Heartland Area Credit Union Brookfield WI

Introduction

Welcome to Heartland Area, your trusted financial partner located at 255 Fiserv Dr, Brookfield, WI 53045. Since our establishment in 1954, we have been dedicated to serving our community with integrity and care. With a strong membership base of 2,218 individuals, we pride ourselves on being more than just a credit union; we are a family that values relationships and strives to make a positive impact on the lives of our members. At Heartland Area, we currently manage assets totaling $27,749,746, which reflects our commitment to providing robust financial services tailored to your needs. Our total deposits amount to $1,190,183, showcasing the trust our members place in us. We also offer a variety of loan options, with a total of 1,203 loans and leases available to help you achieve your goals. Under the leadership of CEO Cathy Banks and Board President Linda Bohac, our team works diligently to ensure you receive personalized service and expert guidance. Our knowledgeable staff of 8 employees is always ready to assist you with your financial inquiries or concerns. While members can visit us at our Brookfield location for all their banking needs, official correspondence should be sent to our mailing address at PO Box 208547, Dallas, TX 75320. Whether you're looking for loans, savings accounts, or other financial services, we invite you to explore what Heartland Area has to offer. Ready to take the next step? Feel free to reach out by calling us at 877-337-2843 or visit our website at heartlandfcu.org for more information on how we can support your financial journey. Together, let's build a brighter future!

Branch History & Mission

Join Us Today!

As Heartland Area continues its journey of growth and service excellence, we invite you to become a part of our family. Explore the benefits of membership today by visiting our website or contacting us at 877-337-2843. Experience firsthand how Heartland Area can help turn your financial goals into reality while contributing positively to the community we all share!

Our Journey

Since our establishment nearly seven decades ago, Heartland Area has witnessed significant milestones that have shaped our evolution. We started with a small group of members who believed in the power of collective support and financial cooperation. Over the years, we expanded our services and embraced modern banking practices to meet the changing needs of our members. Despite the advancements in technology, our core values remain the same: commitment to service, community empowerment, and responsible financial practices. While members can visit us at 255 Fiserv Dr Brookfield Wi 53045, official correspondence should be sent to PO Box 208547, Dallas, TX 75320. Our location is easily accessible and close to local landmarks, making it convenient for you to stop by and learn more about how we can assist you on your financial journey.

Our Mission

At Heartland Area, our mission is simple yet profound: to provide excellent financial services while actively supporting our community's growth and well-being. We understand that each member's story is unique; that's why we offer personalized solutions tailored to fit individual needs. Whether you're looking for loans or savings options, we're here to help you make informed decisions that lead to financial success. Our commitment goes beyond just banking. We believe in giving back through various outreach programs that uplift local organizations and initiatives. By fostering strong relationships within the community, we ensure that everyone has access to the resources they need. As we move forward into an increasingly digital world, we are proud to offer online banking services that are easy to use and accessible from anywhere. While currently there are no ATMs or drive-thru services at our location, we prioritize creating a user-friendly experience for all members through mobile applications and e-statements.

Branch Location & Accessibility

Accessibility Features

At Heartland Area, we prioritize making banking accessible for everyone. Our branch is designed with ADA compliance in mind, offering ramps and other features that ensure easy access for all members. Parking is available right outside our doors, making it simple for you to pop in for quick transactions or more extensive banking services.

Operating Hours & Services

We know your time is valuable. That's why we encourage you to call us at 877-337-2843 to find out about our operating hours and any special services we offer. Although we currently do not have ATM services or drive-thru banking available, our team is dedicated to providing personal service inside the branch.

Visit Us Today!

We invite you to come by and see how we can help meet your financial needs. Whether you're looking for a new loan or just have some questions about your accounts, our friendly staff is ready to assist you. Stop by Heartland Area today and experience the difference of being part of a community-focused credit union!

Member Eligibility

Joining the Heartland Area is like stepping into a welcoming community where your financial needs are prioritized. To become a member, you simply need to meet certain eligibility criteria. This includes living or working in specific areas, or being part of certain organizations affiliated with us. Don't worry if you're unsure about your eligibility; you can easily find all the details by visiting our website at Heartland Area Membership. We believe that everyone deserves access to financial services that truly support them, and our membership opens up a world of benefits designed just for you. Once you know you're eligible, opening an account is straightforward. You can start this journey by checking out our account opening process at Applying for a Loan. If you have any questions or need assistance, feel free to reach out to us at 877-337-2843. We're here to help you every step of the way as you become part of the Heartland Area family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your daily operations without worrying about payment processing. Our merchant services streamline transactions, allowing you to focus on what truly matters growing your business. From card payments to online transactions, we offer tools that enhance customer experience and improve cash flow. Located at 255 Fiserv Dr Brookfield Wi 53045 in Brookfield, WI, we invite you to explore how our business banking and commercial services can support your goals. Contact us today at (877) 337-2843 to learn more!

