Heartland Area Credit Union Omaha NE | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Heartland Area at our Southwest Branch located at 11117 John Galt Blvd, Omaha, NE 68137! Since opening our doors in 1954, we have been dedicated to providing exceptional financial services tailored to meet the needs of our community. With a total membership of over 2,200, we pride ourselves on fostering strong relationships with our members. At Heartland Area, your trust is paramount. We manage total assets of $27,749,746 and ensure your deposits are safe with us, totaling $1,190,183. Our commitment to you is reflected in our net worth of $5,408,860, showcasing our stability and reliability as a credit union. Our team of just 8 dedicated employees, led by CEO Cathy Banks and Board President Linda Bohac, is here to assist you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans or mortgages, we're here to help you achieve your financial goals. While members can visit us at 11117 John Galt Blvd, official correspondence should be sent to the same address. Our friendly staff is available Monday through Friday from 8:30 AM to 5 PM to answer any questions you may have. Join us at Heartland Area Credit Union today! Explore more about our services on our website here or give us a call at 402-339-6755. We're excited to serve you and make your financial journey smoother!

Branch History & Mission

Join Us

As we continue to grow and adapt alongside our community, we invite you to become part of the Heartland Area family. Experience firsthand how we put people before profits while offering competitive rates and personalized service. Whether you're looking for a new bank account or need help with financing your next vehicle purchase, we're here for you every step of the way. Ready to take your financial journey forward? Reach out to us at 402-339-6755 or visit us online at Heartland Area for more information about membership eligibility and how you can benefit from being part of our credit union. Together, let's build a brighter future!

Our Mission

At Heartland Area, our mission is straightforward: to empower our members through accessible financial services while actively contributing to community well-being. We believe in not just serving our members but also supporting local initiatives that uplift those around us. By collaborating with community organizations and engaging in outreach efforts, we aim to make a positive impact both financially and socially. While members can visit us at 11117 John Galt Blvd Omaha Ne 68137, official correspondence should be sent to 11117 John Galt Blvd, Omaha, NE 68137 if it differs from our physical address. We are here for you during our operating hours from 8:30 AM to 5 PM Monday through Friday. Though we do not have an ATM or drive-thru service available at this location, we ensure that all digital advancements comply with ADA standards for enhanced accessibility.

Our Story

Since our inception, Heartland Area has focused on providing accessible financial services tailored to meet the unique needs of our community. As we opened our doors in 1954, we embraced a mission centered around helping members achieve their financial goals while fostering a sense of belonging and support. Our journey has been shaped by key milestones that reflect our dedication to innovation and customer care. Throughout the years, we've expanded our range of services beyond traditional banking. Today, members enjoy personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also offer business banking solutions including merchant services and business loans. Our commitment to enhancing member experience is evident in our investment in online and mobile banking services.

Branch Location & Accessibility

Convenient Access and Features

At our Heartland Area branch, we prioritize accessibility for all of our members. Our facility is equipped with features like ADA-compliant entrances and ramps, ensuring everyone can easily navigate through our space. Plus, there's ample parking available right outside the branch, making your visit hassle-free.

Get in Touch

If you have questions or need assistance before your visit, don't hesitate to call us at 402-339-6755. Our friendly staff is always ready to help! We invite you to come by and see how we can assist you on your financial journey. Visit us today at Heartland Area where community banking meets exceptional service!

Operating Hours

We understand that your time is valuable. That's why we're open from 8:30 AM to 5 PM Monday through Friday. Feel free to stop by during these hours for assistance with personal banking needs such as checking and savings accounts, auto loans, mortgage refinancing, and more.

Services Offered

In addition to traditional banking services, we offer a variety of options tailored to meet your financial needs. From personal loans and credit cards with rewards to business banking solutions and online/mobile banking capabilities there's something for everyone at Heartland Area.

Member Eligibility

At Heartland Area, we believe that becoming a member is like joining a family where your financial well-being is our priority. If you live, work, or worship in the Omaha area, you're likely eligible to join us! Membership extends to those who have a direct connection to our community, so whether you're a resident or simply spend time here, we welcome you with open arms. You'll enjoy benefits like competitive loan rates, personalized service, and access to various banking products tailored to your needs. Ready to take the next step? Opening an account is simple! Just visit us at 11117 John Galt Blvd Omaha Ne 68137 or call us at (402) 339-6755 for more information. For detailed eligibility criteria and to ensure you meet all requirements, check out our website at https://heartlandfcu.org/membership/. We can't wait for you to join our supportive community!

Business Banking & Commercial Services

At Heartland Area, we understand that every business has unique needs and dreams. Whether you're just starting out or looking to expand, our business banking and commercial services are designed to help you succeed. Imagine securing the funding you need for a new location or investing in the latest technology this is where our commercial loans come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify payment processing. Imagine making it easy for your customers to pay, whether they prefer cash, credit, or mobile payments. Our services help ensure your business runs smoothly while you focus on what you do best. Located at 11117 John Galt Blvd Omaha Ne 68137 in Omaha, NE, we're ready to partner with you on your journey. Give us a call at (402) 339-6755 or visit us today!

