Heartland Credit Union Haven KS | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Heartland, your trusted financial partner right in the heart of Haven, KS! Established in 1948, our credit union has been dedicated to serving our community with integrity and a personal touch. With a membership of over 40,000 members, we pride ourselves on fostering strong relationships that empower you to achieve your financial goals. At our branch located at 103 S Kansas St, Haven, KS 67543, we offer a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we have everything you need to manage your finances effectively. Our total assets exceed $647 million, showcasing our stability and commitment to supporting our members' needs. While members can visit us at 103 S Kansas St, official correspondence should be sent to PO Box 454, Haven, KS 67543. We invite you to explore the various ways we can assist you, including online and mobile banking for your convenience. Under the leadership of CEO Dan Springer and Board President Rex Christner, Heartland is not just about numbers it's about people. We employ 145 dedicated staff who are always ready to help you navigate your financial journey. With total deposits reaching $36 million and a net worth of $55 million, we are well-equipped to provide the support and resources you need. Experience community-focused banking that puts you first. Call us today at 620-669-0177 or visit us online at Heartland Credit Union to learn more about how we can help you thrive financially. Let's build a brighter future together!

Branch History & Mission

At Heartland, we take pride in our rich history and commitment to serving the community of Haven, Kansas. Established in 1948, our branch has been a cornerstone of financial support and guidance for over 75 years. Located at 103 S Kansas St, we are not just a credit union; we are a trusted partner in your financial journey. From our humble beginnings, Heartland has grown significantly. Today, we proudly serve over 40,000 members and manage total assets exceeding $647 million. This growth reflects our dedication to providing exceptional financial services tailored to the needs of our community. Our mission is clear: to empower individuals and families by offering accessible banking solutions that foster financial wellness and stability. While members can visit us at our branch address, official correspondence should be sent to PO Box 454, Haven, KS 67543. Our branch is conveniently located near local landmarks, making it easy for you to stop by and experience our welcoming atmosphere. Heartland's mission goes beyond simply providing financial products; we strive to make a positive impact on the lives of our members. We believe that everyone deserves access to quality banking services, which is why we offer a range of personal and business banking options. From checking and savings accounts to auto loans and credit cards with rewards, we're here to meet your needs. In addition to traditional banking services, Heartland embraces digital advancements that enhance the member experience. Our online banking platform allows you to manage your finances anytime, anywhere. With mobile payments and person-to-person transfers available, convenience is at your fingertips. We also understand the importance of community involvement. Heartland actively participates in outreach efforts that support local initiatives and charities. By partnering with organizations in Haven, we work together to strengthen our community ties and uplift those around us. Our operating hours are designed with you in mind: Monday through Thursday from 9:00 AM to 4:00 PM, with extended hours on Friday until 5:00 PM. We also offer drive-thru services for quick transactions and ATM access for your convenience. Join us at Heartland as we continue this legacy of service and commitment to the Haven community. Experience firsthand the benefits of being part of an organization that truly cares about its members' success. Together, let's build a brighter financial future! For more information or to become a member today, call us at 620-669-0177 or visit our website at www.hcu.coop.

Branch Location & Accessibility

Come Visit Us!

While members can visit us at our Haven location for all their banking needs, please remember that official correspondence should be directed to PO Box 454, Haven, KS 67543. If you have questions or need assistance, feel free to call us at 620-669-0177. We look forward to welcoming you at Heartland! Stop by today and discover how we can help you achieve your financial goals with our range of personal and business banking services.

Convenient Access and Features

At Heartland, we understand that accessibility matters. Our branch features ADA-compliant facilities, ensuring everyone can comfortably visit us. You'll find ample parking available right outside, so you can quickly hop in and out without any hassle. For those who prefer banking on the go, we offer an ATM on-site for easy cash withdrawals and balance inquiries. If you're in need of quick service, our drive-thru banking is here to help. Whether it's deposits or simple transactions, you can take care of your banking needs without leaving your vehicle.

Operating Hours Tailored for You

We know how busy life can get, which is why our operating hours are designed with your schedule in mind. Visit us Monday through Thursday from 9:00 AM to 4:00 PM, and on Friday from 12:30 PM to 5:00 PM (with a break from 11:30 AM to 12:30 PM). This flexible timing allows you to make the most of your day while still getting the services you need.