Comprehensive List Of Services

Community-Centric Approach

Being part of the community means understanding the unique needs of our members. That's why we're focused on creating relationships built on trust and transparency. You can always reach out to us at 877-337-2843 for any inquiries or assistance regarding our services. We want to make sure that you feel supported in all aspects of your financial journey.

Everyday Banking Needs

One of the key services we offer at Heartland Area is ATM Services Only. This means that while you can access cash easily through our ATMs, we also prioritize digital banking features for your convenience. Imagine being able to check your account balance, transfer funds, and pay bills from the comfort of your home or on-the-go using our online banking platform. With just a few clicks or taps on your mobile device, managing your finances has never been easier.

Financial Support When You Need It

In addition to ATM services, Heartland Area provides various resources to help you make informed financial decisions. If you're considering a loan, whether it's for a new car or a personal project, our knowledgeable staff can guide you through the application process. Our goal is to ensure that you find the right product that fits your budget and lifestyle.

Join Us Today!

If you're not yet a member but are interested in exploring what we have to offer, we invite you to visit our website here for more information about membership eligibility and how to apply for an account. At Heartland Area, we're not just about banking; we're about building lasting relationships with our members. We look forward to welcoming you into the Heartland family and helping you achieve your financial goals!

The Convenience of Digital Access

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we emphasize our digital banking capabilities at Heartland Area. With features like mobile payments and e-statements, managing your money has never been more efficient. You can stay updated on transactions and balances without needing to visit a branch physically.

Digital & Online Banking

At Heartland Area, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit into your busy lifestyle. With our user-friendly platform, you can access your accounts anytime, anywhere, making banking simpler than ever. One of the key features of our service is the ability to manage your accounts through our online banking portal at https://heartlandfcu.org/. Here, you can check your balances, transfer funds, and pay bills with just a few clicks. Plus, our 24/7 online banking services mean you can handle your finances on your schedule. For those who prefer mobile banking, our mobile application brings all the features of online banking right to your fingertips. Whether you're out running errands or relaxing at home, you can easily keep track of your finances. And if you're looking to make quick payments, our mobile payments feature allows for easy transactions directly from your phone. Security is paramount at Heartland Area. While we do not currently offer electronic signature authorization, you can rest assured that all your personal information is protected through advanced security measures. Our e-statements provide a paperless way to stay organized while ensuring that your financial documents are secure. Even though we don't support person-to-person transfers at this time, our platform is designed for straightforward navigation and ease of use. We encourage you to take advantage of these tools to stay in control of your financial well-being. With everything available at your fingertips, managing your money has never been easier or more efficient. Visit us today at https://heartlandfcu.org/ and discover how our digital and online banking services can make a difference in your life!

Financial Strength

Committed Team

We also take pride in having 8 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our operational efficiency is reflected in our net income of -$265,835, showing our dedication to improving member services.

Member Trust

Total Share and Deposit Accounts stand at 3,879, showcasing a strong and growing member base that trusts us with their finances. Our focus on building relationships ensures that every member feels valued and supported. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland Area is your trusted partner. Visit us at 255 Fiserv Dr Brookfield WI 53045 or call 877-337-2843 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Reinvesting for Growth

With $5,674,695 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We have a robust lending capacity with $10,930,192 in total loans and leases, which supports your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $1,106,786 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $5,408,860, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,000,600 in used vehicle loans and $1,641,739 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we provide options that suit your budget and lifestyle.

Credit Lines

For those needing more flexibility, our total credit lines amount to $2,550,000. This gives you access to funds when you need them most while providing peace of mind. Whether you're interested in refinancing an existing loan or exploring eligibility options for one of our products, we're here to assist you every step of the way. To discuss your loan options further or to inquire about eligibility criteria, feel free to reach out to us at 877-337-2843. You can also explore more about our services by visiting our website at heartlandfcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $647,219. Our team can guide you through the process and help you understand your eligibility for various mortgage products.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $574,191 in loans helping members manage their finances effectively. This option allows you to cover everyday expenses without tying up your funds in collateral.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means that every comparison you see is based on reliable information from trusted lenders.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make well-informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights how LendMesh can significantly impact your financial journey. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Heartland Area

Introduction

Branch History & Mission

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours & Services

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Community-Centric Approach

Everyday Banking Needs

Financial Support When You Need It

Join Us Today!

The Convenience of Digital Access

Digital & Online Banking

Financial Strength

Committed Team

Member Trust

Reinvesting for Growth

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

Join Our Community