Hutchinson Zoo and the Kansas State Fairgrounds, making it easy to stop by while you're out and about. You can look forward to ample parking options right outside our door, ensuring a hassle-free visit. Plus, we've made accessibility a priority with features that cater to everyone, including ADA-compliant entrances and ramps.

Operating Hours

We understand that life can get busy. That's why our lobby is open Monday through Friday from 9:00 AM to 5:00 PM. If you prefer the drive-thru, it's available Monday through Thursday from 8:00 AM to 5:30 PM, Fridays until 6:00 PM, and Saturdays from 9:00 AM to 12:00 PM. With these hours, we aim to provide flexibility for all our members.

Services Offered

At Heartland, we offer a wide range of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgages, we are here to help. Need quick cash? Enjoy easy access at our ATM or make use of our drive-thru for simple transactions. No matter what you need, our friendly staff is here to guide you every step of the way. While members can visit us at 129 W Avenue A Hutchinson Ks 67501, official correspondence should be sent to 129 W Avenue A, Hutchinson, KS 67501. So why wait? Stop by Heartland today or give us a call at (620) 669-0177. We look forward to serving you!

Member Eligibility

Becoming a member of Heartland is like joining a family that truly cares about your financial well-being. Located at 129 W Avenue A Hutchinson Ks 67501, we welcome individuals who live, work, or worship in the area to apply for membership. If you're looking for a supportive community where your needs come first, you're in the right place! The eligibility criteria are simple and inclusive; for more detailed information, feel free to visit our website at https://consumer.hcu.coop. Once you see how easy it is to join us, you'll want to take the next step right away. Opening an account is straightforward, and you can find everything you need at http://www.hcu.coop/loan-apps. If you have questions or need assistance during the process, don't hesitate to call us at (620) 669-0177. We're here to help you every step of the way as you embark on your journey with Heartland!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed to streamline your operations. Imagine being able to process payments quickly and securely, freeing up your time to focus on what really matters growing your business. With easy access to funds and real-time transaction tracking, managing your finances has never been simpler. Located at 129 W Avenue A Hutchinson Ks 67501 in Hutchinson, KS, our dedicated team is ready to partner with you on your journey towards success. Call us today at (620) 669-0177 to learn more about how we can support your business banking needs!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $921 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $73,160,026, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility at Your Fingertips

For those who prefer face-to-face interactions, our lobby hours are designed for your convenience: Monday through Friday from 9:00 AM to 5:00 PM. Additionally, our drive-thru service is available during extended hours for quick transactions like deposits and withdrawals. You can find us at 129 W Avenue A, Hutchinson, KS 67501. Have questions? Feel free to call us at 620-669-0177; our friendly staff is always ready to assist you!

Business Banking Services

For local businesses, Heartland offers specialized services such as merchant services and business loans. We know how important it is for businesses to have reliable financial support, so our team is here to provide solutions that help you grow and thrive in today's market.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that let you manage your accounts anytime, anywhere. You can access your accounts through our user-friendly mobile app or website, making it easy to check balances, transfer funds, or pay bills at your convenience. We also feature ATM and cash withdrawal services for quick access to your cash when you need it.

Final Thoughts

At Heartland, we believe in building strong relationships with our members by offering services that truly matter. We invite you to explore all that we have to offer and see how we can assist you in achieving your financial goals. Visit us online at hcu.coop or stop by our branch today!

Loans for Every Occasion

We understand that life can be unpredictable. That's why we offer personal loans and debt consolidation services to help you navigate unexpected expenses or consolidate existing debts into manageable payments. Plus, our credit cards with rewards give you an excellent opportunity to earn while you spend, making every purchase more rewarding.

Personal Banking Solutions

For everyday banking needs, we offer checking and savings accounts that help you manage your finances efficiently. Imagine having a checking account that not only allows easy deposits and withdrawals but also helps you save with competitive interest rates. With our auto loans and vehicle financing, you can get behind the wheel of your dream car without stretching your budget too thin. If you're considering homeownership, our mortgage loans and refinancing options provide flexible terms tailored to fit your lifestyle.

Digital & Online Banking

Easy Account Access

Our 24/7 online banking services allow you to view your account balances, transfer funds, and pay bills at any time that suits you. Imagine being able to handle your banking needs from the comfort of your home or while on the go it's that simple! Plus, our user-friendly mobile application makes it even easier to stay connected to your finances.

Go Paperless with E-Statements

Want to reduce clutter? Our e-statements feature allows you to receive your account statements electronically, giving you instant access and helping the environment at the same time. Say goodbye to paper waste and hello to convenience!

Pay with Ease

With our mobile payments feature, you can make purchases using just your smartphone. Whether you're out shopping or dining, simply tap and pay no wallet needed! Plus, with person-to-person transfers, sending money to friends and family is as easy as a text message. At Heartland, we believe in making banking accessible for everyone. Explore all these features and more by visiting us online today at https://www.hcu.coop/. Your financial needs are just a click away!

Secure Transactions

Security is paramount when it comes to online banking. We offer electronic signature authorization for a safer transaction process. You can rest easy knowing that your sensitive information is protected with the latest security measures.

Financial Strength

A Growing Community

We proudly support a strong and growing member base with a total of 79,108 share accounts. This reflects the trust our community places in us as their go-to financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 129 W Avenue A Hutchinson Ks 67501 or call (620) 669-0177 to learn more about how we can help you achieve your financial goals.

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. With 140 full-time employees and 5 part-time employees, our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings Opportunities

Members' savings are secured through $189,877,623 in share certificates and $103,927,526 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,892,329, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $52,222,682 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement means more resources directed toward your financial needs.

Strong Financial Health

With a net worth of $55,795,373, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $860 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $11,247 in used auto loans and $539,626,911 in total loans and leases. Whether you're looking to purchase a vehicle or need assistance with other loans, we're here to help you every step of the way.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $206,767,627 in used vehicle loans and $38,189,385 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our competitive rates make it easier than ever to drive away with confidence.

Credit Lines and Business Loans

For those seeking additional flexibility, our total credit lines amounting to $114,525,271 can be an excellent option. If you're a business owner looking for funding, we offer outstanding commercial loans totaling $73,160,026 that provide the capital needed to grow and expand your business. At Heartland, we are committed to supporting our members every step of the way. If you're considering refinancing or want more information on eligibility options, feel free to reach out to us at (620) 669-0177 or visit us at our branch located at 129 W Avenue A Hutchinson Ks 67501 in Hutchinson, KS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and discover how we can assist you in reaching your financial objectives!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,107,926, make buying or refinancing simple. We offer various terms and conditions tailored to your needs, making it possible for you to secure the home you've always wanted.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,939,550 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while allowing for greater control over your budget.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. By relying on verified data, LendMesh eliminates the guesswork often involved in comparing loans.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring you have access to reliable information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that help you make informed choices. - Real-Time Rate Comparisons: Enjoy up-to-date loan rates from multiple institutions, allowing you to compare options effectively. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Heartland