Member Eligibility

Joining the Heartland community is an exciting opportunity to gain access to a range of financial services designed with your needs in mind. To become a member of Heartland, you just need to meet some friendly eligibility criteria that focus on building connections within our community. If you live or work in certain areas, or if you have family members who are already part of Heartland, you're likely eligible to join us! We believe everyone deserves the chance to benefit from our services, whether it's personal banking, loans, or simply having a place to save. For more detailed information about eligibility and how you can join, feel free to visit our website at https://consumer.hcu.coop. Once you're ready to open an account, the process is straightforward and welcoming. You can find all the details for opening an account at http://www.hcu.coop/loan-apps. If you have any questions or need assistance, don't hesitate to reach out at 620-669-0177. We're here for you at 103 S Kansas St Haven Ks 67543!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $921 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to expand operations or invest in new equipment, we have the financing options you need to make your vision a reality.

Merchant Services

In today's fast-paced world, efficient payment processing is crucial. Our merchant services provide you with the tools to accept payments easily, whether in-store or online. Imagine having the ability to process transactions seamlessly while focusing on what matters most running your business. With an outstanding commercial loan portfolio of $73,160,026, we continue to drive economic growth by financing new and expanding businesses right here in Haven, KS. Let's work together to fuel your success! For more information, visit us at 103 S Kansas St Haven Ks 67543 or call us at (620) 669-0177.

Comprehensive List Of Services

ATM & Drive-Thru Services

We understand that sometimes you need quick access to cash or want to complete simple transactions without stepping inside the branch. Our ATM services provide easy access for withdrawals and balance checks. Additionally, our basic drive-thru banking allows for deposits and withdrawals without the hassle of parking. At Heartland, we're committed to ensuring that all of our members have access to essential financial services in a way that's both engaging and convenient. Ready to take the next step? Give us a call at (620) 669-0177 or visit us at Haven today! Let's work together towards a brighter financial future!

Business Banking Solutions

For our business members, we offer robust banking solutions that include merchant services and business loans. Whether you're starting a new venture or looking to grow your existing business, our expert advisors are here to guide you every step of the way.

Embracing Digital Convenience

In today's fast-paced world, managing your finances should be simple and convenient. That's why Heartland offers online and mobile banking features that allow you to access your accounts anytime, anywhere. With services like mobile payments and person-to-person transfers, you'll have everything you need at your fingertips.

Flexible Loan Options

Life can throw unexpected expenses your way, which is why we provide personal loans and debt consolidation services. These options are perfect for those times when you need a little extra support. Plus, our credit cards come with rewards that allow you to earn points on everyday purchases making every dollar spent work for you!

Personal Banking Made Easy

Our personal banking options are tailored for everyone. You can choose from various checking and savings accounts that fit your lifestyle. For instance, if you're planning to buy a new car, our auto loans and vehicle financing solutions can help make that dream a reality. We also offer mortgage loans and refinancing options to help you secure your home or lower your monthly payments.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can easily sign documents electronically with our electronic signature authorization feature, making transactions quicker and hassle-free. Plus, with the option for e-statements, you can keep track of your finances without the clutter of paper statements. For those who prefer mobile banking, our mobile application is available for download, giving you the power to manage your accounts directly from your smartphone. You can even make person-to-person transfers effortlessly, ensuring that sending money to friends or family is quick and easy. And if you're looking to simplify payments, our mobile payments feature allows you to make purchases directly from your phone.

Security and Accessibility

Your security is our top priority. We employ robust measures to protect your information while ensuring you have easy access to your financial data. With real-time account management features, staying on top of your finances has never been easier. At Heartland, we believe that banking should be straightforward and accessible for everyone. Our digital and online services are designed to empower you with control over your money while providing peace of mind knowing that your information is safe. Experience the convenience of modern banking today!

Financial Strength

At Heartland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to safeguarding your finances, you can trust that Heartland is built on a solid foundation. With a net worth of $55,795,373, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 860% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $189,877,623 in share certificates and $103,927,526 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $19,892,329, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $52,222,682 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $11,247 in used auto loans and a total of $539,626,911 in loans and leases available to help you achieve your dreams. Our operational efficiency is evident in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 140 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $20,268,796. Total Share Accounts: 79,108, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland is your trusted partner. Visit us at 103 S Kansas St Haven Ks 67543 or call 620-669-0177 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $206,767,627 in used vehicle loans and $38,189,385 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or purchasing a reliable used vehicle, our dedicated team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $73,160,026 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, we offer solutions that cater specifically to businesses within our community. At Heartland located at 103 S Kansas St Haven Ks 67543, we prioritize your financial well-being. For any inquiries about our loan products or to explore eligibility options further, feel free to reach out at 620-669-0177. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your journey toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,107,926, make buying or refinancing simple. We are committed to helping you navigate the mortgage process with ease and clarity. If you're considering refinancing your existing mortgage, our team can provide insights on eligibility options tailored to your specific situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,939,550 in loans helping members manage their finances effectively. These cards come with various benefits designed to fit your lifestyle while providing easy access to credit when you need it most.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources ensures fair and transparent offers for all users.

Heartland