Comprehensive List Of Services

Accessing Your Funds

While we currently do not have ATMs or drive-thru services available at our branch, rest assured that our online banking options will keep your funds easily accessible whenever you need them. Our commitment to serving our community doesn't stop here. If you're interested in exploring all that we have to offer or if you have any questions about our services, please reach out to us at (402) 339-6755 during our operating hours from 8:30 AM to 5 PM, Monday through Friday. Join us at Southwest Branch, where financial empowerment is just a phone call away!

Business Banking

For small business owners, we offer tailored business banking solutions including merchant services and business loans. We understand that running a business comes with its own set of challenges, so we're here to support your growth every step of the way.

Credit Cards

Looking to earn rewards on your everyday purchases? Our credit cards with rewards programs allow you to earn points while you spend, giving you added benefits just for using your card.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've developed robust online and mobile banking platforms that let you manage your finances from anywhere. With features like online account access and mobile payments, handling your money has never been easier.

Home Financing

Buying a home is one of the most significant investments you'll make, and at Heartland Area, we offer mortgage loans and refinancing options to help you navigate this process with ease. Our experienced team is here to guide you through every step, ensuring you find the right loan that fits your budget and lifestyle.

Personal Banking

Whether you're opening your first checking account or looking for a reliable savings option, our personal banking services have you covered. With options like checking and savings accounts, you can manage your day-to-day expenses while also saving for the future. If you're in the market for a vehicle, our auto loans and vehicle financing can help you get behind the wheel without breaking the bank.

Personal Loans

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether it's medical bills or home repairs, we provide flexible loan options that can help ease financial stress.

Digital & Online Banking

Key Services

With our robust online banking platform available at Heartland Area, you can access your accounts 24/7. This means you can check balances, transfer funds, and pay bills whenever it suits you. Plus, say goodbye to paper statements! We provide e-statements for easy access to your financial records while keeping everything organized and environmentally friendly. For those who love the simplicity of mobile payments, you'll be pleased to know that we support this feature too. You can make purchases quickly and securely using your smartphone. And if you prefer managing your accounts from an app, our mobile application is here to help you stay connected with your finances anytime, anywhere.

Security and User-Friendly Features

Your security is our top priority. While we currently do not offer electronic signature authorization or person-to-person transfers, our online banking platform provides a safe environment for all your transactions. We ensure that every login is protected so you can manage your accounts with peace of mind. In today's fast-paced world, real-time account management is essential. Our digital banking features allow you to stay updated on your finances without any hassle. You can easily monitor transactions and keep track of spending patterns all from the comfort of your home or on the go. At Heartland Area, we believe that banking should fit into your lifestyle effortlessly. Our digital and online banking services are crafted to meet your needs while ensuring a secure and user-friendly experience. Join us today and take control of your financial journey!

Financial Strength

At Heartland Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on a solid foundation, and we are proud to share our financial strengths with you. With a net worth of $5,408,860, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,106,786 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,674,695 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is supported by $10,930,192 in total loans and leases, including 234 used auto loans that help our members achieve their financial goals across various sectors. Our -$265,835 net income reflects our commitment to investing back into the community while managing expenses effectively. We also take pride in having 8 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 3,879, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Heartland Area is your trusted partner. Visit us at 11117 John Galt Blvd Omaha NE 68137 or call 402-339-6755 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,000,600 in used vehicle loans and $1,641,739 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit within your budget. Additionally, if you're considering refinancing your current auto loan for better rates or terms, we can help you explore your options.

Credit Lines and Additional Support

For those needing additional financial flexibility, we also offer credit lines totaling $2,550,000. These lines can provide quick access to funds when unexpected expenses arise or when you need extra cash flow. We invite you to visit us at our branch located at 11117 John Galt Blvd Omaha NE 68137 or give us a call at 402-339-6755 during our operating hours from 8:30 AM to 5 PM Monday through Friday. Our team is dedicated to helping you find the best loan solution tailored just for you. For more detailed information on eligibility and application processes, feel free to check out our website at Heartland Area or directly apply for a loan here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's take the next step together toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $647,219, which can help you secure your dream home with ease. With competitive interest rates and straightforward processes, our team is ready to assist you every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses just got easier with our flexible unsecured credit card loans. We have a total of $574,191 in these loans available to help members effectively manage their finances. This option provides you with the flexibility to make purchases while keeping control over your budgeting.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By focusing on verified lenders, LendMesh guarantees that the loan comparisons you receive are accurate and reliable.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Get up-to-date loan rates from multiple institutions to help you make informed choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback illustrates how effective the platform can be in helping individuals secure better rates. If you're ready to find the best loan rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Heartland Area